2015-08-14T11:33:26-05:00 2014-12-31 430765316 RUBINBROWN LLP ONE NORTH BRENTWOOD SAINT LOUIS MO 63105 990 2014-01-01 430653616 YOUNG MEN'S CHRISTIAN ASSOCIATION OF GREATER ST LOUIS YOUN 3144361177 326 S 21ST NO 4TH FL ST LOUIS MO 63103 FRANCIS X WARD SR VP OF FINANCE AND CFO 3144361177 2015-08-11 1 JAMES R RITTS P00362910 3142903300 2014 2016-03-07 17:11:31Z TIMOTHY HELM 326 S 21ST NO 4TH FL ST LOUIS MO 63103 61668551 0 X YMCASTLOUIS.ORG X 1853 MO THE ASSOCIATION PUTS CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT PROMOTE HEALTH, STRONG FAMILIES AND COMMUNITIES, YOUTH LEADERSHIP AND INTERNATIONAL UNDERSTANDING. 44 41 4736 4899 36913 35913 6246443 7586899 46577796 47131131 888434 5387431 412181 466251 54124854 60571712 2741801 2502669 0 0 33726390 34389697 0 0 480607 20545738 20986600 57013929 57878966 -2889075 2692746 112028308 111441950 15434437 15505457 96593871 95936493 X SEE SCHEDULE O 0 0 27070188 1322307 28126411 SEE SCHEDULE O 9951277 133750 7627545 SEE SCHEDULE O 6132397 143208 7153232 SEE SCHEDULE OSCHOOL AGE CHILD CARE: Y-CLUB IS THE YMCA OF GREATER ST. LOUIS' BEFORE SCHOOL AND AFTER SCHOOL CHILDCARE PROGRAM HELD IN PARTNERSHIP WITH LOCAL SCHOOL DISTRICTS. IN Y-CLUB, KIDS ENGAGE IN PHYSICAL, LEARNING AND IMAGINATIVE ACTIVITIES THAT ENCOURAGE THEM TO EXPLORE WHO THEY ARE AND WHAT THEY CAN ACHIEVE. IN ADDITION TO SUPPLEMENTING WHAT THEY HAVE LEARNED IN SCHOOL, THEY PARTICIPATE IN INTERACTIVE LEARNING MODELS THAT ENGAGE CRITICAL THINKING SKILLS, GET ASSISTANCE WITH THEIR HOMEWORK FROM TRAINED YMCA STAFF, HAVE A CHANCE TO SOCIALIZE WITH EACH OTHER AND FORM LONG-LASTING FRIENDSHIPS THAT ENHANCE THEIR DEVELOPMENT, GROWTH AND SELF-CONFIDENCE. IN 2014 THE ASSOCIATION OFFERED PROGRAMS AT 121 LICENSED SITES. THE MAJORITY OF THESE SITES ARE ACTUAL SCHOOL CLASSROOMS AT THE SCHOOLS THE CHILDREN ATTEND. THE YMCA PROVIDES A SECURE, SAFE AND SIMULATING LEARNING ENVIRONMENT FOR APPROXIMATELY 6,251 CHILDREN IN A GIVEN DAY. 9640494 903404 4601883 YOUTH DEVELOPMENT PROGRAMS: TO HELP ADDRESS ILLITERACY IN AMERICA, THE YMCA OF GREATER ST. LOUIS HAS TWO LITERACY PROGRAMS THAT FOCUS ON YOUNG CHILDREN AND YOUTHS. THESE PROGRAMS ARE REFERRED TO AS Y-READ, AND BEGINNING BABIES WITH BOOKS. THE Y-READ PROGRAM PROVIDES ONE-ON-ONE TUTORING DESIGNED TO HELP CHILDREN AND TEENS BECOME MORE CONFIDENT READERS. IN 2014 THE YMCA SERVED 734 CHILDREN WITH Y-READ TUTORS IN WEEKLY SESSIONS HELD THROUGHOUT THE ACADEMIC YEAR AT NO COST TO THE PARTICIPANT. BEGINNING BABIES WITH BOOKS OFFERS PARENTS EDUCATIONAL WORKSHOPS AND BOOK DISTRIBUTIONS TO HELP THEM BUILD AT-HOME LIBRARIES FOR THEIR CHILDREN AND BECOME MORE CONFIDENT IN THEIR PARENTING SKILLS. THIS PROGRAM PROVIDED BOOKS AND LEARNING OPPORTUNITIES TO 793 NEW MOTHERS AND THEIR BABIES IN 2014. THE ASSOCIATION ALSO OFFERS LEARNING LABS AND A SCIENCE PROGRAM FOR YOUTH GROUPS. THE LEARNING LABS CONSIST OF SMALL COOPERATIVE GROUPS THAT FOCUS ON READING AND MATH THAT ALLOWS YOUNG PEOPLE TO STRENGTHEN THEIR THINKING AND COMPREHENSION SKILLS WHILE BUILDING CONNECTIONS WITH OTHERS. THE SCIENCE GONE MAD SESSIONS ENGAGE MIDDLE SCHOOL STUDENTS IN A 12-WEEK STEM (SCIENCE, TECHNOLOGY, ENGINEERING, AND MATH) CURRICULUM. THE OBJECTIVE IS FOR STUDENTS TO IMPROVE THEIR SCIENCE AND MATH SKILLS WHILE LEARNING TO WORK IN SMALL COOPERATIVE GROUPS IN SOLVING EVERYDAY PROBLEMS. COMBINED THESE TWO PROGRAMS POSITIVELY TOUCHED THE LIVES OF 453 STUDENTS IN 2014.COMMUNITY LITERACY INITIATIVE: BESIDES THE Y-READ AND BEGINNING BABIES WITH BOOKS A THIRD ASPECT OF THE YMCA COMMUNITY LITERACY INITIATIVE IS OUR LITERACY COUNCIL PROJECT THAT OFFERS FREE ONE-ON-ONE AND SMALL GROUP BASIC LITERACY AND ENGLISH LANGUAGE TUTORING TO HELP ADULTS REACH THEIR POTENTIAL. THIS YEAR WE SERVED 135 ADULT STUDENTS.YMCA LEADERSHIP DEVELOPMENT: THIS YEAR, YMCA YOUTH AND TEEN PROGRAMS SERVED A TOTAL OF 493 PARTICIPANTS THROUGH YMCA YOUTH IN GOVERNMENT AND TEEN LEADERS PROGRAMS. OUR SUPERVISED ACTIVITIES HELP FURTHER DEVELOP THE CONCEPTS OF SELF-ESTEEM, POSITIVE VALUES, GOOD CITIZENSHIP, A STRONG WORK ETHIC AND COMMUNITY SERVICE BY WORKING WITH THEIR PEERS IN A VARIETY OF LEADERSHIP ROLES.YMCA FAMILY PROGRAMS: THIS PROGRAM HELPS PEOPLE GROW AS RESPONSIBLE MEMBERS OF THE FAMILY UNIT. THEY PROVIDE ACTIVITIES THAT FOSTER UNDERSTANDING AND COMPANIONSHIP. LAST YEAR, SOME 12,894 PERSONS PARTICIPATED IN THE YMCA FAMILY NIGHTS AND FAMILY HUBS. YMCA COMMUNITY OUTREACH PROGRAMS: YMCA YOUTH OUTREACH PROGRAMS ARE PROVIDED AT SITES THROUGHOUT THE GREATER ST. LOUIS AREA, MAKING Y PROGRAMS EVEN MORE ACCESSIBLE BY PLACING THEM IN THE NEIGHBORHOODS THEY SERVE. OUTREACH PROGRAMS PROVIDE POSITIVE ALTERNATIVES FOR AT-RISK YOUTH, INCLUDING AFTER SCHOOL RECREATIONAL ACTIVES PROVIDED AT SCHOOLS, YMCA FACILITIES, AND HOUSING DEVELOPMENTS. YMCA OLDER ADULT PROGRAMS: OLDER ADULT PROGRAMS HELP SENIORS MAINTAIN INDEPENDENCE THROUGH INCREASED HEALTH AND SOCIALIZATION. LAST YEAR, 5,739 OLDER ADULTS WERE SERVED THROUGH CHAIR AEROBICS, ARTHRITIC EXERCISE, WALKING CLINICS, DANCE, AND SOCIAL CLUBS. GREATER NEEDS PROGRAMS: THESE PROGRAMS SERVE OUR YOUTHS IN URBAN COMMUNITIES. IN 2014 SUCH PROGRAMS INCLUDE A CITY CHOIR, WHICH SERVES 65 CHILDREN, A PERFORMING ARTS CENTER THAT OFFERS DANCE AND TUMBLING PROGRAMS THAT SERVED 974 CHILDREN, AND A LEARNING RESOURCE CENTER THAT PROVIDES COMPUTER TRAINING. CLIMBING ABOVE CONFLICT, A CONFLICT-RESOLUTION SKILLS PROGRAM FOR URBAN YOUTHS, SERVES 3RD AND 4TH GRADERS EACH YEAR AND HAD ENROLLMENTS OF 355 CHILDREN. (1394 CLIENTS). PRESCHOOL CHILD CARE: THE YMCA PROVIDES PRESCHOOL CHILD CARE IN FULL AND HALF DAY SESSIONS. THE CURRICULUM HELPS PREPARE CHILDREN FOR THEIR EVENTUAL INTRODUCTION IN TO KINDERGARTEN BY DEVELOPING THE CHILDREN'S SOCIAL AND PHYSICAL WELL-BEING. PARENTS ARE ENCOURAGED TO PARTICIPATE IN FAMILY ACTIVITIES AND TO SERVE ON ASSORTED COMMITTEES SUPPORTING OUR PRESCHOOL PROGRAM. LAST YEAR, 458 CHILDREN WERE ENROLLED AND FINANCIAL AID WAS PROVIDED TO THOSE IN NEED.INCLUSION SERVICES: THE YMCA OF GREATER ST. LOUIS WELCOMES ALL CHILDREN REGARDLESS OF ANY PHYSICAL OR LEARNING CHALLENGES. CHILDREN WITH DISABILITIES ARE ENCOURAGED TO TAKE PART IN THE YOUTH SERVICES OFFERED BY THE YMCA, WHICH INCLUDE SUMMER CAMPS, INTEGRATED FITNESS PROGRAMS, AND SPORTING ACTIVITIES. AT THE YMCA EACH CHILD'S SAFETY, PHYSICAL WELL BEING AND LEARNING SUCCESSES ARE IMPORTANT CONSIDERATIONS FOR A POSITIVE EXPERIENCE AND ARE FACTORS WHEN WE MODIFY OUR ONGOING PROGRAMS. THE YMCA CHILD CARE AND BEFORE-AND-AFTER SCHOOL PROGRAMS ARE ALSO INCLUSIVE IN NATURE AND TAILORED TO MEET THE NEEDS OF THE CHILD. THE YMCA ALSO PROVIDES HABILITATION SERVICES FOR ADULTS WITH DEVELOPMENTAL DISABILITIES. WE ARE LICENSED FOR 27 ADULTS WHO IN MOST SITUATIONS NEED A HIGH LEVEL OF SUPERVISION DURING THE DAY. OVERALL, DURING THIS FISCAL YEAR 3,274 PEOPLE WITH DISABILITIES RECEIVED DIRECT SUPPORT WHILE 7,705 RECEIVED INDIRECT SERVICES AT THE YMCA AS PART OF OUR INCLUSION SERVICES INITIATIVE.INTERNATIONAL UNDERSTANDING PROGRAMS (WORLD SERVICE): THE YMCA IS A WORLDWIDE MOVEMENT WITH A GOAL OF PROMOTING GLOBAL UNDERSTANDING. BY PROMOTING UNDERSTANDING THROUGH EDUCATION, OVERSEAS OPPORTUNITIES AND LEADERSHIP TRAINING. THE YMCA OF GREATER ST. LOUIS IS ONE OF THE LEADING YMCAS IN THE USA IN ITS INTERNATIONAL UNDERTAKING. CONTRIBUTIONS GIVEN TO OUR INTERNATIONAL PARTNERS ARE USED TO FUND THEIR PROGRAMS CENTERED ON YOUTHS, FAMILIES, AT RISK CHILDREN, AND EDUCATIONAL OR TRAINING ACTIVITIES. 9640494 903404 4601883 52794356 1 1 0 0 0 0 0 0 1 1 1 1 0 0 1 0 1 0 0 0 1 1 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 1 45 0 1 4736 1 1 1 0 0 0 0 1 1 0 0 0 0 X 44 41 1 0 0 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X X DAVID RUTSCH 3144361177 326 S 21ST 4TH FL ST LOUIS MO 63103 RICK ANDREWS DIRECTOR 1.00 X 0 0 0 CHERYL ANTHONY DIRECTOR 1.00 X 0 0 0 JOSHUA BANES DIRECTOR 1.00 X 0 0 0 MICHAEL BERWIN DIRECTOR 1.00 X 0 0 0 TIM CARPENTER WILDWOOD CHAIR DIRECTOR 1.00 X 0 0 0 BONNIE DANIELS DIRECTOR 1.00 X 0 0 0 JIM DIERKING FOUR RIVERS CHAIR DIRECTOR 1.00 X 0 0 0 LB ECKELKAMP JR DIRECTOR 1.00 X 0 0 0 SERGIO FERNANDES DIRECTOR 1.00 X 0 0 0 RON FINNAN DIRECTOR 1.00 X 0 0 0 SARA E FOSTER DIRECTOR 1.00 X 0 0 0 ASTRID GARCIA DIRECTOR 1.00 X 0 0 0 DR THOMAS GEORGE DIRECTOR 1.00 X 0 0 0 MICHAEL GIBBONS DIRECTOR 1.00 X 0 0 0 LYLE GILBERTSON EDWARD JONES CHAIR DIRECTOR 1.00 X 0 0 0 SERENA GREGORY MONSANTO CHAIR DIRECTOR 1.00 X 0 0 0 JEFF GUEBERT DIRECTOR 1.00 X 0 0 0 STEVE HANLEY DIRECTOR 1.00 X 0 0 0 MELISSA HARPER DIRECTOR 1.00 X 0 0 0 CHRIS HARRIS SR DIRECTOR 1.00 X 0 0 0 ROBIN HATTORI WASH U CHAIR DIRECTOR 1.00 X 0 0 0 TERRY HENDERSON TRI COUNTY CHAIR DIRECTOR 1.00 X 0 0 0 ANNE HILL SECRETARY 2.00 X X 0 0 0 JOSEPH M HOFF DIRECTOR 1.00 X 0 0 0 ROBERT T HORSFIELD DIRECTOR 1.00 X 0 0 0 GEORGE JOHN DIRECTOR 1.00 X 0 0 0 JAMES JUMP EMERSON CHAIR DIRECTOR 1.00 X 0 0 0 KURT KALLAUS DIRECTOR 1.00 X 0 0 0 ALEX KANTER CARONDELET CHAIR DIRECTOR 1.00 X 0 0 0 KAR ARINDAM DOWNTOWN CHAIR DIRECTOR 1.00 X 0 0 0 NEVADA AL A KENT IV CHAIR 2.00 X X 0 0 0 JOHN KNUDSEN DIRECTOR 1.00 X 0 0 0 BRADFORD KOENEMAN DIRECTOR 1.00 X 0 0 0 STAN LABAT W COUNTY CHAIR DIRECTOR 1.00 X 0 0 0 MELISSA LACKEY DIRECTOR 1.00 X 0 0 0 JAMES W LAWSON DIRECTOR 1.00 X 0 0 0 DAVID LAYTON DIRECTOR 1.00 X 0 0 0 MARK D LEEKER VICE CHAIR 1.00 X X 0 0 0 TRISH LOVAN ST CHARLES CHAIR DIRECTOR 1.00 X 0 0 0 MARILYN LUNNEMANN DIRECTOR 1.00 X 0 0 0 RYAN J MARTIN DIRECTOR 1.00 X 0 0 0 LAURA MATLOCK O'FALLON CHAIR DIRECTOR 1.00 X 0 0 0 SANDY MCCANDLESS III DIRECTOR 1.00 X 0 0 0 SCOTT MCKINNIS DIRECTOR 1.00 X 0 0 0 MIKE MILOSOVICH DIRECTOR 1.00 X 0 0 0 JOSEPH M MOONEY DIRECTOR 1.00 X 0 0 0 PATRICK J MOORE DIRECTOR 1.00 X 0 0 0 JIM MOSES DIRECTOR 1.00 X 0 0 0 JULIA K MULLER DIRECTOR 1.00 X 0 0 0 RICHARD J NICOLETTI DIRECTOR 1.00 X 0 0 0 TRACI O'BRYAN DIRECTOR 1.00 X 0 0 0 MICHAEL O'KEEFE DIRECTOR 1.00 X 0 0 0 GARY OLSON DIRECTOR 1.00 X 0 0 0 EMILY PITTS DIRECTOR 1.00 X 0 0 0 DAVID B PRICE JR DIRECTOR 1.00 X 0 0 0 JON N REED DIRECTOR 2.00 X 0 0 0 JASON RINEY SO CITY CHAIR DIRECTOR 1.00 X 0 0 0 KURT M SCHWAGER DIRECTOR 1.00 X 0 0 0 RALPH P SCOZZAFAVA DIRECTOR 1.00 X 0 0 0 DANIEL J SESCLEIFER TREASURER 2.00 X X 0 0 0 DIANE SHER CPA PFS CFP WBE DIRECTOR 1.00 X 0 0 0 JUDY SIMMS JEFFERSON COUNTY CHAIR DIRECTOR 1.00 X 0 0 0 JERRY STRICKLAND SOUTH COUNTY CHAIR DIRECTOR 1.00 X 0 0 0 RON SUCHANEK DIRECTOR 1.00 X 0 0 0 KEVIN THOMPSON DIRECTOR 1.00 X 0 0 0 KURT THOMPSON MID COUNTY CHAIR DIRECTOR 1.00 X 0 0 0 ROBERT TOMEK DIRECTOR 1.00 X 0 0 0 JERRY TOWNSEND OZARKS CHAIR DIRECTOR 1.00 X 0 0 0 TIMOTHY R WALSH DIRECTOR 1.00 X 0 0 0 SANDY WASHINGTON KIRKWEB CHAIR DIRECTOR 1.00 X 0 0 0 DAVID WILSDORF DIRECTOR 1.00 X 0 0 0 REV STARSKY WILSON DIRECTOR 1.00 X 0 0 0 GREIG WOODRING DIRECTOR 1.00 X 0 0 0 DR FARA ZAKERY DIRECTOR 1.00 X 0 0 0 DONNA L ZOELLER AAMS DIRECTOR 1.00 X 0 0 0 GARY SCHLANSKER PRESIDENT & CEO(RETIRED) 45.00 X 292680 0 45173 TIMOTHY HELM PRESIDENT & CEO (CURRENT) 45.00 X 87616 0 3135 KAREN KOCKER EXECUTIVE SR. VP & COO 45.00 X 189336 0 25459 FRANCIS X WARD SR. VP OF FINANCE & CFO 45.00 X 153758 0 27152 DONA SHERWOOD VP OF OPERATIONS 40.00 X 111215 0 26103 VICTORIA ADRIAN SR. VP OF HUMAN RESOURCES 45.00 X 113318 0 17315 CENIA BOSMAN SR. VP OF ADMINISTRATIVE SERVICES 40.00 X 101815 0 30122 LAURIE MCTEARNEN VP OF CHILD CARE SERVICES 45.00 X 105559 0 22004 WENDY CORNETT-MARQUITZ SR. VP OF FINANCIAL DEVELOPMENT 40.00 X 119479 0 18987 1274776 0 215450 6 0 1 0 BRICO 3109 S GRAND BLVD SUITE 200 ST LOUIS MO 63118 CONSTRUCTION CONTRACTOR 881532 ROCK HILL MECHANICAL CORP 524 CLARK AVE ST LOUIS MO 63122 HVAC CONTRACTOR 605100 SERVICES MASTERS ST CHARLES 137 COMPASS POINT DR ST CHARLES MO 63301 COMMERCIAL & DISASTER RESTORATION 553095 FIRST STUDENT 22157 NETWORK PLACE CHICAGO IL 606731221 BUS TRANSPORTATION 242819 MIDWEST POOL & COURT COMPANY 7841 MANCHESTER RD ST LOUIS MO 63143 POOL SERVICES 197175 11 1651718 412546 1222434 4300201 178022 7586899 HEALTH ENHANCEMENT 713940 28126411 28126411 CAMPING 900099 7627545 7627545 SCHOOL AGE CHILD CARE 624410 7153232 7153232 DAY CARE 624310 3067347 3067347 ALL OTHER PROGRAM SERVICES 900099 931050 931050 225546 225546 47131131 670429 670429 38837 1924 36913 36913 36913 4475000 717340 268119 207219 4206881 510121 4717002 4717002 451611 412546 492356 -40745 -40745 278010 127221 150789 150789 FEES FROM Y-USA 900099 165084 165084 Y-CLUB SITE TRAINING FEES 900099 62067 62067 92143 92143 319294 60571712 47509071 36913 5438829 2400669 2400669 102000 102000 824309 130344 516272 177693 27695471 25744367 1869936 81168 1299091 1195704 94777 8610 2062047 1855119 182634 24294 2508779 2338007 153135 17637 169280 169280 62500 62500 48627 48627 1906788 1355261 495823 55704 1053471 694068 325716 33687 481258 418078 60543 2637 5403610 5357912 45698 529584 493191 33774 2619 751159 450475 248319 52365 373657 373657 336027 316012 20015 4305946 4251695 54251 868172 860830 7342 PROGRAM SUPPLIES 3921068 3840217 77744 3107 EQUIPMENT 246738 189392 56153 1193 SUBSCRIPTIONS AND DUES 83797 34709 29195 19893 AMORTIZATION 23088 23088 421830 369561 52269 57878966 52794356 4604003 480607 17949 18655 5392921 3761929 3577372 3882101 690235 2081561 212655 211157 539964 559648 140548878 65291535 77232231 75257343 6361239 7572682 17508101 17612131 96173 73096 399468 411647 112028308 111441950 2057849 2739152 698896 1054437 9003000 8741000 90244 206617 134057 44917 3584448 2585277 15434437 15505457 X 75621114 74618707 15453626 15782914 5519131 5534872 96593871 95936493 112028308 111441950 X 2692746 -2947821 -402303 X 0 1 X 1 0 X 9022391 6927502 6901663 6246443 7586899 36684898 9022391 6927502 6901663 6246443 7586899 36684898 1814487 34870411 717382 775330 924352 584680 670429 3672173 610725 31490 37225 36913 716353 283769 300935 1209761 1268883 1048915 4112263 45185687 230477473 0.77170 0.78130 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: MISCELLANEOUS INCOME - 2012 AMOUNT: $ 293,416. 2013 AMOUNT: $ 263,875. 2014 AMOUNT: $ 319,294. CAPITAL LEASE CONCESSION - 2010 AMOUNT: $ 130,263. 2011 AMOUNT: $ 205,115. 2013 AMOUNT: $ 187,657. ST LOUIS CITY REIMBURSEMENTS - 2010 AMOUNT: $ 153,506. 2011 AMOUNT: $ 95,820. 2012 AMOUNT: $ 74,505. SALES OF INVENTORY - 2012 AMOUNT: $ 423,251. 2013 AMOUNT: $ 339,336. 2014 AMOUNT: $ 278,010. FUNDRAISING EVENTS - 2012 AMOUNT: $ 418,589. 2013 AMOUNT: $ 478,015. 2014 AMOUNT: $ 451,611. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 X 20817812 119188 1725000 770000 21892000 18222803 14599 3321106 740696 20817812 17641899 87575 1188430 695101 18222803 17877807 34781 429339 700028 17641899 16069079 777944 2186615 1155831 17877807 0.48200 0.24100 0.27700 1 0 12287150 12287150 80119932 33423678 46696254 36762492 22517715 14244777 11053789 9350142 1703647 325515 325515 75257343 CTF 2551956 F S&P 500 INDEX CTF 9747082 F PASSIVE BOND MARKET CTF 2768643 F TIPS INDEX CTF 1212767 F OTHER INVESTMENTS 696797 F CUSTODIAL TRUST FUNDS 288003 F INTEREST IN CHARITABLE GIFT ANNUITIES 346883 F 17612131 RESERVE FOR WORKERS COMP. 97570 RESERVE FOR RETIREE HEALTH INS. 360567 COND. ASSET RETIREMENT OBLIG. 93850 LIABILITIES TO GIFT ANNUITANTS 752337 CAPITAL LEASES 527890 INSTALLMENT NOTE INSURANCE 227086 INTEREST RATE SWAP CONTRACT 405123 MISCELLANEOUS LIABILITIES 120854 2585277 55215098 -2947821 -10048 -2957869 58172967 2398745 2398745 60571712 55871605 393308 393308 55478297 2400669 2400669 57878966 PART IV, LINE 2B: THE YMCA IS CUSTODIAN FOR SEVERAL CUSTODIAL ACCOUNTS REPRESENTING BALANCES RAISED BY VARIOUS CLUBS AND GROUPS. PART V, LINE 4: THE YMCA USES THE ENDOWMENT FUNDS TO SUPPORT THE OPERATIONS OF THE ASSOCIATION, AS WELL AS WORLD SERVICE. SPENDING IS BASED UPON A FORMULA, APPROVED ANNUALLY BY THE FINANCE COMMITTEE OF THE BOARD OF DIRECTORS, WHICH APPLIES A PERCENTAGE TO THE AVERAGE OF THE PRIOR 5 YEARS' MARKET VALUES AS OF JUNE 30. THE USE OF A 5-YEAR AVERAGE HELPS LESSEN THE IMPACT OF MARKET FLUCTUATIONS ON THE FUNDING OF THE ASSOCIATION'S OPERATIONS. IN RECENT YEARS, THE PERCENTAGE USED TO DETERMINE EACH YEAR'S SPENDING AMOUNT HAS BEEN 4% TO 4.5%. PART XI, LINE 2D - OTHER ADJUSTMENTS: POST RETIREMENT PLAN CHANGE OTHER THAN NET PERIODIC COSTS -27,119. UNREALIZED LOSS ON INTEREST RATE SWAP 92,694. UNREALIZED CHANGE IN TRUST INTERESTS -75,623. PART XI, LINE 4B - OTHER ADJUSTMENTS: RENTAL EXPENSES -1,924. FINANCIAL ASSISTANCE TO INDIVIDUALS INCLUDED IN FINANCIAL STATEMENT REVENUE 2,400,669. PART XII, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES 1,924. UNCOLLECTIBLE PLEDGES 391,384. PART XII, LINE 4B - OTHER ADJUSTMENTS: FINANCIAL ASSISTANCE TO INDIVIDUALS INCLUDED IN FINANCIAL STATEMENT REVENUE 2,400,669. 1 SOUTH AMERICA - ARGENTINA, BOLIVIA, BRAZIL, CHILE, COLUMBIA, ECUADOR, 0 0 PROGRAM SERVICES SUPPORT FOR LOCAL YMCA 53000 RUSSIA & THE NEWLY INDEPENDENT STATES - ARMENIA, AZERBIJAN, BELARUS, 0 0 PROGRAM SERVICES SUPPORT FOR LOCAL YMCA 16000 CENTRAL AMERICA AND THE CARIBBEAN - ANTIGUA & BARBUDA, ARUBA, BAHAMAS, 0 0 PROGRAM SERVICES SUPPORT FOR LOCAL YMCA 21000 SUB-SAHARAN AFRICA - ANGOLA, BENIN, BOTSWANA, BURKINA, FASO, 0 0 PROGRAM SERVICES SUPPORT FOR LOCAL YMCA 12000 0 0 0 0 0 0 102000 0 102000 SOUTH AMERICA 16000 WIRE TRANSFER SOUTH AMERICA 30000 WIRE TRANSFER SOUTH AMERICA 7000 WIRE TRANSFER CENTRAL AMERICA AND THE CARIBBEAN 21000 WIRE TRANSFER RUSSIA AND NEIGHBORING STATES 16000 WIRE TRANSFER SUB-SAHARAN AFRICA 12000 WIRE TRANSFER 0 0 0 0 0 0 PART I, LINE 2: THE YMCA OF GREATER ST. LOUIS SUPPORTS WORLD SERVICE PARTNERS BY PROVIDING CASH SUPPORT AND TECHNICAL ASSISTANCE. THE FUNDS PROVIDED TO PARTNER YMCAS IN THOSE COUNTRIES ARE USED FOR PROGRAMS AND GENERAL OPERATIONS OF THE FACILITIES. THE ASSOCIATION MONITORS THE USAGE OF THE FUNDS BY REQUIRING FINANCIAL STATEMENTS AND/OR BY MAKING ON-SITE VISITS TO VIEW FACILITIES AND PROGRAMS THE ASSOCIATION SUPPORTS. GOLF TOURNAMENTS 407842 205307 202535 1480 11400 93949 17316 1509 53161 SALES/AUCTIONS 296396 129905 166491 98296 41520 2639 2650 77543 29 159919 77334 82585 1793 8836 10079 21745 2573 45867 864157 412546 451611 3273 118532 145548 41700 6732 176571 492356 -40745 1 SUBSIDIES FOR PROGRAM AND MEMBERSHIP 5632 2400669 INCOME SCALE SUBSIDY FOR PROGRAMS PART I, LINE 2: THE YMCA OF GREATER ST. LOUIS WILL NOT TURN AWAY ANYONE BASED ON THEIR INABILITY TO PAY FOR MEMBERSHIPS OR PROGRAMS. A SLIDING SCALE OF AVAILABLE FINANCIAL SCHOLARSHIPS BASED UPON HOUSEHOLD INCOME IS USED TO DETERMINE THE AMOUNT OF SUBSIDY GRANTED TO AN INDIVIDUAL OR HOUSEHOLD. SUBSIDIES OF APPROXIMATELY $2,400,000 WERE GRANTED DURING 2014. THE ASSOCIATION'S INTERNAL AUDITOR VERIFIES COMPLIANCE WITH SUBSIDY POLICY DURING HIS ANNUAL BRANCH AUDITS. X 1 1 X X X X 0 0 0 0 0 0 0 0 0 GARY SCHLANSKER PRESIDENT & CEO(RETIRED) 279489 0 0 0 13191 0 24615 0 20558 0 337853 0 0 0 KAREN KOCKER EXECUTIVE SR. VP & COO 177884 0 0 0 11452 0 17715 0 7744 0 214795 0 0 0 FRANCIS X WARD SR. VP OF FINANCE & CFO 143499 0 0 0 10259 0 14617 0 12535 0 180910 0 0 0 FORM 990, SCHEDULE J, LINE 3 THE PROCESS TO DETERMINE A SENIOR EXECUTIVE'S PAY ORIGINATES WITH THE EXECUTIVE COMPENSATION COMMITTEE. THEIR RECOMMENDATIONS OF PAY INCREASES MUST BE APPROVED IN ADVANCE BY THE EXECUTIVE COMMITTEE PRIOR TO SUBMITTING THEIR RECOMMENDATION TO THE BOARD OF DIRECTORS FOR FINAL APPROVAL. THE EXECUTIVE COMPENSATION COMMITTEE IS COMPRISED OF THE CURRENT BOARD CHAIRMAN, THE PAST CHAIRMAN AND THE CHAIR ELECT OF THE GOVERNING BOARD OF DIRECTORS. THE EXECUTIVE COMPENSATION COMMITTEE ANNUALLY REVIEWS COMPENSATION DATA OF OTHER YMCAS OF COMPARATIVE SIZE. THIS DATA IS COMPILED BY SULLIVAN COTTER AND ASSOCIATES, INC. THE LAST YEAR DATA WAS COLLECTED FROM SULLIVAN COTTER WAS 2014. PERIODICALLY IN PRIOR YEARS, AND USING DATA PROVIDED BY COMPENSATION MATTERS, A SECOND PROVIDER, THE EXECUTIVE COMPENSATION COMMITTEE, WOULD REVIEW COMPENSATION LEVELS AND PRACTICES OF OTHER ST. LOUIS BASED CHARITIES. A MISSOURI DEVELOPMENT FINANCE BOARD 431387649 2011-03-01 9500000 REFINANCE 1998 FACILITIES BOND 0 0 0 A 759000 9500000 105000 9395000 2011 1 0 1 1 A 0 0 0 0 0 0 0 A 1 1 1 COMMERCE BANK NA 7.000000000000 1 0 0 0 0 A 0 PART III, LINE 9 AS THERE IS NO CONTEMPLATED PRIVATE BUSINESS USE OF THE PROPERTY, WRITTEN PROCEDURES ON REMEDIATION ARE NOT REQUIRED. PART IV, LINE 7 AS ALL BOND PROCEEDS WERE USED IMMEDIATELY TO REFUND PRIOR BONDS AND TO PAY BOND ISSUANCE COSTS, ARBITRAGE CANNOT OCCUR, THEREFORE NO WRITTEN PROCEDURES ARE NECESSARY. SARA FOSTER BOARD MEMBER 320645 INTEREST RATE SWAP 0 DAVID LAYTON BOARD MEMBER 116198 INSURANCE BROKER FEES & COMMISSION 0 KAROLYN CARMACK SISTER OF COO 33504 EMPLOYMENT 0 RYAN MARTIN BOARD MEMBER 1906640 STANDARD ELECTRICITY FEES 0 LAUREN THOMPSON DAUGHTER OF BOARD MEMBER 14327 EMPLOYMENT 0 SANDY MCCANDLESS BOARD MEMBER 491000 BANKING SERVICES 0 SCHEDULE L, PART IV LINE 1: MRS. FOSTER IS AN EXECUTIVE VICE PRESIDENT OF COMMERCE BANCSHARES. SHE STARTED SERVING ON THE ASSOCIATION'S BOARD IN 2012. PRIOR TO 2012, THE ASSOCIATION ENTERED INTO A MULTI YEAR INTEREST RATE SWAP AGREEMENT WITH COMMERCE BANCSHARES RELATED TO THE INTEREST RATE ON THE TAX EXEMPT BONDS (SEE SCHEDULE K). IN 2014 THE ASSOCIATION MADE INTEREST PAYMENTS TO COMMERCE BANCSHARES IN THE SUM OF $320,645 TO SATISFY THE FIXED BOND INTEREST OF $311,197. THE SMALL DIFFERENCE BETWEEN THESE TWO FIGURES IS ATTRIBUTED TO THE VARIATION IN THE FLOATING INTEREST RATES TIED TO THE SWAP AGREEMENT. THE ASSOCIATION ALSO HOLDS MISCELLANEOUS CHECKING ACCOUNTS AND A LINE OF CREDIT WITH COMMERCE BANKSHARES. TOTAL FEES AND INTEREST PAID TO COMMERCE BANCSHARES DURING 2014 AS A RESULT OF THESE TRANSACTIONS WAS LESS THAN $16,000. AS PART OF THE ASSOCIATION'S PROCUREMENT PROCESS, VISA CREDIT CARDS ISSUED BY COMMERCE BANCSHARES ARE USED TO MAKE BUSINESS PURCHASES. IN 2014 SLIGHTLY UNDER $1.5 MILLION DOLLARS IN TRANSACTIONS WERE BILLED AGAINST THESE CARDS. THE ASSOCIATION PAID NO FEES TO COMMERCE BANCSHARES AS A RESULT OF THESE CREDIT CARD PAYMENTS. LINE 2: MR. LAYTON IS A MEMBER OF THE ASSOCIATION'S BOARD OF DIRECTORS AND A VICE PRESIDENT OF THE CRANE INSURANCE AGENCY. $116 THOUSAND IN BROKER FEES AND COMMISSIONS PAID TO CRANE INSURANCE AGENCY IN 2014 WERE REVIEWED AND APPROVED BY A COMMITTEE OF THE BOARD OF DIRECTORS. LINE 3: KAROLYN CARMACK, A BRANCH ADMINISTRATOR, IS THE SISTER OF KAREN KOCHER, WHO SERVES AS THE COO FOR THE ASSOCIATION. THE ASSOCIATION'S EMPLOYMENT POLICY IMPOSES CERTAIN RESTRICTIONS ON EMPLOYMENT OF RELATIVES. EXCEPTIONS TO THIS POLICY ARE MADE ONLY UPON APPROVAL BY THE PRESIDENT AND CEO. LINE 4: MR. MARTIN IS THE TREASURER OF AMEREN CORPORATION AND SERVES ON THE ASSOCIATION'S BOARD OF DIRECTORS. THE ASSOCIATION CONDUCTED UTILITY TRANSACTIONS WITH AMEREN TOTALING $1.9 MILLION FOR ELECTRICITY SERVICES USING STANDARD STATE REGULATED USAGE RATES. LINE 5: LAUREN THOMPSON, AN EMPLOYEE, IS THE DAUGHTER OF KEVIN THOMPSON, WHO SERVES ON THE ASSOCIATION'S BOARD OF DIRECTORS. THE ASSOCIATION'S EMPLOYMENT POLICY IMPOSES CERTAIN RESTRICTIONS ON EMPLOYMENT OF RELATIVES. EXCEPTIONS TO THIS POLICY ARE MADE ONLY UPON APPROVAL BY THE PRESIDENT AND CEO. LINE 6: MR. MCCANDLESS IS A MEMBER OF THE ASSOCIATION'S BOARD OF DIRECTORS AND A SENIOR VICE PRESIDENT OF US BANK, WHICH IS ONE OF THE ASSOCIATION'S PREFERRED BANKING PARTNERS. IN 2014 THE ASSOCIATION PAID APPROXIMATELY $24,000 IN BANK FEES. ELAVON, A SUBSIDIARY OF US BANK, IS THE ASSOCIATION'S PRIMARY CREDIT CARD PROCESSOR, THE ASSOCIATION PAID $467,000 IN MERCHANT FEES ON $24.95 MILLION IN CREDIT CARD SALES. X 10 79726 FAIR MARKET VALUE X ASSORTED AUCTION ITEMS 616 98296 FAIR MARKET VALUE 0 1 0 FORM 990, PART III, LINE 1 THE YMCA OF GREATER ST. LOUIS IS A NONPROFIT ORGANIZATION WHOSE MISSION IS TO PUT CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT BUILD HEALTHY SPIRIT, MIND AND BODY FOR ALL. THE VALUES INCORPORATED INTO OUR DAILY ACTIVITIES, WHICH INCLUDE CARING, HONESTY, RESPECT, RESPONSIBILITY AND FAITH, REMAIN THE BASIS FOR WHAT WE DO. IN ADDITION TO MENTAL AND PHYSICAL COMPONENTS, OUR VISION FOR YOUTH INCLUDES A SPIRITUAL COMPONENT, THE GOAL OF WHICH IS TO INCREASE SPIRITUAL AWARENESS IN CHILDREN AND TEENS BY ENCOURAGING VOLUNTEER SERVICE AS AN EXPRESSION OF LOVE TOWARD ONE ANOTHER. THE MISSION FOR THE YMCA OF GREATER ST. LOUIS HAS REMAINED CONSISTENT SINCE ITS FOUNDING IN 1853. THE ASSOCIATION HAS SET SPECIFIC MEASURABLE GOALS TO EXCEED IN THE FOLLOWING YEARS. SPIRITUAL GROWTH - BY THE YEAR 2020 INCREASE SPIRITUAL AWARENESS OF LOVING ONE ANOTHER AND SERVICE TO OTHERS BY DOUBLING THE NUMBER OF YOUTH VOLUNTEERS. MENTAL DEVELOPMENT - BY THE YEAR 2020 INCREASE THE NUMBER OF YOUTH READING AT OR ABOVE THEIR GRADE LEVEL BY 3 PERCENT. PHYSICAL HEALTH - BY THE YEAR 2020 STOP THE INCREASE IN YOUTH OBESITY. ACCORDING TO THE CENTERS FOR DISEASE CONTROL, CHILDHOOD OBESITY HAS TRIPLED FROM 1980 TO 2004. THE YMCA DIVERSITY INITIATIVE IS AN ONGOING, COMPREHENSIVE EFFORT TO FULFILL OUR MISSION BY SERVING "ALL" AND HAVING A BASE OF VOLUNTEERS, PROGRAM PARTICIPANTS, MEMBERS AND EMPLOYEES THAT REFLECT THE FULL CHARACTER AND COMPLETE MOSAIC OF OUR COMMUNITIES. WE ARE WORKING HARD TO ENSURE THAT RESPECT FOR DIVERSITY IS THE FOUNDATION FOR EVERYTHING WE DO; THAT STAFF AND VOLUNTEERS REFLECT THE DIVERSITY OF THE COMMUNITIES WE SERVE; THAT BRANCHES OFFER CLASSES, PROGRAMS, AND SERVICES TO THE COMMUNITIES THEY SERVE, AND LASTLY, THAT WE IMPLEMENT POLICIES AND PROCEDURES THAT EMBRACE DIVERSITY. THE YMCA SERVES MEN, WOMEN AND CHILDREN OF ALL AGES, INCOMES, ABILITIES, FAITHS, NATIONAL ORIGINS, RACES AND SEXUAL-ORIENTATIONS. BOTH OUR MISSION AND DIVERSITY INITIATIVES ARE THE FOUNDATIONS ON WHICH THE PROGRAMS, ACTIVITIES AND OTHER SERVICES THE YMCA OFFERS THE COMMUNITY ARE BUILT UPON. THE ASSOCIATION ACCOMPLISHES ITS MISSION BY OPERATING 21 BRANCH LOCATIONS, NUMEROUS ON-SITE OR OFF-SITE CAMPS AND DAY CARE FACILITIES IN THE CITY OF ST. LOUIS, ST. LOUIS COUNTY, ST. CHARLES COUNTY, WASHINGTON COUNTY, FRANKLIN COUNTY AND JEFFERSON COUNTY, MISSOURI. FORM 990, PART III, LINE 4A WELLNESS PROGRAMMING. THE NATIONAL YMCA MOVEMENT IS BUILT ON THE CONCEPT OF PUTTING CHRISTIAN PRINCIPLES INTO PRACTICE BY DEVELOPING THE WHOLE INDIVIDUAL IN BODY, MIND AND SPIRIT. YMCA HEALTH ENHANCEMENT PROGRAMS ARE MEDICALLY BASED AND STRESS THE VALUE OF PREVENTION THROUGH GOOD EXERCISE HABITS AND HEALTH LIVING. PROGRAM FEES ARE SET AT A LEVEL THAT IS AFFORDABLE FOR A MAJOR SEGMENT OF THE COMMUNITY, WITH FINANCIAL ASSISTANCE PROVIDED ON A SLIDING SCALE FOR THOSE WHO CANNOT AFFORD THE BASIC FEE. IN 2014, THE YMCA PROVIDED HEALTH ENHANCEMENT PROGRAMS TO 89,726 PERSONS, WHICH INCLUDES YOUTHS, ADULTS, SENIORS AND PEOPLE OF ALL ABILITIES. YMCA HEALTH ENHANCEMENT ACTIVITIES TEACH PARTICIPANTS THE VALUE OF POSITIVE, SUBSTANCE ABUSE-FREE LIFESTYLES THAT PREVENT DISEASE, MEDICAL PROBLEMS AND STRESS. YMCA AQUATICS. AQUATIC PROGRAMS ARE PART OF THE YMCA'S OVERALL GOAL TO BUILD A HEALTHY SPIRIT, MIND AND BODY. IN ADDITION TO PROVIDING SWIMMING AND WATER SAFETY SKILLS, THEY PROMOTE GOOD HEALTH THROUGH INCREASED EXERCISE, TEAMWORK, AND SELF-CONFIDENCE. LAST YEAR, WE ENROLLED 49,643 PARTICIPANTS IN AQUATICS PROGRAMS. YOUTHS PARTICIPATED IN LEARN-TO-SWIM CLASSES AND COMPETITIVE PROGRAMS, ADULTS PARTICIPATED IN LESSONS AND WATER FITNESS, AND SENIORS TOOK AQUATIC EXERCISE PROGRAMS INCLUDING OUR ARTHRITIS AQUATICS CLASS, WHICH INCREASES FLEXIBILITY AND RELIEVES PAIN FOR THOSE UNABLE TO PARTAKE IN MANY OTHER FORMS OF EXERCISE. FINANCIAL ASSISTANCE IS PROVIDED TO THOSE IN NEED. YMCA YOUTH SPORTS PROGRAMS. THESE PROGRAMS PROMOTE EQUAL PARTICIPATION AND EVERYONE HAS THE OPPORTUNITY TO SUCCEED. YMCA YOUTH SPORTS PROGRAMS EMPHASIZE DEVELOPMENT OF SKILL, HEALTH AND FITNESS, SAFETY, COOPERATION, VALUES, SELF-ESTEEM, AND RESPECT FOR OTHERS. PARENTS ARE ENCOURAGED TO SERVE AS PROGRAM VOLUNTEERS. IN 2014, 12,701 YOUTHS ENROLLED IN YMCA SPORTS PROGRAMS. FINANCIAL ASSISTANCE WAS PROVIDED TO THOSE IN NEED. OTHER HEALTH ENHANCEMENT PROGRAMS. LAST YEAR, THE YMCA ENROLLED 7,358 YOUTHS IN GYMNASTICS PROGRAMS, 5,536 PEOPLE IN SPORTS SKILL AND RECREATIONAL PROGRAMS, AND 9,303 ADULTS IN EXERCISE OR SPORTS LEAGUES. (174,267 TOTAL CLIENTS SERVED). FORM 990, PART III, LINE 4B YMCA DAY CAMP. YMCA DAY CAMPS PROVIDE MANY WORKING PARENTS WITH AN ALTERNATIVE CHILDCARE OPTION FOR THE SUMMER MONTHS WHEN CHILDREN ARE OUT OF SCHOOL BY PROVIDING A SAFE AND FUN LEARNING ENVIRONMENT. IN 2014, THE YMCA HAD 27,166 PARTICIPANTS AGED 5-16 IN ITS DAY CAMPS AT SITES THROUGHOUT THE METROPOLITAN AREA. FINANCIAL ASSISTANCE MAKES DAY CAMP ACCESSIBLE TO ALL REGARDLESS OF THEIR ABILITY TO PAY. RESIDENT CAMP YMCA. RESIDENT CAMP LAKEWOOD SERVED 2,107 YOUTHS IN 2014. THE CAMP PROVIDES CHILDREN WITH NEW EXPERIENCES SUCH AS HORSEBACK RIDING, CANOEING AND TEACHES SOCIALIZATION WITH FELLOW CAMPERS IN AN OVERNIGHT CABIN SETTING. AS AN ADDED BENEFIT, RESIDENT CAMP PROVIDES YOUTHS WITH AN ENRICHING AWAY-FROM-HOME EXPERIENCE THAT LEADS TO INDEPENDENT THINKING AND VALUE CLARIFICATION. FOR SOME OF THE CHILDREN IT PROVIDES THEIR FIRST EXPERIENCE IN A BACK-TO-NATURAL ENVIRONMENT. FINANCIAL ASSISTANCE IS MADE AVAILABLE TO CAMPERS IN NEED. OUTDOOR EDUCATION: THE YMCA PARTNERS WITH SCHOOLS TO PROVIDE EDUCATIONAL PROGRAMS ABOUT WILDLIFE AND NATURE THROUGH OUR RESIDENT CAMP VISITS. IN 2014, 5,375 STUDENTS PARTICIPATED. RESIDENT FAMILY/CONFERENCE CAMPING. OTHER AGENCIES, COMMUNITY ORGANIZATIONS, SOCIAL SERVICE PROVIDERS, FAMILIES AND SENIOR ADULT ORGANIZATIONS BENEFITED FROM THE RUSTIC SURROUNDINGS AND PROGRAMS OFFERED AT OUR RESIDENT CAMPSITE AND OUTDOOR EDUCATIONAL EXPERIENCES. IN 2014, THERE WERE 37,760 CAMPING REGISTRATIONS FOR THE YEAR. (72,408 TOTAL CLIENTS SERVED). FORM 990, PART VI, SECTION A, LINE 2 BOARD MEMBERS JOSHUA BANES AND SARA FOSTER HAVE A BUSINESS RELATIONSHIP. FORM 990, PART VI, SECTION B, LINE 11 THE FINAL PRESENTATION OF THE ASSOCIATION'S ANNUAL 990 TAX RETURN IS THE RESULT OF COLLABORATION AMONG MANAGEMENT, OUR INDEPENDENT PUBLIC ACCOUNTING FIRM AND MEMBERS ON THE ASSOCIATION'S AUDIT COMMITTEE. THE AUDIT COMMITTEE IS RESPONSIBLE FOR THE FINAL REVIEW OF THE RETURN. UPON THEIR FINAL APPROVAL, THE RETURN IS DISTRIBUTED VIA EMAIL TO THE MEMBERS OF THE BOARD OF DIRECTORS IN ADVANCE OF FILING THE RETURN ELECTRONICALLY. ONCE FILED, THE RETURN IS MADE AVAILABLE TO THE PUBLIC ON THE ASSOCIATION'S PUBLIC WEBSITE. FORM 990, PART VI, SECTION B, LINE 12C THE YMCA OF GREATER ST. LOUIS HAS A CONFLICT OF INTEREST POLICY TO ENSURE THAT BOARD MEMBERS, OFFICERS AND EMPLOYEES MAINTAIN THE HIGHEST LEVEL OF ETHICAL STANDARDS WHEN CONDUCTING ASSOCIATION AFFAIRS. THE YMCA OF GREATER ST. LOUIS PROMOTES A CULTURE OF AWARENESS AS TO BUSINESS DEALINGS WHICH MAY BE CONSIDERED A CONFLICT OF INTEREST OR CONTRARY TO APPLICABLE STATE, LOCAL OR FEDERAL LAWS. THIS CULTURE PERMEATES ALL LEVELS OF THE ORGANIZATION FROM BOARD MEMBERS TO OFFICERS AND EMPLOYEES. THE EMPLOYEE MANUAL, WHICH IS SIGNED BY ALL EMPLOYEES, INCLUDES A DISCUSSION OF THE ASSOCIATION'S CONFLICT OF INTEREST POLICY AND OUTLINES PROCEDURES FOR REPORTING POTENTIAL CONFLICTS OF INTEREST. ANNUALLY, BOARD MEMBERS, OFFICERS AND EXECUTIVE MANAGEMENT ARE REQUIRED TO COMPLETE A CONFLICT OF INTEREST QUESTIONNAIRE, WHICH IS SUBMITTED TO AND REVIEWED BY THE PRESIDENT, THE CHIEF OPERATING OFFICER AND THE SENIOR VICE PRESIDENT OF FINANCE. ANY MATERIAL CONFLICTS OF INTEREST ARE DISCUSSED WITH THE AUDIT COMMITTEE AND THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS. IN THE EVENT OF A MATERIAL CONFLICT OF INTEREST, RESTRICTIONS MAY BE PLACED ON PERSONS TO PROHIBIT THEM FROM PARTICIPATING IN THE GOVERNING BODY'S DELIBERATIONS AND DECISIONS ON CERTAIN TRANSACTIONS. FOR EXAMPLE, IN 2008 A BOARD MEMBER WAS REASSIGNED FROM ONE COMMITTEE TO ANOTHER TO ELIMINATE A POTENTIAL CONFLICT RELATED TO DECISIONS BEING MADE BY THAT COMMITTEE. IN ADDITION, THERE ARE INSTANCES WHERE SIGNIFICANT BUSINESS TRANSACTIONS WITH A BOARD MEMBER OR A BOARD MEMBER'S COMPANY ARE REVIEWED AND APPROVED BY MEMBERS OF A COMMITTEE OF THE BOARD. FORM 990, PART VI, SECTION B, LINE 15 THE PROCESS TO DETERMINE A SENIOR EXECUTIVE'S PAY ORIGINATES WITH THE EXECUTIVE COMPENSATION COMMITTEE. THEIR RECOMMENDATIONS OF PAY INCREASES MUST BE APPROVED IN ADVANCE BY THE EXECUTIVE COMMITTEE PRIOR TO SUBMITTING THEIR RECOMMENDATION TO THE BOARD OF DIRECTORS FOR FINAL APPROVAL. THE EXECUTIVE COMPENSATION COMMITTEE IS COMPRISED OF THE CURRENT BOARD CHAIRMAN, THE PAST CHAIRMAN AND THE CHAIR ELECT OF THE GOVERNING BOARD OF DIRECTORS. THE EXECUTIVE COMPENSATION COMMITTEE ANNUALLY REVIEWS COMPENSATION DATA OF OTHER YMCAS OF COMPARATIVE SIZE. THIS DATA IS COMPILED BY SULLIVAN COTTER AND ASSOCIATES, INC. THE LAST YEAR DATA WAS COLLECTED FROM SULLIVAN COTTER WAS IN 2014. PERIODICALLY IN PRIOR YEARS, AND USING DATA PROVIDED BY COMPENSATION MATTERS, A SECOND SERVICE PROVIDER, THE EXECUTIVE COMPENSATION COMMITTEE WOULD REVIEW COMPENSATION LEVELS AND PRACTICES OF OTHER ST. LOUIS BASED CHARITIES. FORM 990, PART VI, SECTION C, LINE 19 THE ANNUAL 990 TAX FILING IS AVAILABLE FOR PUBLIC VIEWING ON THE ASSOCIATION'S PUBLIC WEBSITE, YMCASTLOUIS.ORG. PAPER COPIES ARE ALSO AVAILABLE UPON REQUEST. A SUMMARIZED VERSION OF OUR ANNUAL AUDITED FINANCIAL STATEMENTS IS ALSO AVAILABLE ON THE SAME WEBSITE. OUR CONFLICT OF INTEREST POLICY IS CONTAINED IN OUR EMPLOYEE HANDBOOK, WHICH ALL NEW EMPLOYEES RECEIVE. A COPY OF THE SAME POLICY IS DISTRIBUTED TO ALL NEW MEMBERS OF THE BOARD OF DIRECTORS WHEN THEY BEGIN THEIR NEW DUTIES. ON AN ANNUAL BASIS THE BOARD OF DIRECTORS AND ALL SENIOR MANAGEMENT PERSONNEL ARE REQUIRED TO COMPLETE A NEW CONFLICT OF INTEREST STATEMENT ONLINE. FORM 990, PART XI, LINE 9: UNREALIZED LOSS ON INTEREST RATE SWAP 92,694. POSTRETIREMENT PLAN CHANGE OTHER THAN NET PERIODIC COSTS -75,623. UNREALIZED CHANGE IN TRUST INTERESTS -27,119. UNCOLLECTIBLE PLEDGES -391,384. FINANCIAL STATEMENT ROUNDING DIFFERENCE -871.