2025-10-23T16:41:22-05:00 2024-12-31 390859910 BAKER TILLY ADVISORY GROUP LP 101 SECOND STREET SUITE 900 SAN FRANCISCO CA 94105 990 2024-01-01 475084832 REDWOOD CREDIT UNION COMMUNITY FUND INC REDW 7075765265 3033 CLEVELAND AVENUE 100 SANTA ROSA CA 95403 JOSH STOLTZFUS TREASURER 7075765265 2025-10-21 1 0 WENDY CAMPOS P00448102 4159561500 2025-10-21 2024 2025-03-06 01:10:19Z MISHEL KAUFMAN 3033 CLEVELAND AVENUE 100 SANTA ROSA CA 95403 3216554 0 X WWW.RCUCOMMUNITYFUND.ORG X 2015 CA HELPING TO MAKE A MEANINGFUL IMPACT IN ADVANCING THE WELL-BEING OF OUR COMMUNITIES. 5 0 0 6 0 0 146463 1176175 0 0 214228 231316 0 -2500 360691 1404991 753446 702714 0 0 0 0 0 0 0 60215 63699 813661 766413 -452970 638578 8822662 10243774 99207 536986 8723455 9706788 X REDWOOD CREDIT UNION COMMUNITY FUND, INC. WILL HELP TO MAKE A MEANINGFUL IMPACT IN ADVANCING THE WELL-BEING OF OUR COMMUNITIES. OUR APPROACH IS TO BE RESPECTFUL AND INTENTIONAL IN OUR GIVING. WE EXIST TO MEET THE NEEDS OF OTHERS. 0 0 461577 461577 0 COMMUNITY WELLNESS - COMMUNITY WELLNESS INCLUDING HOUSING. 112000 112000 0 DISASTER AND FIRE RELIEF - TO HELP RETURN THE HEALTH AND VIBRANCY TO COMMUNITIES AFFECTED BY NATURAL DISASTERS. THIS PROGRAM PROVIDES SUPPORT TO PARTNER ORGANIZATIONS IN AFFECTED AREAS AS WELL AS DIRECT SUPPORT TO INDIVIDUALS AND FAMILIES. 111986 111986 0 EMPLOYEE GIVING CAMPAIGN - EMPLOYEES OF REDWOOD CREDIT UNION MAY DONATE TO THE ORGANIZATION THROUGH PAYROLL DEDUCTION AND DESIGNATE THE GRANTEE RECIPIENTS THAT ARE 501(C)(3) PUBLIC CHARITIES. 17151 17151 0 FINANCIAL WELLNESS - FINANCIAL LITERACY INITIATIVES TO EDUCATE PEOPLE OF ALL AGES IN ESSENTIAL MONEY MANAGEMENT SKILLS. 17151 17151 0 702714 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 2 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 5 0 1 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 0 0 0 CA X JOSH STOLTZFUS 7075765265 3033 CLEVELAND AVENUE 100 SANTA ROSA CA 95403 X X MISHEL KAUFMAN PRESIDENT 2.00 1.50 X X 0 0 0 JOSE ALVAREZ VICE PRESIDENT 0.25 1.50 X X 0 0 0 DAN MOYLAN TREASURER 1.00 1.50 X X 0 0 0 TRACY CONDRON SECRETARY 0.25 1.50 X X 0 0 0 MATT METZGER DIRECTOR 0.25 1.50 X 0 0 0 0 0 0 0 0 0 0 0 23196 369854 783125 1176175 203115 203115 1837264 1809063 28201 28201 28201 0 23196 2500 -2500 -2500 1404991 0 0 228816 636563 636563 56151 56151 10000 10000 13265 13265 4750 4750 17208 17208 22882 22882 750 750 2300 2300 MERCHANT FEE 837 837 1707 1707 766413 702714 63699 0 263844 755490 2955322 3367377 0 750 23900 23900 0 0 5603496 6120157 8822662 10243774 99207 536986 99207 536986 X 8721983 9706188 1472 600 8723455 9706788 8822662 10243774 638578 344755 0 X 0 0 0 X 1367188 1382125 1139688 146463 1176175 5211639 1367188 1382125 1139688 146463 1176175 5211639 3994643 1216996 86506 114628 104614 178611 203115 687474 5899113 0.20630 0.15550 X REDWOOD CREDIT UNION COMMUNITY FUND, INC.'S (THE "FUND") PRIMARY SOURCES OF SUPPORT ARE FROM THE EMPLOYEE GIVING CAMPAIGN OF REDWOOD CREDIT UNION (RCU) AND CONTRIBUTIONS FROM RCU DIRECTLY. RCU IS A RELATED TAX-EXEMPT ORGANIZATION THAT OPERATES AS A STATE CHARTERED CREDIT UNION. THE FUND ALSO MAINTAINS SOLICITATION EFFORTS WITH THE COMMUNITY AT LARGE FROM INDIVIDUALS, ORGANIZATIONS WITHIN THE COMMUNITY, GOVERNMENTAL UNITS, AND OTHER PUBLIC CHARITIES. THE FUND'S GOVERNING BODY IS COMPRISED OF OFFICERS OF RCU, WHO VOLUNTEER THEIR TIME TO OVERSEE THE FUND'S ACTIVITIES WITH THE INTEREST OF SERVING THE BROADER COMMUNITY IN LINE WITH THE FUND'S MISSION. THE FUND HAD TWO YEARS WHERE A SUBSTANTIAL AMOUNT OF PUBLIC SUPPORT WAS RECEIVED TO SUPPORT FIRE RELIEF EFFORTS IN NORTHERN CALIFORNIA. IN RESPONSE TO THIS FUNDING CHANGE, THE FUND ESTABLISHED THE EMPLOYEE GIVING CAMPAIGN IN 2021 TO INCREASE ITS SOURCES OF PUBLIC SUPPORT AND WORKED THROUGH TAX PLANNING OPTIONS WITH A PUBLIC ACCOUNTING FIRM TO IMPROVE ITS PUBLIC SUPPORT PERCENTAGE. FOR THE TAX YEAR ENDED DECEMBER 31, 2024, THE FUND'S PUBLIC SUPPORT PERCENTAGE WAS GREATER THAN 10% AND THE FUND EXPECTS THE PUBLIC SUPPORT PERCENTAGE TO INCREASE OVER THE NEXT COUPLE OF YEARS SO THAT IT IS GREATER THAN 33 1/3% PUBLICLY SUPPORTED. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 23900 23900 0 0 1 SUB-SAHARAN AFRICA 0 0 GRANTS TO RECIPIENTS LOCATED IN THE REGION 10000 0 0 0 0 0 0 10000 0 10000 SUB-SAHARAN AFRICA COMMUNITY WELLNESS 10000 CASH 0 1 0 0 0 0 0 0 0 PART I, LINE 2: GRANTEES PROVIDE STATUS UPDATES REGARDING THE FUNDS EXPENDED, OUTCOMES ACHIEVED, AND CHALLENGES EXPERIENCED. UPDATES CONTINUE EVERY 90 DAYS UNTIL GRANTS ARE FULLY EXPENDED. RCUCF STAFF REVIEW THESE UPDATES AND FOLLOW UP AS NEEDED. PART I, LINE 3: ACCOUNTING METHOD FOR EXPENDITURES OUTSIDE THE US: ACCRUAL BASIS 23196 23196 2500 23196 23196 2500 2500 -2500 1 CHILDREN'S MUSEUM OF SONOMA COUNTY 1835 WEST STEELE LANE SANTA ROSA CA 95403 203496878 501(C)(3) 300000 0 CAPITAL CAMPAIGN GREEN MUSIC CENTER 1801 EAST COTATI AVENUE ROHNERT PARK CA 94928 680338225 501(C)(3) 100000 0 MATCHING GRANT TO INCREASE CORPORATE SPONSORS FIRST RESPONDERS RESILIENCY 2777 YULUPA AVENUE 314 SANTA ROSA CA 95405 824439334 501(C)(3) 65000 0 SPONSORSHIP FOR FIRST RESPONDERS, MENTAL HEALTH AND WELL-BEING PROGRAMS RELATED TO DISASTER RELIEF NAPA VALLEY COLLEGE FOUNDATION 2277 NAPA-VALLEJO HIGHWAY NAPA CA 94558 237003565 501(C)(3) 25000 0 FINANCIAL WELLNESS EDUCATION AND RESOURCES MARIN PERFORMING STARS 271 DRAKE AVENUE MARIN CITY CA 94965 943136030 501(C)(3) 12038 0 SCHOLARSHIP PROGRAM FOR INVOLVEMENT IN ART, THEATER AND MUSIC MARIN SYMPHONY ASSOCIATION 4340 REDWOOD HIGHWAY SAN RAFAEL CA 94903 946104150 501(C)(3) 12038 0 SCHOLARSHIP PROGRAM FOR INVOLVEMENT IN MUSIC DOGWOOD ANIMAL RESCUE PROJECT 1415 FULTON ROAD SUITE 205 432 SANTA ROSA CA 95403 811178819 501(C)(3) 8048 0 EMPLOYEE GIVING CAMPAIGN 7 0 INDIVIDUAL GRANTS - DISASTER RELIEF 58 39000 INDIVIDUAL GRANTS - FINANCIAL WELLNESS 23 6900 INDIVIDUAL GRANTS - MORTGAGE ASSISTANCE 9 10251 PART I, LINE 2: GRANTEES PROVIDE STATUS UPDATES REGARDING THE FUNDS EXPENDED, OUTCOMES ACHIEVED, AND CHALLENGES EXPERIENCED. UPDATES CONTINUE EVERY 90 DAYS UNTIL GRANTS ARE FULLY EXPENDED. RCUCF STAFF REVIEW THESE UPDATES AND FOLLOW UP AS NEEDED. FORM 990, PART VI, SECTION A, LINE 2 ALL OF THE BOARD MEMBERS HAVE A BUSINESS RELATIONSHIP AS THEY ARE EMPLOYEES OF REDWOOD CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11B THE PRESIDENT, TREASURER, AND SECRETARY OF THE ORGANIZATION REVIEW THE FORM 990 IN DETAIL. A COMPLETE COPY OF THE FORM 990 IS PROVIDED TO THE BOARD OF DIRECTORS PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C EACH BOARD MEMBER IS REQUIRED TO COMPLETE AND SIGN A CONFLICT OF INTEREST DISCLOSURE STATEMENT ANNUALLY THAT ALSO CONTAINS AN AFFIRMATION THAT THEY HAVE READ AND UNDERSTOOD THE ORGANIZATION'S CONFLICT OF INTEREST POLICY. TRANSACTIONS WITH PARTIES WITH WHOM A CONFLICTING INTEREST EXISTS MAY BE UNDERTAKEN ONLY IF ALL OF THE FOLLOWING ARE OBSERVED: 1. THE CONFLICTING INTEREST IS FULLY DISCLOSED; 2. THE PERSON WITH THE CONFLICT OF INTEREST IS EXCLUDED FROM THE DISCUSSION AND APPROVAL OF SUCH TRANSACTION; 3. A COMPETITIVE BID OR COMPARABLE VALUATION EXISTS; AND 4. THE BOARD OF DIRECTORS HAS DETERMINED THAT THE TRANSACTION IS IN THE BEST INTEREST OF THE ORGANIZATION. DISCLOSURE IN THE ORGANIZATION SHOULD BE MADE TO THE CHIEF EXECUTIVE OFFICER OR THE BOARD PRESIDENT, WHO SHALL BRING THE MATTER TO THE ATTENTION OF THE BOARD OF DIRECTORS. DISCLOSURE INVOLVING DIRECTORS SHOULD BE MADE TO THE BOARD PRESIDENT, (OF IF SHE OR HE IS THE ONE WITH THE CONFLICT, THEN TO THE BOARD VICE PRESIDENT) WHO SHALL BRING THESE MATTERS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS SHALL DETERMINE WHETHER A CONFLICT EXISTS AND IN THE CASE OF AN EXISTING CONFLICT, WHETHER THE CONTEMPLATED TRANSACTION MAY BE AUTHORIZED AS JUST, FAIR, AND REASONABLE TO RCUCF. THE DECISION OF THE BOARD OF DIRECTORS ON THESE MATTERS WILL REST IN THEIR SOLE DISCRETION, AND THEIR CONCERN MUST BE THE WELFARE OF RCUCF AND THE ADVANCEMENT OF ITS PURPOSE. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART VII, SECTION A: THE RCUCF BOARD OF DIRECTORS ARE VOLUNTEERS, WHO ARE EMPLOYED BY REDWOOD CREDIT UNION. IN THEIR ROLE AS DIRECTORS, THEY DO NOT RECEIVE ANY ADDITIONAL COMPENSATION FROM REDWOOD CREDIT UNION OR ANY OTHER PARTY FOR THEIR SERVICES ON THE ORGANIZATION'S BOARD OF DIRECTORS. THEY ARE EMPLOYED BY AND RECEIVE ALL OF THEIR COMPENSATION SOLELY CONNECTED TO THEIR DUTIES AS EMPLOYEES OF REDWOOD CREDIT UNION. REDWOOD CREDIT UNION 3033 CLEVELAND AVENUE SUITE 100 SANTA ROSA CA 95403 941244186 FINANCIAL SERVICES CA 501(C)(14) N/A N/A 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0