2015-11-12T18:55:34-06:00 2014-12-31 410746749 CLIFTONLARSONALLEN LLP 4250 N FAIRFAX DRIVE SUITE 1020 ARLINGTON VA 22203 990 2014-01-01 061328907 INSURED RETIREMENT INSTITUTE INC INSU 2024693000 1100 VERMONT AVENUE NW WASHINGTON DC 20005 CATHERINE J WEATHERFORD PRESIDENT & CEO 2024693000 2015-11-10 1 DAVID TRIMNER P00444822 5712279500 2014 2016-02-25 16:41:14Z X CATHERINE J WEATHERFORD 1100 VERMONT AVENUE NW WASHINGTON DC 20005 6109155 0 X WWW.IRIONLINE.ORG X 1991 CT TO PROMOTE UNDERSTANDING OF AND ADVOCATE ON ISSUES AFFECTING INSURED RETIREMENT STRATEGIES. 29 28 23 28 55750 -9799 0 0 5284218 6104118 8400 5037 0 0 5292618 6109155 0 0 0 0 3019843 3135427 0 0 0 2730258 2760356 5750101 5895783 -457483 213372 4411015 4803562 2972166 3151341 1438849 1652221 X THE MISSION OF THE INSURED RETIREMENT INSTITUTE IS TO: 1. ENCOURAGE INDUSTRY ADHERENCE TO THE HIGHEST ETHICAL PRINCIPLES. 2. PROMOTE BETTER UNDERSTANDING OF THE INSURED RETIREMENT VALUE PROPOSITION. 3. DEVELOP AND PROMOTE BEST PRACTICE STANDARDS TO IMPROVE VALUE DELIVERY. 4. ADVOCATE BEFORE PUBLIC POLICY MAKERS ON CRITICAL ISSUES AFFECTING INSURED RETIREMENT STRATEGIES. 0 0 CONFERENCESCONFERENCES BRING TOGETHER MEMBERS AND OTHERS INTERESTED IN ANNUITY AND VARIABLE LIFE PRODUCTS TO EDUCATE THEM ON CURRENT ISSUES, PRODUCT FEATURES AND BENEFITS. MEMBER SERVICESMEMBERSHIP SERVICES PROVIDES EDUCATION AND INFORMATION TO ASSOCIATION MEMBERS. PUBLICATIONSTHE ASSOCIATION PUBLISHES AND MAKES AVAILABLE TO MEMBERS A NUMBER OF BROCHURES AND BOOKLETS FOR USE IN INFORMING AND EDUCATING CONSUMERS ABOUT ANNUITY AND VARIABLE LIFE PRODUCTS. PREMIER ALLIANCE PROGRAM: THIS PROGRAM PROVIDES PARTICIPATING MEMBER ORGANIZATIONS WITH THE UNIQUE OPPORTUNITY TO BUILD AND MAINTAIN YEAR-ROUND RELATIONSHIPS WITH OTHER MEMBER ORGANIZATIONS AND KEY DECISION MAKERS IN THE RETIREMENT INCOME COMMUNITY. 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 26 0 23 1 1 1 0 0 0 0 0 X 29 28 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X THE ORGANIZATION 2024693000 1100 VERMONT AVENUE NW 10TH FL WASHINGTON DC 20005 MALIZ BEAMS DIRECTOR 2.00 X 0 0 0 JOHN CARTER IMMEDIATE PAST CHAIR 2.00 X 0 0 0 GREG CICOTTE DIRECTOR 2.00 X 0 0 0 ROBERT DECHELLIS DIRECTOR 2.00 X 0 0 0 MICHAEL FALCON DIRECTOR 2.00 X 0 0 0 BRUCE FERRIS VICE CHAIR 2.00 X 0 0 0 LYNNE FORD DIRECTOR 2.00 X 0 0 0 ELIZABETH FORGET DIRECTOR 2.00 X 0 0 0 WILL FULLER DIRECTOR 2.00 X 0 0 0 BENJAMIN HUNEKE DIRECTOR 2.00 X 0 0 0 NICHOLAS LANE DIRECTOR 2.00 X 0 0 0 LARRY ROTH DIRECTOR 2.00 X 0 0 0 WILLIAM LOEHNING DIRECTOR 2.00 X 0 0 0 WILLIAM LOWE DIRECTOR 2.00 X 0 0 0 ROBERT MOORE CHAIR 2.00 X 0 0 0 PAULA NELSON DIRECTOR 2.00 X 0 0 0 JOHN PAPADOPULOS TREASURER/SECRETARY 2.00 X 0 0 0 THOMAS STREIFF DIRECTOR 2.00 X 0 0 0 DAVID TYRIE DIRECTOR 2.00 X 0 0 0 CATHERINE WEATHERFORD PRESIDENT & CEO 40.00 X X 746016 0 33115 WILLIAM BENJAMIN DIRECTOR 2.00 X 0 0 0 MITCHELL CAPLAN DIRECTOR 2.00 X 0 0 0 DAVID CRUZ DIRECTOR 2.00 X 0 0 0 MICHAEL SALIBA DIRECTOR 2.00 X 0 0 0 CAROLINE O'CONNELL DIRECTOR 2.00 X 0 0 0 ERICA MCGINNIS DIRECTOR 2.00 X 0 0 0 DAVE PAULSEN DIRECTOR 2.00 X 0 0 0 MARC VOSEN DIRECTOR 2.00 X 0 0 0 GEORGE RIEDEL DIRECTOR 2.00 X 0 0 0 DREW LAWTON DIRECTOR 2.00 X 0 0 0 MICHAEL PERRY DIRECTOR 2.00 X 0 0 0 THOMAS SWANK DIRECTOR 2.00 X 0 0 0 EDWARD VAN DOLSEN DIRECTOR 2.00 X 0 0 0 J LEE COVINGTON SENIOR VP & GENERAL COUNSE 40.00 X 358919 0 29500 DANIELLE HOLLAND VP COMMUNICATIONS, MKTG & 40.00 X 190482 0 19500 CHRISTOPHER MCDANIEL SENIOR VP , OPERATIONS & T 40.00 X 199136 0 39000 JASON BERKOWITZ VP REGULATROY AFFAIRS & CO 40.00 X 185632 0 23300 BARBARA HUME VP MEMBERSHIP 40.00 X 163080 0 19000 ANDREW SIMONELLI DIRECTOR, COMMUNICATIONS & MARKETING 40.00 X 104873 0 17000 MICHALE LENN VP FEDERAL AFFAIRS 40.00 X 157161 0 23000 2105299 0 203415 8 0 1 0 LEADING AUTHORITIES 1990 M STREET NW 8TH FLOOR WASHINGTON DC 20036 SPEAKER BUREAU 134567 1 MEMBERSHIP DUES 611710 3456250 3456250 CONFERENCES 611710 1451620 1395870 55750 PREMIER ALLIANCE PROGR 611710 811250 811250 INDUSTRY WIDE TRAINING 611710 276423 276423 PREFERRED OPERATIONS P 611710 94645 94645 13930 13930 6104118 5037 5037 6109155 6048368 55750 5037 1377532 1449313 39151 118063 151368 1962 110018 77460 341410 31081 178415 25119 372344 148444 1062688 142109 19878 MEMBERSHIP EXPENSE 96167 BANK/CREDIT CARD FEES 68652 PROFESSIONAL DEVELOPMEN 51944 REPAIRS & MAINTENANCE 18916 13749 5895783 478632 1459881 2766372 2025079 40795 158300 166170 225889 1043851 778144 361558 265707 597488 668706 4411015 4803562 244304 247768 2011114 2153947 716748 749626 2972166 3151341 X 1438849 1652221 1438849 1652221 4411015 4803562 213372 0 X 0 1 X 1 0 0 0 1 3456250 229721 381390 611111 510713 100398 846206 605496 240710 197645 172648 24997 265707 DEFERRED COMPENSATION 621826 LETTER OF CREDIT 46880 668706 DEFERRED COMPENSATION 621826 CAPITAL LEASE 127800 749626 X PART X, LINE 2: INSURED RETIREMENT INSTITUTE, INC. HAS ADOPTED THE INCOME TAX STANDARD FOR UNCERTAIN INCOME TAX POSITIONS. INSURED RETIREMENT INSTITUTE, INC. HAS EVALUATED ITS TAX POSITIONS AND DETERMINED THAT THEY ARE MORE-LIKELY-THAN-NOT TO BE SUSTAINED ON EXAMINATION. INSURED RETIREMENT INSTITUTE, INC'S INCOME TAX RETURNS ARE SUBJECT TO REVIEW AND EXAMINATION BY FEDERAL AND STATE AUTHORITIES. INSURED RETIREMENT INSTITUTE, INC. IS NOT AWARE OF ANY ACTIVITIES THAT WOULD JEOPARDIZE ITS TAX-EXEMPT STATUS. X X X 0 0 0 CATHERINE WEATHERFORD PRESIDENT & CEO 546016 0 200000 0 0 0 11115 0 22000 0 779131 0 0 0 J LEE COVINGTON SENIOR VP & GENERAL COUNSE 311642 0 47277 0 0 0 10500 0 19000 0 388419 0 0 0 DANIELLE HOLLAND VP COMMUNICATIONS, MKTG & 176190 0 14292 0 0 0 2000 0 17500 0 209982 0 0 0 CHRISTOPHER MCDANIEL SENIOR VP , OPERATIONS & T 183843 0 15293 0 0 0 7000 0 32000 0 238136 0 0 0 JASON BERKOWITZ VP REGULATROY AFFAIRS & CO 168547 0 17085 0 0 0 5800 0 17500 0 208932 0 0 0 BARBARA HUME VP MEMBERSHIP 151080 0 12000 0 0 0 5500 0 13500 0 182080 0 0 0 MICHALE LENN VP FEDERAL AFFAIRS 149661 0 7500 0 0 0 5500 0 17500 0 180161 0 0 0 FORM 990, PART VI, SECTION A, LINE 1 THERE SHALL BE AN EXECUTIVE COMMITTEE COMPOSED OF THE CHAIRMAN, IMMEDIATE PAST CHAIRMAN, PRESIDENT, VICE CHAIRMAN, TREASURER, SECRETARY AND SUCH OTHER DIRECTORS AS SHALL BE DETERMINED BY THE CHAIRMAN AND/OR THE BOARD OF DIRECTORS. THE EXECUTIVE COMMITTEE SHALL CONDUCT THE AFFAIRS OF THE ASSOCIATION IN ACCORDANCE WITH ITS CERTIFICATE OF INCORPORATION AND BY-LAWS AND THE POLICIES AND INSTRUCTIONS OF THE BOARD OF DIRECTORS. IT SHALL BE RESPONSIBLE FOR THE MANAGEMENT OF THE ASSOCIATION BETWEEN MEETINGS OF THE BOARD OF DIRECTORS. THE COMMITTEE SHALL BE RESPONSIBLE FOR DEVELOPING AN ANNUAL BUDGET FOR FINANCING OF THE ASSOCIATION FOR THE COMING CALENDAR YEAR AND RECOMMENDING SAID BUDGET TO THE BOARD OF DIRECTORS. THE COMMITTEE SHALL MEET UPON THE CALL OF ANY OF ITS MEMBERS, STATING THE TIME AND PLACE OF THE MEETING. FORM 990, PART VI, SECTION A, LINE 6 INSURED RETIREMENT INSTITUTE, INC. (IRI) HAS ONLY ONE CLASS OF MEMBERS. ANY PERSON OR ENTITY THAT HAS AN INTEREST IN INSURED RETIREMENT STRATEGIES MAY BE ELIGIBLE TO BECOME A MEMBER OF THE CORPORATION. FORM 990, PART VI, SECTION A, LINE 7A EACH MEMBER SHALL BE ENTITLED TO ONE VOTE FOR THE ELECTION OF DIRECTORS OF THE CORPORATION. FORM 990, PART VI, SECTION B, LINE 11 CLIFTONLARSONALLEN WILL PROVIDE THE COMPLETED 990 TO IRI. THE DIRECTOR OF FINANCE WILL REVIEW THE 990 AND MAKE SURE IT BALANCES BACK TO THE FINANCIAL STATEMENTS. THEN THE PRESIDENT/CEO WILL REVIEW AND SIGN THE 990. A COPY OF THE 990 (SIGNED) WILL BE PRESENTED TO THE BOARD OF DIRECTORS. IF THERE IS SUFFICIENT TIME BEFORE THE FILING DUE DATE, THE BOARD WILL REVIEW, DISCUSS, AND APPROVE THE 990 BEFORE IT IS MAILED TO THE IRS. OTHERWISE, THE BOARD WILL REVIEW, DISCUSS AND APPROVE OR RECOMMEND AN AMENDMENT OF THE 990 AFTER IT HAS BEEN MAILED. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S SENIOR VICE PRESIDENT AND GENERAL COUNSEL REQUESTS THAT EACH BOARD MEMBER REVALIDATE THEIR STATEMENT ABOUT POTENTIAL CONFLICTS. THE VICE PRESIDENT AND GENERAL COUNSEL VERIFIES THAT THERE ARE NO CONFLICTS. IF ANY POTENTIAL CONFLICTS ARISE, THE CHAIRMAN OF THE BOARD DICTATES THE RESOLUTION TO THE POTENTIAL CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 A CONSULTANT WAS ENGAGED TO WRITE JOB DESCRIPTIONS WITH COMPENSATION LEVELS FOR ALL POSITIONS. THIS WAS LAST DONE IN JANUARY 2009, AND SALARIES HAVE BEEN MODESTLY INCREASED FOR INFLATION AND MERIT SINCE THEN. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, OR FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC. INSURED RETIREMENT INSTITUTE POLITICAL ACTION COMMITTEE 1100 VERMONT AVENUE NW 10TH FL WASHINGTON DC 20005 273719919 POLITICAL ACTION COMMITTEE DC 527 INSURED RETIREMENT INSTITUTE INC 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 1 0 0