2015-11-12T16:18:13-06:00 2014-12-31 410746749 CLIFTONLARSONALLEN LLP 20 E THOMAS RD STE 2300 PHOENIX AZ 85012 990 2014-01-01 860098341 TUCSON OLD PUEBLO CREDIT UNION TUCS 5208816262 2500 E 22ND STREET TUCSON AZ 85713 G VERNON BABILON CEO 5208816262 2015-11-05 1 JANIS ISAACSON P00089104 6022662248 2014 2016-02-25 16:41:14Z G VERNON BABILON 2500 E 22ND STREET TUCSON AZ 85713 10803145 0 X WWW.TOPCU.ORG X 1935 AZ PROVIDING FINANCIAL SERVICES THAT MEET THE UNIQUE NEEDS OF THOSE WHO SERVE OUR COMMUNITY. 7 7 68 12 38036 -6455 0 0 5107964 4815284 519088 901285 0 0 5627052 5716569 0 0 0 0 2799855 2759126 0 0 0 2696092 2539063 5495947 5298189 131105 418380 134163413 134303732 125286541 125005423 8876872 9298309 X WE PROVIDE FINANCIAL SERVICES THAT MEET THE NEEDS OF THOSE WHO SERVE OUR COMMUNITY. WE SEEK TO BE THE PRIMARY FINANCIAL INSTITUTION FOR THE CITY OF TUCSON EMPLOYEES AND OTHER SELECT GROUPS, BE A MUTUALLY PROFITABLE AND GROWING INSTITUTION TO BETTER SERVE THE FINANCIAL NEEDS OF OUR MEMBERS, AND ATTRACT AND RETAIN HIGH QUALITY EMPLOYEES WHO DELIVER EXCEPTIONAL SERVICE TO OUR MEMBERS. 0 0 PROVIDING LOANS AND SERVICES TO MEMBERS OF TUCSON OLD PUEBLO CREDIT UNION. AT THE END OF 2014, THERE WERE 11,846 MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2903 0 1 68 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 AZ X LESLIE FREED 5209180375 2500 E 22ND STREET TUCSON AZ 85713 FRED CUSHMAN CHAIR 2.00 X 0 0 0 MIKE MCKENDRICK VICE-CHAIR 2.00 X 0 0 0 RICHARD PRATER TREASURER 2.00 X 0 0 0 WILLIAM RICHARDS SECRETARY 2.00 X 0 0 0 JOHN BRADY DIRECTOR 2.00 X 0 0 0 JOHN LEAVITT DIRECTOR 2.00 X 0 0 0 DAVID FREGONESE DIRECTOR 2.00 X 0 0 0 G VERNON BABILON PRESIDENT/CEO 40.00 X 137354 0 7172 KENT HALL VP CFO 40.00 X 17478 0 732 CHRISTOPHER LEWIS VP CFO 40.00 X 62353 0 2916 LINDA DHAEMERS VP CFO - INTERIM 40.00 X 21878 0 0 JESSICA GAMBOA VP MEMBER SERVICE 40.00 X 75724 0 6275 APRIL GABRIEL VP LENDING 40.00 X 22035 0 1128 MARK OUTLER VP LENDING 40.00 X 56795 0 3173 TEDD BELL FINANCIAL ADVISOR 40.00 X 129415 0 9032 523032 0 30428 2 0 0 0 0 MEMBER INTEREST 522100 3227550 3227550 FEES & CHARGES 522100 1549698 1549698 UNRELATED BUSINESS INCOME 900099 38036 38036 4815284 781156 781156 5206705 5086576 120129 120129 120129 5716569 5678533 38036 0 X 553460 1796954 205719 202993 96992 24172 738195 48162 50252 355514 2205 32770 173603 288028 56322 OTHER OPERATING EXPENSE 224316 LOAN SERVICING EXPENSE 213763 TELEPHONE 79556 POSTAGE & SHIPPING 42717 112496 5298189 1965370 1855638 11845002 9811412 60877635 60348738 196223 420158 8716576 4436006 4358886 4280570 52767411 52689989 2152886 4897227 134163413 134303732 1697790 1180387 123588751 123825036 125286541 125005423 X 0 0 0 0 8876872 9298309 8876872 9298309 134163413 134303732 X 418380 3061 -4 X X 0 1 X 1 0 1227372 1227372 4553796 1835528 2718268 305858 281093 24765 2629550 2319385 310165 4280570 SECURITIES AND OTHER INVESTMENTS 28185438 C SECURITIES - AVAILABLE FOR SALE 24504551 F 52689989 MEMBER SHARE AND SAVINGS ACCOUNTS 123825036 123825036 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. EACH DEPOSITOR IS A CREDIT UNION MEMBER. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERSHIP. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN DECISIONS MUST BE APPROVED BY THE MEMBERSHIP. BYLAW CHANGES ENACTED BY THE BOARD AND APPROVED BY THE STATE MUST BE RATIFIED BY THE MEMBERS AT THE SUBSEQUENT ANNUAL MEETING. FORM 990, PART VI, SECTION B, LINE 11 THE SENIOR MANAGEMENT TEAM WILL REVIEW THE 990 PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST POLICY 915 - CODE OF CONDUCT FOR EMPLOYEES AND VOLUNTEERS IS REVIEWED ANNUALLY BY THE BOARD AS IS ON THE COMPLIANCE COMMITTEE AND BOARD RECURRING CALENDARS. VOLUNTEERS INDIVIDUALLY REVIEW AND SIGN DECLARATION OF ETHICAL CONDUCT ANNUALLY AND THEY ARE KEPT IN EXECUTIVE ASSISTANT'S CARE. EMPLOYEES INDIVIDUALLY REVIEW AND SIGN DECLARATION OF ETHICAL CONDUCT ANNUALLY AND THIS IS KEPT IN THE HR DEPARTMENT. FORM 990, PART VI, SECTION B, LINE 15 THE CEO IS HIRED BY THE BOARD WHO DETERMINES THE CEO'S COMPENSATION. THE HR DEPARTMENT USES COMPENSATION SOFTWARE COMPEASE. COMPEASE ENABLES THE CREDIT UNION TO EVALUATE, TRACK, AND MODIFY COMPENSATION BASED ON MARKET DATA, INTERNAL COMPARABLES AND JOB FAMILIES TO ENSURE THAT WE ARE COMPETITIVE, FOLLOWING ALL LEGAL GUIDELINES AND APPLYING THE PRINCIPLES OF FAIRNESS TO OUR COMPENSATION REVIEW PROCESS AND PRACTICES. OTHER OFFICERS AND EMPLOYEES HAVE THEIR JOB CLASSIFICATION RATED ANNUALLY BY COMPEASE. THIS SOFTWARE HELPS TO DETERMINE THE APPROPRIATE PLACING WITHIN THE EMPLOYMENT FRAMEWORK AND CLASSIFICATION OF SALARY. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S FINANCIAL STATEMENTS ARE POSTED ON ITS WEBSITE. ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 11G ACHA FEES 3,862. ATM/VISA DR CARD SUPPORT 257,454. BILL PAYER EXPENSE 53,084. DATA PROCESSING SERVICE 266,704. HR SERVICING 38,443. COIN/CURRENCY COSTS 16,067. SHARED BRANCHING NETWORK 49,836. IRA CUNA FEES 7,680. OTHER PROF & OUTSIDE 45,065. FORM 990, PART XI, LINE 9: ROUNDING -4. FORM 990, PAGE 12, PART XII, LINE 2C: THE SUPERVISORY COMMITTEE IS RESPONSIBLE FOR THE OVERSIGHT OF THE AUDITED FINANCIAL STATEMENTS.