2015-11-16T15:24:09-06:00 2014-12-31 BKD LLP 312 WALNUT STREET SUITE 3000 CINCINNATI OH 45202 990 2014-01-01 314273120 ORDER OF UNITED COMMERCIAL TRAVELERS OF AMERICA % KEVIN C HECKER ORDE 6144879680 1801 WATERMARK DRIVE COLUMBUS OH 432158619 KEVIN C HECKER SR VP AND CFO 6144879680 2015-11-09 true Aaron Hershberger P00961884 5136218300 2014 2016-04-25 22:37:26Z JOSEPH H HOFFMAN 1801 WATERMARK DRIVE SUITE 10 COLUMBUS OH 43215 23640612 false X UCT.ORG X 1888 OH UCT IS AN INTERNATIONAL FRATERNAL BENEFIT SOCIETY UNITING PEOPLE WITH A COMMON PASSION FOR GOOD CITIZENSHIP AND VOLUNTEERISM TO IMPROVE THEIR LOCAL COMMUNITIES. 9 7 56 7058 99556 80141 592031 1024323 25304056 22001635 493584 451769 231670 162885 26621341 23640612 8434 2917 8366584 8623022 4954053 4228622 0 0 0 15162018 10374249 28491089 23228810 -1869748 411802 21162129 19931492 11658479 10319056 9503650 9612436 UCT IS AN INTERNATIONAL FRATERNAL BENEFIT SOCIETY UNITING PEOPLE WITH A COMMON PASSION FOR GOOD CITIZENSHIP AND VOLUNTEERISM TO IMPROVE THEIR LOCAL COMMUNITIES. false false INSURANCE BENEFIT PROGRAMS: ACCIDENT, LIFE AND HEALTH BENEFITS PAID TO MEMBERS MEMBERSHIP BENEFIT PROGRAMS: BENEVOLENT PAYMENTS TO MEMBERS VOLUNTEER ACTIVITIES - OVER 140,000 VOLUNTEER HOURS AND OVER $1,000,000 IN DONATIONS MADE BY LOCAL AND REGIONAL COUNCILS TO THEIR COMMUNITIES THROUGHOUT THE UNITED STATES AND CANADA. false false false false false false false false false true false false false true true true false false true true false false false false false false false false true false false false false false false false false false false false false false true true false false true 8958 0 true 56 true true true true CA false false true true false false false false false X 9 7 false false false false true true false true true false true true true true true true true true true true false X KEVIN C HECKER 6144879680 1801 WATERMARK DR SUITE 100 COLUMBUS OH 432158619 ROBERT KELLOGG BOARD CHAIRMAN 40.0 0.0 X 17139 0 0 DAVID BURT BOARD PRESIDENT 40.0 0.0 X 15293 0 0 KEVIN STINSON DIRECTOR 5.0 0.0 X 1800 0 0 GEORGE BOHN DIRECTOR 5.0 0.0 X 3600 0 0 GERALD THOMAS SECRETARY / TREASURER 10.0 0.0 X 4216 0 0 THOMAS HOFFMAN DIRECTOR 5.0 0.0 X 4479 0 0 NUMAN LOAFMAN DIRECTOR 5.0 0.0 X 2274 0 0 CHRIS PHELAN DIRECTOR 5.0 0.0 X 2054 0 0 LARRY PILON BOARD CHAIRMAN 5.0 0.0 X 2027 0 0 JERRY GIFF DIRECTOR 5.0 0.0 X 4080 0 0 GORDEN WOODWORTH DIRECTOR 5.0 0.0 X 4080 0 0 JOSEPH HOFFMAN CEO 45.0 0.0 X 214518 0 25171 KEVIN HECKER SR VP AND CFO 45.0 0.0 X 134629 0 22189 RONALD IVES VP, IT AND INSUR OPERATIONS 45.0 0.0 X 127040 0 10830 SANDRA SHAFER FRATERNAL DIRECTOR 40.0 0.0 X 83373 0 15520 JUSTIN HAMILL SALES DIRECTOR 40.0 0.0 X 66876 0 6814 JOHN MARSHALL VP, SALES 40.0 0.0 X 65741 0 12480 753219 0 93004 3 false true false WAKELY ACTUARIAL SERVICES 34125 US HWY 19 N PALM HARBOR FL 34684 ACTUARIAL 243535 BKD LLP 312 WALNUT STREET SUITE 3000 CINCINNATI OH 45202 AUDIT AND TAX 108578 2 1013388 10935 1024323 Reinsurance Expense Allowance 524292 9272538 9272538 Premium Income 524292 9501722 9501722 Other Income 900099 3227375 3227375 22001635 423822 423822 0 0 0 0 0 27947 27947 27947 27947 0 0 0 Commission Income 524298 155385 63329 92056 Management Fee 524292 7500 7500 162885 23640612 22064964 99556 451769 2917 0 0 8623022 846223 0 2685294 0 697105 0 0 40163 119396 0 0 76498 0 54637 368659 0 0 718692 130486 0 13640 0 0 151116 92656 Commissions 6688266 3rd Party Processing 698572 Outside Services 72424 Rental & Maintenance 675050 473994 23228810 1946916 1379045 4737219 4797064 0 0 1451766 741306 0 0 0 0 0 0 0 0 0 0 2670189 2663408 11557 6781 12078168 12030605 0 0 0 0 0 0 936503 976691 21162129 19931492 658579 722700 0 0 0 0 0 0 0 0 0 0 0 0 0 0 10999900 9596356 11658479 10319056 X 9478650 9587436 25000 25000 0 0 9503650 9612436 21162129 19931492 X 411802 -5714 -297302 X false true X true false false false 2670189 2663408 6781 6781 0 Remittances/Non-Allocated Item 45543 Life Policy Reserves 4706830 Premiums Received in Advance 177278 Claim Reserves 2655825 Other 1368210 Amounts Payable to Reinsurer 642670 9596356 X 23640612 23640612 23640612 23228810 23228810 23228810 SCHEDULE D, PART IV, LINE 2B FIN 48 FOOTNOTE THE INTERNAL REVENUE SERVICE HAS ISSUED A DETERMINATION LETTER STATING THE ORDER IS EXEMPT FROM U.S. FEDERAL INCOME TAXES UNDER PROVISION OF SECTION 501(C)(8) OF THE INTERNAL REVENUE CODE. AS A FRATERNAL BENEFIT SOCIETY, THE CANADIAN OPERATIONS ARE ALSO EXEMPT FROM CANADIAN FEDERAL INCOME TAXES. UNDER THE CANADIAN INCOME TAX ACT, THE CANADIAN LIFE INSURANCE OPERATIONS OF THE ORDER ARE SUBJECT TO CERTAIN CANADIAN INCOME TAXES. false North America 1 2 PROGRAM SERVICES INSURANCE PREMIUM BENE 375134 1 2 1 2 375134 375134 false true true true true false X true true X X true false false JOSEPH HOFFMAN CEO 201647 0 286 0 12585 0 8152 0 17019 0 239689 0 0 0 KEVIN HECKER SR VP AND CFO 122230 0 822 0 11577 0 5170 0 17019 0 156818 0 0 0 SCHEDULE J, PART I, LINE 1A INFORMATION REGARDING BENEFITS PROVIDED ON OCCASION, COMPANIONS OF BOARD OFFICERS TRAVEL TO BOARD MEETINGS. EXPENSES FOR OFFICERS OF THE BOARD ARE REIMBURSED UNDER AN ACCOUNTABLE PLAN. EXPENSE REIMBURSEMENTS FOR COMPANIONS OF BOARD OFFICERS ARE REPORTED ON FORM 1099. ON OCCASION, COMPANIONS OF COMPANY OFFICERS TRAVEL ON BUSINESS TRIPS. EXPENSES RELATED TO COMPANION TRAVEL ARE REPORTED TO THE EMPLOYEE AS A TAXABLE FRINGE BENEFIT. FORM 990, PART VI, SECTION A, LINE 6 CLASSES OF MEMBERS OR STOCKHOLDERS UCT IS A FRATERNAL BENEFIT SOCIETY ORGANIZED IN A LODGE SYSTEM MADE OF MEMBERS THROUGHOUT THE UNITED STATES AND CANADA. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OR STOCKHOLDERS WHO CAN ELECT MEMBERS OF THE GOVERNING BODY MEMBERS THROUGH DELEGATES VOTE ON BOARD OFFICERS FORM 990, PART VI, SECTION B, LINE 11B PROCESS TO REVIEW THE FORM 990 THE FORM 990 IS PREPARED AND REVIEWED BY A CERTIFIED PUBLIC ACCOUNTING FIRM. THE RETURN IS REVIEWED BY MANAGEMENT AND IS PROVIDED TO THE BOARD PRIOR TO BEING FILED WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C PROCESS FOR MONITORING COMPLIANCE WITH CONFLICT OF INTEREST POLICY CONFLICT STATEMENTS ARE REVIEWED ANNUALLY BY THE CEO. ANY CONFLICTS THAT ARE NOTED DURING THE REVIEW ARE RESEARCHED. IF A CONFLICT EXISTS, PROCEDURES OUTLINED IN THE CODE OF BUSINESS CONDUCT ARE INITIATED, AND DISCIPLINARY OR CORRECTIVE ACTION WILL BE TAKEN IF APPROPRIATE. FORM 990, PART VI, SECTION B, LINE 15A REVIEW OF CEO OR TOP MGMT OFFICIAL COMPENSATION THE BOARD, REPRESENTING AN "INDEPENDENT BODY", MEETS IN EXECUTIVE SESSION TO REVIEW THE COMPENSATION PAID TO THE CEO. THE BOARD REVIEWS "COMPARABLE" SALARY AND BENEFITS DATA, SUCH AS DATA AVAILABLE FROM SALARY AND BENEFIT SURVEYS, DURING THE COMPENSATION REVIEW PROCESS. THE BOARD DOCUMENTS THE INDIVIDUALS INVOLVED AND THE PROCESS USED TO CONDUCT THE REVIEW, AS WELL AS THE DISPOSITION OF THE FULL BOARD'S DECISION TO APPROVE THE CEO'S COMPENSATION. FORM 990, PART VI, SECTION B, LINE 15B REVIEW OF OTHER OFFICER OR KEY EMPLOYEES COMPENSATION THE CEO COMPLETES AN ANNUAL REVIEW OF ALL SENIOR MANAGEMENT. BASED ONT HE REVIEW AND UTILIZING OUTSIDE SOURCES SUCH AS THE AMERICAN FRATERNAL ALLIANCE SALARY SURVEY, COMPENSATION LEVELS ARE SET. FORM 990, PART XI, LINE 9 RECONCILIATION OF NET ASSETS -NON-ADMITTED ASSETS: $ 42,315 -ASSET VALUATION RESERVE: 312 -UNREALIZED FOREIGN CURRENCY EXCHANGE: (339,929) ------------- TOTAL: $ (297,302) FORM 990, PART VI, SECTION C, LINE 19 DISCLOSURE BOARD MINUTES ARE AVAILABLE TO MEMBERS ON UCT'S WEBSITE, ALONG WITH CONSTITUTION AND BYLAWS. QUARTERLY AND ANNUAL FINANCIAL STATEMENTS ARE FILED WITH STATE REGULATORS AND ARE AVAILABLE TO THE PUBLIC. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OR STOCKHOLDERS MEMBERS THROUGH DELEGATES VOTES ON CONSTITUTIONAL AMENDMENTS ANNUALLY. IF THERE IS A CONFLICT WITH A BOARD MEMBER, THEY DO NOT PARTICIPATE IN DISCUSSIONS OR VOTING. UCT CHARITIES 1801 WATERMARK DR SUITE 100 COLUMBUS OH 43215 311486573 SCHOLARSHIPS OH 501(C)(3) 7 NA false false false false false false false false false false false false false false false true false true false false