2015-11-13T10:51:27-06:00 2014-12-31 202126731 PARKS & COMPANY PLC 441 N WASHINGTON EL DORADO AR 71730 990 2014-01-01 850121717 ZIA CREDIT UNION ZIAC 5056624671 P O BOX 490 LOS ALAMOS NM 87544 DAVID WOODRUFF CEO 5056624671 2015-11-12 1 G PETE PARKS P00393041 8708623401 2015-11-12 2014 2016-04-25 22:37:26Z DAVID WOODRUFF 1001 CENTRAL AVENUE LOS ALAMOS NM 87544 7141180 0 X WWW.ZIACU.ORG X CREDIT UNION 1955 NM NEW MEXICO STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT 5 5 64 0 0 0 0 0 7121782 6498950 -170880 82807 200000 970 7150902 6582727 0 0 0 0 2827544 3099545 0 0 0 4179577 3187961 7007121 6287506 143781 295221 130285403 130910746 119044984 119367267 11240419 11543479 NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT 0 0 6287506 NEW MEXICO STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT. 6287506 0 0 0 0 0 0 0 1 0 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 2205 0 1 64 1 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 0 0 0 X THE ORGANIZATION 5056624671 P O BOX 490 LOS ALAMOS NM 87544 JOSE BENITO GARCIA SECRETARY 1.00 X 0 0 0 ANNE VALVERDE CHAIRMAN 1.00 X 0 0 0 RICHARD ROYBAL VICE CHAIRMAN 1.00 X 0 0 0 MATTY PEREZ TREASURER 1.00 X 0 0 0 LAWRENCE GUTIERREZ DIRECTOR 1.00 X 0 0 0 DAVID WOODRUFF CEO 40.00 X 180672 0 0 180672 0 0 1 0 1 0 EPL 22 INVERNESS CENTER PKWAY SUITE 40 BIRMINGHAM AL 35242 DATA PROCESSING 441019 1 INTEREST INCOME ON LOANS 522100 4922785 4922785 FEE INCOME 522100 1576165 1576165 6498950 196826 196826 444434 558453 -114019 -114019 -114019 CASH OVER & SHORT 522100 970 970 970 6582727 6582727 0 0 2328560 2328560 605905 605905 165080 165080 144856 144856 58135 58135 201095 201095 374542 374542 33325 33325 498896 498896 211131 211131 75427 75427 DATA PROCESSING 441019 441019 ATM FEES 315733 315733 PROVISION FOR LOAN LOSS 237974 237974 BANK SERVICE CHARGES 143242 143242 452586 452586 6287506 6287506 0 0 1095750 782711 38393744 26841639 2563467 817995 50511 109619 72796589 74282590 6947951 2777000 4347952 4170951 8145699 21032486 2891691 2872755 130285403 130910746 315997 273205 118728987 119094062 119044984 119367267 X 3866666 3866666 0 0 7373753 7676813 11240419 11543479 130285403 130910746 295221 7839 0 X 0 1 X 1 0 0 0 1602645 1602645 3934912 1536051 2398861 1229187 1090130 139057 181207 150819 30388 4170951 FEDERAL AGENCIES AND GSE BONDS 6279385 F CERTIFICATES OF DEPOSIT 7760000 C FEDERAL AGENCIES AND GSE BONDS 6993101 C 21032486 MEMBER SHARE DEPOSITS 119075689 ESCROW ACCOUNTS 18373 119094062 6589596 7839 7839 6581757 970 970 6582727 6286536 0 6286536 970 970 6287506 PART XI, LINE 4B - OTHER ADJUSTMENTS: CASH OVER & SHORT 970. PART XII, LINE 4B - OTHER ADJUSTMENTS: CASH OVER & SHORT NETTED ON FINANCIAL STATEMENTS 970. X X 0 0 0 DAVID WOODRUFF CEO 180672 0 0 0 0 0 0 0 0 0 180672 0 0 0 RICHARD ROYBAL DIRECTOR HOME EQUITY LOC X 96000 61723 0 1 1 RICHARD ROYBAL DIRECTOR MORTGAGE X 185566 90151 0 1 1 JOSE GARCIA DIRECTOR CROSS COLLATERAL X 12000 7090 0 1 1 JOSE GARCIA DIRECTOR USED AUTO X 18748 13621 0 1 1 JOSE GARCIA DIRECTOR MORTGAGE X 299000 267107 0 1 1 JOSE GARCIA DIRECTOR USED AUTO X 33764 30546 0 1 1 JOSE GARCIA DIRECTOR USED MOTOR HOME X 14500 12992 0 1 1 ANNE VALVERDE DIRECTOR USED AUTO X 13991 7286 0 1 1 ANNE VALVERDE DIRECTOR MORTGAGE X 275800 251838 0 1 1 MATTY PEREZ SUPERVISORY COMMITTEE CHAIR MOTOR HOME X 24965 16700 0 1 1 MATTY PEREZ SUPERVISORY COMMITTEE CHAIR SIGNATURE X 2500 2500 0 1 1 MATTY PEREZ SUPERVISORY COMMITTEE MEMBER LINE OF CREDIT X 5000 4736 0 1 1 MATTY PEREZ SUPERVISORY COMMITTEE MEMBER USED AUTO X 10000 8692 0 1 1 MATTY PEREZ FORMER SUPERVISORY COMMITTEE MEMBER SHARE SECURED X 12000 4344 0 1 1 MARGOT LIBERTY FORMER SUPERVISORY COMMITTEE MEMBER USED AUTO X 28417 24360 0 1 1 JAMES DUGGER FORMER SUPERVISORY COMMITTEE MEMBER USED AUTO X 12250 11769 0 1 1 ANNITTE LUJAN CHIEF FINANCIAL OFFICER SIGNATURE X 1500 940 0 1 1 ANNITTE LUJAN FORMER KEY EMPLOYEE LINE OF CREDIT X 500 100 0 1 1 ANNITTE LUJAN FORMER KEY EMPLOYEE SIGNATURE X 1500 1500 0 1 1 LEONARD LUJAN FORMER KEY EMPLOYEE USED MOTOR HOME X 4500 3811 0 1 1 LEONARD LUJAN FORMER KEY EMPLOYEE SIGNATURE X 16980 13016 0 1 1 LEONARD LUJAN FORMER KEY EMPLOYEE NEW AUTO X 18787 17740 0 1 1 LEONARD LUJAN FORMER KEY EMPLOYEE SIGNATURE X 2000 1520 0 1 1 LEONARD LUJAN FORMER SUPERVISORY COMMITTEE MEMBER SIGNATURE X 2500 2500 0 1 1 LEONARD LUJAN NEW AUTO X 34189 34189 0 1 1 LINO SALAZAR USED MOTOR HOME X 23247 21889 0 1 1 LINO SALAZAR LINE OF CREDIT X 5000 3273 0 1 1 JUANITA SALAZAR NEW MOTOR HOME X 23836 8330 0 1 1 JUANITA SALAZAR LINE OF CREDIT X 4750 3351 0 1 1 927614 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES (DEPOSITS), ELECT BOARD MEMBERS AND VOTE ON SIGNIFICANT ISSUES. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS OF THE CREDIT UNION VOTE ANNUALLY ON THE BOARD OF DIRECTORS FOR THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11 FORM 990 IS PREPARED BY AN INDEPENDENT CPA AND A COPY IS PROVIDED TO THE BOARD OR DIRECTORS AND THE MANAGEMENT TEAM PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C EACH DIRECTOR SIGNS A CONFLICT OF INTEREST FORM ANNUALLY WHICH SETS FORTH ANY CONFLICTS OR AFFIRMATIVELY STATES THAT THERE ARE NO CONFLICTS. FORM 990, PART VI, SECTION C, LINE 18 FORMS 1023 AND 990 ARE AVAILABLE AT THE CREDIT UNION'S MAIN LOCATION FOR REVIEW UPON REQUEST. FORM 990, PART VI, SECTION C, LINE 19 A COPY OF ALL GOVERNANCE DOCUMENTS, POLICIES, FINANCIAL STATEMENTS AND FORM 990 IS MAINTAINED AT THE CREDIT UNION'S MAIN LOCATION AND IS AVAILABLE FOR REVIEW UPON REQUEST. FINANCIAL INFORMATION IS PROVIDED AT THE ANNUAL MEMBERS MEETING.