2014-01-14T09:33:31-06:00 2013-03-31 BENDA GRACE STULZ & COMPANY PC 38800 VAN DYKE AVE STE 100 STERLING HEIGHTS MI 48312 990 2012-04-01 381433000 SHEET METAL WORKERS LOCAL 292 HEALTH FUND SHEE 2488139800 700 TOWER DRIVE TROY MI 48098 ROBERT DONALDSON ARTHUR G OLIVER 2488139800 2013-10-10 true BRYAN STULZ 5868836240 2014-01-14 2012 2015-11-30 17:44:51Z NA 7373112 false X WWW.SHEET292FRINGE.ORG X 1949 MI THE FUND WAS CREATED, ESTABLISHED AND IS MAINTAINED FOR THE PURPOSE OF PROVIDING LIFE INSURANCE, ACCIDENT, HEALTH, HOSPITALIZATION, SURGICAL, MEDICAL, AND RELATED EXPENSE BENEFITS AND SUCH OTHER WELFARE BENEFITS AS THE BOARD OF TRUSTEES MAY DECIDE FOR PARTICIPANTS AND THIER DEPENDENTS AND/OR BENEFICIARIES AND DEFRAYING THE REASONABLE EXPENSES OF ADMINISTRATION AND OPERATION OF THE FUND. 6 1 0 0 0 4046896 7364996 1820 4135 154715 3981 4203431 7373112 0 4747153 6201154 0 0 0 250938 256740 4998091 6457894 -794660 915218 2688091 4597971 1545156 2536511 1142935 2061460 X THE FUND WAS CREATED, ESTABLISHED AND IS MAINTAINED FOR THE PURPOSE OF PROVIDING LIFE INSURANCE, ACCIDENT, HEALTH, HOSPITALIZATION, SURGICAL, MEDICAL, AND RELATED EXPENSE BENEFITS AND SUCH OTHER WELFARE BENEFITS AS THE BOARD OF TRUSTEES MAY DECIDE FOR PARTICIPANTS AND THIER DEPENDENTS AND/OR BENEFICIARIES AND DEFRAYING THE REASONABLE EXPENSES OF ADMINISTRATION AND OPERATION OF THE FUND. false false TO PROVIDE HOSPITALIZATION, MEDICAL AND OTHER HEALTH CARE BENEFITS TO ELIGIBLE PLAN PARTICIPANTS. false false false false false false false false false false false false false true false true false false false false false false false false false false false false true false false false false false false false false false false false true false false true 0 0 0 false false false false false false X 6 1 true false true false false false false true false false false false false false false false X BENESYS INC 2488139800 700 TOWER DRIVE SUITE 300 TROY MI 48098 X ROBERT DONALDSON 1.00 40.00 X 0 134055 43618 MARK VAN AVERY 1.00 40.00 X 0 130310 43618 ANTHONY ASHER 1.00 0.00 X 0 0 0 TRACY ROBERTS 1.00 40.00 X 0 0 0 TAMMY DURNEN 1.00 40.00 X 0 0 0 RICHARD LUDWIG 1.00 40.00 X 0 0 0 264365 87236 false true false BENESYS INC 700 TOWER DRIVE SUITE 300 TROY MI 48098 ADMINISTRATIVE 207603 1 EMPLOYER CONTRIBUTIONS 310000 6511165 6511165 PARTICIPANT CONTRIBUTIONS 900099 853831 853831 7364996 4135 4135 OTHER 900099 3595 3595 CLASS ACTION PROCEEDS 900099 386 386 3981 7373112 7368977 4135 6201154 202416 17103 11250 3235 8500 10523 184 1102 STORAGE 1118 DUES 1010 LOST WAGES 299 6457894 0 0 0 2016912 2230842 385556 508140 285623 392428 1466561 2688091 4597971 44156 84511 1501000 2452000 1545156 2536511 X 1142935 2061460 1142935 2061460 2688091 4597971 915218 3307 X false true X true false INSURANCE RESERVES 2452000 2452000 7373184 3307 3307 7369877 3235 3235 7373112 6454659 6454659 3235 3235 6457894 false false false ROBERT DONALDSON 134055 43618 177673 MARK VAN AVERY 130310 43618 173928 ORGANIZATION'S MISSION FORM 990 - ORGANIZATION'S MISSION THE FUND WAS CREATED, ESTABLISHED AND IS MAINTAINED FOR THE PURPOSE OF PROVIDING LIFE INSURANCE, ACCIDENT, HEALTH, HOSPITALIZATION, SURGICAL, MEDICAL, AND RELATED EXPENSE BENEFITS AND SUCH OTHER WELFARE BENEFITS AS THE BOARD OF TRUSTEES MAY DECIDE FOR PARTICIPANTS AND THIER DEPENDENTS AND/OR BENEFICIARIES AND DEFRAYING THE REASONABLE EXPENSES OF ADMINISTRATION AND OPERATION OF THE FUND. ADDITIONAL INFORMATION FORM 990, PART VI LINE 2 - FAMILY RELATIONSHIP OR BUSINESS RELATIONSHIP - THE RELATIONSHIP BETWEEN THE TRUSTEES OF THE FUND IS A "BUSINESS RELATIONSHIP". THE FUND IS ESTABLISHED AND MAINTAINED PURSUANT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED. THE FUND, AS A TAFT-HARTLEY FUND, IS ADMINISTERED BY A BOARD OF TRUSTEES WHICH IS COMPOSED OF AN EQUAL NUMBER OF UNION AND EMPLOYER REPRESENTATIVES. BECAUSE OF THIS ORGANIZATIONAL REQUIREMENT, THERE IS A BUSINESS RELATIONSHIP BETWEEN THE TRUSTEES. LINE 12B - ANNUALLY EACH TRUSTEE MUST ANSWER THE FIDUCIARY LIABILITY INSURANCE RENEWAL QUESTIONAIRE, WHICH CONTAINS QUESTIONS REGARDING POTENTIAL AND ACTUAL CONFLICTS OF INTEREST. SIGNIFICANT CHANGES TO ORGANIZATIONAL DOCUMENTS FORM 990, PAGE 6, PART VI, LINE 4 THE BOARD OF TRUSTEES ADOPTED AN AMENDMENT TO THE PLAN THAT: ALLOWED A PARTICIPANT TO DISENROLL OTHERWISE ELIGIBLE DEPENDENTS; ALLOWED FOR THE RE- ENROLLMENT OF A PREVIOUSLY DISENROLLED DEPENDENT; PROVIDED FOR AND OPT-OUT ELECTION WHEREBY A PARTICIPANT COULD HAVE A PORTION OF THE HOURLY CONTRIBUTIONS MADE ON HIS BEHALF CREDITED TO AN HRA; CLARIFIED THE LIFE INSURANCE AND ACCIDENTAL DEATH AND DISMEMBERMENT BENEFITS PROVIDED BY THE PLAN; ALLOWED A PARTICIPANT'S SURVIVING SPOUSE AND DEPENDENTS TO USE HIS HRA; AMENDED THE CLAIMS AND APPEALS PROCEDURES TO REFLECT THE FACT THAT SOME BENEFITS ARE PROVIDED UNDER AGREEMENTS WITH INSURANCE COMPANIES; AND ADDED A PROVISION TO COMPLY WITH THE HIPPAA SECURITY RULE. DOCUMENTATION BY COMMITTEE FORM 990, PAGE 6, PART VI, LINE 8B THE FUND DID NOT HAVE ANY COMITTEES. ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS PRESENTED AND APPROVED AT A MEETING OF THE BOARD OF TRUSTEES, SUBJECT TO REVIEW BY AND APPROVAL OF THE FUND LEGAL COUNSEL. IN ADDITION, EACH TRUSTEE IS PROVIDED A COPY OF THE FUND'S FINAL FORM 990 (INCLUDING REQUIRED SCHEDULES), AS ULTIMATELY FILED WITH THE IRS. GOVERNING DOCUMENTS DISCLOSURE EXPLANATION FORM 990, PAGE 6, PART VI, LINE 19 THE FUND IS ESTABLISHED AND MAINTAINED PURSUANT TO THE EMPLOYEE RETIREMENT SECURITY ACT OF 1974, AS AMENDED. IT OPERATES IN COMPLIANCE WITH THE REPORTING AND DISCLOSURE REQUIREMENTS OF SUBTITLE B, PART 1 OF ERISA WITH RESPECT TO DISCLOSURE OF ITS GOVERNING DOCUMENTS AND FINANCIAL INFORMATION. IT OPERATES IN COMPLIANCE WITH THE FIDUCIARY RESPONSIBILITY REQUIREMENTS OF SUBTITLE B, PART 4 OF ERISA. ADDITIONAL INFORMATION FORM 990, PART VII LINE 1A - ROBERT DONALDSON AND MARK VANAVERY SERVED AS TRUSTEES OF THE FUND WITHOUT COMPENSATION FROM THE FUND FOR THOSE SERVICES. HOWEVER, THEY WERE COMPENSATED AS EMPLOYEES OF THE SHEET METAL WORKERS' LOCAL UNION NO. 292, WHICH WAS A CONTRIBUTING EMPLOYER TO THE FUND AND, AS SUCH, A "RELATED ORGANIZATION" AS THAT TERM IS DEFINED IN THE INSTRUCTIONS. SHEET METAL WORKERS JAC 64 PARK STREET SUITE 200 TROY MI 48083 387057494 APPRENTICE MI 501C3 2 N/A false SMW LOCAL 292 64 PARK STREET SUITE 200 TROY MI 48083 381430703 LOCAL MI 501C5 N/A false SMW LOCAL 292 ANNUITY FUND 700 TOWER DRIVE SUITE 300 TROY MI 48098 383204600 ANNUITY MI 401A N/A false SMW LOCAL 292 PENSION FUND 700 TOWER DRIVE SUITE 300 TROY MI 48098 381659157 PENSION MI 401B N/A false SMW LOCAL 292 SUB FUND 700 TOWER DRIVE SUITE 300 TROY MI 48098 237205462 UNEMP. BEN MI 501C9 N/A false ABEDNEGO N/A false ALLIED VENTILATION INC N/A false DURR INDUSTRIES INC N/A false ELEKTRO-ION CORPORATION N/A false GALLAGHER-KAISER CORP N/A false GIFFIN INC N/A false HMW CONTRACTING LLC N/A false RICKMAN ENTERPRISE GROUP LLC N/A false SHORELINE METAL FABRICATORS INC N/A false WALTZ-HOLST BLOW PIPE N/A false ABEDNEGO N/A false ALLIED VENTILATION INC N/A false DURR INDUSTRIES INC N/A false ELEKTRO-ION CORPORATION N/A false GALLAGHER-KAISER CORP N/A false GIFFIN INC N/A false HMW CONTRACTING LLC N/A false RICKMAN ENTERPRISE GROUP LLC N/A false SHORELINE METAL FABRICATORS INC N/A false WALTZ-HOLST BLOW PIPE N/A false ABEDNEGO N/A false ALLIED VENTILATION INC N/A false DURR INDUSTRIES INC N/A false ELEKTRO-ION CORPORATION N/A false GALLAGHER-KAISER CORP N/A false GIFFIN INC N/A false HMW CONTRACTING LLC N/A false RICKMAN ENTERPRISE GROUP LLC N/A false SHORELINE METAL FABRICATORS INC N/A false WALTZ-HOLST BLOW PIPE N/A false false false false false false false false false false false false false false false false false false false true