2015-08-14T12:53:10-05:00 2014-12-31 910189318 MOSS ADAMS LLP 601 W RIVERSIDE AVENUE STE 1800 SPOKANE WA 99201 990 2014-01-01 910620799 GLOBAL CREDIT UNION GLOB 5094554700 1520 W THIRD AVENUE SPOKANE WA 99201 BRIAN KAZEMBA VP OF ACCOUNTING & FINANCE 5094554700 2015-08-14 1 EMINA O CRESSWELL CPA P01217304 5097472600 2015-08-14 2014 2016-04-25 22:37:26Z JACK FALLIS PO BOX 3200 SPOKANE WA 99220 28619726 0 X WWW.GLOBALCU.ORG X 1954 WA THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 7 6 192 10 542024 -21282 0 0 17612683 17072540 910149 1192770 -67101 -111328 18455731 18153982 25100 84595 0 0 7871050 7427275 0 0 0 10977822 9464964 18873972 16976834 -418241 1177148 371182807 371127650 342274472 339348477 28908335 31779173 THE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 0 0 THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO 44,732 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING REAL ESTATE AND OTHER SECURED/UNSECURED CONSUMER LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES. 0 0 0 0 0 0 0 0 0 1 1 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 6530 0 1 192 1 1 1 0 0 0 0 0 X 7 6 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 ID X BRIAN KAZEMBA 5094554700 1520 WEST THIRD AVENUE SPOKANE WA 99201 HAL WESTBROOK DIRECTOR 5.00 X 0 0 0 MARCELLA GRAY DIRECTOR 5.00 X 0 0 0 RICHARD FISCHER DIRECTOR 5.00 X 0 0 0 JOE M TORTORELLI BOARD CHAIRMAN 5.00 1.00 X X 0 0 0 ROBERT J LAPOINTE BOARD VICE CHAIRMAN 5.00 1.00 X X 0 0 0 THOMAS A PAULEY BOARD SECRETARY 5.00 1.00 X X 0 0 0 JACK L FALLIS JR PRESIDENT/CEO/TREASURER 40.00 1.00 X X 361150 0 185352 MARY STARKEY VP OF OPERATIONS/COO 40.00 X 180257 0 37750 GREG BENNEWEIS FORMER VP OF FINANCE & ACCOUNTING 40.00 X 32030 0 5758 KIM SHILL VP OF LENDING 40.00 X 132458 0 20385 DAVID CUMMINGS VP OF IT/CIO 40.00 X 125010 0 29003 EDUARDO OROZCO VP OF SPECIAL CREDITS 40.00 X 119716 0 6999 JACKIE CARDLE RE LENDING MANAGER 40.00 X 119543 0 13901 SEAN FLINDERS SALES MGR & LOAN OFFICER 40.00 X 114654 0 20700 1184818 0 319848 9 0 1 0 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 IT/CORE SYSTEM LICENSE & MAINTENANCE 337767 OFFICIAL PAYMENTS CORPORATION 705 WESTECH DRIVE NORCROSS GA 30092 ONLINE AND E-SERVICE LICENSE & MAINTENAN 325734 BOOM LLC 111 S MADISON STREET SPOKANE WA 99201 MARKETING & PROMOTIONS 281939 INTELLIGENT LIMIT SYSTEM LLC PO BOX 460939 FORT LAUDERDALE FL 33346 CHECKING ACCOUNT SOFTWARE 170000 DIEBOLD INCORPORATED PO BOX 643543 PITTSBURGH PA 15264 ATM & SECURITY HARDWARE 130015 12 LOAN INTEREST 522100 10782014 10782014 VISA/DEBIT CARD INCOME 522100 3071826 3071826 FEE INCOME 522100 1615110 1073086 542024 OTHER INCOME 524298 1603590 1603590 17072540 1194065 1194065 408883 520211 -111328 -111328 -111328 9147687 796551 9137824 807709 9863 -11158 -1295 -1295 18153982 16530516 542024 1081442 84595 802298 5407213 191059 538091 488614 17017 61800 260568 600619 579429 1335932 924209 97250 42580 1197611 1281190 148086 LOAN SERVICING 1592852 MEMBER SERVICING 624134 REPOSSESSION EXPENSES 376774 OTHER OPERATING EXPENSE 243255 81658 16976834 6177767 6069260 37656005 21349059 114940 377119 206978295 237118654 1680198 2111643 29745651 15730409 14830314 14015242 65590090 55443257 38155198 34643416 371182807 371127650 2948976 2351585 6000000 6000000 333325496 330996892 342274472 339348477 X 0 0 0 0 28908335 31779173 28908335 31779173 371182807 371127650 1177148 1693690 0 X 0 0 0 2439850 2439850 14494806 6014050 8480756 2338901 1389887 949014 9768591 7993126 1775465 703503 333346 370157 14015242 FHLB STOCK 856300 C INVESTMENTS AVAILABLE FOR SALE 53096100 F LOANS HELD FOR SALE 1490857 C 55443257 ACCRUED INTEREST 897403 OTHER ASSETS & RECEIVABLES 14656136 NCUA SHARE INSURANCE FUND 3180877 DEPOSITS IN COMMERCIAL BANKS 15909000 34643416 SHARES & DEPOSITS 330996892 330996892 1 GONZAGA UNIVERSITY 502 E BOONE AVE AD BOX 66 SPOKANE WA 99258 910236600 501(C)(3) 5100 GOLD SPONSORSHIP GU ATHLETICS ZAK FOUNDATION PO BOX 19188 SPOKANE WA 99219 271771407 501(C)(3) 7100 ZAK! CHARITY OPEN SPONSORSHIP UNITED WAY OF SPOKANE COUNTY PO BOX 18 SPOKANE WA 99210 910606058 501(C)(3) 15764 MATCH OF EMPLOYEE DONATION NAF FAIRCHILD AFB 7 WEST ARNOLD ST STE 25 FAIRCHILD AFB WA 99011 910741496 GOVERNMENT 7000 SKYFEST FAIRCHILD AFB EVENT INLAND PUBLICATIONS INC 1227 W SUMMIT PARKWAY SPOKANE WA 99201 911621730 N/A 10000 VOLUME COMMUNITY EVENT WASHINGTON CREDIT UNION FOUNDATION 33301 9TH AVE S SUITE 200 FEDERAL WAY WA 98003 911649328 501(C)(3) 7225 CU FOR KIDS DONATION SPOKANE NEIGHBORHOOD ACTION PROGRAM 3102 W FT GEORGE WRIGHT DR SPOKANE WA 99224 911311127 501(C)(3) 5000 CAPITAL CAMPAIGN SPOKANE LILAC FESTIVAL ASSOCIATION INC 3021 S REGAL 105 SPOKANE WA 99223 910665097 501(C)(3) 6255 FRIENDS OF FESTIVAL DONATION MARCH OF DIMES FOUNDATION PO BOX 580 SPOKANE VALLEY WA 99016 131846366 501(C)(3) 6151 SPOKANE SIGNATURE CHEFS DINNER AND AUCTION DONATION PROJECT HOPE SPOKANE 1428 W BROADWAY AVE SPOKANE WA 99201 261417578 501(C)(3) 5000 PERRY STREET COMMUNITY EVENT HIP OF SPOKANE COUNTY 225 W MAIN AVE SUITE 310 SPOKANE WA 99201 911764236 501(C)(3) 10000 TERRAIN COMMUNITY EVENT 10 1 PART I, LINE 2: WRITTEN DOCUMENTATION RECEIVED AND REVIEWED BY THE VP OF MARKETING & STRATEGY, EVP OF OPERATIONS, OR PRESIDENT TO REVIEW OF ENTITY ELIGIBILITY AND ALIGNMENT OF PURPOSE TO CREDIT UNION GOALS PRIOR TO APPROVAL OF ANY GRANTED FUNDS. X X 1 1 X X X 0 1 0 JACK L FALLIS JR PRESIDENT/CEO/TREASURER 345149 0 0 0 16001 0 173133 0 12219 0 546502 0 0 0 MARY STARKEY VP OF OPERATIONS/COO 177538 0 0 0 2719 0 24677 0 13073 0 218007 0 0 0 KIM SHILL VP OF LENDING 131917 0 541 0 0 0 13386 0 6999 0 152843 0 0 0 DAVID CUMMINGS VP OF IT/CIO 124793 0 217 0 0 0 18404 0 10599 0 154013 0 0 0 PART I, LINE 1A TRAVEL FOR COMPANIONS MAY BE ALLOWED WITH BOARD APPROVAL FOR SPOUSE/COMPANION. MUST BE APPROVED IN ADVANCE AND NEED ESTABLISHED. HEALTH CLUB DUES ARE PAID FOR JACK FALLIS AND MARY STARKEY. THE AMOUNTS ARE INCLUDED IN THEIR RESPECTIVE TAXABLE WAGES. PART I, LINE 4B THERE IS A 457(F) PLAN FOR THE CEO, AND 457(B) PLANS FOR THE CEO AND COO WHICH ACCRUE A PAYABLE BASED ON THE EARNINGS OF THE PLAN(S). FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION OPERATES AS A CREDIT UNION CONSISTING OF ONE CLASS OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE GOVERNING BODY ARE ELECTED BY VOTE OF THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION B, LINE 11 THE CREDIT UNION'S FORM 990 IS REVIEWED BY THE ACCOUNTING & FINANCE MANAGER WHO THEN REPORTS TO THE PRESIDENT/CEO. THE PRESIDENT/CEO THEN REPORTS TO THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S CONFLICT OF INTEREST POLICY IS DESCRIBED IN THE EMPLOYEE HANDBOOK. CONFLICTS OF INTEREST ARE REVIEWED BY MANAGEMENT. DEPENDING ON THE SEVERITY OF THE CONFLICT, EMPLOYEES ARE PLACED ON PROBATION OR TERMINATED. DIRECTORS/SUPERVISORY COMMITTEE MEMBERS MUST ACKNOWLEDGE THE "BOARD OF DIRECTOR'S ETHICS/CONFLICT OF INTEREST POLICY" EACH YEAR, TYPICALLY IN MARCH. THE POLICY STRICTLY PROHIBITS MOST CONFLICTS (GIFTS, SOLICITATIONS, LEGACIES, INFORMATION INTERLOCKS, COMMISSION, ETC). LOANS ARE THE EXCEPTION, IN WHICH CASE THE ENTIRE BOARD MUST APPROVE THEM INDIVIDUALLY AND THEY CANNOT BE PREFERENTIAL. FORM 990, PART VI, SECTION B, LINE 15 THE PROCESS FOR REVIEWING THE COMPENSATION PAID TO THE ORGANIZATION'S CEO, OFFICERS, AND KEY EMPLOYEES INCLUDES A COMPENSATION STUDY, AND REVIEW AND APPROVAL OF COMPENSATION BY A COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 18 THE CREDIT UNION MAKES FORMS 1024 AND 990 AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST AT THE MAIN OFFICE. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION MAKES GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST AT THE MAIN OFFICE. MEMBERS SERVICE GROUP INC PO BOX 3200 SPOKANE WA 99220 911316353 CUSO - INSURANCE PRODUCTS AND PAYDAY LENDING WA GLOBAL CREDIT UNION C 70764 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0