2015-07-14T17:32:12-05:00 2014-12-31 350921680 CROWE HORWATH LLP 175 POWDER FOREST DRIVE SIMSBURY CT 06089 990 2014-01-01 222935104 HOUSING AUTHORITY INSURANCE INC HOUS 2032728220 189 COMMERCE COURT CHESHIRE CT 064100189 MARK A WILSON TREASURER 2032728220 2015-07-10 1 RICHARD BUGGY P00512316 8606789200 2014 2016-02-25 16:41:14Z DANIEL LABRIE 189 COMMERCE COURT CHESHIRE CT 064100189 6370669 0 X WWW.HOUSINGCENTER.COM X 1987 DC DEVELOPMENT AND MARKETING OF RISK MGMT. AND INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES. 16 14 0 0 0 0 2034085 1700035 3000000 4670634 0 0 0 0 5034085 6370669 701361 1861794 0 0 1421842 1741029 0 0 0 2842283 2980908 4965486 6583731 68599 -213062 4238279 2855166 3294403 2124352 943876 730814 DEVELOPMENT AND MARKETING OF RISK MANAGEMENT AND INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES. 0 0 4447556 1861794 4670634 DEVELOPMENT OF INSURANCE PROGRAMS FOR PUBLIC HOUSING AUTHORITIES; RISK MANAGEMENT EDUCATIONAL SERVICES FOR MEMBER PUBLIC HOUSING AUTHORITIES. 4447556 0 1 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 21 0 1 0 0 0 0 0 0 0 0 0 0 0 X 16 14 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X SARAH RODRIGUEZ 2032728220 189 COMMERCE COURT CHESHIRE CT 064100189 DANIEL LABRIE PRESIDENT 25.00 15.00 X X 358713 184791 249699 LYLE GLEN REDDING JR DIRECTOR 1.00 4.00 X 1673 16507 0 DOUGLAS DZEMA DIRECTOR 1.00 4.00 X 2118 20907 0 JAMES DIPAOLO DIRECTOR 1.00 4.00 X 1775 17515 0 RUSSELL YOUNG DIRECTOR 1.00 4.00 X 0 0 0 JOHN LEN WILLIAMS DIRECTOR 1.00 4.00 X 2474 24421 0 LINNIE WILLIS DIRECTOR 1.00 4.00 X 3155 31135 0 EDWIN LOWNDES DIRECTOR 1.00 4.00 X 2118 20907 0 RICHARD PRESS DIRECTOR 1.00 4.00 X 4600 45400 0 LEE EASTMAN DIRECTOR 1.00 4.00 X 1704 16821 0 GARY WASSON DIRECTOR 1.00 4.00 X 1259 12421 0 JOSEPH SHULDINER DIRECTOR 1.00 4.00 X 1259 12421 0 TONY LOVE DIRECTOR 1.00 4.00 X 1535 15145 0 CHRISTINE HART VICE CHAIR 1.00 4.00 X 2579 25451 0 TYRONE GARETT DIRECTOR 1.00 4.00 X 1259 12421 0 EDWARD HINOJOSA DIRECTOR 1.00 4.00 X 0 0 0 WILLIAM LEWELLYN VICE PRESIDENT 7.00 33.00 X 51300 233697 75407 MARK WILSON EXECUTIVE VP & TREASURER 11.00 29.00 X 115049 295842 136043 AMY GALVIN CORPORATE SECRETARY 6.00 34.00 X 26833 152058 47679 EDMUND MALASPINA VICE PRESIDENT 20.00 20.00 X 140469 124565 114045 SARAH RODRIGUEZ ASSISTANT TREASURER 5.00 35.00 X 19381 142131 40955 KENNETH HOUSE ASSISTANT SECRETARY 25.00 13.00 X 49656 24458 17885 ANTHONY PECCERILLO CEO, HSS 8.00 32.00 X 48164 192655 67987 DAVID SAGERS VICE PRESIDENT, HSS 4.00 36.00 X 23901 215113 55581 GABRIEL CHAM DIRECTOR, UNDERWRITING 1.00 39.00 X 4823 155956 20932 KENNETH MERRIFIELD ASSISTANT DIRECTOR, UNDERW 1.00 39.00 X 6073 145751 31968 JERRY WILLIAMS SENIOR VP, UNDERWRITING 1.00 39.00 X 4207 136035 23025 LESLIE WHITLOCK ASSISTANT DIRECTOR, CORP & COMM EVENTS 3.00 39.00 X 9148 121532 48547 APRIL PARSONS IT OPERATIONS MANAGER 2.00 39.00 X 4967 119224 15677 890192 2515280 945430 8 0 1 0 CONE COMMUNICATIONS LLC 855 BOYLSTON STREET BOSTON MA 02116 PUBLIC RELATIONS SERVICES 890642 1 1700035 1700035 MEMBERSHIP FEES 900099 3999182 3999182 CONTRACTED SERVICES - 900099 671452 671452 4670634 6370669 4670634 0 0 1745938 1745938 115856 115856 1181088 1181088 265656 214348 51308 66955 22369 44586 160875 81264 79611 66455 13347 53108 7017 7017 28610 52841 -24231 30483 13790 16693 216270 149004 67266 9307 450 8857 30388 3759 26629 87600 4649 82951 25648 1200 24448 204385 77301 127084 13438 13438 52990 52990 47370 2947 44423 EVENT SUPPORT 1936385 1936385 0 MEMBER BENEFITS 226033 0 226033 PROFESSIONAL DEVELOPMEN 26166 9824 16342 EMPLOYEE REIMBURSEMENT 20075 0 20075 18743 2284 16459 6583731 4447556 2136175 0 3852110 1938639 52699 61613 333470 854914 4238279 2855166 145465 183301 2907183 1207148 241755 733903 3294403 2124352 X 0 0 0 0 943876 730814 943876 730814 4238279 2855166 -213062 0 X X 0 1 X 1 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 REFUNDABLE ADVANCE - URBAN INSTITUTE GRANT 370782 DUE FROM AFFILIATE 484132 854914 DUE TO AFFILIATES 733903 733903 X 6370669 0 6370669 0 6370669 6583731 0 6583731 0 6583731 PART X, LINE 2: THE COMPANY ACCOUNTS FOR INCOME TAXES IN ACCORDANCE WITH FASB ASC 740, "INCOME TAXES," WITH RESPECT TO HOW COMPANIES SHOULD RECOGNIZE, MEASURE, PRESENT AND DISCLOSE UNCERTAIN TAX POSITIONS IN THEIR FINANCIAL STATEMENTS. THE COMPANY DID NOT RECORD ANY UNRECOGNIZED TAX BENEFITS AS OF DECEMBER 31, 2014 AND 2013. THE COMPANY DOES NOT BELIEVE IT IS REASONABLY POSSIBLE THAT ITS UNRECOGNIZED TAX BENEFITS WOULD MATERIALLY CHANGE IN THE NEXT TWELVE MONTHS. ALL TAX YEARS FROM 2010 FORWARD ARE OPEN AND SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE. AS OF DECEMBER 31, 2014 AND 2013, THE COMPANY DID NOT RECORD ANY PENALTIES OR INTEREST ASSOCIATED WITH UNRECOGNIZED TAX BENEFITS. 1 PUBLIC AND AFFORDABLE HOUSING RESEARCH CORPORATION 189 COMMERCE COURT CHESHIRE CT 06410 451470844 501(C)(3) 645218 TO ASSIST IN CARRYING OUT RESEARCH PROJECTS THAT WILL INFORM RESIDENTS, OWNERS, OPERATORS, DEVELOPERS, VENDORS, AND REGULATORS OF PUBLIC AND AFFORDABLE HOUSING THROUGHOUT THE US. INTERNATIONAL CENTER FOR CAPTIVE INSURANCE (ICCIE) 86 ST PAUL STREET SUITE 301 BURLINGTON VT 05401 200047555 501(C)(3) 5000 SUPPORT FOR SUMMER INTERN PROGRAM URBAN INSTITUTE 2100 M ST NW WASHINGTON DC 20042 520880375 501(C)(3) 255836 SUPPORT FOR THE ASSISTED HOUSING INITIATIVE AMERICAN CANCER SOCIETY 250 WILLIAMS STREET NW ATLANTA GA 30303 131788491 501(C)(3) 6870 CHARITABLE DONATION THE RISEUP GROUP INC 110 FOOTPATH LANE EAST HARTFORD CT 06118 455512480 501(C)(3) 5000 CHARITABLE DONATION VERMONT CAPTIVE INSURANCE ASSOCIATION 180 BATTERY STREET SUITE 200 BURLINGTON VT 05401 222744474 501(C)(3) 5400 HARRY HOUSE SCHOLARSHIP DONATION AFFORDABLE HOUSING ACCREDITATION BOARD 189 COMMERCE COURT CHESHIRE CT 06410 464458654 501(C)(3) 683417 TO ASSIST IN ESTABLISHING STANDARDS BY WHICH OWNERS AND MANAGERS OF PUBLIC AND AFFORDABLE HOUSING CAN BE MEASURED. SCHOLARSHIPS 55 115856 PART I, LINE 2: ELIGIBILITY FOR AND PAYMENT OF GRANTS, AWARDS AND SCHOLARSHIPS IS THE RESPONSIBILITY OF THE BOARD OF DIRECTORS. REQUESTS AND APPLICATIONS ARE REVIEWED BY THE BOARD AND APPROVED BASED ON NEEDS AND BENEFITS ANALYSIS. X X X X X X 0 1 0 0 0 1 1 0 0 DANIEL LABRIE PRESIDENT 274775 141551 82641 42572 1297 668 149604 77069 15197 7829 523514 269689 82641 42572 WILLIAM LEWELLYN VICE PRESIDENT 40065 182516 11199 51019 36 162 10354 47168 3219 14666 64873 295531 11199 51019 MARK WILSON EXECUTIVE VP & TREASURER 87198 224225 27740 71333 111 284 35851 92189 2241 5762 153141 393793 27740 71133 AMY GALVIN CORPORATE SECRETARY 24178 137012 2655 15046 0 0 3698 20956 3454 19571 33985 192585 2655 15046 EDMUND MALASPINA VICE PRESIDENT 111654 99013 28738 25484 77 68 48241 42779 12203 10822 200913 178166 28738 25484 SARAH RODRIGUEZ ASSISTANT TREASURER 19381 142131 0 0 0 0 2152 15778 2763 20262 24296 178171 0 0 ANTHONY PECCERILLO CEO, HSS 42767 171068 5397 21587 0 0 8992 35970 4605 18420 61761 247045 5397 21587 DAVID SAGERS VICE PRESIDENT, HSS 19654 176895 4229 38060 18 158 3255 29300 2303 20723 29459 265136 4229 39860 GABRIEL CHAM DIRECTOR, UNDERWRITING 4248 137363 575 18593 0 0 372 12030 256 8274 5451 176260 575 18593 KENNETH MERRIFIELD ASSISTANT DIRECTOR, UNDERW 5299 127185 774 18566 0 0 569 13664 709 17026 7351 176441 744 18566 JERRY WILLIAMS SENIOR VP, UNDERWRITING 4207 136035 0 0 0 0 0 0 691 22334 4898 158369 0 0 LESLIE WHITLOCK ASSISTANT DIRECTOR, CORP & COMM EVEN 7354 97710 1781 23655 13 167 2157 28655 1241 16494 12546 166681 1781 23655 PART I, LINE 6 BONUSES PAID AND ACCRUED TO OFFICERS AND CERTAIN EMPLOYEES ARE CONTINGENT UPON THE PROFITABILITY OF THE ORGANIZATION AND RELATED ORGANIZATIONS. PART 1 - LINE 4B (FROM ALL RELATED ORGANIZATIONS) PART 1 - LINE 4B (FROM ALL RELATED ORGANIZATIONS): DANIEL LABRIE - SERP CONTRIBUTION - $120,000 (INCLUDED IN COL C) MARK WILSON - SERP CONTRIBUTION - $46,444 (INCLUDED IN COL C) EDMUND MALASPINA - SERP CONTRIBUTION - $42,222 (INCLUDED IN COL C) DAVID SAGERS- SERP CONTRIBUTION - $32,556 (INCLUDED IN COL C) FORM 990, PART VI, SECTION A, LINE 6 PUBLIC HOUSING AUTHORITY MEMBERS WHO PARTICIPATE IN THE INSURANCE PROGRAMS OF HOUSING AUTHORITY RISK RETENTION GROUP, INC. AND HOUSING AUTHORITY PROPERTY INSURANCE, A MUTUAL COMPANY, ARE ELIGIBLE FOR MEMBERSHIP IN THE ORGANIZATION. FORM 990, PART VI, SECTION A, LINE 7A PUBLIC HOUSING AUTHORITY MEMBERS PARTICIPATE INDIRECTLY IN THE SELECTION OF THE GOVERNING BODY BY PARTICIPATING IN HOUSING AUTHORITY RISK RETENTION GROUP, INC. AND HOUSING AUTHORITY PROPERTY INSURANCE, A MUTUAL COMPANY. FORM 990, PART VI, SECTION B, LINE 11 THE ORGANIZATION PROVIDES A COPY OF FORM 990 TO THE MEMBERS OF THE AUDIT COMMITTEE AND TO THE MEMBERS OF THE BOARD OF DIRECTORS FOR THEIR REVIEW PRIOR TO FILING FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION REQUIRES ALL OFFICERS, DIRECTORS AND EMPLOYEES TO COMPLETE A CONFLICT OF INTEREST QUESTIONNAIRE ANNUALLY. THE COMPLETED FORMS ARE REVIEWED BY THE HUMAN RESOURCE DEPARTMENT TO IDENTIFY ANY POTENTIAL CONFLICTS OF INTEREST. ANY POTENTIAL CONFLICTS ARE FURTHER EVALUATED BY THE CEO, AND IF WARRANTED, ARE BROUGHT TO THE ATTENTION OF THE BOARD FOR DISCUSSION AND RESOLUTION. SIMILARLY, ANY POTENTIAL CONFLICTS OF INTEREST THAT ARE BROUGHT TO THE ATTENTION OF THE ORGANIZATION BY THE OUTSIDE AUDITORS OR BY AN EMPLOYEE OR OTHER PERSON ARE INVESTIGATED AND RESOLVED IN ACCORDANCE WITH THE PROCEDURES DISCUSSED ABOVE. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION USES 3RD PARTY SALARY SURVEYS TO ASSIST IN DETERMINING THE COMPENSATION OF THE CEO AND OTHER KEY EMPLOYEES. RECOMMENDATIONS MADE BY THE GOVERNANCE COMMITTEE ARE APPROVED BY THE BOARD OF DIRECTORS. THE COMPENSATION OF THE CEO IS DOCUMENTED IN AN EMPLOYMENT CONTRACT APPROVED BY THE BOARD. KEY EMPLOYEES ARE REVIEWED UPON CHANGES IN ROLES OR SIGNIFICANT CHANGES IN RESPONSIBILITY. THE LAST REVIEW FOR THE ORGANIZATION'S CEO AND EXECUTIVE DIRECTORS OCCURRED DURING FEBRUARY OF 2014. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XII, LINE 2C THE ORGANIZATION HAS AN AUDIT COMMITTEE THAT IS RESPONSIBLE FOR MAKING RECOMMENDATIONS TO THE FULL BOARD REGARDING THE SELECTION OF AN INDEPENDENT ACCOUNTANT. THE AUDIT COMMITTEE IS RESPONSIBLE FOR THE OVERSIGHT OF THE FINANCIAL STATEMENT AUDIT PROCESS. NEITHER THE OVERSIGHT PROCESS, NOR THE PROCESS OF SELECTING AN INDEPENDANT ACCOUNTANT HAVE CHANGED SINCE THE PRIOR YEAR. HOUSING AUTHORITY RISK RETENTION GROUP INC 189 COMMERCE COURT CHESHIRE CT 06410 061206658 PROVIDES LIABILITY INSURANCE COVERAGE TO MEMBERS OF PHA'S IN THE U.S. VT 115 N/A 0 HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY 189 COMMERCE COURT CHESHIRE CT 06410 061206659 PROVIDES PROPERTY INSURANCE COVERAGE TO MEMBERS OF PHA'S IN THE U.S. VT 115 N/A 0 HOUSING TELECOMMUNICATIONS INC 189 COMMERCE COURT CHESHIRE CT 06410 061386493 PROVIDE EDUCATION & RISK CONTROL THROUGH NATIONAL TELECOMMUNICATIONS NETWORK CT 501 (C)(3) N/A 0 PUBLIC AND AFFORDABLE HOUSING RESEARCH CORPORATION 189 COMMERCE COURT CHESHIRE CT 06410 451470844 PERFORMS RESEARCH PROJECTS OF PUBLIC & AFFORDABLE HOUSING CT 501 (C)(3) 170(B)(1)(A)(VI) N/A 0 AFFORDABLE HOUSING ACCREDITATION BOARD 189 COMMERCE COURT CHESHIRE CT 06410 464458654 EVALUATES AND ACCREDITS PUBLIC HOUSING AUTHORITIES ACROSS THE UNITED STATES DC 501 (C)(3) 509(A)(2) N/A 0 HOUSING INVESTMENT GROUP INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061448816 HOLDING COMPANY DE N/A C 0 HOUSING ENTERPRISE INSURANCE COMPANY INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061597889 INSURANCE VT N/A C 0 HOUSING INSURANCE SERVICES INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061314815 INSURANCE AGENCY CT N/A C 0 SATELLITE TELECOMMUNICATIONS INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 061425059 TELECOMMUNICATIONS DE N/A C 0 HOUSING SYSTEMS SOLUTIONS INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 452480556 DEVELOP & MARKET ENTERPRISE SOFTWARE SOLUTIONS CT N/A C 0 HOUSING SPECIALTY INSURANCE COMPANY INC 189 COMMERCE COURT PO BOX 189 CHESHIRE CT 06410 464271747 INSURANCE VT N/A C 0 0 1 1 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 HOUSING AUTHORITY RISK RETENTION GROUP INC M 2732000 ACTUAL COST PUBLIC AND AFFORDABLE HOUSING RESEARCH CORPORATION B 645218 ACTUAL COST HOUSING AUTHORITY RISK RETENTION GROUP INC L 1435304 ACTUAL COST HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY L 2492550 ACTUAL COST HOUSING AUTHORITY PROPERTY INSURANCE A MUTUAL COMPANY C 850017 ACTUAL COST HOUSING AUTHORITY RISK RETENTION GROUP INC C 850018 ACTUAL COST AFFORDABLE HOUSING ACCREDIDATION BOARD INC B 683147 ACTUAL COST AFFORDABLE HOUSING ACCREDIDATION BOARD INC L 671452 ACTUAL COST