2015-08-12T07:05:30-00:00 2014-12-31 ORTH CHAKLER MURNANE AND CO CPAs 12060 SW 129 COURT SUITE 201 MIAMI FL 33186 990 2014-01-01 751249646 METRO MEDICAL CREDIT UNION METR 2146300611 8828 STEMMONS Room 113 DALLAS TX 752473720 MICHAEL CRAIG WHITE PRESIDENTCEO 2015-08-12 true DOUGLAS ORTH 3052328272 2015-08-12 2014 2016-02-25 16:41:14Z CRAIG WHITE 8828 STEMMONS DALLAS TX 752473720 2367092 false X www.mmcu.com X CREDIT UNION 1965 TX METRO MEDICAL CREDIT UNION IS A FINANCIAL COOPERATIVE FORMED TO PROVIDE FINANCIAL SERVICES FOR INDIVIDUALS OF MODEST MEANS. 9 9 18 9 39708 -22309 0 1874650 1884012 522819 483080 1310 0 2398779 2367092 0 0 1009408 970278 0 0 1134732 1132764 2144140 2103042 254639 264050 64161954 66346774 56536743 58457513 7625211 7889261 COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES. false false SHARE ACCOUNTS METRO MEDICAL CREDIT UNIONS SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 7,260 MEMBERS AND 11,678 MEMBER ACCOUNTS AS OF DECEMBER 31, 2014. MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE, AND ATMs. CHRISTMAS CLUB SAVINGS ACCOUNTS ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS FOR END OF YEAR EXPENSES. false false false false false false false false false true true false false true false true false false false false false false false false false false false false true false false false false false false false false false false false false false false true 1404 0 true 18 true true true false false false false false X 9 9 false false false false true true true true true false false true true true false true true true true false X CRAIG WHITE 2146300611 8828 STEMMONS SUITE 113 DALLAS TX 752473720 JOE G MAYER CHAIR/BOD 001.00 001.00 X 0 0 0 STEVEN J ROTH V. CHAIR/BOD 001.00 001.00 X 0 0 0 SHIRLEY LOPEZ SECR/TREAS/BOD 001.00 001.00 X 0 0 0 RHONDA K ARRINGTON DIRECTOR/BOD 001.00 001.00 X 0 0 0 SHEILA COOK-DOLCIAME DIRECTOR/BOD 001.00 001.00 X 0 0 0 JESSICA HERNANDEZ DIRECTOR/BOD 001.00 001.00 X 0 0 0 DAVID B KNOWLES SR DIRECTOR/BOD 001.00 001.00 X 0 0 0 AMBER S NICHOLSON DIRECTOR/BOD 001.00 001.00 X 0 0 0 DOUGLAS WATTS DIRECTOR/BOD 001.00 001.00 X 0 0 0 MARY DOLORES JARBOE PRESIDENT 045.00 045.00 X 157367 0 18375 MICHAEL CRAIG WHITE VICE PRESIDENT 045.00 045.00 X 92726 0 11758 250093 30133 2 false true false FISERV 2601 NETWORK BLVD SUITE 600 FRISCO TX 75034 DATA PROCESSING 390176 1 FEES AND CHARGES 522100 1059050 1059050 INTEREST ON LOANS 522100 785254 785254 FOREIGN ATM FEES 561000 33008 33008 VEHICLE WARRANTIES 524298 6700 6700 1884012 483080 483080 2367092 2327384 39708 0 0 0 0 280226 280226 0 443938 443938 33599 33599 158889 158889 53626 53626 0 1515 1515 398379 398379 0 0 4300 4300 25971 25971 185806 185806 0 0 127736 127736 0 0 1255 1255 157383 157383 0 21411 21411 28069 28069 LOAN SERVICING 84314 84314 ASSOCIATION DUES 17409 17409 MISCELLANEOUS 37892 37892 PROVISION FOR LOAN LOSSES 41324 41324 0 2103042 2103042 956146 813287 14741905 8434239 251071 186313 14474456 16155158 58866 42337 489302 387365 102665 101937 1890000 1890000 31134950 38156203 551895 567300 64161954 66346774 341730 375646 56195013 58081867 56536743 58457513 X 7625211 7889261 7625211 7889261 64161954 66346774 264050 X false true X true false false 489302 408048 101937 101937 Financial derivatives and other financial products Closely-held equity interests CERTIFICATES OF DEPOSIT 38022936 C PERPETUAL CONTRIBUTED CAPITAL 133267 C 38156203 Federal income taxes MEMBER DEPOSITS-SHARES 33330713 MEMBER DEPOSITS- SHARE DRAFTS 12431478 MEMBER DEPOSITS- MONEY MARKET 3958038 MEMBER DEPOSITS- IRA SHARES 944557 MEMBER DEPOSITS- IRA CDs 2301666 MEMBER DEPOSITS - CHRISTMAS CLUB 263627 COURTESY PAY OVERDRAFT 58624 MEMBER DEPOSITS- CERTIFICATES 4793164 58081867 2367092 2367092 2367092 2103042 2103042 2103042 X X false false false MARY DOLORES JARBOE PRESIDENT 151587 5580 200 9064 9311 175742 Form 990, Part VI, Section A, Line 6 THE ORGANIZATION HAS MEMBERS. Form 990, Part VI, Section A, Line 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. Form 990, Part VI, Section A, Line 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODYS ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. Form 990, Part VI, Section B, Line 11A METRO MEDICAL CREDIT UNION MANAGEMENT MAKES THE FORM AVAILABLE TO THE CREDIT UNIONS BOARD OF DIRECTORS TO REVIEW BEFORE FILING THE FORM. Form 990, Part VI, Section B, Line 15AB THE BOARD OF DIRECTORS BUDGET COMMITTEE REVIEWS THE ANNUAL TEXAS CREDIT UNION LEAGUE SALARY SURVEY AND OTHER LEADING INDUSTRY SURVEYS AND DETERMINES THE COMPENSATION FOR THE CEO AND OTHER TOP MANAGEMENT OF THE CREDIT UNION. THE BUDGET COMMITTEE THEN REPORTS ITS RECOMMENSATIONS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES ON THE RECOMMENDATIONS. Form 990, Part VI, Section C, Line 19 METRO MEDICAL CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC ON THE CREDIT UNIONS WEBSITE AND ALSO IN-PERSON UPON REQUEST.