2015-10-14T11:26:41-05:00 2014-12-31 580692043 MAULDIN & JENKINS LLC 200 GALLERIA PKWY SE STE 1700 ATLANTA GA 303395946 990 2014-01-01 586034116 CREDIT UNION OF GEORGIA CRED 6783222088 3048 EAGLE DRIVE WOODSTOCK GA 30189 J BRANT MALONE PRESIDENT/CEO 6783222088 2015-10-13 1 MARY JO ALEXANDER P00002534 7709558600 2015-10-13 2014 2016-02-25 16:41:14Z J BRANT MALONE 3048 EAGLE DRIVE WOODSTOCK GA 30189 17617318 0 3804 X WWWW.CUOFGA.ORG X STATE-CHARTERED CREDIT UNION 1960 GA SEE SCHEDULE O FOR COMPLETE DESCRIPTION. THE CREDIT UNION IS A COOPERATIVE ORGANIZED TO PROVIDE MEMBERS THRIFT SAVINGS AND BORROWINGS. 7 6 70 10 185970 -47737 0 0 11750388 11461149 777722 880844 0 0 12528110 12341993 0 0 0 0 3648291 3774116 0 0 0 5166307 5093736 8814598 8867852 3713512 3474141 214610883 229612435 197313272 208344423 17297611 21268012 THE CREDIT UNION IS A COOPERATIVE ORGANIZED TO PROVIDE MEMBERS THRIFT SAVINGS AND BORROWINGS. 0 0 CREDIT UNION OF GEORGIA IS A COOPERATIVE (OWNED BY ITS MEMBERS), NOT-FOR-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROVIDE THRIFT SAVINGS AND BORROWINGS TO ITS MEMBERS. THERE ARE APPROXIMATELY 33,000 MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1631 0 1 70 1 1 1 0 0 0 0 0 X 7 6 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 0 0 GA X BRIAN ALBRECHT 6783222025 3048 EAGLE DRIVE WOODSTOCK GA 30189 DR HAROLD BARNETT SECRETARY 1.00 X X 0 0 0 WILLIAM M ROGERS TREASURER 1.00 X X 0 0 0 DR FRANCES ROBERSON CHAIRMAN 1.00 X X 0 0 0 BARBARA BOUNDS SELBY VICE CHAIRMAN 1.00 X X 0 0 0 CHERYL LOVE DIRECTOR 1.00 X 0 0 0 CANDLER HOWELL JR DIRECTOR 1.00 X 0 0 0 DANNY SMITH DIRECTOR 1.00 X 0 0 0 DEBBIE RANDAZZO DIRECTOR 1.00 X 0 0 0 BRAD JOHNSON DIRECTOR 1.00 X 0 0 0 J BRANT MALONE PRESIDENT/CEO 40.00 X 225887 0 34735 BRIAN ALBRECHT VICE PRESIDENT OF FINANCE 40.00 X 99645 0 13710 KATHERYN DAY EXECUTIVE VICE PRESIDENT 40.00 X 162165 0 26186 487697 0 74631 2 0 1 0 JACK HENRY PO BOX 609 MONNETT MO 65708 CORE PROCESSOR 556168 BANKSTAFF 4949 S SYRACUSE STREET SUITE 340 DENVER CO 80237 TEMPORARY STAFFING 286523 STS 26700 SUCCESS DRIVE MADISON AL 35756 ALL BRANCHES REPAIR AND MAINTENANCE 284995 FISERV PO BOX 979 BROOKFIELD WI 53008 DEBIT CARD PROCESSING 250031 TMG 1500 NW 118TH ST DES MOINES IA 50325 VISA PROCESSING 216144 9 INTEREST ON LOANS 522100 6735215 6735215 FEE INCOME 522100 4725934 4539964 185970 11461149 836455 836455 5263992 55722 5275325 0 -11333 55722 44389 44389 12341993 11275179 185970 880844 562328 2464822 142542 360513 243911 1339 45308 416886 216960 1170045 551219 119831 9777 168246 432280 103337 OTHER OPERATION EXPENSE 966908 LOAN SERVICING EXPENSE 549683 PROVISION FOR LOAN LOSS 258321 DUES 64510 19086 8867852 5550219 2647769 49223676 44409133 126444844 132925326 250390 351217 11606765 6616274 4646330 4990491 117817 0 25641717 41553092 2735890 2735407 214610883 229612435 1972214 1804432 195341058 206539991 197313272 208344423 X 0 0 0 0 17297611 21268012 17297611 21268012 214610883 229612435 3474141 496260 0 X X 0 1 X 1 0 1189893 1189893 4521257 1655686 2865571 2001770 1871161 130609 3768874 2988221 780653 124971 101206 23765 4990491 MORTAGAGE BACKED SECURITIES 29399292 F FEDERAL AGENCY SECURITIES 11964000 F FHLB MEMBERSHIP 189800 F 41553092 MEMBER SHARES 206539991 206539991 12849586 496260 496260 12353326 -11333 -11333 12341993 8879185 11333 11333 8867852 0 8867852 PART XI, LINE 4B - OTHER ADJUSTMENTS: RECLASS CONTRA REVENUE TO REVENUE-LOSS ON ASSET DISPOSAL -11,333. PART XII, LINE 2D - OTHER ADJUSTMENTS: RECLASS AGAINST REVENUE-LOSS ON ASSET DISPOSAL 11,333. X 1 1 X X 0 0 0 J BRANT MALONE PRESIDENT/CEO 214886 0 0 0 11001 0 17364 0 17371 0 260622 0 0 0 KATHERYN DAY EXECUTIVE VICE PRESIDENT 150298 0 0 0 11867 0 12703 0 13483 0 188351 0 0 0 PART I, LINE 1B DIRECTORS ARE ALLOWED TO HAVE A COMPANION ACCOMPANY THEM ON CONFERENCES. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS APPROXIMATELY 33,000 MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A ELECTION OF MEMBERS AND THEIR RIGHTS: ALL PERSONS ELIGIBLE FOR MEMBERSHIP AS DEFINED BY THE BYLAWS CAN JOIN. FORM 990, PART VI, SECTION A, LINE 7B DECISIONS SUBJECT TO APPROVAL OF MEMBERS: THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP. FORM 990, PART VI, SECTION B, LINE 11 ORGANIZATION'S PROCESS TO REVIEW FORM 990: FORM 990 AND 990T ARE REVIEWED BY CREDIT UNION OFFICERS AND BOARD OF DIRECTORS PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C ENFORCEMENT OF CONFLICTS POLICY: CONFLICTS OF INTEREST ARE PART OF PERSONNEL POLICY, AS WELL AS BOARD CODE OF ETHICS POLICY. FORM 990, PART VI, SECTION B, LINE 15A COMPENSATION PROCESS FOR TOP OFFICIAL: COMPENSATION OF TOP OFFICIALS IS SUBJECT TO REVIEW BY THE BOARD OF DIRECTORS. AN OUTSIDE, INTEPENDENT, CONSULTING ORGANIZATION IS USED TO DETERMINE SALARY GUIDELINES. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS DISCLOSURE EXPLANATION: CREDIT UNION GOVERNING DOCUMENTS ARE MADE AVAILABLE TO MEMBERS UPON REQUEST. FINANCIAL INFORMATION IS AVAILABLE TO THE GENERAL PUBLIC THROUGH NCUA REPORTS. FORM 990 SECTION XII LINE 2C THE PROCESS FOR AUDITOR SELECTION AND AUDIT OVERSIGHT HAS NOT CHANGED FROM THE PRIOR YEAR.