2025-11-08T08:20:32-05:00 2024-12-31 742516372 REYNOLDS & FRANKE PC 6836 AUSTIN CENTER BLVD STE 190 AUSTIN TX 78731 990 2024-01-01 751459906 INDEPENDENT BANKERS ASSOCIATION OF TEXAS INDE 5124746889 6500 RIVER PLACE BLVD BLD 4 STE 101 AUSTIN TX 78730 CHRISTOPHER WILLISTON VI PRESIDENT & CEO 5124746889 2025-11-08 true true RONALD H REYNOLDS CPA P00964479 5122063141 2025-11-08 2024 2025-03-06 01:10:19Z EXTENDED TO NOVEMBER 17 2025 CHRISTOPHER WILLISTON VI 6500 RIVER PLACE BLVD BLDG 4 STE 10 AUSTIN TX 78730 11152420 false X WWW.IBAT.ORG X 1974 TX PROMOTE AND PROTECT THE INTEREST OF INDEPENDENT BANKING. 47 47 29 87 15765 7885 709419 719711 3160730 3355009 9893 4600668 1106335 1086234 4986377 9761622 0 0 2789049 2843242 0 0 2325147 3065515 5114196 5908757 -127819 3852865 6833294 11378397 1564611 1809721 5268683 9568676 TO PRESENT THE VIEWS OF INDEPENDENT TEXAS BANKERS TO THE TEXAS AND U.S. LEGISLATURES, REGULATORY AUTHORITIES, AND TO THE PUBLIC TO PROMOTE AND PROTECT THE INTEREST OF INDEPENDENT BANKING. false false CONVENTION: IBAT SPONSORS AN ANNUAL CONVENTION AND CONFERENCES EACH FALL FOR ITS MEMBERS. THE MEMBERS RECEIVE UPDATES IN CURRENT ECONOMIC, REGULATORY, AND MARKETING ISSUES FOR BANKING. THE CONVENTION ALLOWS MEMBERS TO INTERFACE WITH EACH OTHER, ASSOCIATION STAFF, AND VARIOUS BANKING AFFILIATED VENDORS. LOBBYING: IBAT MONITORS ALL STATE OF TEXAS AND FEDERAL LEGISLATION WHICH WOULD IMPOSE REGULATIONS AND/OR TAXES ON THE BANKS WITHIN TEXAS. BASED ON THE BOARD OF DIRECTORS AND THE REGULATORY LIAISON COMMITTEE'S DECISIONS, IBAT REPRESENTS ITS MEMBERSHIP POSITION ON PENDING LEGISLATION TO THE BILL COMMITTEE OR DIRECTLY TO VARIOUS LEGISLATORS. MAGAZINE: IBAT PUBLISHES A QUARTERLY MAGAZINE THROUGH IBAT MARKETING, WHICH IS SENT TO ALL MEMBERS AS A MEMBERSHIP BENEFIT. THE MAGAZINE INCLUDES ARTICLES ABOUT BANKS WITHIN TEXAS, UPCOMING EDUCATIONAL OPPORTUNITIES, THE CURRENT FEDERAL AND STATE REGULATORY ENVIRONMENT, AND OTHER ARTICLES RELATED TO BANKING IN TEXAS. false true false true false false false false false true false false true true true false true false false false false false false false false false false false true false true false false false false false false false false false true true true false true 29 0 true 29 true true true false false false true true false false false X 47 47 true false false false true true true true true false false true true true true true true true false false X URSULA JIMENEZ 5124746889 6500 RIVER PLACE BLVD BLD 4 STE 101 AUSTIN TX 78730 CHRISTOPHER WILLISTON VI PRESIDENT & 37.00 3.00 X 317567 29305 47218 URSULA JIMENEZ DIRECTOR OF 39.00 1.00 X 212537 7495 38649 CURTIS NELSON DIR OF MEMBE 40.00 0.00 X 217844 0 45972 JULIE COURTNEY PRESIDENT, I 3.00 37.00 X 16610 191201 49646 WILLIAM BRIGGS DIR FED & RE 40.00 0.00 X 179596 0 20709 WENDY FOSTER ASSOC. DIR O 40.00 X 158033 0 34447 MATTHEW SMITH DIR. OF INNO 13.00 27.00 X 125500 76126 30810 ALINA GREAVU DIR OF OPERA 40.00 X 155918 0 23420 KELLY GOULART REG COMPLIAN 40.00 X 170859 0 22404 APRYL SALAZAR COMPLIANCE P 1.00 39.00 X 4839 135888 21708 ABBEY CARNES ASSOC DIR OF 40.00 0.00 X 113737 0 25076 TRACY HARRIS CHAIR (10-12 1.00 X X 0 0 0 TRACY HARRIS VICE CHAIR ( 1.00 X X 0 0 0 CHRIS DOYLE CHAIRMAN (1- 4.00 X X 0 0 0 CHRIS DOYLE IM PST CH (1 4.00 X X 0 0 0 KEVIN MONK FOUNDATION C 1.00 X X 0 0 0 MATTHEW A CRABLE CHAIR LEAD ( 1.00 X X 0 0 0 KYLE IRWIN PAST CHAIR 1.00 X 0 0 0 MICHAEL SCAIEF TREAS/SEC (1 1.00 X X 0 0 0 MICHAEL SCAIEF DIRECTOR (10 1.00 X 0 0 0 GABRIEL GUERRA SEC/TREAS (1 1.00 X X 0 0 0 GABRIEL GUERRA DIRECTOR (1- 1.00 X 0 0 0 GREG WILSON CHAR-ELCT (1 1.00 X X 0 0 0 GREG WILSON DIRECTOR (1- 1.00 X 0 0 0 BRADLEY H TIDWELL PAST CHAIR 1.00 X 0 0 0 JOHN DAVID BAKER DIRECTOR 1.00 X 0 0 0 BYRON BEXLEY DIRECTOR 1.00 X 0 0 0 JOE BURNETT DIRECTOR 1.00 X 0 0 0 THOMAS H CANFIELD JR DIRECTOR 1.00 X 0 0 0 DILLON CECIL DIRECTOR (10 1.00 X 0 0 0 CHET CLAYTON DIRECTOR 1.00 X 0 0 0 DAVID DEANDA JR DIRECTOR 1.00 X 0 0 0 RYAN DILLIN DIRECTOR (10 1.00 X 0 0 0 JAMES DREIBELBIS DIRECTOR 1.00 X 0 0 0 MIKE FERNANDEZ DIRECTOR 1.00 X 0 0 0 DAN FRANK DIRECTOR 1.00 X 0 0 0 BARRY GOBER DIRECTOR 1.00 X 0 0 0 SARAH GUTIERREZ DIRECTOR (10 1.00 X 0 0 0 LEE HAGGARD DIRECTOR (10 1.00 X 0 0 0 JAMES DOAK HARTLEY DIRECTOR (1- 1.00 X 0 0 0 SCOTT HEITKAMP DIRECTOR 1.00 X 0 0 0 RUSSELL HITT DIRECTOR 1.00 X 0 0 0 MICHELLE HODGE DIRECTOR (10 1.00 X 0 0 0 RICK JAMIESON DIRECTOR 1.00 X 0 0 0 DAVID KAPAVIK DIRECTOR 1.00 X 0 0 0 SARA KOSTROUN DIRECTOR (02 1.00 X 0 0 0 SLOAN KUEHL DIRECTOR 1.00 X 0 0 0 RICKY D LEAL DIRECTOR 1.00 X 0 0 0 JODY LEE DIRECTOR 1.00 X 0 0 0 FORREST LLOYD DIRECTOR 1.00 X 0 0 0 MARK LONG DIRECTOR (10 1.00 X 0 0 0 SARAH LONG DIRECTOR (10 1.00 X 0 0 0 CINDY MANTHEY DIRECTOR 1.00 X 0 0 0 BRETT MCDOWELL DIRECTOR 1.00 X 0 0 0 WILL MILLER DIRECTOR 1.00 X 0 0 0 SAM NUNN DIRECTOR 1.00 X 0 0 0 MARTY RIVERS DIRECTOR 1.00 X 0 0 0 LEANN SANCHEZ DIRECTOR 1.00 X 0 0 0 RICHARD SCANIO DIRECTOR (1- 1.00 X 0 0 0 LESLIE SEDLOCK DIRECTOR 1.00 X 0 0 0 THOMAS SELLERS DIRECTOR 1.00 X 0 0 0 KATHY SMITH DIRECTOR 1.00 X 0 0 0 ROY THOMPSON DIRECTOR 1.00 X 0 0 0 ROBERT UPCHURCH III DIRECTOR 1.00 X 0 0 0 CHRISTINE WEINZAPFEL DIRECTOR 1.00 X 0 0 0 REED WILLIAMS DIRECTOR 1.00 X 0 0 0 ROGER WILLIAMS DIRECTOR (1- 1.00 X 0 0 0 JAY BEARDEN DIRECTOR 1.00 X 0 0 0 1673040 440015 360059 9 false true false GRAND HYATT SAN ANTONIO RIVER WALK 600 E MARKET ST SAN ANTONIO TX 78205 CONVENTION 381380 INTEGRIS 940 ARROYO SAN ANGELO TX 76903 IT SERVICES 265095 FIRST IN LAST OUT PRODUCTIONS PO BOX 1597 DRIPPING SPRINGS TX 78620 CONVENTION 121113 3 719711 719711 DUES 900099 2033499 2033499 CONVENTION 900099 1059045 658570 400475 LEADERSHIP DIVISION 900099 135180 135180 LEGISLATIVE FUND 900099 104570 104570 ADVERTISING 541800 15765 15765 6950 6950 3355009 665314 665314 1070266 1070266 5441 5441 5441 5441 5326152 1390798 3935354 3935354 3935354 REIMBURSEMENTS 900099 8000 8000 MISCELLANEOUS 900099 2527 2527 10527 9761622 2949296 15765 6076850 X 1223825 1187484 45092 218778 168063 40133 24906 14222 770575 19997 373885 27557 142179 216471 3061 1149783 4 30162 47032 UBIT 1656 SUBSCRIPTIONS 61159 BAD DEBT EXPENSE 50000 DUES/ MEMBERSHIPS 28831 63902 5908757 0 0 0 548070 506770 240111 3170237 283943 260460 20000 20000 177421 284577 583713 445665 1457841 138048 2079221 4666 4666 4101242 4914418 6833294 11378397 80040 46958 966836 1002828 517735 759935 1564611 1809721 X 5268683 9568676 5268683 9568676 6833294 11378397 3852865 447128 X false true X true false RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false false 2033499 652265 652265 619607 32658 492225 434991 57234 91488 10674 80814 138048 CASH SURRENDER VALUE OF LIFE INS 2328873 INTERCO. REC - IBAT SERVICES 1058050 RIGHT OF USE ASSET 493202 INTERCO. REC - IBAT MKT., INC. 467393 INTERCO. REC. - MAIN STREET 466512 ESCROW RECEIVABLES 100000 INTERCO. REC. - IBAT FINANCIAL SVS 388 4914418 LEASE LIABILITY 382295 DEFERRED SALARY CONT PLAN 199133 LEASE LIABILITY CURRENT 110907 EMPLOYEE BENFIT PLAN PAYABLE 67600 759935 X SCHEDULE D, PAGE 3, PART X EXPLANATION: THE MOST SIGNIFICANT TAX POSITION OF THE ASSOCIATION IS ITS ASSERTION THAT IT IS EXEMPT FROM INCOME TAXES AND ITS DETERMINATION OF WHETHER ANY AMOUNTS ARE SUBJECT TO UNRELATED BUSINESS INCOME TAX (UBIT). THE INTERNAL REVENUE SERVICE (IRS) CONSIDERS THIS "BUSINESS INCOME" UNRELATED TO THE ASSOCIATION'S TAX EXEMPT STATUS. A PORTION OF THE PROFIT FROM THESE ACTIVITIES IS SUBJECT TO FEDERAL INCOME TAXES. FOR THE YEAR ENDED DECEMBER 31, 2024, AND 2023, IBAT ACCRUED FOR ESTIMATED UNRELATED BUSINESS INCOME TAXES DUE. ALL SIGNIFICANT TAX POSITIONS HAVE BEEN CONSIDERED BY MANAGEMENT AND IT HAS DETERMINED THAT IT IS MORE LIKELY THAN NOT THAT ALL TAX POSITIONS WOULD BE SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. X true false X X X X false false false CHRISTOPHER WILLISTON VI PRESIDENT & CEO 250921 29305 45000 21646 8625 36400 2193 362592 31498 URSULA JIMENEZ DIRECTOR OF FINANCE 161686 7495 40868 9983 688 37367 594 250592 8089 CURTIS NELSON DIR OF MEMBERSHIP 188851 18113 10880 7729 38243 263816 JULIE COURTNEY PRESIDENT, IBAT SVCS 13782 158648 1848 21272 980 11281 588 6772 3380 38906 20578 236879 WILLIAM BRIGGS DIR FED & REG ADVOCY 171424 7292 880 20709 200305 WENDY FOSTER ASSOC. DIR OF GOV RE 148732 6667 2634 6667 27780 192480 MATTHEW SMITH DIR. OF INNOVATION 114823 69910 5952 3465 4725 2751 5226 3043 16185 6356 146911 85525 ALINA GREAVU DIR OF OPERATIONS 140737 15083 98 6237 17183 179338 KELLY GOULART REG COMPLIANCE 163073 6875 911 3438 18966 193263 APRYL SALAZAR COMPLIANCE PRG MGR 4642 130358 193 5432 4 98 170 4780 576 16182 5585 156850 SCHEDULE J, PART III FORM 990, SCH J: IBAT IS THE COMMON PAYMASTER FOR ITSELF AND ITS RELATED ENTITIES. AMOUNTS LISTED ON FORM 990, PART VII, SECTION A, COLUMN E AND SCHEDULE J, PART II, ROW II REPRESENTS ALLOCATION OF SHARED PAYROLL EXPENSES TO IBAT'S RELATED ENTITIES. STEVE SCURLOCK FORMER KEY EMPLOYEE MEMBERSHIP FEE X 20000 20000 false false true 20000 FORM 990, PART VI - BYRON BEXLEY AND RICHARD SCANIO - BUSINESS RELATIONSHIP - CHRIS DOYLE AND MATT CRABLE - BUSINESS RELATIONSHIP - MICHELLE HODGE & DOAK HARTLEY - BUSINESS RELATIONSHIP - TRACY HARRIS & MICHAEL SCAIEF - BUSINESS RELATIONSHIP FORM 990, PAGE 6, PART VI, LINE 6 MEMBERSHIP ELIGIBILITY IS SUBJECT TO APPROVAL BY THE BOARD OF DIRECTORS AND PAYMENT OF THE REQUISITE DUES. MEMBERSHIP IS DIVIDED INTO FIVE CLASSES; ASSOCIATE, CORRESPONDENT ASSOCIATE, SUSTAINING MEMBER BANK, AFFILIATE, AND LEADERSHIP DIVISION. FORM 990, PAGE 6, PART VI, LINE 7A AT EACH MEETING OF THE ASSOCIATION AND UPON EACH PROPOSAL PRESENTED AT SUCH MEETING EACH MEMBER OF THE ASSOCIATION IN GOOD STANDING SHALL BE ENTITLED TO ONE VOTE TO BE CAST BY ONE OF ITS OFFICERS OR DIRECTORS DESIGNATED BY SUCH MEMBER OR OTHERWISE AUTHORIZED. FORM 990, PAGE 6, PART VI, LINE 7B ALL MEMBERS OF THE ASSOCIATION IN GOOD STANDING SHALL BE ENTITLED TO VOTE ON CHANGES TO BY-LAWS, ELECTION OF OFFICERS, ADDITION OF BOARD MEMBERS AND VARIOUS MANAGEMENT ITEMS. FORM 990, PAGE 6, PART VI, LINE 11B A DRAFT TAX RETURN WILL BE REVIEWED BY THE BUDGET, AUDIT, AND COMPENSATION COMMITTEE WITH THE TAX RETURN PREPARING CPA. THE BUDGET, AUDIT, AND COMPENSATION COMMITTEE WILL MAKE ANY CORRECTIONS AND APPROVE FOR FILING. A COPY OF THE RETURN WILL BE PROVIDED TO THE BOARD MEMBERS BEFORE FILING THE TAX RETURN. FORM 990, PAGE 6, PART VI, LINE 12C EACH BOARD MEMBER IS REQUIRED TO COMPLETE, SIGN, AND RETURN A DISCLOSURE POLICY AT THE BEGINNING OF EVERY YEAR. PERIODIC REMINDERS OCCUR AT BOARD MEETINGS. FORM 990, PAGE 6, PART VI, LINE 15A COMPENSATION OF THE CEO IS DETERMINED BY THE BUDGET, AUDIT, AND COMPENSATION COMMITTEE. THE PROCESS FOR DETERMINING COMPENSATION INCLUDES A WRITTEN EMPLOYMENT CONTRACT, COMPENSATION STUDY, APPROVAL BY THE BUDGET, AUDIT AND COMPENSATION COMMITTEE AND THEN FINALLY BY THE EXECUTIVE COMMITTEE AND/OR THE BOARD OF DIRECTORS OF IBAT. THIS DECISION-MAKING PROCESS IS DOCUMENTED IN THE BOARD MINUTES. COMPENSATION FOR KEY EMPLOYEES IS DETERMINED BY THE CEO AND REVIEWED BY THE BUDGET, AUDIT, AND COMPENSATION COMMITTEE. THE ORGANIZATION PARTICIPATES IN AN ASSOCIATION SALARY SURVEY THAT COMPARES POSITIONS TO THE SALARIES OF OTHER ASSOCIATIONS. THE SURVEY IS USED AS A BASIS FOR DETERMINING SALARY RANGE FOR EACH STAFF POSITION. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC THROUGH WRITTEN OR ORAL REQUEST. FORM 990, PART IX, LINE 11G CONSULTING 770,575 0 0 MAIN STREET FOUNDATION 6500 RIVER PLACE BLVD BLD 4 STE 101 AUSTIN TX 78730 742932297 EDUCATION TX 501C3 10 N/A false IBAT PAC 6500 RIVER PLACE BLVD BLD 4 STE 101 AUSTIN TX 78730 742791631 PAC TX 527 N/A false IBAT FED PAC 6500 RIVER PLACE BLVD BLD 4 STE 101 AUSTIN TX 78730 742875134 FED PAC TX 527 N/A false IBAT SERVICES INC 6500 RIVER PLACE BLVD BLD 4 STE 101 AUSTIN TX 78730 742306778 SERVICES TX IBAT C CORP 960286 1324102 1.00000 true IBAT MARKETING INC 6500 RIVER PLACE BLVD BLD 4 STE 101 AUSTIN TX 78730 742597021 SERVICES TX IBAT C CORP 568046 378587 1.00000 true IBAT FINANCIAL SERVICES INC 6500 RIVER PLACE BLVD BLD 4 STE 101 AUSTIN TX 78730 760311543 INSURANCE TX IBAT C CORP 30049 1127373 1.00000 true IBAT BOND TRUST 6500 RIVER PLACE BLVD BLD 4 STE 101 AUSTIN TX 78701 746290508 INSURANCE TX IBAT TRUST 30137 864106 1.00000 true IBAT PERFORMANCE 6500 RIVER PLACE BLVD BLD 4 STE 101 AUSTIN TX 78701 880594840 SERVICES TX IBAT C CORP 805834 525552 1.00000 true false false false false false true false false false false false true false true true false true false true IBAT FINANCIAL SERVICES O 1509 ACTUAL CASH IBAT FINANCIAL SERVICES F 500000 ACTUAL CASH IBAT MARKETING INC O 118781 ACTUAL CASH IBAT MARKETING INC N 581 ACTUAL CASH IBAT MARKETING INC Q 664 ACTUAL CASH IBAT SERVICES INC O 396439 ACTUAL CASH IBAT SERVICES INC N 3520 ACTUAL CASH IBAT SERVICES INC Q 2032 ACTUAL CASH IBAT SERVICES INC L 778839 ACTUAL CASH MAIN STREET FOUNDATION Q 4023 ACTUAL CASH MAIN STREET FOUNDATION N 2052 ACTUAL CASH MAIN STREET FOUNDATION O 287421 ACTUAL CASH IBAT BOND TRUST O 7789 ACTUAL CASH IBAT PERFORMANCE O 633044 ACTUAL CASH IBAT PERFORMANCE Q 16107 ACTUAL CASH IBAT PERFORMANCE N 441 ACTUAL CASH IBAT PAC S 20557 ACTUAL CASH IBAT FED PAC S 13297 ACTUAL CASH IBAT MARKETING S 147580 ACTUAL CASH IBAT FINANCIAL SERVICES S 5391 ACTUAL CASH MAIN STREET FOUNDATION S 95691 ACUTAL CASH