2015-11-11T15:22:44-06:00 2014-12-31 208078757 SALTER & COMPANY LLC 4600 EAST-WEST HIGHWAY SUITE 300 BETHESDA MD 208143415 990 2014-01-01 521036978 FOOD EMPLOYERS LABOR RELATIONS ASSOC AND UNITED FOOD & COMMERCIAL WRKS H&W FUND FOOD 4106836500 911 RIDGEBROOK ROAD SPARKS MD 211529459 M FEDERICI-UNIOND WHITE -EMPL TTEE TRUSTEES 4106836500 2015-11-04 JOSEPH M HERISHEN CPA P00361968 3018307400 2015-11-11 X 2014 2016-02-25 16:41:14Z BOARD OF TRUSTEES OF FELR 911 RIDGEBROOK ROAD SPARKS MD 211529459 210298876 0 X N/A X 1973 MD TO PROVIDE HEALTH AND WELFARE BENEFITS TO PARTICIPANTS, THEIR DEPENDENTS AND BENEFICIARIES. 8 0 0 0 0 0 0 0 161105428 167747121 909804 1128445 6316 54954 162021548 168930520 0 0 146622959 148023607 0 0 0 0 0 10562430 12252626 157185389 160276233 4836159 8654287 80779417 93130480 2362489 5118542 78416928 88011938 X THE FOOD EMPLOYERS LABOR RELATIONS ASSOCIATION AND UNITED FOOD AND COMMERCIAL WORKERS HEALTH AND WELFARE FUND IS A MULTIEMPLOYER, COLLECTIVELY-BARGAINED EMPLOYEE WELFARE BENEFIT TRUST, WHICH PROVIDES MEDICAL, HOSPITAL, ACCIDENT AND SICKNESS, PRESCRIPTION DRUG, DENTAL, VISION, SEVERANCE, LEGAL ASSISTANCE, LIFE INSURANCE, AND ACCIDENTAL DEATH AND DISMEMBERMENT BENEFITS TO PARTICIPANTS, THEIR DEPENDENTS AND BENEFICIARIES COVERED UNDER THE FUND'S PLAN OF BENEFITS. 0 0 SERVED AS THE TRUST FOR A MULTIEMPLOYER WELFARE BENEFIT PLAN THAT PROVIDED MEDICAL, HOSPITAL, ACCIDENT, AND SICKNESS, PRESCRIPTION DRUG, DENTAL, VISION, SEVERANCE, LEGAL ASSISTANCE, LIFE INSURANCE AND ACCIDENTAL DEATH AND DISMEMBERMENT BENEFITS TO PARTICIPANTS AND THEIR DEPENDENTS COVERED BY COLLECTIVE BARGAINING AGREEMENTS. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 X 8 0 0 0 0 0 0 1 0 1 1 0 0 1 1 1 1 1 1 0 0 0 X ASSOCIATED ADMINISTRATORS LLC 4106836500 911 RIDGEBROOK ROAD SPARKS MD 21152 J PARADIS CHAIRMAN/EMPLOYER TRUSTEE 5.00 X 0 0 0 J CHORPENNING UNION TRUSTEE 1.00 40.00 X 0 141285 20187 E MASTEN UNION TRUSTEE 1.00 40.00 X 0 150103 21041 M FEDERICI SECRETARY/UNION TRUSTEE 2.00 40.00 X 0 202006 22441 M BOYLE UNION TRUSTEE 1.00 40.00 X 0 141980 20379 F STEGMEN EMPLOYER TRUSTEE 1.00 X 0 0 0 D WHITE EMPLOYER TRUSTEE 1.00 X 0 0 0 S STONER EMPLOYER TRUSTEE 1.00 X 0 0 0 J CHAMPION EMPLOYER TRUSTEE 1.00 X 0 0 0 0 635374 84048 0 0 1 0 ASSOCIATED ADMINISTRATORS 911 RIDGEBROOK ROAD SPARKS MD 21152 CONTRACT ADMINISTRATION 5634331 ROBERT A ADES & ASSOCIATES PC 1140 CONNECTICUT AVENUE NW WASHINGTON DC 20036 LEGAL BENEFITS 2771971 AKMAN & ASSOCIATES 1402 FRONT AVENUE LUTHERVILLE MD 21093 LEGAL BENEFITS 1353409 SLEVIN & HART 1625 MASSACHUSETTS AVENUE NW WASHINGTON DC 20036 LEGAL 792280 CIGNA 900 COTTAGE GROVE ROAD BLOOMFIELD CT 06002 CLAIMS ADMINISTRATION 768120 10 EMPLOYER CONTRIBUTIONS 525100 160171840 160171840 PARTICIPANT CONTRIBUTIONS 525100 7575281 7575281 167747121 1070476 1070476 41426325 41368356 57969 57969 57969 OTHER INCOME 900099 54954 54954 54954 168930520 167747121 0 1183399 148023607 1068978 74565 209759 3628641 307641 8901 55737 MEDICAL CLAIMS ADMIN. F 6666827 PRESCRIPTION AUDITS 125250 PRESCRIPTION ADMIN. FEE 90237 HOSPITAL AUDITS 16090 160276233 1982532 2228485 31188486 22796182 14088345 15685843 28031477 51883473 5379019 188695 109558 347802 80779417 93130480 2361855 5097742 634 20800 2362489 5118542 X 0 0 0 0 78416928 88011938 78416928 88011938 80779417 93130480 X 8654287 940723 X X 0 1 X 1 0 0 DUE TO BROKER-PURCHASES 20800 20800 X 169661484 940723 940723 168720761 209759 209759 168930520 160066474 0 160066474 209759 209759 160276233 PART X, LINE 2: ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE ORGANIZATION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION. THE PLAN ADMINISTRATOR IS NOT AWARE OF ANY UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY (OR ASSET) OR DISCLOSURE IN THE FINANCIAL STATEMENTS AS OF DECEMBER 31, 2014. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS. 0 0 0 J CHORPENNING UNION TRUSTEE 0 141285 0 0 0 0 0 2526 0 17661 0 161472 0 0 E MASTEN UNION TRUSTEE 0 150103 0 0 0 0 0 3126 0 17915 0 171144 0 0 M FEDERICI SECRETARY/UNION TRUSTEE 0 184954 0 0 0 17052 0 9667 0 12774 0 224447 0 0 M BOYLE UNION TRUSTEE 0 133017 0 0 0 8963 0 7605 0 12774 0 162359 0 0 FORM 990, PART VI, SECTION A, LINE 7A WHEN A TRUSTEE VACANCY ARISES, THE UNITED FOOD AND COMMERCIAL WORKERS, INTERNATIONAL UNION, AFL-CIO, LOCALS 27 AND 400 HAVE THE POWER TO APPOINT UNION TRUSTEES FOR THE FUND, EMPLOYER TRUSTEE APPOINTMENTS ARE MADE BY THE FOOD EMPLOYERS LABOR RELATIONS ASSOCIATION. FORM 990, PART VI, SECTION B, LINE 11 THE BOARD OF TRUSTEES IS PROVIDED A DRAFT OF THE FORM 990 FOR REVIEW PRIOR TO THE SUBMISSION OF THE FORM 990. FORM 990, PART VI, SECTION B, LINE 12C THE FUND IS MAINTAINED AND ADMINISTERED IN ACCORDANCE WITH ERISA SECTIONS 404 AND 406 AND THE FUND'S CONFLICT OF INTEREST POLICY IS SET FORTH IN ERISA SECTIONS 404 AND 406. THE BOARD OF TRUSTEES MONITORS AND ENFORCES THE FUND'S COMPLIANCE WITH ERISA, WITH THE ASSISTANCE OF THE FUND'S PROFESSIONALS. FORM 990, PART VI, SECTION C, LINE 19 THE FUND MAKES ITS GOVERNING DOCUMENTS, POLICIES AND FINANCIAL STATEMENTS AVAILABLE TO PARTICIPANTS AND BENEFICIARIES AS REQUIRED BY ERISA. FORM 990, PART XI, LINE 9: UNREALIZED GAIN ON INVESTMENTS 940,723. FORM 990, PART XII, LINE 2C: THE FUNDS' BOARD OF TRUSTEES ASSUMES THE RESPONSIBILITY FOR THE OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND THE SELECTION OF ITS INDEPENDENT ACCOUNTANT. FOOD EMPLOYERS LABOR RELATIONS ASSOCIATION & UFCW PENSION PLAN 911 RIDGEBROOK ROAD SPARKS MD 21152 526128473 PENSION FUND MD 401(A) N/A 0 MID-ATLANTIC RETAIL FOOD INDUSTRY JOINT LABOR MANAGEMENT FUND 911 RIDGEBROOK ROAD SPARKS MD 21152 522249730 PROMOTE UNION LABOR AND IMPROVE JOB SECURITY MD 501(C)(5) N/A 0 UFCW LOCAL 400 4301 GARDEN CITY DRIVE LANDOVER MD 20785 530241580 LABOR UNION MD 501(C)(5) N/A 0 UFCW LOCAL 27 21 WEST ROAD TOWSON MD 21204 521265190 LABOR UNION MD 501(C)(5) N/A 0 SAFEWAY STORES INC CA 0 STOP & SHOP SUPERMARKETS (GIANT) CO MA 0 EDDIES ST PAUL MD 0 FRESH & GREENS MD 0 ASSOCIATED ADMINISTRATORS LLC MD 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0