2015-05-12T15:06:14-05:00 2014-12-31 450310328 BRADY MARTZ & ASSOCIATES PC POST OFFICE BOX 848 MINOT ND 587020848 990 2014-01-01 450260598 NORTHSTAR COMMUNITY CREDIT UNION NORT 7014382222 PO BOX 10 MADDOCK ND 58348 WENDY ARNE VP OF FINANCE 7014382222 2015-05-12 1 RYAN E BAKKE CPA P01086599 7018520196 2014 2016-04-25 22:37:26Z CINDY HEGLAND PO BOX 10 MADDOCK ND 58348 7574544 0 X WWW.NORTHSTARCCU.COM X 1940 ND NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. 5 5 53 10 16125 -714 0 0 5511695 5746366 315767 419126 917822 917761 6745284 7083253 0 0 0 0 2506994 2572208 0 0 0 3107143 2752285 5614137 5324493 1131147 1758760 164521344 163449409 145739241 143166236 18782103 20283173 NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. 0 0 NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2235 0 1 53 1 1 1 0 0 0 0 0 X 5 5 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X WENDY ARNE 7014382222 109 CENTRAL AVE MADDOCK ND 58348 BETH OLSON SECRETARY 1.00 X X 0 0 0 NADLEY BUEHLER DIRECTOR 1.00 X 0 0 0 RODGER WILLIAMS VICE CHAIR 1.00 X X 0 0 0 MICHAEL BLACK CHAIR 1.00 X X 0 0 0 MARVIN MIGLER DIRECTOR 1.00 X 0 0 0 CYNTHIA HEGLAND PRESIDENT 40.00 X 127351 0 23199 WENDY ARNE VP OF FINANCE 40.00 X 66043 0 9982 193394 0 33181 1 0 0 0 PASTOREK CONSTRUCTION 106 E 6TH ST GRAFTON ND 58237 CONSTRUCTION 231939 MIKE SWANSON CONSTRUCTION 6250 24TH AVE NE RUGBY ND 58368 CONSTRUCTION 216260 2 INCOME FROM LOANS 522100 5746366 5746366 5746366 388557 388557 11400 0 11400 11400 11400 521860 491291 30569 30569 30569 FEES & CHARGES 522100 814901 805532 9369 MISCELLANEOUS OPERATIN 522100 91460 84704 6756 906361 7083253 6648002 16125 419126 193394 1681926 128568 430924 137396 39394 1386 312970 167395 450254 159391 26493 76924 534565 32465 301618 11138 LOAN SERVICE 487100 EXAM FEES 58200 PROVISION FOR LOAN LOSS 40000 DONATIONS 28880 24112 5324493 1097334 1119665 35616952 25766994 109057055 116150403 61877 112077 7692214 1579700 5786150 6112514 5747615 6497240 2387216 2502002 4767145 5188514 164521344 163449409 242453 290044 2000000 145496788 140876192 145739241 143166236 X 0 0 0 0 18782103 20283173 18782103 20283173 164521344 163449409 X 1758760 -257690 X X 0 1 X 1 0 418317 418317 5379475 745333 4634142 1894422 834367 1060055 6112514 MEMBER DEPOSITS 94672166 TIME SAVINGS CERTIFICATES PAYABLE 45932823 INTEREST PAYABLE 91334 DEFERRED COMPENSATION PLAN 179746 ACCRUED INTEREST PAYABLE 123 140876192 X 7083253 0 7083253 0 7083253 5324493 0 5324493 0 5324493 PART X, LINE 2: THE CREDIT UNION'S POLICY IS TO EVALUATE THE LIKELIHOOD THAT ITS UNCERTAIN TAX POSITIONS WILL PREVAIL UPON EXAMINATION BASED ON THE EXTENT TO WHICH THOSE POSITIONS HAVE SUBSTANTIAL SUPPORT WITHIN THE INTERNAL REVENUE CODE AND REGULATIONS, REVENUE RULINGS, COURT DECISIONS, AND OTHER EVIDENCE. IT IS THE OPINION OF MANAGEMENT THAT THE CREDIT UNION HAS NO SIGNIFICANT UNCERTAIN TAX POSITIONS THAT WOULD BE SUBJECT TO CHANGE UPON EXAMINIATION. THE FEDERAL INCOME TAX RETURNS OF THE CREDIT UNION ARE SUBJECT TO EXAMINATION BY THE IRS, GENERALLY FOR THREE YEARS AFTER THEY WERE FILED. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS OWNED BY IT'S MEMBERS, WHICH ARE CUSTOMERS OF THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERSHIP. FORM 990, PART VI, SECTION A, LINE 7B DECISIONS MADE BY THE BOARD MEMBERS ARE APPROVED BY THE MEMBERSHIP. FORM 990, PART VI, SECTION B, LINE 11 THE BOARD OF DIRECTORS APPROVES THE TAX RETURN BEFORE IT IS FILED. FORM 990, PART VI, SECTION B, LINE 12C THE WRITTEN CONFLICT OF INTEREST POLICY IS MONITORED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 15 PAYROLL IS APPROVED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 ALL INFORMATION IS AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: CURRENT YEAR CHANGE IN EXCESS PENSION -270,579. CURRENT YEAR CHANGE IN AVAILABLE FOR SALE SECURITIES 12,889. FORM 990, PART XII, LINE 2C: FORM PART XII, LINE 2C: THE AUDIT IS SUPERVISED BY THE BOARD OF DIRECTORS AND KEY EMPLOYEES. THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEARS.