2014-10-30T07:53:31-05:00 2013-12-31 410746749 CLIFTONLARSONALLEN LLP 4250 N FAIRFAX DRIVE SUITE 1020 ARLINGTON VA 22203 990 2013-01-01 061328907 INSURED RETIREMENT INSTITUTE INC INSU 2024693000 1101 NEW YORK AVENUE NW NO 825 WASHINGTON DC 20005 CATHERINE J WEATHERFORD PRESIDENT & CEO 2024693000 2014-10-23 1 DAVID TRIMNER P00444822 5712279500 2013 2015-11-30 17:44:51Z CATHERINE J WEATHERFORD 1101 NEW YORK AVENUE NW NO 825 WASHINGTON DC 20005 5292618 0 X WWW.IRIONLINE.ORG X 1991 CT TO PROMOTE UNDERSTANDING OF AND ADVOCATE ON ISSUES AFFECTING INSURED RETIREMENT STRATEGIES. 28 27 25 23 6893 -18921 0 0 6107270 5284218 6369 8400 0 0 6113639 5292618 0 0 0 0 3120469 3019843 0 0 0 2731988 2730258 5852457 5750101 261182 -457483 4564387 4411015 2668236 2972347 1896151 1438668 X TO: 1. ENCOURAGE INDUSTRY ADHERENCE TO THE HIGHEST ETHICAL PRINCIPLES. 2. PROMOTE BETTER UNDERSTANDING OF THE INSURED RETIREMENT VALUE PROPOSITION. 3. DEVELOP AND PROMOTE BEST PRACTICE STANDARDS TO IMPROVE VALUE DELIVERY. 4. ADVOCATE BEFORE PUBLIC POLICY MAKERS ON CRITICAL ISSUES AFFECTING INSURED RETIREMENT STRATEGIES. 0 0 CONFERENCESCONFERENCES BRING TOGETHER MEMBERS AND OTHERS INTERESTED IN ANNUITY AND VARIABLE LIFE PRODUCTS TO EDUCATE THEM ON CURRENT ISSUES, PRODUCT FEATURES AND BENEFITS. MEMBER SERVICESMEMBERSHIP SERVICES PROVIDES EDUCATION AND INFORMATION TO ASSOCIATION MEMBERS. PUBLICATIONSTHE ASSOCIATION PUBLISHES AND MAKES AVAILABLE TO MEMBERS A NUMBER OF BROCHURES AND BOOKLETS FOR USE IN INFORMING AND EDUCATING CONSUMERS ABOUT ANNUITY AND VARIABLE LIFE PRODUCTS. PREMIER ALLIANCE PROGRAM: THIS PROGRAM PROVIDES PARTICIPATING MEMBER ORGANIZATIONS WITH THE UNIQUE OPPORTUNITY TO BUILD AND MAINTAIN YEAR-ROUND RELATIONSHIPS WITH OTHER MEMBER ORGANIZATIONS AND KEY DECISION MAKERS IN THE RETIREMENT INCOME COMMUNITY. 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 14 0 25 1 1 1 0 0 0 0 0 X 28 27 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X THE ORGANIZATION 2024693000 1101 NEW YORK AVE NW SUITE 825 WASHINGTON DC 20005 MALIZ BEAMS DIRECTOR 2.00 X 0 0 0 JOHN CARTER CHAIR 2.00 X 0 0 0 GREG CICOTTE DIRECTOR 2.00 X 0 0 0 ROBERT DECHELLIS DIRECTOR 2.00 X 0 0 0 MICHALE FALCON DIRECTOR 2.00 X 0 0 0 BRUCE FERRIS DIRECTOR 2.00 X 0 0 0 LYNNE FORD DIRECTOR 2.00 X 0 0 0 ELIZABETH FORGET DIRECTOR 2.00 X 0 0 0 WILL FULLER DIRECTOR 2.00 X 0 0 0 BEN HUNEKE DIRECTOR 2.00 X 0 0 0 NICK LANE DIRECTOR 2.00 X 0 0 0 DREW LAWTON DIRECTOR 2.00 X 0 0 0 WILLIAM LOEHNING DIRECTOR 2.00 X 0 0 0 BILL LOWE DIRECTOR 2.00 X 0 0 0 ROBERT MOORE VICE CHAIR 2.00 X 0 0 0 PAULA NELSON DIRECTOR 2.00 X 0 0 0 JOHN PAPADOPULOS TRESURER 2.00 X 0 0 0 THOMAS STREIFF SECRETARY 2.00 X 0 0 0 DAVID TYRIE DIRECTOR 2.00 X 0 0 0 CATHERINE WEATHERFORD PRESIDENT & CEO 40.00 X X 750507 0 12298 WILLIAM BENJAMIN DIRECTOR 2.00 X 0 0 0 MITCHELL CAPLAN DIRECTOR 2.00 X 0 0 0 MICHAEL PERRY DIRECTOR 2.00 X 0 0 0 MICHAEL SALIBA DIRECTOR 2.00 X 0 0 0 CAROLINE O'CONNELL DIRECTOR 2.00 X 0 0 0 THOMAS SWANK DIRECTOR 2.00 X 0 0 0 EDWARD VAN DOLSEN DIRECTOR 2.00 X 0 0 0 MARC VOSEN DIRECTOR 2.00 X 0 0 0 J LEE COVINGTON SENIOR VP & GENERAL COUNSEL 40.00 X 343641 0 28547 DANIELLE HOLLAND VP COMMUNICATIONS, MKTG & 40.00 X 179529 0 18371 CHRISTOPHER MCDANIEL SENIOR VP , OPERATIONS & T 40.00 X 201319 0 35954 JASON BERKOWITZ VP REGULATROY AFFAIRS & COMPLIANCE 40.00 X 198858 0 22606 BARBARA HUME VP MEMBERSHIP 40.00 X 159440 0 17812 1833294 0 135588 6 0 1 0 LEADING AUTHORITIES 1990 M STREET NW 8TH FLOOR WASHINGTON DC 20036 SPEAKER BUREAU 422543 SOURCE MEDIA PO BOX 71633 CHICAGO IL 60694 CUSTOM MEDIA CONSULTANT 221130 2 MEMBERSHIP DUES 611710 3327900 3327900 CONFERENCES 611710 1088167 1088167 PREMIER ALLIANCE PROGR 611710 581250 581250 INDUSTRY WIDE TRAINING 611710 235758 235758 PREFERRED OPERATIONS P 611710 44250 44250 6893 6893 5284218 8400 8400 5292618 5277325 6893 8400 1134993 1544846 36984 155245 147775 8518 103236 165128 473930 10110 273790 18042 367371 114085 892654 118342 29851 MEMBERSHIP EXPENSE 72882 PROFESSIONAL DEVELOPMEN 33809 SATELITE MEDIA TOUR 18325 30185 5750101 925895 478632 2757527 2766372 58004 40795 145998 166170 997592 636034 165849 361558 511114 597488 4564387 4411015 289442 244485 1939560 2011114 439234 716748 2668236 2972347 X 1896151 1438668 1896151 1438668 4564387 4411015 -457483 0 X 0 0 0 0 0 1 3327900 190055 490846 680901 299511 381390 799947 499005 300942 197645 137029 60616 361558 DEFERRED COMPENSATION 550608 LETTER OF CREDIT 46880 597488 DEFERRED COMPENSATION 550608 CAPITAL LEASE 166140 716748 X PART X, LINE 2: INSURED RETIREMENT INSTITUTE, INC. HAS ADOPTED THE INCOME TAX STANDARD FOR UNCERTAIN INCOME TAX POSITIONS. INSURED RETIREMENT INSTITUTE, INC. HAS EVALUATED ITS TAX POSITIONS AND DETERMINED THAT THEY ARE MORE-LIKELY-THAN-NOT TO BE SUSTAINED ON EXAMINATION. INSURED RETIREMENT INSTITUTE, INC'S INCOME TAX RETURNS ARE SUBJECT TO REVIEW AND EXAMINATION BY FEDERAL AND STATE AUTHORITIES. INSURED RETIREMENT INSTITUTE, INC. IS NOT AWARE OF ANY ACTIVITIES THAT WOULD JEOPARDIZE ITS TAX-EXEMPT STATUS. THE TAX RETURNS FOR THE FISCAL YEARS ENDED 2010 THROUGH 2012 ARE OPEN TO EXAMINATION BY FEDERAL AND STATE AUTHORITIES. X X X 0 0 0 CATHERINE WEATHERFORD PRESIDENT & CEO 550507 0 200000 0 0 0 11115 0 1183 0 762805 0 0 0 J LEE COVINGTON SENIOR VP & GENERAL COUNSEL 312123 0 31518 0 0 0 10243 0 18304 0 372188 0 0 0 DANIELLE HOLLAND VP COMMUNICATIONS, MKTG & 165237 0 14292 0 0 0 1383 0 16988 0 197900 0 0 0 CHRISTOPHER MCDANIEL SENIOR VP , OPERATIONS & T 186027 0 15292 0 0 0 6691 0 29263 0 237273 0 0 0 JASON BERKOWITZ VP REGULATROY AFFAIRS & COMPLIANCE 185458 0 13400 0 0 0 5618 0 16988 0 221464 0 0 0 BARBARA HUME VP MEMBERSHIP 150440 0 9000 0 0 0 5250 0 12562 0 177252 0 0 0 FORM 990, PART VI, SECTION A, LINE 1 THERE SHALL BE AN EXECUTIVE COMMITTEE COMPOSED OF THE CHAIRMAN, IMMEDIATE PAST CHAIRMAN, PRESIDENT, VICE CHAIRMAN, TREASURER, SECRETARY AND SUCH OTHER DIRECTORS AS SHALL BE DETERMINED BY THE CHAIRMAN AND/OR THE BOARD OF DIRECTORS. THE EXECUTIVE COMMITTEE SHALL CONDUCT THE AFFAIRS OF THE ASSOCIATION IN ACCORDANCE WITH ITS CERTIFICATE OF INCORPORATION AND BY-LAWS AND THE POLICIES AND INSTRUCTIONS OF THE BOARD OF DIRECTORS. IT SHALL BE RESPONSIBLE FOR THE MANAGEMENT OF THE ASSOCIATION BETWEEN MEETINGS OF THE BOARD OF DIRECTORS. THE COMMITTEE SHALL BE RESPONSIBLE FOR DEVELOPING AN ANNUAL BUDGET FOR FINANCING OF THE ASSOCIATION FOR THE COMING CALENDAR YEAR AND RECOMMENDING SAID BUDGET TO THE BOARD OF DIRECTORS. THE COMMITTEE SHALL MEET UPON THE CALL OF ANY OF ITS MEMBERS, STATING THE TIME AND PLACE OF THE MEETING. FORM 990, PART VI, SECTION A, LINE 6 INSURED RETIREMENT INSTITUTE, INC. (IRI) HAS ONLY ONE CLASS OF MEMBERS. ANY PERSON OR ENTITY THAT HAS AN INTEREST IN INSURED RETIREMENT STRATEGIES MAY BE ELIGIBLE TO BECOME A MEMBER OF THE CORPORATION. FORM 990, PART VI, SECTION A, LINE 7A EACH MEMBER SHALL BE ENTITLED TO ONE VOTE FOR THE ELECTION OF DIRECTORS OF THE CORPORATION. FORM 990, PART VI, SECTION B, LINE 11 CLIFTONLARSONALLEN WILL PROVIDE THE COMPLETED 990 TO IRI. THE DIRECTOR OF FINANCE WILL REVIEW THE 990 AND MAKE SURE IT BALANCES BACK TO THE FINANCIAL STATEMENTS. THEN THE PRESIDENT/CEO WILL REVIEW AND SIGN THE 990. A COPY OF THE 990 (SIGNED) WILL BE PRESENTED TO THE BOARD OF DIRECTORS. IF THERE IS SUFFICIENT TIME BEFORE THE FILING DUE DATE, THE BOARD WILL REVIEW, DISCUSS, AND APPROVE THE 990 BEFORE IT IS MAILED TO THE IRS. OTHERWISE, THE BOARD WILL REVIEW, DISCUSS AND APPROVE OR RECOMMEND AN AMENDMENT OF THE 990 AFTER IT HAS BEEN MAILED. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S SENIOR VICE PRESIDENT AND GENERAL COUNSEL REQUESTS THAT EACH BOARD MEMBER REVALIDATE THEIR STATEMENT ABOUT POTENTIAL CONFLICTS. THE VICE PRESIDENT AND GENERAL COUNSEL VERIFIES THAT THERE ARE NO CONFLICTS. IF ANY POTENTIAL CONFLICTS ARISE, THE CHAIRMAN OF THE BOARD DICTATES THE RESOLUTION TO THE POTENTIAL CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 A CONSULTANT WAS ENGAGED TO WRITE JOB DESCRIPTIONS WITH COMPENSATION LEVELS FOR ALL POSITIONS. THIS WAS LAST DONE IN JANUARY 2009, AND SALARIES HAVE BEEN MODESTLY INCREASED FOR INFLATION AND MERIT SINCE THEN. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, OR FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC. INSURED RETIREMENT INSTITUTE POLITICAL ACTION COMMITTEE 1101 NEW YORK AVENUE NW STE 825 WASHINGTON DC 20005 273719919 POLITICAL ACTION COMMITTEE DC 527 INSURED RETIREMENT INSTITUTE INC 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 1 0 0 0