2015-08-24T14:23:18-05:00 2014-12-31 BKD LLP 200 E Main St Suite 700 Fort Wayne IN 46802 990 2014-01-01 356059333 EVERENCE ASSOCIATION INC % GEORGE F MERRYMAN EVER 5745339511 1110 NORTH MAIN STREET PO BOX 483 Suite GOSHEN IN 46528 GEORGE F MERRYMAN TREASURER 5745339511 2015-11-16 true Joyce A Dulworth P00151125 2604604000 2014 2016-02-25 16:41:14Z KENNETH D HOCHSTETLER 1110 NORTH MAIN ST GOSHEN IN 46528 151696337 false X WWW.EVERENCE.COM X 1964 IN EVERENCE ASSOCIATION INC HELPS PEOPLE AND GROUPS INTEGRATE THEIR FINAN GROUPS INTEGRATE THEIR FINANCES WITH FAITH VALUES THROUGH ITS INSURANCE AND FINANCIAL SERVICES. 12 12 37 1267 5894 4894 587725 425794 87490727 72967636 552196 336109 0 0 88630648 73729539 1515952 1465064 65077794 53027693 4784401 4474308 0 0 0 9100803 8777316 80478950 67744381 8151698 5985158 406191138 410152546 318012062 316819075 88179076 93333471 EVERENCE ASSOCIATION INC IS AN INDIANA DOMICILED FRATERNAL BENEFIT SOCIETY ORGANIZED TO PROVIDE LIFE, ANNUITY AND ACCIDENT AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. false false EVERENCE ASSOCIATION INC HELPS INDIVIDUALS, ORGANIZATIONS AND CONGREGATIONS INTEGRATE FINANCES WITH FAITH THROUGH A NATIONAL TEAM OF ADVISORS AND REPRESENTATIVES. EVERENCE OFFERS LIFE, ANNUITY AND ACCIDENT AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. CONTINUED BELOW CONTINUE TO ENHANCE CURRENT FRATERNAL GRANT PROGRAMS AND THEIR USAGE IN THE CONSTITUENCY. NUMBER OF GRANTS IN 2014 WAS 2,160. CONTINUE BUILDING A SUPPORT SYSTEM OF TRAINING, PROVIDING RESOURCES FOR, AND ENGAGING ACTIVE ADVOCATES (VOLUNTEERS). THERE WERE 1,256 ADVOCATES SERVING IN 2014. CONTINUED BELOW ENCOURAGE STEWARDSHIP IN THE EVERENCE ASSOCIATION CONSTITUENCY. STEWARDSHIP EDUCATION INCLUDES STEWARDSHIP UNIVERSITY, SPEAKERS FOR WORKSHOPS AND RETREATS, AND EDUCATIONAL RESOURCES. IN 2014 THERE WERE 655 CHURCHES USING EDUCATIONAL MATERIALS OR SEMINARS. false true false false false false false false false false false true false true false false false false false true false false false false false false true false true false false false false false true false false false false true true true true false true 8137 0 true 37 true true true false false false false false false false false false X 12 12 false false false false true true false true true false true true false true true true true true true false false CA IN X GEORGE F MERRYMAN 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 X LARRY NIKKEL DIRECTOR 1.0 0.0 X 0 0 0 ANDREW EVERSOLE DIRECTOR 1.0 0.0 X 0 0 0 D DUANE OSWALD DIRECTOR 1.0 0.0 X 0 0 0 STEPHEN M LANE DIRECTOR 1.0 0.0 X 0 0 0 PAUL QUIRING DIRECTOR 1.0 0.0 X 0 0 0 PAT SWARTZENDRUBER DIRECTOR 1.0 0.0 X 0 0 0 DJ MCFADDEN III DIRECTOR 1.0 0.0 X 0 0 0 SANDRA VIELMAN DIRECTOR 1.0 0.0 X 0 0 0 DONNA VOTH DIRECTOR 1.0 0.0 X 0 0 0 PARIS BALL-MILLER DIRECTOR 1.0 0.0 X 0 0 0 NICOLE FRANCISCO DIRECTOR 1.0 0.0 X 0 0 0 KAREN E LEHMAN DIRECTOR 1.0 0.0 X 0 0 0 SIDNEY A RICHARD ASST. VICE PRESIDENT 30.0 10.0 X 0 150028 33196 MARLO J KAUFFMAN ASST. SECRETARY 10.0 30.0 X 0 108280 31278 PHILIP R ZIMMERMAN ASST. SECRETARY 10.0 30.0 X 0 99326 31680 DELMAR K KING ASST. TREASURER 30.0 10.0 X 0 135649 32755 LARRY D MILLER PRESIDENT (RETIRED) 10.0 30.0 X 0 194879 27880 GEORGE F MERRYMAN TREASURER 2.0 38.0 X 0 119840 8907 RODNEY D DILLER VICE PRESIDENT 5.0 35.0 X 0 179206 39006 JAIME ALVAREZ SECRETARY 10.0 30.0 X 0 193830 28519 DAVID C GAUTSCHE ASST. VICE PRESIDENT 10.0 30.0 X 0 180170 36708 KENNETH D HOCHSTETLER PRESIDENT 10.0 30.0 X 0 122497 17264 STEVE R HERENDEEN FINANCIAL ADVISOR 0.0 40.0 X 0 198653 35938 GLEN KAUFFMAN FINANCIAL ADVISOR 0.0 40.0 X 0 225211 36510 CLAIR H SAUDER FINANCIAL ADVISOR 0.0 40.0 X 0 221027 26662 JAY KREADY FINANCIAL ADVISOR 0.0 40.0 X 0 193668 37752 AMANDA ROCK FINANCIAL ADVISOR 0.0 40.0 X 0 174679 12046 0 2496943 436101 0 false true false GOSHEN GENERAL HOSPITAL 200 HIGH PARK AVENUE GOSHEN IN 46526 HEALTH SERVICES 951271 LANCASTER GENERAL HOSPITAL 555 NORTH DUKE STREET LANCASTER PA 17604 HEALTH SERVICES 847448 GRAND VIEW HOSPITAL 700 LAWN AVENUE SELLERSVILLE PA 18960 HEALTH SERVICES 638031 SENTARA RMH MEDICAL CENTER P O BOX 392 HARRISONBURG VA 228010392 HEALTH SERVICES 573210 EPHRATA COMMUNITY HOSPITAL P O BOX 4245 LANCASTER PA 176044245 HEALTH SERVICES 384004 29 425794 425794 PREMIUM INCOME 524298 56055509 56055509 INVESTMENT INCOME 524298 15685489 15679595 5894 FRATERNAL PROGRAM 524298 581758 581758 ADMINISTRATION REVENUE 524298 399560 399560 COMMISSION INCOME 524298 47963 47963 197357 197357 72967636 0 0 0 0 0 0 78302907 77966798 336109 336109 336109 0 0 0 0 73729539 73297851 5894 X 1465064 0 0 53027693 0 0 3538344 669787 106272 159905 0 5645 171895 0 0 1025609 5007233 152689 614974 563269 0 402519 127506 0 72889 0 0 98015 122733 STATE INSURANCE DEPT FEE 327142 BUREAU AND ASSOCIATION DUES 81830 MISCELLANEOUS LOSSES 3368 67744381 0 0 0 11761203 13033971 0 0 98123 89239 0 0 0 0 0 0 0 0 33504 23246 0 305144962 309065531 0 0 84744670 83952617 0 0 4408676 3987942 406191138 410152546 1532265 2877676 0 0 3310447 3167795 0 0 0 0 0 0 1070000 0 0 0 312099350 310773604 318012062 316819075 X 0 0 0 0 88179076 93333471 88179076 93333471 406191138 410152546 X 5985158 -830763 X false true X true false RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED MORTGAGE LOANS 83676951 F POLICY LOANS 5874 F OTHER LONG-TERM INVESTMENTS 269792 F 83952617 0 LIFE AND ANNUITY RESERVES 283102970 ACCIDENT AND HEALTH RESERVES 11090491 DEPOSIT TYPE CONTRACTS 4888726 POLICY AND CONTRACT CLAIMS 3483744 ASSET VALUATION 6031854 INTEREST MAINTENANCE RESERVE 2175819 310773604 72022765 72022765 1025609 681165 1706774 73729539 66138614 66138614 1025609 580158 1605767 67744381 PART XI, LINE 4B OTHER: ADMINISTRATIVE FEES + 399,560 GAIN TRANSFERRED TO IMR + 101,007 LOSS ADJUSTMENT + 180,598 TOTAL $681,165 PART XII, LINE 4B OTHER: ADMINISTRATIVE FEES + 399,560 LOSS ADJUSTMENT + 180,598 TOTAL $580,158 PART IV, QUESTION 11F ASC 740 FOOTNOTE MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. North America PASSIVE INVESTMENTS 6725988 Europe (Including Iceland and Greenland) PASSIVE INVESTMENTS 7839644 Central America and the Caribbean PASSIVE INVESTMENTS 5244641 East Asia and the Pacific PASSIVE INVESTMENTS 2555066 South America PASSIVE INVESTMENTS 923367 23288706 23288706 false false false false false false true MENNONITE CHURCH USA 718 MAIN STREET NEWTON KS 67114 352157800 501(C)(3) 276944 GRANTS & SPONSORSHIP HOUSE OF PROMISE SUNNYSLOPE 9835 N 7TH ST PHOENIX AZ 85020 861026266 501(C)(3) 11303 GRANT IU HEALTH GOSHEN FOUNDATION 200 HIGH PARK AVENUE GOSHEN IN 46527 462565300 501(C)(3) 10000 GRANT 3 SCHEDULE I, PART I, LINE 2 GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION FROM MENNONITE CHURCHES AS WELL AS OTHER ANABAPTIST CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOWS UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. X false false false SIDNEY A RICHARD ASST. VICE PRESIDENT 0 133572 0 12759 0 3697 0 11229 0 21967 0 183224 0 0 DELMAR K KING ASST. TREASURER 0 91027 0 41656 0 2966 0 7925 0 24830 0 168404 0 0 LARRY D MILLER PRESIDENT (RETIRED) 0 134508 0 38604 0 21767 0 13197 0 14683 0 222759 0 0 RODNEY D DILLER VICE PRESIDENT 0 144862 0 30392 0 3952 0 12400 0 26606 0 218212 0 0 JAIME ALVAREZ SECRETARY 0 160543 0 32480 0 807 0 13149 0 15370 0 222349 0 0 DAVID C GAUTSCHE ASST. VICE PRESIDENT 0 147198 0 30392 0 2580 0 12400 0 24308 0 216878 0 0 STEVE R HERENDEEN FINANCIAL ADVISOR 0 183179 0 14700 0 774 0 14621 0 21317 0 234591 0 0 GLEN KAUFFMAN FINANCIAL ADVISOR 0 167091 0 55655 0 2465 0 13538 0 22972 0 261721 0 0 CLAIR H SAUDER FINANCIAL ADVISOR 0 187546 0 32293 0 1188 0 15082 0 11580 0 247689 0 0 JAY KREADY FINANCIAL ADVISOR 0 163249 0 30239 0 180 0 13396 0 24356 0 231420 0 0 AMANDA ROCK FINANCIAL ADVISOR 0 150689 0 23828 0 162 0 11765 0 281 0 186725 0 0 EVERENCE COMMUNITY INVESTMENTS INC AFFILIATE-COMMON OFFICERS 1700000 LOANS/LOAN GUARANTEES false MMA DISTRIBUTION INC AFFILIATE-COMMON OFFICERS 2850000 SEE SCHEDULE R FOR DETAILS false MENNONITE CHURCH BUILDINGS INC AFFILIATE-COMMON OFFICERS 4830760 SEE SCHEDULE R FOR DETAILS false SCHEDULE L PART IV THE TRANSACTIONS WITH RELATED ORGANIZATIONS ARE DISCLOSED DUE TO GREATER THAN 35% CONTROL OF THE LISTED ORGANIZATIONS BY COMMON OFFICERS OF EVERENCE ASSOCIATION. THE TRANSACTIONS LISTED IN PART IV ARE DISCLOSED ONLY DUE TO COMMON OFFICER RELATIONSHIP AND NOT DUE TO OWNERSHIP BY INTERESTED PERSONS. PART IV QUESTION 12: THE FINANCIAL STATEMENTS ARE PREPARED USING ACCOUNTING PRACTICES PRESCRIBED OR PERMITTED BY THE INDIANA DEPARTMENT OF INSURANCE, WHOSE PRACTICES DIFFER FROM ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA. FORM 990 PART VI LINE 6 & 7: EVERENCE ASSOCIATION INC HAS ONLY ONE CLASS OF MEMBERSHIP. THE SOLE DECISION-MAKING POWER OF A MEMBER IS TO ELECT THE BOARD OF DIRECTORS. PART VI LINE 11B: THE BOARD OF DIRECTORS HAS DELEGATED THE AUTHORITY TO REVIEW AND APPROVE THE FORM 990 TO THE AUDIT COMMITTEE. FOLLOWING A DETAILED REVIEW BY THE CONTROLLER, A COPY OF THE FORM 990 AND ITS RELATED SCHEDULES WAS PROVIDED TO THE AUDIT COMMITTEE VIA EMAIL. THE AUDIT COMMITTEE REVIEWED THE FORM 990 AND RELATED SCHEDULES AND PROVIDED FEEDBACK, AND AN INDEPENDENT CPA FIRM ALSO REVIEWED THE FORM 990 PRIOR TO SUBMISSION TO THE IRS. PART VI LINE 12C EVERENCE ASSOCIATION INC EMPLOYS A GENERAL COUNSEL WHO IS RESPONSIBLE FOR DAY-TO-DAY COMPLIANCE OVERSIGHT. DESIGNATED STAFF AND THE GENERAL COUNSEL ARE RESPONSIBLE FOR REVIEWING APPLICABLE LAWS AND REGULATIONS AND ASSURING FULL AND COMPLETE IMPLEMENTATION OF AND COMPLIANCE WITH SUCH POLICIES AND PROCEDURES ARE REVIEWED ON A REGULAR BASIS. THE BOARD OF DIRECTORS AND OFFICERS SIGN A CONFLICT OF INTEREST STATEMENT BI-ANNUALLY. ALL CONFLICTS OF INTEREST ARE EXPECTED TO BE DISCLOSED. IF THERE IS A CONFLICT OF INTEREST WITH A CODE OF CONDUCT, A WHISTLEBLOWER POLICY IS IN PLACE. THERE IS ALSO A WHISTLEBLOWER HOTLINE NUMBER TO CALL. PART VI LINE 15A THE BOARD OF DIRECTORS PERFORMS AN ANNUAL REVIEW OF EXECUTIVE COMPENSATION. THE LAST REVIEW WAS PERFORMED IN 2014. GOALS AND OBJECTIVES ARE SET FORTH ANNUALLY AND REVIEWED DURING THIS PROCESS. ADDITIONALLY, PERIODIC COMPARISONS TO SIMILAR FOR-PROFIT AND NOT-FOR-PROFIT ENTITIES ARE EXAMINED. PART VI LINE 19 OUR GOVERNING DOCUMENTS ARE KEPT ON FILE AND ARE AVAILABLE UPON REQUEST. CONFLICT OF INTEREST POLICY INFORMATION IS AVAILABLE UPON REQUEST. SUMMARIZED FINANCIAL INFORMATION FOR ALL EVERENCE ENTITIES IS PUBLISHED IN A REPORT TO THE MEMBERS. THIS REPORT INFORMS THE MEMBER THEY MAY REQUEST THE AUDITED FINANCIAL STATEMENTS. PART IX, LINE 4 ACCIDENT AND HEALTH 26,986,184 LIFE AND ANNUITY 23,814,426 INTEREST & ADJUSTMENT TO CD CONTRACT FUND 104,475 SUPPLEMENTARY CONTRACTS 1,283,844 NET TOTAL OF INCREASE IN ACCIDENT & HEALTH 147,709 LIFE AND ANNUITY RESERVES 1,152,554 DECREASE IN SUPPLEMENTARY CONTRACTS RESERVES -461,461 REFUNDS TO MEMBERS 38 TOTALS 53,027,769 PART XI LINE 9 CHANGE IN ADMITTED INVESTMENT CARRYING AMOUNTS (791,809) CHANGE IN ASSET VALUATION RESERVE (1,226,801) CHANGE IN NONADMITTED ASSETS 1,288,854 GAIN TRANSFERRED TO IMR (101,007) OTHER CHANGES IN NET ASSETS OR FUND BALANCES = (830,763) LANCASTER STEWARDSHIP SOLUTIONS LLC 1110 NORTH MAIN STREET GOSHEN IN 46528 263806720 INSURANCE IN 3837956 2097521 EVRNCE ASSOC THE MENNONITE FOUNDATION 1110 NORTH MAIN STREET GOSHEN IN 46528 356031936 PUBLIC FDN IN 501 (C) (3) 7 NA true MENNONITE CHURCH BUILDINGS INC 1110 NORTH MAIN STREET GOSHEN IN 46528 356031937 REAL ESTATE IN 501 (C) (3) 11A NA true MENNONITE CHURCH USA 1601 W BEARDSLEY ELKHART IN 46515 352157800 CHURCH IN 501 (C) (3) 1 NA false MENNONITE HEALTH ASSOCIATION 1110 NORTH MAIN STREET GOSHEN IN 46528 311043978 DORMANT IN 501 (C) (3) EVRNCE ASSOC false EVERENCE SERVICES LLC 1110 NORTH MAIN STREET GOSHEN IN 46528 351962055 PAYMASTER IN NA RELATED 118446 6177797 false 5894 false 0.25881 MMATCO LLP 1110 NORTH MAIN STREET GOSHEN IN 46528 352140530 FIDUCIARY IN NA EVERENCE INSURANCE COMPANY 1110 NORTH MAIN STREET GOSHEN IN 46528 351698689 INSURANCE IN EVRNCE HOLDINGS C CORP true EVERENCE TRUST COMPANY 1110 NORTH MAIN STREET GOSHEN IN 46528 352140529 TRUST COMPANY IN EVRNCE HOLDINGS C CORP true EVERENCE CAPITAL MANAGEMENT INC 1110 NORTH MAIN STREET GOSHEN IN 46528 356038806 INVESTMENTS IN EVRNCE HOLDINGS C CORP true EVERENCE SECURITIES INC 1110 NORTH MAIN STREET GOSHEN IN 46528 830357718 BROKER DEALER IN EVRNCE HOLDINGS C CORP true MMA DISTRIBUTION INC 1110 NORTH MAIN STREET GOSHEN IN 46528 263734503 COMMISSION SR IN EVRNCE HOLDINGS C CORP true EVERENCE HOLDINGS INC 1110 NORTH MAIN STREET GOSHEN IN 46528 263734671 HOLDINGS IN EVERENCE ASSOC C CORP 39736308 38146179 1.00000 true EVERENCE REAL ESTATE HOLDINGS INC 1110 NORTH MAIN STREET GOSHEN IN 46528 352471296 REAL ESTATE IN EVRNCE HOLDINGS C CORP true true true false true false true false false false false true false false false true true false false false MENNONITE CHURCH BUILDINGS INC A 191382 FMV MENNONITE CHURCH BUILDINGS INC D 4830760 FMV MENNONITE CHURCH BUILDINGS INC K 333021 FMV MMA DISTRIBUTION A 123878 FMV MMA DISTRIBUTION D 2850000 FMV EVERENCE HOLDINGS INC B 2320000 FMV EVERENCE SERVICES P 1628808 FMV EVERENCE SERVICES O 5246573 FMV EVERENCE HOLDINGS INC F 1500000 FMV