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          <PersonNm>SUSAN K SCHALON</PersonNm>
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          <PersonNm>MARCELLA J SCHALON</PersonNm>
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          <FormAndInfoAndMaterialsTxt>GRANT REQUESTS MUST BE SUBMITTED IN WRITING BEFORE DECEMBER 1 OF THE CURRENT YEAR REQUESTING ORGANIZATION MUST VERIFY THEIR EXEMPT STATUS</FormAndInfoAndMaterialsTxt>
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            <CityNm>Benton Harbor</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49022</ZIPCd>
          </RecipientUSAddress>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>THE SOUP KITCHEN INC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>233 MICHIGAN AVE</AddressLine1Txt>
            <CityNm>Benton Harbor</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49022</ZIPCd>
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          <GrantOrContributionPurposeTxt>GOLF FUNDRAISER SPONSORSHIP</GrantOrContributionPurposeTxt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>NEW TERRITORY ARTS ASSOCIATION</RecipientPersonNm>
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            <AddressLine1Txt>210 WATER ST</AddressLine1Txt>
            <CityNm>Benton Harbor</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49022</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>ARTOBERFEST SPONSORSHIP</GrantOrContributionPurposeTxt>
          <Amt>500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HOSPICE AT HOME LORYS PLACE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>445 UPTON DRIVE SUITE 9</AddressLine1Txt>
            <CityNm>Saint Joseph</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>OPERA GRAND RAPIDS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>161 OTTAWA NW</AddressLine1Txt>
            <CityNm>Grand Rapids</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49503</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>ANNUAL GALA FUNDRAISER SPONSORSHIP</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
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        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BOX FACTORY FOR THE ARTS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>1101 BROAD STREET</AddressLine1Txt>
            <CityNm>Saint Joseph</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>CAPITAL CAMPAIGN FUNDING FINAL INSTALLMENT</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HERITAGE MUSEUM AND CULTURAL CENTER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>601 MAIN STREET</AddressLine1Txt>
            <CityNm>Saint Joseph</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>TWIN CITY PLAYERS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>600 W GLENLORD</AddressLine1Txt>
            <CityNm>Saint Joseph</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>THE CHRISTMAS SCHOONER PRODUCTION</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SOUTHWEST MICHIGAN SYMPHONY ORCHEST</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>513 SHIP STREET</AddressLine1Txt>
            <CityNm>Saint Joseph</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>SUMMER CONCERT SERIES AND GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>75800</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ST JOSEPH MUSICAL BOOSTERS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2521 STADIUM DRIVE</AddressLine1Txt>
            <CityNm>Saint Joseph</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>THOROUGHLY MODERN MILLIE PRODUCTION</GrantOrContributionPurposeTxt>
          <Amt>2500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>DRESS FOR SUCCESS SAN DIEGO</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>642 THIRD AVE</AddressLine1Txt>
            <CityNm>Chula Vista</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91910</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HERALD PALLADIUM</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>518 BROAD STREET</AddressLine1Txt>
            <CityNm>Saint Joseph</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>GOODFELLOWS FUND</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HUMANE SOCIETY OF SOUTHWEST MICHIGA</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>641 S CRYSTAL AVE</AddressLine1Txt>
            <CityNm>Benton Harbor</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49022</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>NEW BLDG CAPITAL CAMPAIGN</GrantOrContributionPurposeTxt>
          <Amt>50000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HIDDEN VALLEY HOUSE AUXILARY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>11093 MONTAUBON WAY</AddressLine1Txt>
            <CityNm>San Diego</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>921313677</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>OCEAN DISCOVERY INSTITUTE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2211 PACIFIC BEACH DR</AddressLine1Txt>
            <CityNm>San Diego</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>921095626</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SAN DIEGO HOUSE RABBIT SOCIETY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 261553</AddressLine1Txt>
            <CityNm>San Diego</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>92196</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BERRIEN COMMUNITY FOUNDATION</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2900 S STATE ST</AddressLine1Txt>
            <CityNm>Saint Joseph</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>LIGHTHOUSE FOREVER GRANT 1ST INSTALLMENT</GrantOrContributionPurposeTxt>
          <Amt>75000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BENTON HARBOR YMCA</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>3665 HOLLYWOOD ROAD</AddressLine1Txt>
            <CityNm>Saint Joseph</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>NEW BLDG CAPITAL CAMPAIGN 1ST INSTALLMENT</GrantOrContributionPurposeTxt>
          <Amt>50000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>CITADEL DANCE CENTER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>91 HINKLEY STREET</AddressLine1Txt>
            <CityNm>Benton Harbor</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49022</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>FUNDING FOR COTTAGE AND LAKEFRONT LIVING EXPO</GrantOrContributionPurposeTxt>
          <Amt>800</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>NILES COMMUNITY SCHOOLS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>111 SPRUCE STREET</AddressLine1Txt>
            <CityNm>Niles</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49120</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>REACHING FOR THE REIGNS PROGRAM</GrantOrContributionPurposeTxt>
          <Amt>4000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ST JOSEPH HIGH SCHOOL</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2521 STADIUM DRIVE</AddressLine1Txt>
            <CityNm>Saint Joseph</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>FUNDING FOR HS BAND AND ORCHESTRA TRIP</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SECOND CHANGE DOG RESCUE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2305 HISTORIC DECATUR</AddressLine1Txt>
            <CityNm>San Diego</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>92106</ZIPCd>
          </RecipientUSAddress>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>395100</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <DivAndIntFromSecPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>55231</ExclusionAmt>
        </DivAndIntFromSecPartVIIGrp>
        <OtherInvestmentIncmPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>193099</ExclusionAmt>
        </OtherInvestmentIncmPartVIIGrp>
        <OtherRevenueDescribedGrp>
          <Desc>JACKSON LIFE ANNUITY</Desc>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>86427</ExclusionAmt>
        </OtherRevenueDescribedGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>334757</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>334757</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="STM108">
      <AccountingFeesDetail>
        <CategoryTxt>TAX PREPARATION</CategoryTxt>
        <Amt>1250</Amt>
        <NetInvestmentIncomeAmt>1250</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <OtherAssetsSchedule documentId="STM120">
      <OtherAssetsScheduleGrp>
        <Desc>BERKSHIRE HATHAWAY</Desc>
        <BOYBookValueAmt>9534</BOYBookValueAmt>
        <EOYBookValueAmt>9534</EOYBookValueAmt>
        <EOYFMVAmt>226000</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>FIDELITY ADVISOR NEW INSIGHTS FUND</Desc>
        <BOYBookValueAmt>211951</BOYBookValueAmt>
        <EOYBookValueAmt>211951</EOYBookValueAmt>
        <EOYFMVAmt>350817</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>CAPITAL WORLD BOND FUND</Desc>
        <BOYBookValueAmt>333409</BOYBookValueAmt>
        <EOYBookValueAmt>333409</EOYBookValueAmt>
        <EOYFMVAmt>404202</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>DELAWARE DIVERSIFIED INCOME FUND</Desc>
        <BOYBookValueAmt>153775</BOYBookValueAmt>
        <EOYBookValueAmt>152420</EOYBookValueAmt>
        <EOYFMVAmt>149233</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>EURO PACK GROWTH FUND</Desc>
        <BOYBookValueAmt>245493</BOYBookValueAmt>
        <EOYBookValueAmt>245493</EOYBookValueAmt>
        <EOYFMVAmt>281422</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>IVY ASSET STRATEGY</Desc>
        <BOYBookValueAmt>234623</BOYBookValueAmt>
        <EOYBookValueAmt>234623</EOYBookValueAmt>
        <EOYFMVAmt>274550</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>INCOME FUND OF AMERICA</Desc>
        <BOYBookValueAmt>306357</BOYBookValueAmt>
        <EOYBookValueAmt>306357</EOYBookValueAmt>
        <EOYFMVAmt>378812</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>INVESTMENT COMPANY OF AMERICA</Desc>
        <BOYBookValueAmt>193532</BOYBookValueAmt>
        <EOYBookValueAmt>193532</EOYBookValueAmt>
        <EOYFMVAmt>238151</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>NEW PERSPECTIVE FUND</Desc>
        <BOYBookValueAmt>140874</BOYBookValueAmt>
        <EOYBookValueAmt>140874</EOYBookValueAmt>
        <EOYFMVAmt>177807</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>OPPENHEIMER SR FLOATING RATE</Desc>
        <BOYBookValueAmt>86521</BOYBookValueAmt>
        <EOYBookValueAmt>86521</EOYBookValueAmt>
        <EOYFMVAmt>83925</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>DAVIS NEW YORK VENTURE</Desc>
        <BOYBookValueAmt>207277</BOYBookValueAmt>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>KEELEY SMALL CAP VALUE FUND</Desc>
        <BOYBookValueAmt>77895</BOYBookValueAmt>
        <EOYBookValueAmt>77895</EOYBookValueAmt>
        <EOYFMVAmt>128417</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>LOOMIS SAYLES STRATEGIC INCOME FUND</Desc>
        <BOYBookValueAmt>119780</BOYBookValueAmt>
        <EOYBookValueAmt>119780</EOYBookValueAmt>
        <EOYFMVAmt>136640</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>LINCOLN NATIONAL AMERICAN LEGACY</Desc>
        <BOYBookValueAmt>10070</BOYBookValueAmt>
        <EOYBookValueAmt>10070</EOYBookValueAmt>
        <EOYFMVAmt>11320</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>JACKSON NATIONAL</Desc>
        <BOYBookValueAmt>1631922</BOYBookValueAmt>
        <EOYBookValueAmt>1718349</EOYBookValueAmt>
        <EOYFMVAmt>1783321</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
    </OtherAssetsSchedule>
    <OtherExpensesSchedule documentId="STM103">
      <OtherExpensesScheduleGrp>
        <Desc>CMF RENEWAL</Desc>
        <RevenueAndExpensesPerBooksAmt>495</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>495</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>MICH FILING FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>20</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>20</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>MORGAN STANLEY FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>16751</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>16751</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="STM106">
      <OtherIncomeDetail>
        <Desc>JACKSON LIFE ANNUITY</Desc>
        <RevenueAndExpensesPerBooksAmt>86427</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>86427</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
      <OtherIncomeDetail>
        <Desc>DELAWARE DIVERSIFIED REFUND</Desc>
        <RevenueAndExpensesPerBooksAmt>0</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
      <OtherIncomeDetail>
        <Desc>INCOME FD OF AMERICA REFUND</Desc>
        <RevenueAndExpensesPerBooksAmt>0</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <TaxesSchedule documentId="STM110">
      <TaxesDetail>
        <CategoryTxt>FEDERAL FEES</CategoryTxt>
        <Amt>7501</Amt>
        <NetInvestmentIncomeAmt>7501</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAX</CategoryTxt>
        <Amt>0</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>