2015-11-16T08:58:39-06:00 2014-12-31 202122306 GBQ PARTNERS LLC 230 WEST STREET SUITE 700 COLUMBUS OH 432152663 990 2014-01-01 370767435 CREDIT UNION 1 CRED 2178939112 200 E CHAMPAIGN AVE RANTOUL IL 618662930 PRESIDENTCEO VICE PRESIDENT FINANCE 2178939112 2015-11-16 1 GBQ PARTNERS P01380769 6142211120 2014 2016-04-25 22:37:26Z RICHARD BROADDUS 200 E CHAMPAIGN AVE RANTOUL IL 618662930 37917878 0 X WWW.CREDITUNION1.ORG X CREDIT UNION 1958 IL CREDIT UNION 1 IS A MEMBER-OWNED AND CONTROLLED FINANCIAL INSTITUTION DEDICATED TO PROVIDING CONVENIENT AND COMPETITIVE SERVICES AS A MEANS OF IMPROVING ONGOING ECONOMIC WELL-BEING OF OUR MEMBERS WHILE PROMOTING GROWTH AND MAINTAINING THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY. 9 7 412 7 0 0 0 0 35683771 34910451 1470757 1682046 148078 231554 37302606 36824051 0 0 0 0 16556099 16728272 0 0 0 18821395 17295007 35377494 34023279 1925112 2800772 745918714 746663488 687258011 685194165 58660703 61469323 X CREDIT UNION 1 IS A MEMBER-OWNED AND CONTROLLED FINANCIAL INSTITUTION DEDICATED TO PROVIDING CONVENIENT AND COMPETITIVE SERVICES AS A MEANS OF IMPROVING ONGOING ECONOMIC WELL-BEING OF OUR MEMBERS WHILE PROMOTING GROWTH AND MAINTAINING THE CREDIT UNION'S LONG-TERM FINANCIAL STABILITY. 1 0 PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 15748 0 1 412 1 0 0 0 0 0 0 0 0 X 9 7 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X X RICHARD BROADDUS 2178939112 200 E CHAMPAIGN AVE RANTOUL IL 618662930 ROBERT EBERHARDT DIRECTOR 2.00 X 0 0 0 ROBERT LARSON JR DIRECTOR 2.00 X 0 0 0 DONNA ROBINSON GENERAL COUNSEL/DIRECTOR/SECRETARY 40.00 X X 160698 0 9523 JOSEPH LYONS DIRECTOR 2.00 X 0 0 0 DANIEL RICCI CHAIRMAN OF THE BOARD 2.00 X X 0 0 0 DAVID SCOTT DIRECTOR 2.00 X 0 0 0 PAUL SIMONS CEO/DIRECTOR/TREASURER 40.00 X X 398944 0 17500 THOMAS WELLS JR DIRECTOR 2.00 X 0 0 0 KENT YAGER DIRECTOR 2.00 X 0 0 0 CHARMAINE BAKER SVP REAL ESTATE 40.00 X 130789 0 7942 BRENDA CRANE CHIEF OPERATIONS OFFICER 40.00 X 150037 0 9022 SUSAN HEJNOSZ EVP/CHIEF INFORMATION OFFICER 40.00 X 166886 0 9942 STEELE HENDRIX SENIOR VP MARKETING 40.00 X 157575 0 9451 ELLIE KRCMAR SENIOR VP BRANCH OPERATIONS 40.00 X 147425 0 8774 MICHAEL RADLIFF EVP/CHIEF FINANCIAL OFFICER 40.00 X 169697 0 5079 RICHARD BROADDUS VICE PRESIDENT FINANCE 40.00 X 120221 0 17500 JAMES KAMP VICE PRESIDENT MEMBER SERVICES 40.00 X 103267 0 10070 MICHAEL HIRT VP INFO SYSTEMS 40.00 X 117461 0 7075 PAUL FICHTER ASSISTANT GENERAL COUNSEL 40.00 X 140741 0 9848 JAMES MCNEIL INTERNAL AUDITOR 40.00 X 121975 0 8520 2085716 0 130246 13 0 1 0 0 LOAN INCOME 522100 20664975 20664975 FEE INCOME 522100 9423279 9423279 INTERCHANGE INCOME 522100 3230361 3230361 INSURANCE REIMBURSEMENT 524298 1216656 1216656 SHARED BRANCH INCOME 522100 375180 375180 34910451 1674340 1674340 231554 0 231554 231554 231554 1101533 1093827 7706 7706 -22984 30690 36824051 34887467 0 1936584 2215962 10378490 496286 2591034 1046500 46350 436463 660863 817816 892802 2580011 322540 30400 1864954 554532 DIVIDEND EXPENSE 2598702 PROVISION FOR LOAN LOSS 1632328 ATM 1493984 VISA 1098209 2265053 34023279 7760353 9829464 259433905 152775044 311621 521592 379140095 384324944 3520538 3331748 51910291 30960810 21579925 20949481 55760060 157903362 1100860 352267 17311357 16675586 745918714 746663488 3385744 2963165 850718 1176203 683021549 681054797 687258011 685194165 X 0 0 0 0 58660703 61469323 58660703 61469323 745918714 746663488 X 2800772 7848 X 0 1 X 0 0 0 1 X 5457488 5457488 22441095 10020039 12421056 4417737 3939951 477786 18871009 16691388 2179621 722962 309432 413530 20949481 SHARE DRAFT DEPOSITS 100376355 MEMBER SHARE DEPOSITS (SAVINGS AND MEMBERSHIP) 230940540 MONEY MARKET SHARE DEPOSIT 202356934 SHARE CERTIFICATE DEPOSITS 104524422 IRA CERTIFICATES 42856546 681054797 PART IV, LINE 2B: THE CREDIT UNION SERVICES 1ST MORTGAGE LOANS AND AS PART OF PROVIDING THIS SERVICE, COLLECTS PROPERTY INSURANCE AND REAL ESTATE TAX PAYMENTS MONTHLY FROM HOME OWNERS. THE CREDIT UNION HOLDS THE FUNDS IN ESCROW UNTIL THE INSURANCE PREMIUMS OR TAX BILLS ARE DUE. X X 1 1 X X X 0 0 0 DONNA ROBINSON GENERAL COUNSEL/DIRECTOR/SECRETARY 146220 0 12500 0 1978 0 9523 0 0 0 170221 0 0 0 PAUL SIMONS CEO/DIRECTOR/TREASURER 326658 0 70000 0 2286 0 17500 0 0 0 416444 0 0 0 BRENDA CRANE CHIEF OPERATIONS OFFICER 137123 0 12500 0 414 0 9022 0 0 0 159059 0 0 0 SUSAN HEJNOSZ EVP/CHIEF INFORMATION OFFICER 150698 0 15000 0 1188 0 9942 0 0 0 176828 0 0 0 STEELE HENDRIX SENIOR VP MARKETING 156509 0 1006 0 60 0 9451 0 0 0 167026 0 0 0 ELLIE KRCMAR SENIOR VP BRANCH OPERATIONS 133737 0 12500 0 1188 0 8774 0 0 0 156199 0 0 0 MICHAEL RADLIFF EVP/CHIEF FINANCIAL OFFICER 154283 0 15000 0 414 0 5079 0 0 0 174776 0 0 0 PAUL FICHTER ASSISTANT GENERAL COUNSEL 130687 0 10000 0 54 0 9848 0 0 0 150589 0 0 0 FORM 990, PART III, LINE 2 THE CREDIT UNION MERGED WITH MONUMENTAL CREDIT UNION (EIN #36-6118255) ON MARCH 1, 2014 AND BENSENVILLE COMMUNITY CREDIT UNION (EIN #36-6081261) ON AUGUST 1, 2014. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNION MEMBERS, WHICH ARE THE DEPOSITORS, ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN TRANSACTIONS AND DECISIONS MAY BE SUBJECT TO APPROVAL BY MEMBERS. FORM 990, PART VI, SECTION B, LINE 11 THE COMPLETED 990 IS REVIEWED BY THE VICE PRESIDENT OF FINANANCE, SENIOR VP RISK MANAGEMENT, AND PRESIDENT/CEO AND THE SUPERVISORY COMMITTEE OF THE BOARD OF DIRECTORS FORM 990, PART VI, SECTION B, LINE 12C THE BOARD COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY HAS NOT BEEN AN ISSUE AT THE CREDIT UNION. BOARD MEMBERS NOTIFY THE BOARD OF POTENTIAL CONFLICTS AND REMOVE HIM/HERSELF FROM DISCUSSION AND DECISION OF ANY SUCH AREAS. FORM 990, PART VI, SECTION B, LINE 15 CEO COMPENSATION IS ESTABLISHED AND REVIEWED BY THE COMPENSATION SUBCOMMITTEE, WHO EVALUATE THE CEO'S PERFORMANCE AGAINST MEASURABLE OUTCOMES. FORM 990, PART VI, SECTION C, LINE 19 AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: MERGER 7,848. CUSO LTD 200 E CHAMPAIGN AVE RANTOUL IL 61866 371131037 DORMANT TRAVEL AGENCY IL N/A C 61351 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0