2025-11-14T12:01:57-06:00 2024-12-31 060903326 WHITTLESEY PC 280 TRUMBULL ST 24TH FL HARTFORD CT 06103 990 2024-01-01 041046540 ATHOL CREDIT UNION ATHO 9782493527 513 MAIN STREET ATHOL MA 01331 LUIS CISNEROS PRESIDENT/CEO 9783420647 2025-11-14 1 1 THOMAS GOLDFUSS P01373588 8605223111 2024 2025-03-06 01:10:19Z LUIS CISNEROS 513 MAIN STREET ALTHOL MA 01331 5335322 0 X WWW.ATHOLCREDITUNION.COM X CREDIT UNION. 1930 MA THE CREDIT UNION ACCEPTS DEPOSITS AND GRANTS LOANS TO ITS MEMBERS. BENEFITS PAID ARE DIVIDENDS ON DEPOSIT ACCOUNTS AND GRANTING ACCESSIBLE CREDIT TO ITS MEMBERS. 9 9 30 0 0 0 0 0 4365921 4966199 238539 322460 38412 46663 4642872 5335322 0 0 0 0 1634451 1639402 0 0 0 2764826 3675410 4399277 5314812 243595 20510 90278013 94916508 82065220 86727187 8212793 8189321 THE CREDIT UNION ACCEPTS DEPOSITS AND GRANTS LOANS TO ITS MEMBERS. BENEFITS PAID ARE DIVIDENDS ON DEPOSIT ACCOUNTS AND GRANTING ACCESSIBLE CREDIT TO ITS MEMBERS. 0 0 ORIGINATION AND MAINTENANCE OF MEMBERS' DEPOSIT ACCOUNTS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 30 0 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 1 1 0 0 0 0 0 0 0 MA X GREGORY GOLDMAN 9782493527 513 MAIN STREET ATHOL MA 01331 LISA CAREY DIRECTOR 1.00 X 0 0 0 GLENN EATON DIRECTOR 1.00 X 0 0 0 CHRISTOPHER CASELLA CHAIRMAN 1.00 X 0 0 0 LEN CROSSMAN DIRECTOR 1.00 X 0 0 0 GEORGE GEORGILAS DIRECTOR 1.00 X 0 0 0 MARK WRIGHT DIRECTOR 1.00 X 0 0 0 WILLIAM J CALDWELL DIRECTOR 1.00 X 0 0 0 MICHAEL LUNDQUIST DIRECTOR 1.00 X 0 0 0 LIZA MELO DIRECTOR 1.00 X 0 0 0 SHAWN GONYNOR VP OF PROJECT MANAGEMENT 40.00 X 124951 0 15139 COURTNEY FIFIELD PRESIDENT AND CEO UNTIL 4/24 40.00 X 0 0 0 LINDSAY JAMIESON VP OF ACCOUNTING UNTIL 9/23 40.00 X 0 0 0 LUIS CISNEROS PRESIDENT AND CEO EFF 4/24 40.00 X 155637 0 10685 280588 0 25824 2 0 1 0 0 LOAN INCOME 522100 4534546 4534546 MEMBER SERVICE FEES 522100 431653 431653 4966199 221751 221751 46663 0 46663 46663 46663 100709 0 100709 100709 100709 5335322 5335322 0 0 406898 888944 2718 225090 115752 245887 29363 12136 113692 337035 640 1918484 125814 48816 DATA PROCESSING & INTER 316659 ONLINE BANKING 277551 OTHER OPERATIONAL EXPEN 239333 DONATIONS 10000 5314812 322489 486948 4661872 4094500 76802969 81347248 1897794 1856517 3398391 2626678 947628 771713 2787971 2505081 374500 503700 2482790 3350801 90278013 94916508 150138 556877 9100000 12100000 72815082 74070310 82065220 86727187 X 0 0 0 0 8212793 8189321 8212793 8189321 90278013 94916508 20510 -43982 0 X 0 0 0 20825 20825 2260211 1633635 626576 1117355 993043 124312 771713 MEMBERS SHARE AND DEPOSIT ACCOUNTS 74070310 74070310 X X X 0 0 0 LUIS CISNEROS PRESIDENT AND CEO EFF 4/24 144119 0 0 0 11518 0 2882 0 7803 0 166322 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION HOLDS AN ANNUAL MEETING ACCORDING TO ITS BYLAWS WHERE ALL MEMBERS ARE GIVEN PROPER NOTIFICATION. THE BYLAWS CALL FOR THE ELECTION OF DIRECTORS WHOSE TERMS HAVE EXPIRED. FORM 990, PART VI, SECTION A, LINE 7B THE CREDIT UNION MEMBERS RATIFY DECISIONS OF THE GOVERNING BODY AT THEIR ANNUAL MEETING AND ELECT DIRECTORS AT THAT TIME. FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION CONTRACTS WITH THE CPA FIRM TO PREPARE FORM 990. AFTER PREPARATION, A DRAFT COPY IS SENT TO THE PRESIDENT AND CEO AND THE TREASURER FOR REVIEW. ONCE APPROVED THE 990 IS FILED. A COPY OF THE 990 IS PROVIDED TO THE AUDIT COMMITTEE AND THE FULL BOARD FOR THEIR REVIEW AND RATIFICATION AT THE MEETING FOLLOWING THE FILING THE THE FORM 990. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST