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        <PersonNm>TRACY E WATKINS SPHR</PersonNm>
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        <PersonNm>J DUNCAN CAMPBELL III</PersonNm>
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        <ReportableCompFromOrgAmt>457650</ReportableCompFromOrgAmt>
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      <Form990PartVIISectionAGrp>
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      <Form990PartVIISectionAGrp>
        <PersonNm>WAYNE R WHIPPLE</PersonNm>
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          <USAddress>
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      <OtherRevenueMiscGrp>
        <Desc>SUBSTANTIAL RETURN BENEFIT</Desc>
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        <ConsolidatedBasisFinclStmtInd>X</ConsolidatedBasisFinclStmtInd>
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      <NonDeductibleLbbyngPltclTotAmt>515563</NonDeductibleLbbyngPltclTotAmt>
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      <BuildingsGrp>
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        <Desc>INVESTMENT IN SUBSIDIARY</Desc>
        <BookValueAmt>711011</BookValueAmt>
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      <OtherAssetsOrgGrp>
        <Desc>LEASE RIGHT OF USE ASSET</Desc>
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        <Desc>LEASE LIABILITY</Desc>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 4, PART XI, LINE 2D</FormAndLineReferenceDesc>
        <ExplanationTxt>EQUITY INCOME IN SUBSIDIARY 86,471 NET PERIODIC PENSION COST 91,705</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE D, PAGE 4, PART XII, LINE 2D</FormAndLineReferenceDesc>
        <ExplanationTxt>NON CASH PENSION COST 158,681 BOOK / TAX DEPRECIATION DIFFERENCE 15,276</ExplanationTxt>
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      <ClubDuesOrFeesInd>X</ClubDuesOrFeesInd>
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      <SubstantiationRequiredInd>true</SubstantiationRequiredInd>
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      <WrittenEmploymentContractInd>X</WrittenEmploymentContractInd>
      <CompensationSurveyInd>X</CompensationSurveyInd>
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      <SeverancePaymentInd>false</SeverancePaymentInd>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>J DUNCAN CAMPBELL III</PersonNm>
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        <DeferredCompensationFlngOrgAmt>15525</DeferredCompensationFlngOrgAmt>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>LOUISE A RYND</PersonNm>
        <TitleTxt>GENERAL COUNSEL</TitleTxt>
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        <OtherCompensationFilingOrgAmt>1219</OtherCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>10959</DeferredCompensationFlngOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>2364</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>254777</TotalCompensationFilingOrgAmt>
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      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>CYNTHIA L WALLETT</PersonNm>
        <TitleTxt>SERVICES CORP PRES</TitleTxt>
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        <BonusFilingOrganizationAmount>23000</BonusFilingOrganizationAmount>
        <OtherCompensationFilingOrgAmt>1188</OtherCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>10150</DeferredCompensationFlngOrgAmt>
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        <TotalCompensationFilingOrgAmt>248947</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>MICHELLE L STATON</PersonNm>
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        <OtherCompensationFilingOrgAmt>774</OtherCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>9925</DeferredCompensationFlngOrgAmt>
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    <IRS990ScheduleO documentId="RetDoc6">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990 - ORGANIZATION'S MISSION</FormAndLineReferenceDesc>
        <ExplanationTxt>THE PENNSYLVANIA BANKERS ASSOCIATION CONTINUES TO BE THE LEADING FINANCIAL SERVICES TRADE ASSOCIATION, DEDICATED TO STRENGTHENING AND PROVIDING VALUE TO INSTITUTIONS OF ALL SIZES THROUGH EXCEPTIONAL ADVOCACY, EDUCATION, LEADERSHIP AND MEMBER RELATIONS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4D</FormAndLineReferenceDesc>
        <ExplanationTxt>THE PENNSYLVANIA BANKERS ASSOCIATION CONTINUES TO BE THE LEADING FINANCIAL SERVICES TRADE ASSOCIATION, DEDICATED TO STRENGTHENING AND PROVIDING VALUE TO INSTITUTIONS OF ALL SIZES THROUGH EXCEPTIONAL ADVOCACY, EDUCATION, LEADERSHIP AND MEMBER RELATIONS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 6</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION IS MADE UP OF MEMBER BANKS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>MEMBERS OF THE ORGANIZATION ELECT THE MEMBERS OF THE GOVERNING BODY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 7B</FormAndLineReferenceDesc>
        <ExplanationTxt>MEMBERS VOTE AT THE ANNUAL MEETING OR BY BALLOTS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>MANAGEMENT MAKES THE ASSOCIATION'S COMPLETED ANNUAL IRS FORM 990 AVAILABLE TO THE BOARD FOR ITS REVIEW AT LEAST 7 DAYS PRIOR TO FILING IT ON THE ASSOCIATION'S BEHALF.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>A CONFLICT OF INTEREST POLICY ACKNOWLEDGEMENT AND DISCLOSURE FORM IS COMPLETED AND SIGNED BY THE BOARD OF DIRECTORS AND SENIOR STAFF OF THE ORGANIZATION.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE PERSONNEL COMMITTEE REVIEWS AND APPROVES COMPENSATION FOR TOP OFFICIALS AND KEY EMPLOYEES. THE COMMITTEE RELIES ON COMPARABILITY DATA INCLUDING EXPERT COMPENSATION STUDIES WHEN DETERMINING AND APPROVING COMPENSATION FOR DESIGNATED INDIVIDUALS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE PERSONNEL COMMITTEE REVIEWS AND APPROVES COMPENSATION FOR TOP OFFICIALS AND KEY EMPLOYEES. THE COMMITTEE RELIES ON COMPARABILITY DATA INCLUDING EXPERT COMPENSATION STUDIES WHEN DETERMINING AND APPROVING COMPENSATION FOR DESIGNATED INDIVIDUALS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XI, LINE 9</FormAndLineReferenceDesc>
        <ExplanationTxt>EQUITY INCOME IN SUBSIDIARY 86,471 NET PERIODIC PENSION COST 91,705 NON CASH PENSION COST -158,681 BOOK / TAX DEPRECIATION DIFFERENCE -15,276 TOTAL 4,219</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
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      <IdRelatedOrgTxblCorpTrGrp>
        <RelatedOrganizationName>
          <BusinessNameLine1Txt>PA BANKERS SERVICES CORPORATION</BusinessNameLine1Txt>
        </RelatedOrganizationName>
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          <AddressLine1Txt>3897 NORTH FRONT STREET</AddressLine1Txt>
          <CityNm>HARRISBURG</CityNm>
          <StateAbbreviationCd>PA</StateAbbreviationCd>
          <ZIPCd>17110</ZIPCd>
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        <EIN>251832183</EIN>
        <PrimaryActivitiesTxt>PUBLISHING</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>PA</LegalDomicileStateCd>
        <DirectControllingNACd>N/A</DirectControllingNACd>
        <ControlledOrganizationInd>false</ControlledOrganizationInd>
      </IdRelatedOrgTxblCorpTrGrp>
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      <GiftGrntCapContriFromOthOrgInd>false</GiftGrntCapContriFromOthOrgInd>
      <LoansOrGuaranteesToOtherOrgInd>false</LoansOrGuaranteesToOtherOrgInd>
      <LoansOrGuaranteesFromOthOrgInd>false</LoansOrGuaranteesFromOthOrgInd>
      <DivRelatedOrganizationInd>false</DivRelatedOrganizationInd>
      <AssetSaleToOtherOrgInd>false</AssetSaleToOtherOrgInd>
      <AssetPurchaseFromOtherOrgInd>false</AssetPurchaseFromOtherOrgInd>
      <AssetExchangeInd>false</AssetExchangeInd>
      <RentalOfFacilitiesToOthOrgInd>false</RentalOfFacilitiesToOthOrgInd>
      <RentalOfFcltsFromOthOrgInd>false</RentalOfFcltsFromOthOrgInd>
      <PerformOfServicesForOthOrgInd>true</PerformOfServicesForOthOrgInd>
      <PerformOfServicesByOtherOrgInd>true</PerformOfServicesByOtherOrgInd>
      <SharingOfFacilitiesInd>true</SharingOfFacilitiesInd>
      <PaidEmployeesSharingInd>true</PaidEmployeesSharingInd>
      <ReimbursementPaidToOtherOrgInd>false</ReimbursementPaidToOtherOrgInd>
      <ReimbursementPaidByOtherOrgInd>true</ReimbursementPaidByOtherOrgInd>
      <TransferToOtherOrgInd>false</TransferToOtherOrgInd>
      <TransferFromOtherOrgInd>false</TransferFromOtherOrgInd>
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        <OtherOrganizationName>
          <BusinessNameLine1Txt>PA BANKERS SERVICES CORPORATION</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>A</TransactionTypeTxt>
        <InvolvedAmt>205394</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>COST</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
      <TransactionsRelatedOrgGrp>
        <OtherOrganizationName>
          <BusinessNameLine1Txt>PA BANKERS SERVICES CORPORATION</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>N</TransactionTypeTxt>
        <InvolvedAmt>58308</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>ALLOCATION</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
      <TransactionsRelatedOrgGrp>
        <OtherOrganizationName>
          <BusinessNameLine1Txt>PA BANKERS SERVICES CORPORATION</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>O</TransactionTypeTxt>
        <InvolvedAmt>456714</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>ALLOCATION</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
      <TransactionsRelatedOrgGrp>
        <OtherOrganizationName>
          <BusinessNameLine1Txt>PA BANKERS SERVICES CORPORATION</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>M</TransactionTypeTxt>
        <InvolvedAmt>36300</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>COST</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
      <TransactionsRelatedOrgGrp>
        <OtherOrganizationName>
          <BusinessNameLine1Txt>PA BANKERS SERVICES CORPORATION</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>L</TransactionTypeTxt>
        <InvolvedAmt>284000</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>COST</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
      <TransactionsRelatedOrgGrp>
        <OtherOrganizationName>
          <BusinessNameLine1Txt>PA BANKERS SERVICES CORPORATION</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>S</TransactionTypeTxt>
        <InvolvedAmt>1200</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>COST</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
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  </ReturnData>
</Return>