2015-10-12T13:24:48-05:00 2014-12-31 390758449 WIPFLI LLP PO BOX 8010 WAUSAU WI 544028010 990 2014-01-01 390823125 WESTCONSIN CREDIT UNION WEST 7152353403 3333 SCHNEIDER AVE SE PO BOX 160 MENOMONIE WI 54751 LORA BENRUD CEO 7152353403 2015-10-12 1 MARY A COATES CPA P00134220 7158453111 2015-10-12 2014 2016-02-25 16:41:14Z LORA BENRUD 3333 SCHNEIDER AVE SE PO BOX 160 MENOMONIE WI 54751 96149313 0 2157 X WESTCONSINCU.ORG X 1939 WI THE ORGANIZATION IS A COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED UNDER WISCONSIN STATE LAW TO ENCOURAGE THRIFT AMONG ITS MEMBERS, CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 7 3 419 7 2520797 -17347 0 0 44291921 47451708 7709083 5934460 2714291 2585056 54715295 55971224 0 93375 0 0 20951638 21342602 0 0 0 24218281 25557137 45169919 46993114 9545376 8978110 872135645 920440384 782746040 820231196 89389605 100209188 X THE ORGANIZATION IS A COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED UNDER WISCONSIN STATE LAW TO ENCOURAGE THRIFT AMONG ITS MEMBERS, CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 0 0 PROVIDED LOW-COST FINANCIAL SERVICES TO 76,238 MEMBERS. SERVED MEMBERS' INTERESTS BY ACCEPTING DEPOSITS, GRANTING LOANS, AND INVESTING EXCESS FUNDS IN A PRUDENT MANNER. PROVIDED OVER 18,000 LOANS FOR OVER $380 MILLION TO MEMBERS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 34381 0 1 419 1 1 1 0 0 0 0 0 X 7 3 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X LORA BENRUD 7152353403 3333 SCHNEIDER AVENUE MENOMONIE WI 54751 DALE DAHLKE BOARD MEMBER 2.00 X 6000 0 984 COLLEEN MENSING BOARD MEMBER 2.00 X 6000 0 984 TODD LEIPNITZ BOARD MEMBER 2.00 X 6000 0 1404 DAVE MAVES CHAIRPERSON 2.00 X X 6000 0 984 GERALD WOLF VICE-CHAIRPERSON 2.00 X X 6000 0 984 LYNN BRANTNER SECRETARY 2.00 X X 6000 0 984 RITA LUNDERVILLE TREASURER 2.00 X X 6000 0 984 GREG LENTZ CEO (THRU JULY) 40.00 X 275446 0 47745 LORA BENRUD CEO 40.00 X 238550 0 57525 JERILYN KINDERMAN CFO 40.00 X 95594 0 10345 JIM WOOKEY COO 40.00 X 147980 0 42020 MARK WILLER CLO 40.00 X 4973 0 438 GERALD FAHL II CMO 40.00 X 164024 0 47701 ROBERT CASEY OFFICE VP 40.00 X 139046 0 44637 NICOLE YARRINGTON CTO 40.00 X 119530 0 17843 MICHAEL TOMASEK CIO 40.00 X 124195 0 32978 LISA ZIEBARTH MORTGAGE LOAN ORIGINATOR 40.00 X 137389 0 45211 SCOTT PRINDLE MORTGAGE LOAN ORIGINATOR 40.00 X 128269 0 37110 TIMOTHY CARLSON VP - WESTCONSIN INVESTMENT 40.00 X 142050 0 21354 MARK FALTEISEK SENIOR BUSINESS LOAN 40.00 X 112124 0 35289 MARY HOWARD VP-INFORMATION TECHNOLOGY 40.00 X 111447 0 24315 1982617 0 471819 16 0 1 0 PSCU 560 CARILLON PARKWAY ST PETERSBURG FL 33716 DEBIT & CREDIT CARD 2827791 FISERV SOLUTIONS OF USA INC 75 REMITTANCE DRIVE STE 6944 CHICAGO IL 60675 IT SOLUTIONS 1318057 CASE AND ASSOCIATES DBACASE 701 WEAVER BLVD ANOKA MN 55303 ATM/RECYCLERS 512547 NATIONAL BUSINESS SYSTEMS INC 2919 SERVICE ROAD W EAGAN MN 55121 DATA MGMT 322968 NATIONAL CREDIT UNION ADMINISTRATION 1775 DUKE STREET ALEXANDRIA VA 223143428 MEMBERSHIP SERVICES 250950 16 LOAN INTEREST INCOME 522100 32836531 32836531 FEE INCOME 522100 13384185 13363510 20675 MORTGAGE SERVICING INCOME 900099 747013 747013 MEMBER FINANCIAL INCOME 525990 483979 483979 47451708 2275434 2275434 84934 0 84934 84934 84934 40337721 3499394 40072928 105161 264793 3394233 3659026 3659026 REALTY COMMISSION INCOME 531390 1848793 1848793 TITLE SERVICE INCOME 531390 651329 651329 2500122 55971224 47515967 2520797 5934460 93375 2454436 14396522 1471697 1708576 1311371 104232 139715 1345232 1584221 2892936 5221358 1223028 29837 326660 1230785 88374 DIVIDENDS ON MEMBER ACC 4894579 LOAN SERVICING EXPENSE 3795055 PROVISION FOR LOAN LOSS 2465219 ANNUAL ASSESSMENT AND S 121519 94387 46993114 4105062 6270452 176075412 140912625 655333292 735153084 243092 590857 32087746 13362798 17844770 18724948 759755 1007551 17774262 17780867 872135645 920440384 5563989 6823972 777182051 813407224 782746040 820231196 X 0 0 0 0 89389605 100209188 89389605 100209188 872135645 920440384 X 8978110 1861273 -19800 X 0 0 0 3962718 3962718 17719739 6291101 11428638 10405289 7071697 3333592 18724948 DEPOSITS 813407224 813407224 1 UNITED WAY OF ST CROIX VALLEY 516 SECOND STREET SUITE 214B HUDSON WI 54016 391372545 501(C)(3) 14987 GENERAL DONATION/ASSISTANCE UNITED WAY OF DUNN COUNTY PO BOX 3266 MENOMONIE WI 54751 396099810 501(C)(3) 9652 GENERAL DONATION/ASSISTANCE COMMUNITY FOUNDATION OF DUNN COUNTY INC 500 MAIN STREET E SUITE 322 MENOMONIE WI 54751 391819945 501(C)(3) 9334 GENERAL DONATION/ASSISTANCE AMERICAN CANCER SOCIETY INC 250 WILLIAMS STREET NW SUITE 400 ATLANTA GA 30303 131788491 501(C)(3) 7750 GENERAL DONATION/ASSISTANCE OAKLAWN HARMONY CENTRE INC PO BOX 693 MENOMONIE WI 54751 391983677 501(C)(3) 5071 GENERAL DONATION/ASSISTANCE MAYO CLINIC HEALTH SYSTEM - RED CEDAR INC 2321 STOUT ROAD MENOMONIE WI 54751 510190875 501(C)(3) 5000 GENERAL DONATION/ASSISTANCE 6 0 PART I, LINE 2: THE ORGANIZATION KEEPS TRACK OF THE ORGANIZATIONS THAT RECEIVE DONATIONS. X X 0 0 0 GREG LENTZ CEO (THRU JULY) 190402 0 38593 0 46451 0 32098 0 15647 0 323191 0 0 0 LORA BENRUD CEO 215651 0 21577 0 1322 0 33523 0 24002 0 296075 0 0 0 JIM WOOKEY COO 131102 0 16476 0 402 0 20469 0 21551 0 190000 0 0 0 GERALD FAHL II CMO 144705 0 18630 0 689 0 22984 0 24717 0 211725 0 0 0 ROBERT CASEY OFFICE VP 122788 0 15668 0 590 0 19726 0 24911 0 183683 0 0 0 MICHAEL TOMASEK CIO 110222 0 13778 0 195 0 11546 0 21432 0 157173 0 0 0 LISA ZIEBARTH MORTGAGE LOAN ORIGINATOR 136910 0 0 0 479 0 21559 0 23652 0 182600 0 0 0 SCOTT PRINDLE MORTGAGE LOAN ORIGINATOR 128034 0 0 0 235 0 13508 0 23602 0 165379 0 0 0 TIMOTHY CARLSON VP - WESTCONSIN INVESTMENT 141472 0 0 0 578 0 21162 0 192 0 163404 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS IN COMMUNITIES LOCATED IN WESTERN WISCONSIN. FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION HAS MEMBERS WHO ELECT MEMBERS OF THE GOVERNING BODY ANNUALLY. FORM 990, PART VI, SECTION A, LINE 7B SOME DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY MEMBERS OF THE ORGANIZATION. FORM 990, PART VI, SECTION B, LINE 11 THE VP-ACCOUNTING ACCUMULATES ALL 990 AND 990-T INFORMATION, INCLUDING THE UBIT CALCULATIONS. THESE DOCUMENTS ARE REVIEWED BY THE CFO. THE 990 AND THE 990-T ARE REVIEWED BY THE GOVERNING BODY AND SENIOR MANAGEMENT PRIOR TO SUBMISSION TO THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S CONFLICT OF INTEREST POLICY IS REVIEWED ANNUALLY BY THE GOVERNING BODY AND THE POLICY IS REVIEWED ANNUALLY BY EMPLOYEES. THE GOVERNING BODY VERIFIES EMPLOYEES ARE IN COMPLIANCE WITH CONFLICT OF INTEREST POLICY. FORM 990, PART VI, SECTION B, LINE 15 THE CREDIT UNION RECEIVES SEVERAL ANNUAL SALARY SURVEYS AND SUBSCRIBES TO SERVICES FROM A COMPANY SPECIALIZING IN COMPENSATION TO REVIEW PAY STRUCTURE AND CONTINUALLY PROVIDE THE CREDIT UNION WITH ANNUAL PAY COMPARISONS TO SIMILAR POSITIONS IN THE INDUSTRY. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9: CHANGE IN OTHER COMPREHENSIVE INCOME -19,800. WESTCONSIN REALTY LLC 3333 SCHNEIDER AVENUE SE PO BOX 160 MENOMONIE WI 54751 200157525 REAL ESTATE BROKERAGE SERVICES WI 1850941 754272 WESTCONSIN CREDIT UNION WESTCONSIN TITLE SERVICES LLC 3333 SCHNEIDER AVENUE SE PO BOX 160 MENOMONIE WI 54751 455377540 GENERAL TITLE SERVICES WI 651454 288773 WESTCONSIN CREDIT UNION