﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2012v2.0" xsi:schemaLocation="http://www.irs.gov/efile">
  <ReturnHeader binaryAttachmentCount="0">
    <Timestamp>2014-05-15T09:45:37-07:00</Timestamp>
    <TaxPeriodEndDate>2013-06-30</TaxPeriodEndDate>
    <PreparerFirm>
      <PreparerFirmBusinessName>
        <BusinessNameLine1>FIKE CONNER &amp; ASSOCIATES PA</BusinessNameLine1>
      </PreparerFirmBusinessName>
      <PreparerFirmUSAddress>
        <AddressLine1>113 NATIONAL HIGHWAY</AddressLine1>
        <City>LAVALE</City>
        <State>MD</State>
        <ZIPCode>21502</ZIPCode>
      </PreparerFirmUSAddress>
    </PreparerFirm>
    <ReturnType>990</ReturnType>
    <TaxPeriodBeginDate>2012-07-01</TaxPeriodBeginDate>
    <Filer>
      <EIN>237126787</EIN>
      <Name>
        <BusinessNameLine1>MARYLAND STATE FIREMEN'S ASSOC INC</BusinessNameLine1>
      </Name>
      <NameControl>MARY</NameControl>
      <Phone>4107216212</Phone>
      <USAddress>
        <AddressLine1>2130 PRIEST BRIDGE DRIVE</AddressLine1>
        <City>CROFTON</City>
        <State>MD</State>
        <ZIPCode>21114</ZIPCode>
      </USAddress>
    </Filer>
    <Officer>
      <Name>RONALD J SIARNICKI</Name>
      <Title>TREASURER</Title>
      <Phone>4107216212</Phone>
      <DateSigned>2014-05-13</DateSigned>
      <AuthorizeThirdParty>true</AuthorizeThirdParty>
    </Officer>
    <Preparer>
      <Name>JEFFERY L CONNER CPA</Name>
      <Phone>3017779383</Phone>
      <DatePrepared>2014-05-15</DatePrepared>
    </Preparer>
    <TaxYear>2012</TaxYear>
    <BuildTS>2015-11-30 17:44:51Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCount="8">
    <IRS990 documentId="00000001" referenceDocumentName="IRS990ScheduleO ReasonableCauseExplanation" softwareId="12000225">
      <NameOfPrincipalOfficerBusiness>
        <BusinessNameLine1>RONALD J SIARNICKI</BusinessNameLine1>
      </NameOfPrincipalOfficerBusiness>
      <AddressPrincipalOfficerUS>
        <AddressLine1>2130 PRIEST BRIDGE DRIVE</AddressLine1>
        <City>CROFTON</City>
        <State>MD</State>
        <ZIPCode>21114</ZIPCode>
      </AddressPrincipalOfficerUS>
      <GrossReceipts>1033222</GrossReceipts>
      <GroupReturnForAffiliates>false</GroupReturnForAffiliates>
      <Organization501c typeOf501cOrganization="6">X</Organization501c>
      <WebSite>msfa.org</WebSite>
      <TypeOfOrganizationCorporation>X</TypeOfOrganizationCorporation>
      <YearFormation>1894</YearFormation>
      <StateLegalDomicile>MD</StateLegalDomicile>
      <ActivityOrMissionDescription>To serve, represent, advocate and promote the interests of the volunteer fire, rescue and ems companies in the State of Maryland.</ActivityOrMissionDescription>
      <NbrVotingMembersGoverningBody>12</NbrVotingMembersGoverningBody>
      <NbrIndependentVotingMembers>12</NbrIndependentVotingMembers>
      <TotalNbrEmployees>0</TotalNbrEmployees>
      <TotalNbrVolunteers>20000</TotalNbrVolunteers>
      <TotalGrossUBI>0</TotalGrossUBI>
      <ContributionsGrantsPriorYear>547706</ContributionsGrantsPriorYear>
      <ContributionsGrantsCurrentYear>534884</ContributionsGrantsCurrentYear>
      <ProgramServiceRevenuePriorYear>351300</ProgramServiceRevenuePriorYear>
      <ProgramServiceRevenueCY>358362</ProgramServiceRevenueCY>
      <InvestmentIncomePriorYear>4455</InvestmentIncomePriorYear>
      <InvestmentIncomeCurrentYear>3771</InvestmentIncomeCurrentYear>
      <OtherRevenuePriorYear>80073</OtherRevenuePriorYear>
      <OtherRevenueCurrentYear>84252</OtherRevenueCurrentYear>
      <TotalRevenuePriorYear>983534</TotalRevenuePriorYear>
      <TotalRevenueCurrentYear>981269</TotalRevenueCurrentYear>
      <GrantsAndSimilarAmntsPriorYear>360010</GrantsAndSimilarAmntsPriorYear>
      <GrantsAndSimilarAmntsCY>387762</GrantsAndSimilarAmntsCY>
      <BenefitsPaidToMembersCY>0</BenefitsPaidToMembersCY>
      <SalariesEtcCurrentYear>0</SalariesEtcCurrentYear>
      <TotalProfFundrsngExpCY>0</TotalProfFundrsngExpCY>
      <TotalFundrsngExpCurrentYear>0</TotalFundrsngExpCurrentYear>
      <OtherExpensePriorYear>465485</OtherExpensePriorYear>
      <OtherExpensesCurrentYear>566903</OtherExpensesCurrentYear>
      <TotalExpensesPriorYear>825495</TotalExpensesPriorYear>
      <TotalExpensesCurrentYear>954665</TotalExpensesCurrentYear>
      <RevenuesLessExpensesPriorYear>158039</RevenuesLessExpensesPriorYear>
      <RevenuesLessExpensesCY>26604</RevenuesLessExpensesCY>
      <TotalAssetsBOY>1435122</TotalAssetsBOY>
      <TotalAssetsEOY>1474074</TotalAssetsEOY>
      <TotalLiabilitiesBOY>12680</TotalLiabilitiesBOY>
      <TotalLiabilitiesEOY>25726</TotalLiabilitiesEOY>
      <NetAssetsOrFundBalancesBOY>1422442</NetAssetsOrFundBalancesBOY>
      <NetAssetsOrFundBalancesEOY>1448348</NetAssetsOrFundBalancesEOY>
      <MissionDescription>To serve, represent, advocate and</MissionDescription>
      <SignificantNewProgramServices>false</SignificantNewProgramServices>
      <SignificantChange>false</SignificantChange>
      <Expense>283597</Expense>
      <Grants>105662</Grants>
      <Description>TO EDUCATE AND TRAIN MEMBERS ON FIRE LAWS, PREVENTION AND SAFETY AND TO PROMOTE PUBLIC EDUCATION AND AWARENESS. PERIODICAL PUBLISHED "VOLUNTEER TRUMPET".</Description>
      <Activity2>
        <Expense>277923</Expense>
        <Description>CONFERENCE/CONVENTION - PART OF EXEMPT PURPOSE IS TO HAVE AN ANNUAL CONVENTION FOR ALL MARYLAND FIRE DEPARTMENTS TO EDUCATE MEMBERS ON ASSOCIATION ACTIVITIES, FIRE PREVENTION AND SAFETY, AND MARYLAND FIRE LAWS.</Description>
      </Activity2>
      <Activity3>
        <Expense>282100</Expense>
        <Grants>282100</Grants>
        <Description>RELIEF PENSION &amp; BENEFITS - TO ADMINISTER STATE FUNDS TO PAY PENSION, DEATH AND OTHER BENEFITS TO FALLEN MARYLAND FIREFIGHTER FAMILIES.</Description>
      </Activity3>
      <TotalProgramServiceExpense>843620</TotalProgramServiceExpense>
      <DescribedIn501C3>false</DescribedIn501C3>
      <ScheduleBRequired referenceDocumentId="00000002" referenceDocumentName="IRS990ScheduleB">true</ScheduleBRequired>
      <PoliticalActivities>false</PoliticalActivities>
      <LobbyingActivities>false</LobbyingActivities>
      <SubjectToProxyTax referenceDocumentId="00000003" referenceDocumentName="IRS990ScheduleC">true</SubjectToProxyTax>
      <DonorAdvisedFunds>false</DonorAdvisedFunds>
      <ConservationEasements>false</ConservationEasements>
      <CollectionsOfArt>false</CollectionsOfArt>
      <CreditCounseling>false</CreditCounseling>
      <TermOrPermanentEndowments>false</TermOrPermanentEndowments>
      <ReportLandBldgEquip referenceDocumentId="00000004" referenceDocumentName="IRS990ScheduleD">true</ReportLandBldgEquip>
      <ReportInvestOthSecurities>false</ReportInvestOthSecurities>
      <ReportProgRelInvest>false</ReportProgRelInvest>
      <ReportOtherAssets>false</ReportOtherAssets>
      <ReportOtherLiabilities referenceDocumentId="00000004" referenceDocumentName="IRS990ScheduleD">true</ReportOtherLiabilities>
      <ReportFin48Footnote>false</ReportFin48Footnote>
      <IndependentAuditFinancialStmt>false</IndependentAuditFinancialStmt>
      <ConsolidatedAuditFinancialStmt>false</ConsolidatedAuditFinancialStmt>
      <School>false</School>
      <ForeignOffice>false</ForeignOffice>
      <ForeignActivities>false</ForeignActivities>
      <MoreThan5000KToOrganizations>false</MoreThan5000KToOrganizations>
      <MoreThan5000KToIndividuals>false</MoreThan5000KToIndividuals>
      <ProfessionalFundraising>false</ProfessionalFundraising>
      <FundraisingActivities referenceDocumentId="00000005" referenceDocumentName="IRS990ScheduleG">true</FundraisingActivities>
      <Gaming referenceDocumentId="00000005" referenceDocumentName="IRS990ScheduleG">true</Gaming>
      <Hospital>false</Hospital>
      <GrantsToOrganizations referenceDocumentId="00000006" referenceDocumentName="IRS990ScheduleI">true</GrantsToOrganizations>
      <GrantsToIndividuals referenceDocumentId="00000006" referenceDocumentName="IRS990ScheduleI">true</GrantsToIndividuals>
      <ScheduleJRequired>false</ScheduleJRequired>
      <TaxExemptBonds>false</TaxExemptBonds>
      <ExcessBenefitTransaction>false</ExcessBenefitTransaction>
      <PriorExcessBenefitTransaction>false</PriorExcessBenefitTransaction>
      <LoanToOfficerOrDQP>false</LoanToOfficerOrDQP>
      <GrantToRelatedPerson>false</GrantToRelatedPerson>
      <BsnssRltnshpWithOrganization>false</BsnssRltnshpWithOrganization>
      <BsnssRltnshpThruFamilyMember>false</BsnssRltnshpThruFamilyMember>
      <OfficerEntityWithBsnssRltnshp>false</OfficerEntityWithBsnssRltnshp>
      <DeductibleNonCashContributions>false</DeductibleNonCashContributions>
      <DeductibleContributionsOfArt>false</DeductibleContributionsOfArt>
      <Terminated>false</Terminated>
      <PartialLiquidation>false</PartialLiquidation>
      <DisregardedEntity>false</DisregardedEntity>
      <RelatedEntity referenceDocumentId="00000008" referenceDocumentName="IRS990ScheduleR">true</RelatedEntity>
      <RelatedOrgControlledEntity>false</RelatedOrgControlledEntity>
      <TransactionRelatedEntity>false</TransactionRelatedEntity>
      <ActivitiesConductedPartnership>false</ActivitiesConductedPartnership>
      <ScheduleORequired>true</ScheduleORequired>
      <NumberFormsTransmittedWith1096>86</NumberFormsTransmittedWith1096>
      <NumberW2GIncluded>5</NumberW2GIncluded>
      <ComplianceWithBackupWitholding>true</ComplianceWithBackupWitholding>
      <NumberOfEmployees>0</NumberOfEmployees>
      <UnrelatedBusinessIncome>false</UnrelatedBusinessIncome>
      <ForeignFinancialAccount>false</ForeignFinancialAccount>
      <ProhibitedTaxShelterTrans>false</ProhibitedTaxShelterTrans>
      <TaxablePartyNotification>false</TaxablePartyNotification>
      <NonDeductibleContributions>false</NonDeductibleContributions>
      <QuidProQuoContributions>false</QuidProQuoContributions>
      <Form8282PropertyDisposedOf>false</Form8282PropertyDisposedOf>
      <FundsToPayPremiums>false</FundsToPayPremiums>
      <PremiumsPaid>false</PremiumsPaid>
      <Form8899Filed>false</Form8899Filed>
      <Form1098CFiled>false</Form1098CFiled>
      <ExcessBusinessHoldings>false</ExcessBusinessHoldings>
      <TaxableDistributions>false</TaxableDistributions>
      <DistributionToDonor>false</DistributionToDonor>
      <IndoorTanningServices>false</IndoorTanningServices>
      <InfoInScheduleOPartVI>X</InfoInScheduleOPartVI>
      <NbrVotingGoverningBodyMembers>12</NbrVotingGoverningBodyMembers>
      <NumberIndependentVotingMembers>12</NumberIndependentVotingMembers>
      <FamilyOrBusinessRelationship>false</FamilyOrBusinessRelationship>
      <DelegationOfManagementDuties>false</DelegationOfManagementDuties>
      <ChangesToOrganizingDocs>false</ChangesToOrganizingDocs>
      <MaterialDiversionOrMisuse>false</MaterialDiversionOrMisuse>
      <MembersOrStockholders>true</MembersOrStockholders>
      <ElectionOfBoardMembers>true</ElectionOfBoardMembers>
      <DecisionsSubjectToApproval>true</DecisionsSubjectToApproval>
      <MinutesOfGoverningBody>true</MinutesOfGoverningBody>
      <MinutesOfCommittees>true</MinutesOfCommittees>
      <OfficerMailingAddress>false</OfficerMailingAddress>
      <LocalChapters>false</LocalChapters>
      <Form990ProvidedToGoverningBody>false</Form990ProvidedToGoverningBody>
      <ConflictOfInterestPolicy>true</ConflictOfInterestPolicy>
      <AnnualDisclosureCoveredPersons>true</AnnualDisclosureCoveredPersons>
      <RegularMonitoringEnforcement>true</RegularMonitoringEnforcement>
      <WhistleblowerPolicy>true</WhistleblowerPolicy>
      <DocumentRetentionPolicy>true</DocumentRetentionPolicy>
      <CompensationProcessCEO>false</CompensationProcessCEO>
      <CompensationProcessOther>false</CompensationProcessOther>
      <InvestmentInJointVenture>false</InvestmentInJointVenture>
      <StatesWhereCopyOfReturnIsFiled>MD</StatesWhereCopyOfReturnIsFiled>
      <UponRequest>X</UponRequest>
      <TheBooksAreInCareOf>
        <NamePerson>RONALD J SIARNICKI</NamePerson>
        <TelephoneNumber>3014471365</TelephoneNumber>
        <AddressUS>
          <AddressLine1>2130 PRIEST BRIDGE DRIVE</AddressLine1>
          <City>CROFTON</City>
          <State>MD</State>
          <ZIPCode>21114</ZIPCode>
        </AddressUS>
      </TheBooksAreInCareOf>
      <NoListedPersonsCompensated>X</NoListedPersonsCompensated>
      <Form990PartVIISectionA>
        <NamePerson>JOHN DENVER</NamePerson>
        <Title>PRESIDENT</Title>
        <AverageHoursPerWeek>10.00</AverageHoursPerWeek>
        <Officer>X</Officer>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JACKIE OLSON</NamePerson>
        <Title>1ST V PRESIDENT</Title>
        <AverageHoursPerWeek>10.00</AverageHoursPerWeek>
        <Officer>X</Officer>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DAVID KELLER III</NamePerson>
        <Title>2ND V PRESIDENT</Title>
        <AverageHoursPerWeek>10.00</AverageHoursPerWeek>
        <Officer>X</Officer>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DOYLE COX</NamePerson>
        <Title>SECRETARY</Title>
        <AverageHoursPerWeek>10.00</AverageHoursPerWeek>
        <Officer>X</Officer>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>MITCH VOCKE</NamePerson>
        <Title>FINANCIAL SECRETARY</Title>
        <AverageHoursPerWeek>10.00</AverageHoursPerWeek>
        <Officer>X</Officer>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>RONALD SIARNICKI</NamePerson>
        <Title>TREASURER</Title>
        <AverageHoursPerWeek>10.00</AverageHoursPerWeek>
        <Officer>X</Officer>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JOHN LONG JR</NamePerson>
        <Title>CHIEF CHAPLAIN</Title>
        <AverageHoursPerWeek>10.00</AverageHoursPerWeek>
        <Officer>X</Officer>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>STEVE HALES</NamePerson>
        <Title>TRUSTEE CHAIR</Title>
        <AverageHoursPerWeek>10.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DOUGLAS ALEXANDER</NamePerson>
        <Title>TRUSTEE</Title>
        <AverageHoursPerWeek>10.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>GENE WORTHINGTON</NamePerson>
        <Title>TRUSTEE SECRETARY</Title>
        <AverageHoursPerWeek>10.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>CDANIEL CARPENTER</NamePerson>
        <Title>TRUSTEE</Title>
        <AverageHoursPerWeek>10.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>TERRY THOMPSON</NamePerson>
        <Title>TRUSTEE</Title>
        <AverageHoursPerWeek>10.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>BENJAMIN KURTZ</NamePerson>
        <Title>EXEC COMM CHAIR</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DENNIS SKINNER</NamePerson>
        <Title>EXEC COMM V CHAIR</Title>
        <AverageHoursPerWeek>1.00</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>MARK BILGER</NamePerson>
        <Title>EXEC COMM MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JOEL MCCREA</NamePerson>
        <Title>EXEC COMM MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>BILL HILDEBRAND</NamePerson>
        <Title>EXEC COMM MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>RICHARD SMITH</NamePerson>
        <Title>EXEC COMM MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>RODNEY BOWSER</NamePerson>
        <Title>EXEC COMM MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JAMES SEAVEY SR</NamePerson>
        <Title>EXEC COMM MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>JOHN GUNTOW</NamePerson>
        <Title>EXEC COMM MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>CHARLES ALBRECHT</NamePerson>
        <Title>EXEC COMM MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>LEE LUTZ</NamePerson>
        <Title>EXEC COMM MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <Form990PartVIISectionA>
        <NamePerson>DAVE LEWIS</NamePerson>
        <Title>EX-OFFICIO MEMBER</Title>
        <AverageHoursPerWeek>1</AverageHoursPerWeek>
        <IndividualTrusteeOrDirector>X</IndividualTrusteeOrDirector>
      </Form990PartVIISectionA>
      <NumberIndividualsGT100K>0</NumberIndividualsGT100K>
      <FormersListed>false</FormersListed>
      <TotalCompGT150K>false</TotalCompGT150K>
      <CompensationFromOtherSources>false</CompensationFromOtherSources>
      <MembershipDues>5335</MembershipDues>
      <GovernmentGrants>475000</GovernmentGrants>
      <AllOtherContributions>54549</AllOtherContributions>
      <TotalContributions>534884</TotalContributions>
      <ProgramServiceRevenue>
        <Description>CONFERENCE/CONVENTION</Description>
        <BusinessCode>900099</BusinessCode>
        <TotalRevenueColumn>283557</TotalRevenueColumn>
        <ExclusionAmount>283557</ExclusionAmount>
      </ProgramServiceRevenue>
      <ProgramServiceRevenue>
        <Description>MEMBERSHIP DUES</Description>
        <BusinessCode>900099</BusinessCode>
        <TotalRevenueColumn>74805</TotalRevenueColumn>
      </ProgramServiceRevenue>
      <TotalProgramServiceRevenue>358362</TotalProgramServiceRevenue>
      <InvestmentIncome>
        <TotalRevenueColumn>1521</TotalRevenueColumn>
        <ExclusionAmount>1521</ExclusionAmount>
      </InvestmentIncome>
      <GrossAmountSalesAssets>
        <Other>2250</Other>
      </GrossAmountSalesAssets>
      <GainOrLoss>
        <Other>2250</Other>
      </GainOrLoss>
      <NetGainOrLossInvestments>
        <TotalRevenueColumn>2250</TotalRevenueColumn>
        <ExclusionAmount>2250</ExclusionAmount>
      </NetGainOrLossInvestments>
      <GrossIncomeFundraisingEvents>15940</GrossIncomeFundraisingEvents>
      <FundraisingDirectExpenses>1002</FundraisingDirectExpenses>
      <NetIncomeFromFundraisingEvents>
        <TotalRevenueColumn>14938</TotalRevenueColumn>
        <ExclusionAmount>14938</ExclusionAmount>
      </NetIncomeFromFundraisingEvents>
      <GrossIncomeGaming>94157</GrossIncomeGaming>
      <GamingDirectExpenses>35739</GamingDirectExpenses>
      <NetIncomeFromGaming>
        <TotalRevenueColumn>58418</TotalRevenueColumn>
        <ExclusionAmount>58418</ExclusionAmount>
      </NetIncomeFromGaming>
      <GrossSalesOfInventory>8665</GrossSalesOfInventory>
      <CostOfGoodsSold>15212</CostOfGoodsSold>
      <NetIncomeOrLoss>
        <TotalRevenueColumn>-6547</TotalRevenueColumn>
        <ExclusionAmount>-6547</ExclusionAmount>
      </NetIncomeOrLoss>
      <OtherRevenueMisc>
        <Description>FD LICENSE TAG INCOME</Description>
        <BusinessCode>900099</BusinessCode>
        <TotalRevenueColumn>7150</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>7150</RelatedOrExemptFunctionIncome>
      </OtherRevenueMisc>
      <OtherRevenueMisc>
        <Description>IWIF COMMISSION</Description>
        <BusinessCode>900099</BusinessCode>
        <TotalRevenueColumn>6976</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>6976</RelatedOrExemptFunctionIncome>
      </OtherRevenueMisc>
      <OtherRevenueMisc>
        <Description>FIRE PREVENTION</Description>
        <BusinessCode>900099</BusinessCode>
        <TotalRevenueColumn>70</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>70</RelatedOrExemptFunctionIncome>
      </OtherRevenueMisc>
      <MiscellaneousRevenue>
        <TotalRevenueColumn>3247</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>3247</RelatedOrExemptFunctionIncome>
      </MiscellaneousRevenue>
      <TotalOtherRevenue>17443</TotalOtherRevenue>
      <TotalRevenue>
        <TotalRevenueColumn>981269</TotalRevenueColumn>
        <RelatedOrExemptFunctionIncome>92248</RelatedOrExemptFunctionIncome>
        <ExclusionAmount>354137</ExclusionAmount>
      </TotalRevenue>
      <GrantsToDomesticOrgs>
        <Total>53912</Total>
        <ProgramServices>53912</ProgramServices>
      </GrantsToDomesticOrgs>
      <GrantsToDomesticIndividuals>
        <Total>333850</Total>
        <ProgramServices>333850</ProgramServices>
      </GrantsToDomesticIndividuals>
      <FeesForServicesAccounting>
        <Total>387</Total>
        <ManagementAndGeneral>387</ManagementAndGeneral>
      </FeesForServicesAccounting>
      <OfficeExpenses>
        <Total>44532</Total>
        <ProgramServices>12854</ProgramServices>
        <ManagementAndGeneral>31678</ManagementAndGeneral>
      </OfficeExpenses>
      <InformationTechnology>
        <Total>23396</Total>
        <ProgramServices>11698</ProgramServices>
        <ManagementAndGeneral>11698</ManagementAndGeneral>
      </InformationTechnology>
      <Occupancy>
        <Total>912</Total>
        <ManagementAndGeneral>912</ManagementAndGeneral>
      </Occupancy>
      <Travel>
        <Total>48287</Total>
        <ProgramServices>14741</ProgramServices>
        <ManagementAndGeneral>33546</ManagementAndGeneral>
      </Travel>
      <ConferencesMeetings>
        <Total>295060</Total>
        <ProgramServices>290986</ProgramServices>
        <ManagementAndGeneral>4074</ManagementAndGeneral>
      </ConferencesMeetings>
      <DepreciationDepletion>
        <Total>22858</Total>
        <ProgramServices>11429</ProgramServices>
        <ManagementAndGeneral>11429</ManagementAndGeneral>
      </DepreciationDepletion>
      <Insurance>
        <Total>12401</Total>
        <ManagementAndGeneral>12401</ManagementAndGeneral>
      </Insurance>
      <OtherExpenses>
        <Description>AWARDS</Description>
        <Total>3421</Total>
        <ProgramServices>3421</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>DUES &amp; SUBSCRIPTIONS</Description>
        <Total>3280</Total>
        <ManagementAndGeneral>3280</ManagementAndGeneral>
      </OtherExpenses>
      <OtherExpenses>
        <Description>LEGISLATIVE EXPENSES</Description>
        <Total>3629</Total>
        <ProgramServices>3629</ProgramServices>
      </OtherExpenses>
      <OtherExpenses>
        <Description>PRINTING &amp; PUBLICATIONS</Description>
        <Total>71341</Total>
        <ProgramServices>71341</ProgramServices>
      </OtherExpenses>
      <AllOtherExpenses>
        <Total>37399</Total>
        <ProgramServices>35759</ProgramServices>
        <ManagementAndGeneral>1640</ManagementAndGeneral>
      </AllOtherExpenses>
      <TotalFunctionalExpenses>
        <Total>954665</Total>
        <ProgramServices>843620</ProgramServices>
        <ManagementAndGeneral>111045</ManagementAndGeneral>
      </TotalFunctionalExpenses>
      <SavingsAndTempCashInvestments>
        <BOY>1366627</BOY>
        <EOY>1382429</EOY>
      </SavingsAndTempCashInvestments>
      <AccountsReceivable>
        <BOY>5609</BOY>
        <EOY>34945</EOY>
      </AccountsReceivable>
      <LandBuildingsEquipmentBasis>284936</LandBuildingsEquipmentBasis>
      <LandBldgEquipmentAccumDeprec>228236</LandBldgEquipmentAccumDeprec>
      <LandBuildingsEquipmentBasisNet>
        <BOY>62886</BOY>
        <EOY>56700</EOY>
      </LandBuildingsEquipmentBasisNet>
      <TotalAssets>
        <BOY>1435122</BOY>
        <EOY>1474074</EOY>
      </TotalAssets>
      <AccountsPayableAccruedExpenses>
        <EOY>19896</EOY>
      </AccountsPayableAccruedExpenses>
      <OtherLiabilities>
        <BOY>12680</BOY>
        <EOY>5830</EOY>
      </OtherLiabilities>
      <TotalLiabilities>
        <BOY>12680</BOY>
        <EOY>25726</EOY>
      </TotalLiabilities>
      <FollowSFAS117>X</FollowSFAS117>
      <UnrestrictedNetAssets>
        <BOY>1111257</BOY>
        <EOY>1143172</EOY>
      </UnrestrictedNetAssets>
      <TemporarilyRestrictedNetAssets>
        <BOY>311185</BOY>
        <EOY>305176</EOY>
      </TemporarilyRestrictedNetAssets>
      <TotalNetAssetsFundBalances>
        <BOY>1422442</BOY>
        <EOY>1448348</EOY>
      </TotalNetAssetsFundBalances>
      <TotalLiabNetAssetsFundBalances>
        <BOY>1435122</BOY>
        <EOY>1474074</EOY>
      </TotalLiabNetAssetsFundBalances>
      <ReconcilationRevenueExpenses>26604</ReconcilationRevenueExpenses>
      <ReconcilationPriorAdjustment>-698</ReconcilationPriorAdjustment>
      <MethodOfAccountingAccrual>X</MethodOfAccountingAccrual>
      <AccountantCompileOrReview>true</AccountantCompileOrReview>
      <AccountantCompileOrReviewBasis>
        <FinancialStatementSeparate>X</FinancialStatementSeparate>
      </AccountantCompileOrReviewBasis>
      <FSAudited>false</FSAudited>
      <AuditCommittee>true</AuditCommittee>
      <FederalGrantAuditRequired>false</FederalGrantAuditRequired>
    </IRS990>
    <IRS990ScheduleB documentId="00000002">
      <ContributorInfo>
        <ContributorNumber>RESTRICTED</ContributorNumber>
        <ContributorNameBusiness>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorNameBusiness>
        <ContributorAddressUS>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorAddressUS>
        <AggregateContributions>RESTRICTED</AggregateContributions>
      </ContributorInfo>
    </IRS990ScheduleB>
    <IRS990ScheduleC documentId="00000003">
      <SubstantiallyAllDuesNondeduct>true</SubstantiallyAllDuesNondeduct>
      <OnlyInHouseLobbying>true</OnlyInHouseLobbying>
      <AgreeToCarryoverPriorYear>false</AgreeToCarryoverPriorYear>
    </IRS990ScheduleC>
    <IRS990ScheduleD documentId="00000004" softwareId="12000225">
      <Equipment>
        <OtherCostOrOtherBasis>284936</OtherCostOrOtherBasis>
        <Depreciation>228236</Depreciation>
        <BookValue>56700</BookValue>
      </Equipment>
      <TotalOfBookValueLandBuildings>56700</TotalOfBookValueLandBuildings>
      <FederalIncomeTaxLiability>1330</FederalIncomeTaxLiability>
      <OtherLiabilities>
        <Description>DUE TO MSFA FOUNDATION</Description>
        <Amount>4500</Amount>
      </OtherLiabilities>
      <TotalOfAmounts>5830</TotalOfAmounts>
    </IRS990ScheduleD>
    <IRS990ScheduleG documentId="00000005">
      <EventsInformation>
        <NameOfEvent1>NONE</NameOfEvent1>
        <NameOfEvent2>NONE</NameOfEvent2>
      </EventsInformation>
      <GamingInformation>
        <GrossRevenueBingo>6114</GrossRevenueBingo>
        <OtherDirectExpensesBingo>700</OtherDirectExpensesBingo>
        <VolunteerLaborBingo>true</VolunteerLaborBingo>
        <VolunteerLaborPercentageBingo>1.00000</VolunteerLaborPercentageBingo>
        <GrossRevenueOtherGaming>88043</GrossRevenueOtherGaming>
        <CashPrizesOtherGaming>25645</CashPrizesOtherGaming>
        <RentFacilityCostsOtherGaming>1347</RentFacilityCostsOtherGaming>
        <OtherDirectExpensesOtherGaming>8047</OtherDirectExpensesOtherGaming>
        <VolunteerLaborOtherGaming>true</VolunteerLaborOtherGaming>
        <VolunteerLaborPrcntOtherGaming>1.00000</VolunteerLaborPrcntOtherGaming>
        <GrossRevenueTotalGaming>94157</GrossRevenueTotalGaming>
        <CashPrizesTotalGaming>25645</CashPrizesTotalGaming>
        <RentFacilityCostsTotalGaming>1347</RentFacilityCostsTotalGaming>
        <OtherDirectExpensesTotalGaming>8747</OtherDirectExpensesTotalGaming>
        <DirectExpenseSummaryGaming>35739</DirectExpenseSummaryGaming>
        <NetGamingIncomeSummary>58418</NetGamingIncomeSummary>
      </GamingInformation>
      <StatesWhereGamingConducted>MD</StatesWhereGamingConducted>
      <Licensed>true</Licensed>
      <LicenseSuspendedEtc>false</LicenseSuspendedEtc>
      <GamingWithNonmembers>true</GamingWithNonmembers>
      <MemberOfOtherEntity>false</MemberOfOtherEntity>
      <PercentageOfGamingOthrFacility>1.00000</PercentageOfGamingOthrFacility>
      <NameOfGamingRecKeeperPerson>RONALD J SIARNICKI</NameOfGamingRecKeeperPerson>
      <AddressOfGamingRecKeeperUS>
        <AddressLine1>2130 PRIEST BRIDGE DRIVE</AddressLine1>
        <City>CROFTON</City>
        <State>MD</State>
        <ZIPCode>21114</ZIPCode>
      </AddressOfGamingRecKeeperUS>
      <ContractWith3rdPartyForGamRev>false</ContractWith3rdPartyForGamRev>
      <CharitableDistribRequired>false</CharitableDistribRequired>
    </IRS990ScheduleG>
    <IRS990ScheduleI documentId="00000006" softwareId="12000225">
      <RecordsMaintained>true</RecordsMaintained>
      <Form990ScheduleIPartIII>
        <TypeOfGrant>RELIEF BENEFIT PAYMENTS</TypeOfGrant>
        <NumberOfRecipients>40</NumberOfRecipients>
        <AmountOfCashGrant>282100</AmountOfCashGrant>
      </Form990ScheduleIPartIII>
      <Form990ScheduleIPartIII>
        <TypeOfGrant>BESSIE MARSHALL BENEFIT GRANTS</TypeOfGrant>
        <NumberOfRecipients>56</NumberOfRecipients>
        <AmountOfCashGrant>45750</AmountOfCashGrant>
      </Form990ScheduleIPartIII>
      <Form990ScheduleIPartIII>
        <TypeOfGrant>FIRE PREVENTION INTERNSHIP</TypeOfGrant>
        <NumberOfRecipients>2</NumberOfRecipients>
        <AmountOfCashGrant>6000</AmountOfCashGrant>
      </Form990ScheduleIPartIII>
      <Form990ScheduleIPartIV>
        <Identifier>Pt I Line 2</Identifier>
        <Explanation>APPLICATIONS AND ELIGIILITY FORMS COMPLETED AND APPROVED BY THE APPROPRIATE</Explanation>
      </Form990ScheduleIPartIV>
      <Form990ScheduleIPartIV>
        <Identifier>Pt I Line 2</Identifier>
        <Explanation>LEVEL OF MANAGEMENT.</Explanation>
      </Form990ScheduleIPartIV>
    </IRS990ScheduleI>
    <IRS990ScheduleO documentId="00000007" softwareId="12000225">
      <GeneralExplanation>
        <Identifier>Pt VI, Line 12c</Identifier>
        <Explanation>ANNUALLY REQUIRED TO REVIEW POLICY AND COMPLETE</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>ACKNOWLEDGMENT AND DISCLOSURE FORM.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 11b</Identifier>
        <Explanation>TREASURER REVIEWS AND APPROVES FORM 990 AND PRESENTS</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>TO OFFICERS AND DIRECTORS AT THE NEXT SCHEDULED MEETING.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 19</Identifier>
        <Explanation>UPON REQUEST</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 6</Identifier>
        <Explanation>NONPROFIT ORGANIZATION WITH MEMBERS</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 7a</Identifier>
        <Explanation>OFFICERS ARE ELECTED BY THE ENTIRE MEMBERSHIP</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Pt VI, Line 7b</Identifier>
        <Explanation>EXECUTIVE COMMITTEE OVERSEES OPERATIONS AND APPROVES</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Explanation>DECISIONS OF THE GOVERNING BODY.</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990EZ, Part II, Line 24</Identifier>
        <Explanation>OTHER RECEIVABLES INVENTORIES</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990EZ, Part II, Line 26</Identifier>
        <Explanation>ACCOUNTS PAYABLE &amp; ACCRUED EXPENSES OTHER PAYABLES - STATE OF MARYLAND</Explanation>
      </GeneralExplanation>
      <GeneralExplanation>
        <Identifier>Form 990, Part IX, Line 24f</Identifier>
        <Explanation>PUBLIC EDUCATION 34045. 34045. TRAINING 1714. 1714. MISCELLANEOUS 1640. 1640.</Explanation>
      </GeneralExplanation>
    </IRS990ScheduleO>
    <IRS990ScheduleR documentId="00000008" softwareId="12000225">
      <Form990ScheduleRPartII>
        <NameOfDisregardedEntity>
          <BusinessNameLine1>MSFA FOUNDATION LTD</BusinessNameLine1>
        </NameOfDisregardedEntity>
        <AddressUS>
          <AddressLine1>225 S WASHINGTON ST</AddressLine1>
          <City>SNOW HILL</City>
          <State>MD</State>
          <ZIPCode>21863</ZIPCode>
        </AddressUS>
        <EIN>752983780</EIN>
        <PrimaryActivities>scholarships and relief grants</PrimaryActivities>
        <LegalDomicileState>MD</LegalDomicileState>
        <ExemptCodeSection>501 (c)(3)</ExemptCodeSection>
        <PublicCharityStatus>7</PublicCharityStatus>
        <DirectControllingEntityName>
          <BusinessNameLine1>NA</BusinessNameLine1>
        </DirectControllingEntityName>
        <ControlledOrg>false</ControlledOrg>
      </Form990ScheduleRPartII>
      <ReceiptOfIntAnnRentsRoyalties>false</ReceiptOfIntAnnRentsRoyalties>
      <GiftGrantOrCapContrToOtherOrg>true</GiftGrantOrCapContrToOtherOrg>
      <GiftGrantOrCapContrFrOtherOrg>false</GiftGrantOrCapContrFrOtherOrg>
      <LoansOrGuaranteesToOtherOrg>false</LoansOrGuaranteesToOtherOrg>
      <LoansOrGuaranteesFromOtherOrg>false</LoansOrGuaranteesFromOtherOrg>
      <DividendsRelatedOrganization>false</DividendsRelatedOrganization>
      <SaleOfAssetsToOtherOrg>false</SaleOfAssetsToOtherOrg>
      <PurchaseOfAssetsFromOtherOrg>false</PurchaseOfAssetsFromOtherOrg>
      <ExchangeOfAssets>false</ExchangeOfAssets>
      <RentalOfFacilitiesToOtherOrgs>false</RentalOfFacilitiesToOtherOrgs>
      <RentalOfFacilitiesFrOtherOrgs>false</RentalOfFacilitiesFrOtherOrgs>
      <PerformOfServicesForOtherOrgs>false</PerformOfServicesForOtherOrgs>
      <PerformOfServicesByOtherOrgs>false</PerformOfServicesByOtherOrgs>
      <SharingOfFacilities>false</SharingOfFacilities>
      <SharingOfPaidEmployees>false</SharingOfPaidEmployees>
      <ReimbursementPaidToOtherOrg>false</ReimbursementPaidToOtherOrg>
      <ReimbursementPaidByOtherOrg>false</ReimbursementPaidByOtherOrg>
      <OtherTransferToOtherOrg>false</OtherTransferToOtherOrg>
      <OtherTransferFromOtherOrg>false</OtherTransferFromOtherOrg>
    </IRS990ScheduleR>
  </ReturnData>
</Return>