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    <IRS990ScheduleD documentId="RetDoc3">
      <LandGrp>
        <InvestmentCostOrOtherBasisAmt>530787</InvestmentCostOrOtherBasisAmt>
        <BookValueAmt>530787</BookValueAmt>
      </LandGrp>
      <BuildingsGrp>
        <InvestmentCostOrOtherBasisAmt>1163344</InvestmentCostOrOtherBasisAmt>
        <DepreciationAmt>257428</DepreciationAmt>
        <BookValueAmt>905916</BookValueAmt>
      </BuildingsGrp>
      <EquipmentGrp>
        <InvestmentCostOrOtherBasisAmt>631006</InvestmentCostOrOtherBasisAmt>
        <DepreciationAmt>567287</DepreciationAmt>
        <BookValueAmt>63719</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>1500422</TotalBookValueLandBuildingsAmt>
      <OtherAssetsOrgGrp>
        <Desc>ACCRUED INCOME</Desc>
        <BookValueAmt>29950</BookValueAmt>
      </OtherAssetsOrgGrp>
      <OtherAssetsOrgGrp>
        <Desc>DEPOSIT IN ASI</Desc>
        <BookValueAmt>220246</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>250196</TotalBookValueOtherAssetsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>DIVIDENDS PAYABLE</Desc>
        <Amt>4</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>TAXES PAYABLE</Desc>
        <Amt>3676</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>ACCRUED EXPENSES</Desc>
        <Amt>7614</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>OTHER LIABILITIES</Desc>
        <Amt>-4470</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>6824</TotalLiabilityAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleO documentId="RetDoc2">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>VI</FormAndLineReferenceDesc>
        <ExplanationTxt>PART VI 11-THE FORM 990 WAS PREPARED BY THE ACCOUNTING MANAGER. THE MANAGEMENT COMMITTEE WHICH CONSISTS OF THE CHAIRMAN AND VICE CHAIRMAN OF THE BOARD OF DIRECTORS AND THE CEO EAS DELEGATED BY THE BOARD OF DIRECTORS TO REVIEW AND MAKE COMMENTS. PART VI 15A-THE BOARD OF DIRECTOR'S CHAIRMAN AND EXECUTIVE COMMITTEE REVIEW INDUSTRY SALARY SURVEY DATA AND CONDUCTS A PERFORMANCE REVIEW AND GETS APPROVAL FROM THE BOARD OF DIRECTORS PART VI 15B-THE CEO REVIEWS INDUSTRY SALARY SURVEY DATA AND CONDUCTS A PERFORMANCE REVIEW OF THE KEY EMPLOYEES AND DETERMINES COMPENSATION. PART VI 19- DISPLAYED IN THE CREDIT UNION'S LOBBIES AND AVAILABLE UPON REQUEST</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>X</FormAndLineReferenceDesc>
        <ExplanationTxt>PART X 9-THE CREDIT UNION EXPERIENCED NON-OPERATING LOSSES OF 455185 AND A DECLINE OF 804955 IN MEMBER EQUITY.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>