2015-12-14T11:30:58-06:00 2015-03-31 420714325 RSM US LLP 8182 MARYLAND AVENUE SUITE 900 ST LOUIS MO 63105 990 2014-04-01 200946697 UFCW UNION LOCAL NO 88 & EMPLOYERS HEALTH & WELFARE FUND UFCW 3143448899 502 EARTH CITY EXPRESSWAY NO 203 ST LOUIS MO 63045 STEVEN STRAHER TRUSTEE 3146446328 2015-12-14 DENNIS NILGES P00161707 3142414100 2014 2016-03-07 17:11:31Z STEVEN STRAHER 5730 ELIZABETH AVE ST LOUIS MO 63103 19705422 0 X WWW.UFCWLOCAL88.COM X 2004 MO PROVIDE MEDICAL AND RELATED HEALTHCARE BENEFITS FOR ELIGIBLE MEMBERS AND THEIR DEPENDENTS. 6 6 0 0 0 0 0 0 17014197 15697219 487917 365306 0 620 17502114 16063145 0 0 17793386 16744585 0 0 0 0 0 396930 616658 18190316 17361243 -688202 -1298098 14054970 12603045 294132 22499 13760838 12580546 PROVIDE HEALTH AND WELFARE BENEFITS FOR ELIGIBLE MEMBERS AND THEIR DEPENDENTS. 0 0 17361243 PROVIDE MEDICAL, PHARMACY, DENTAL, VISION, SHORT-TERM DISABILITY AND LIFE INSURANCE BENEFITS FOR ELIGIBLE MEMBERS AND THEIR DEPENDENTS. 17361243 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 0 0 0 0 0 0 X 6 6 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 0 0 0 X ZENITH AMERICAN ADMINISTRATORS 3143448899 502 EARTH CITY EXPRESSWAY STE 203 ST LOUIS MO 63045 X STEVEN STRAHER UNION TRUSTEE 1.00 X 0 0 0 NANCY MEYER MANAGEMENT TRUSTEE 1.00 X 0 0 0 JANICE RHODES MANAGEMENT TRUSTEE 1.00 X 0 0 0 KEVIN BECKERLE MANAGEMENT TRUSTEE 1.00 X 0 0 0 KATY EHRHARD UNION TRUSTEE 1.00 X 0 0 0 DAN TELLE ALTERNATE UNION TRUSTEE 1.00 X 0 0 0 GREGORY KRENSKI ALTERNATE UNION TRUSTEE 1.00 X 0 0 0 DONALD SCHAPER ALTERNATE MANAGEMENT TRUST 1.00 X 0 0 0 WALTER SIMON UNION TRUSTEE 1.00 X 0 0 0 TARA PERRY ALTERNATE MANAGEMENT TRUST 1.00 X 0 0 0 0 0 0 0 0 0 0 0 EMPLOYER CONTRIBUTIONS 525100 15433776 15433776 RETIREE CONTRIBUTIONS 525100 197358 197358 COBRA CONTRIBUTIONS 525100 66085 66085 15697219 159739 159739 3847844 3642277 205567 205567 205567 MISCELLANEOUS INCOME 900099 620 620 620 16063145 15697219 0 365926 16744585 16744585 21746 21746 35320 35320 63078 63078 25115 25115 13536 13536 ACA FEES 208572 208572 THIRD PARTY ADMINISTRAT 139819 139819 DENTAL ADMINISTRATION 66299 66299 CONSULTING FEES-BENEFIT 38820 38820 4353 4353 17361243 17361243 0 0 58034 10004 3589948 2078386 1606408 1348968 8800580 9165687 14054970 12603045 54132 22499 240000 0 294132 22499 X 0 0 0 0 13760838 12580546 13760838 12580546 14054970 12603045 -1298098 117806 0 X X 0 0 0 0 OTHER INVESTMENT SECURITIES 9165687 F 9165687 X PART X, LINE 2: FEDERAL INCOME TAXES: THE TRUST HAS RECEIVED AN EXEMPTION LETTER FROM THE INTERNAL REVENUE SERVICE, STATING THAT THE TRUST IS TAX-EXEMPT UNDER THE PROVISIONS OF SECTION 501C(9) OF THE INTERNAL REVENUE CODE (THE CODE) AS A VOLUNTARY EMPLOYEES' BENEFICIARY ASSOCIATION. THE FUND AND TRUST ARE REQUIRED TO OPERATE IN CONFORMITY WITH THE CODE TO MAINTAIN THE TAX-EXEMPT STATUS OF THE TRUST. THE FUNDS' ADMINISTRATOR BELIEVES THE FUND IS BEING OPERATED IN COMPLIANCE WITH THE APPLICABLE REQUIREMENTS OF THE CODE AND, THEREFORE, BELIEVES THE RELATED TRUST CONTINUES TO BE TAX-EXEMPT. THE FUND FOLLOWS GENERALLY ACCEPTED ACCOUNTING PRINCIPLES (GAAP) IN ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, WHICH PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. FOR THOSE BENEFITS TO BE RECOGNIZED, A TAX POSITION MUST MORE-LIKELY-THAN-NOT BE SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. THE FUND HAS NO MATERIAL UNCERTAIN TAX POSITIONS TO BE ACCOUNTED FOR IN THE FINANCIAL STATEMENTS UNDER THE NEW RULES. THE FUND SPONSOR WOULD BE LIABLE FOR INTEREST AND PENALTIES, IF ANY, RELATED TO UNRECOGNIZED TAX BENEFITS. THE FUND'S TAX RETURNS ARE SUBJECT TO EXAMINATION BY THE RESPECTIVE TAXING AUTHORITIES, GENERALLY FOR THREE YEARS AFTER THEY WERE FILED. FORM 990, PART VI, SECTION B, LINE 11 THE FORM 990 IS PROVIDED TO THE TRUSTEES FOR REVIEW AND SIGNATURE PRIOR TO FILING THE RETURN. FORM 990, PART VI, SECTION B, LINE 12C COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY IS MONITORED BY REVIEW OF AN ANNUAL DISCLOSURE FORM REQUIRED FROM EACH TRUSTEE. ANY ACTUAL OR PERCIEVED CONFLICTS ARE ADDRESSED BY THE FULL BOARD OF TRUSTEES. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S FORM 990 IS AVALIABLE FOR PUBLIC INSPECTION UPON REQUEST. FORM 990, PART XII, LINE 2C THE BOARD OF TRUSTEES IS RESPONSIBLE FOR THE SELECTION, RETENTION AND OVERSIGHT OF THE INDEPENDENT AUDITORS. THE PROCESS IS CONSISTENT WITH PRIOR YEARS.