2014-05-15T14:48:23-05:00 2013-12-31 390912608 HAWKINS ASH CPAS LLP 2360 DUCK CREEK PARKWAY GREEN BAY WI 543033300 990 2013-01-01 390860994 CENTRAL CITY CREDIT UNION CENT 7153873702 222 UPHAM AVENUE MARSHFIELD WI 544490790 PATRICIA WESENBERG EXECUTIVE VICE PRESIDENT 7153873702 2014-05-15 1 STEVE HANDRICK P00007603 9203369850 2013 2015-11-30 17:44:51Z SUSAN FOTH 222 UPHAM AVENUE MARSHFIELD WI 54449 9257423 0 X WWW.CENTRALCITYCU.COM X 1949 WI A NONPROFIT MEMBER-OWNED THRIFT INSTITUTION ORGANIZED TO PROVIDE FINANCIAL SERVICES TO INDIVIDUALS. OPERATIONS ARE PRIMARILY RELATED TO HOLDING DEPOSIT FOR AND MAKING LOANS TO MEMBERS. 9 9 94 9 7071 -16388 0 0 8190410 8667262 720114 590161 0 0 8910524 9257423 0 0 0 0 3747108 4011939 0 0 0 4477635 4740046 8224743 8751985 685781 505438 194276643 203935642 174872211 184721027 19404432 19214615 A NONPROFIT MEMBER-OWNED THRIFT INSTITUTION ORGANIZED TO PROVIDE FINANCIAL SERVICES TO INDIVIDUALS. OPERATIONS ARE PRIMARILY RELATED TO HOLDING DEPOSIT FOR AND MAKING LOANS TO MEMBERS. 0 0 HOLDING DEPOSITS FOR AND MAKING LOANS TO MEMBERS 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 3794 0 1 94 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 0 1 1 0 1 1 0 1 1 1 1 1 1 1 0 X CENTRAL CITY CREDIT UNION - ATT BOARD SECRETARY 7153873702 222 UPHAM AVENUE MARSHFIELD WI 544490790 RICHARD VOIGT CHAIRMAN 1.50 X X 990 0 0 MARK PAGE VICE CHAIR 1.00 X X 735 0 0 BOBBI BRADLEY DIRECTOR 1.00 X 550 0 0 JOHN WELTER DIRECTOR 1.00 X 500 0 0 PATTI SHAFTO-CARLSON DIRECTOR 1.00 X 500 0 0 HERB STEPHANI DIRECTOR 1.00 X 550 0 0 TOM MCCARTEN DIRECTOR 1.00 X 500 0 0 SUE SHULFER DIRECTOR 1.00 X 550 0 0 CLIFF WIERNIK DIRECTOR 1.00 X 500 0 0 SUSAN FOTH EXECUTIVE VICE PRESIDENT 40.00 X 88298 0 29954 PATRICIA WESENBERG PRESIDENT/CEO 40.00 X 176044 0 35315 ROBERT KUBLANK FORMER CVO 0.00 X 221390 0 149 491107 0 65418 2 1 1 0 FIS - ACCOUNTING DEP PO BOX 4535 CAROL STREAM IL 60197 DEBIT CARD PROCESSING 324341 INTUIT FINANCIAL SERVICES PO BOX 515306 LOS ANGELES CA 90051 WEB, HOME BANKING, BILL PAYMENTS 274020 TRANE PO BOX 98167 CHICAGO IL 60693 HVAC PROVIDER 107994 3 PROG.SERV.REVENUE-RELA 900099 8660191 8660191 ATM FEES 900099 7071 7071 8667262 581448 581448 8713 0 8713 8713 8713 9257423 9250352 7071 0 X 491107 2218696 174231 888374 239531 23484 20020 156105 108488 724271 502670 13300 DIVIDENDS ON SHARES 850412 DEBIT/CREDIT CARD EXPEN 551928 OTHER EXPENSES 394134 PROVISION FOR BAD DEBT 383000 1012234 8751985 13035734 9516013 21224330 18143075 147846 0 128105634 143067036 363743 439697 7832701 3583795 4310650 4248906 19894243 22255534 7194463 6265381 194276643 203935642 1317141 1095012 173555070 183626015 174872211 184721027 X 0 0 4469849 4469849 14934583 14744766 19404432 19214615 194276643 203935642 505438 -695255 0 X X 0 1 X 1 0 513167 513167 3365947 1178671 2187276 191130 48909 142221 3431880 2184696 1247184 330577 171519 159058 4248906 WISCUB INV 311171 C AFS SECURITIES 21194363 C FHLB 750000 C 22255534 SHARES 183626015 183626015 X 9257423 0 9257423 0 9257423 8751985 0 8751985 0 8751985 PART X, LINE 2: IN ACCORDANCE WITH U.S. GAAP, THE CREDIT UNION HAS ADOPTED THE PROVISIONS OF "ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES", ON JANUARY 1, 2009. THE IMPLENTATION OF THIS STANDARD HAD NO IMPACT ON THE FINANCIAL STATEMENT. AS OF BOTH THE DATE OF ADOPTION, AND AS OF DECEMBER 31, 2013, THE UNRECOGNIZED TAX BENEFIT ACCRUAL WAS ZERO. THE CREDIT UNION WILL RECOGNIZE FUTURE ACCRUED INTEREST AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS INCOME TAX EXPENSE IF INCURRED. THE CREDIT UNION IS NO LONGER SUBJECT TO FEDERAL TAX EXAMINATION BY TAX AUTHORITIES FOR YEARS BEFORE 2010 AND STATE EXAMINATION FOR THE YEARS BEFORE 2009. X X X 1 1 X X X 0 0 0 PATRICIA WESENBERG PRESIDENT/CEO 176044 0 0 0 0 0 12168 0 23147 0 211359 0 0 0 ROBERT KUBLANK FORMER CVO 221390 0 0 0 0 0 149 0 0 0 221539 0 0 0 PART I, LINE 1A CONTRACTUAL OBLIGATION. PART I, LINE 1B GROUP LIFE/SPLIT DOLLAR FORM 990, PART VI, SECTION A, LINE 6 MEMBERS ARE INDIVIDUALS LIVING OR WORKING IN ADAMS, CLARK, JACKSON, MARATHON, PORTAGE, SHAWANO, WAUPACA, WAUSHARA, WOOD COUNTIES AND THE TOWNSHIP OF ALMA; EMPLOYEES OF THE CP RAIL SYSTEMS, COPPS COMPANY AND CORPORATION, DELTA DENTAL PLAN OF WISCONSIN, DONALDSON COMPANY, CORPORATE EXPRESS, HERRSCHNERS, INC., NAPA DISTRIBUTION CENTER, SKYWARD, STEEL KING INDUSTRIES, INC., SNE CORPORATION, SUNRISE MEDICAL, AND STOCKHOLDERS OR PATRONS OF THE TOMORROW VALLEY CO-OP. THAT HAVE DEPOSITS WITH THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 7A BOARD OF DIRECTORS IS ELECTED BY MEMBERS FORM 990, PART VI, SECTION B, LINE 11 BOARD MEETING FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION HAS BOTH A FRAUD AND ANIT-BRIBERY ACT POLICY IN THE HANDBOOK THAT EMPLOYEES ARE REQUIRED TO ACKNOWLEDGE EACH YEAR THAT ADDRESES PREFERENTIAL TREATMENT, THE ACCEPTANCE OF GIFTS FROM A THIRD PARTY TO DERIVE SPECIAL FAVORS, AND UNAUTHORIZED DISCLOSURE OR MANIPULATION OF MEMBER ACCOUNT INFORMAITON. ALL BOARD MEMBERS MUST SIGN A CODE OF CONDUCT AGREEMENT AND CONFLICT OF INTEREST STATEMENT AND DISCLOSURE ANNUALLY AS PART OF THE REORGANIZATIONAL MEETING. FORM 990, PART VI, SECTION B, LINE 15 VARIOUS SOURCES OF COMPARATIVE DATA ARE USED AND RANGES ARE DETERMINED FOR EACH POSITION. THESE RANGES ARE REVIEWED AGAINST INDUSTRY STANDARDS EACH YEAR AND AJUSTED AS NECESSARY. THE BOARD REVIEWS CEO ANNUALLY AND THE CEO REVIEWS PERFORMANCE OF KEY EMPLOYEES ANNUALLY. FORM 990, PART VI, SECTION C, LINE 18 UPON REQUEST FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST AND AN ANNUAL REPORT IS PRINTED FOR EACH YEAR-END. ANY OTHER REQUESTS FOR INFORMATION WOULD BE SUBMITTED TO THE PRESIDENT/CEO OR BOARD CHAIRMAN FORM 990, PART IX, LINE 24E HOME BANKING EXPENSE : TOTAL EXPENSES 281,758. POSTAGE : TOTAL EXPENSES 128,786. LOAN ORIGINATION AND SERVICING : TOTAL EXPENSES 126,811. TELEPHONE : TOTAL EXPENSES 122,805. SURETY BOND EXPENSE : TOTAL EXPENSES 99,372. NCUA STABILIZATION : TOTAL EXPENSES 98,846. SERVICE CHARGES : TOTAL EXPENSES 64,072. DUES : TOTAL EXPENSES 54,228. MISC WRITE OFFS : TOTAL EXPENSES 30,159. TAXES : TOTAL EXPENSES 6,992. CASH OVER & SHORT : TOTAL EXPENSES -790. ATM CASH OVER & SHORT : TOTAL EXPENSES -805. FORM 990 PART XII LINE 2C NO CHANGE AS THE BOARD OF DIRECTORS OVERSEES THE AUDIT.