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        <Desc>FIXED INDEX ANNUITY</Desc>
        <BookValueAmt>1000000</BookValueAmt>
        <MethodValuationCd>F</MethodValuationCd>
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      <TotalRevEtcAuditedFinclStmtAmt>7936306</TotalRevEtcAuditedFinclStmtAmt>
      <RevenueNotReportedAmt>0</RevenueNotReportedAmt>
      <RevenueSubtotalAmt>7936306</RevenueSubtotalAmt>
      <RevenueNotReportedFinclStmtAmt>0</RevenueNotReportedFinclStmtAmt>
      <TotalRevenuePerForm990Amt>7936306</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>7702260</TotExpnsEtcAuditedFinclStmtAmt>
      <ExpensesNotReportedAmt>0</ExpensesNotReportedAmt>
      <ExpensesSubtotalAmt>7702260</ExpensesSubtotalAmt>
      <ExpensesNotRptFinclStmtAmt>0</ExpensesNotRptFinclStmtAmt>
      <TotalExpensesPerForm990Amt>7702260</TotalExpensesPerForm990Amt>
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      <BusTrInvolveInterestedPrsnGrp>
        <NameOfInterested>
          <PersonNm>JOSHUA YOUSSEF</PersonNm>
        </NameOfInterested>
        <RelationshipDescriptionTxt>SON OF PRESIDENT</RelationshipDescriptionTxt>
        <TransactionAmt>20000</TransactionAmt>
        <TransactionDesc>PAYMENT AS MEMBER OF BOARD OF DIRECTORS</TransactionDesc>
        <SharingOfRevenuesInd>0</SharingOfRevenuesInd>
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        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 2</FormAndLineReferenceDesc>
        <ExplanationTxt>JOSHUA YOUSSEF IS A COMPENSATED MEMBER OF THE BOARD OF DIRECTORS AND SON OF THE PRESIDENT</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11</FormAndLineReferenceDesc>
        <ExplanationTxt>990 BOARD REVIEW - THE 990 WILL BE REVIEWED AND APPROVED BY THE MCG FINANCE COMMITTEE OF THE BOARD OF DIRECTORS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>DIRECTOR AND OFFICERS ARE REQUIRED TO DISCLOSE ANY CONFLICT OF INTERESTS BETWEEN THEM AND MCMICHAEL AS SOON AS THEY BECOME AWARE OF IT. IF THERE IS A DISCLOSED CONFLICT, THEN THAT PERSON IS EXCLUDED FROM ANY DECISIONS OR DISCUSSIONS RELATED WITH THE CONFLICT OF INTEREST EITHER ON THE BOARD OF DIRECTORS OR THE MANAGEMENT OF MCMICHAEL. ALSO, THE CEO AND EXECUTIVE DIRECTOR WILL DETERMINE IF THE CONFLICT IS MATERIAL IN RELATIONSHIP TO THE BEST INTERESTS OF THE MCMICHAEL AND WHETHER THE CONFLICT OF INTEREST NEEDS TO BE RESOLVED OR TERMINATED.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>PRESIDENT/CEO - LTW PROUDLY STATES THAT OUR PRESIDENT/CEO (DR. MICHAEL YOUSSEF) IS ALSO OUR #1 VOLUNTEER AND RECEIVES NO SALARY OR COMPENSATION FOR HIS SERVICES.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>FINANCIAL INFORMATION AVAILABLE UPON REQUEST</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XII, LINE 2C:</FormAndLineReferenceDesc>
        <ExplanationTxt>FORM 990 PAGE 12 LINE 2C: NO CHANGE FROM PREVIOUS YEAR</ExplanationTxt>
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          <City>ATLANTA</City>
          <State>GA</State>
          <ZIPCode>30325</ZIPCode>
        </USAddress>
        <EIN>581816773</EIN>
        <PrimaryActivitiesTxt>ESTABLISHED TO SPREAD THE WORD OF GOD THROUGH THE TEACHINGS OF DR. YOUSSEF</PrimaryActivitiesTxt>
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      <LoansOrGuaranteesToOtherOrgInd>0</LoansOrGuaranteesToOtherOrgInd>
      <LoansOrGuaranteesFromOthOrgInd>1</LoansOrGuaranteesFromOthOrgInd>
      <DivRelatedOrganizationInd>0</DivRelatedOrganizationInd>
      <AssetSaleToOtherOrgInd>0</AssetSaleToOtherOrgInd>
      <AssetPurchaseFromOtherOrgInd>0</AssetPurchaseFromOtherOrgInd>
      <AssetExchangeInd>0</AssetExchangeInd>
      <RentalOfFacilitiesToOthOrgInd>0</RentalOfFacilitiesToOthOrgInd>
      <RentalOfFcltsFromOthOrgInd>0</RentalOfFcltsFromOthOrgInd>
      <PerformOfServicesForOthOrgInd>0</PerformOfServicesForOthOrgInd>
      <PerformOfServicesByOtherOrgInd>0</PerformOfServicesByOtherOrgInd>
      <SharingOfFacilitiesInd>1</SharingOfFacilitiesInd>
      <PaidEmployeesSharingInd>1</PaidEmployeesSharingInd>
      <ReimbursementPaidToOtherOrgInd>0</ReimbursementPaidToOtherOrgInd>
      <ReimbursementPaidByOtherOrgInd>0</ReimbursementPaidByOtherOrgInd>
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