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          </USAddress>
        </ContractorAddress>
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        <CompensationAmt>268015</CompensationAmt>
      </ContractorCompensationGrp>
      <ContractorCompensationGrp>
        <ContractorName>
          <BusinessName>
            <BusinessNameLine1>Mutual of America</BusinessNameLine1>
          </BusinessName>
        </ContractorName>
        <ContractorAddress>
          <USAddress>
            <AddressLine1>320 Park Avenue</AddressLine1>
            <City>New York</City>
            <State>NY</State>
            <ZIPCode>10022</ZIPCode>
          </USAddress>
        </ContractorAddress>
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      <ProgramServiceRevenueGrp>
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      <ProgramServiceRevenueGrp>
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      </ProgramServiceRevenueGrp>
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      <GrossRentsGrp>
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      <RentalIncomeOrLossGrp>
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      <NetRentalIncomeOrLossGrp>
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        <RelatedOrExemptFuncIncomeAmt>540379</RelatedOrExemptFuncIncomeAmt>
      </TotalRevenueGrp>
      <CompCurrentOfcrDirectorsGrp>
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        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>734047</ManagementAndGeneralAmt>
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      <CompDisqualPersonsGrp>
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        <ProgramServicesAmt>5318655</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
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      <OtherEmployeeBenefitsGrp>
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        <ProgramServicesAmt>738456</ProgramServicesAmt>
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        <FundraisingAmt>0</FundraisingAmt>
      </OtherEmployeeBenefitsGrp>
      <PayrollTaxesGrp>
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        <ProgramServicesAmt>830000</ProgramServicesAmt>
        <ManagementAndGeneralAmt>87792</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
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      <OccupancyGrp>
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        <ProgramServicesAmt>408841</ProgramServicesAmt>
        <ManagementAndGeneralAmt>68668</ManagementAndGeneralAmt>
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      <InterestGrp>
        <TotalAmt>1797</TotalAmt>
        <ProgramServicesAmt>0</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1797</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </InterestGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>115452</TotalAmt>
        <ProgramServicesAmt>57540</ProgramServicesAmt>
        <ManagementAndGeneralAmt>57912</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </DepreciationDepletionGrp>
      <OtherExpensesGrp>
        <Desc>SUPPLIES</Desc>
        <TotalAmt>651244</TotalAmt>
        <ProgramServicesAmt>631991</ProgramServicesAmt>
        <ManagementAndGeneralAmt>19253</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
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      <OtherExpensesGrp>
        <Desc>CONTRACTUAL SERVICES</Desc>
        <TotalAmt>1292706</TotalAmt>
        <ProgramServicesAmt>1150800</ProgramServicesAmt>
        <ManagementAndGeneralAmt>141906</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>EQUIPMENT AND REPAIR</Desc>
        <TotalAmt>751715</TotalAmt>
        <ProgramServicesAmt>738302</ProgramServicesAmt>
        <ManagementAndGeneralAmt>13413</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>TRAINING, CONFERENCES, AND TRAVEL</Desc>
        <TotalAmt>108048</TotalAmt>
        <ProgramServicesAmt>81354</ProgramServicesAmt>
        <ManagementAndGeneralAmt>26694</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>2291281</TotalAmt>
        <ProgramServicesAmt>2149890</ProgramServicesAmt>
        <ManagementAndGeneralAmt>141391</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
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        <ProgramServicesAmt>12105829</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1311067</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
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      <CashNonInterestBearingGrp>
        <BOYAmt>483538</BOYAmt>
        <EOYAmt>602171</EOYAmt>
      </CashNonInterestBearingGrp>
      <PledgesAndGrantsReceivableGrp>
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        <EOYAmt>245607</EOYAmt>
      </PledgesAndGrantsReceivableGrp>
      <AccountsReceivableGrp>
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        <EOYAmt>814130</EOYAmt>
      </AccountsReceivableGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>667425</BOYAmt>
        <EOYAmt>574453</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <LandBldgEquipCostOrOtherBssAmt>1396377</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>1077063</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>396487</BOYAmt>
        <EOYAmt>319314</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <InvestmentsPubTradedSecGrp>
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        <EOYAmt>13100</EOYAmt>
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        <EOYAmt>3025</EOYAmt>
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      <TotalAssetsGrp>
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        <EOYAmt>2571800</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
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        <EOYAmt>395954</EOYAmt>
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      <DeferredRevenueGrp>
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        <EOYAmt>83103</EOYAmt>
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      <MortgNotesPyblScrdInvstPropGrp>
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        <EOYAmt>1025323</EOYAmt>
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      <TotalLiabilitiesGrp>
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        <EOYAmt>1504380</EOYAmt>
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      <OrganizationFollowsSFAS117Ind>X</OrganizationFollowsSFAS117Ind>
      <UnrestrictedNetAssetsGrp>
        <BOYAmt>835811</BOYAmt>
        <EOYAmt>812587</EOYAmt>
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      <TemporarilyRstrNetAssetsGrp>
        <BOYAmt>224834</BOYAmt>
        <EOYAmt>254833</EOYAmt>
      </TemporarilyRstrNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>1060645</BOYAmt>
        <EOYAmt>1067420</EOYAmt>
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      <TotLiabNetAssetsFundBalanceGrp>
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        <EOYAmt>2571800</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>6775</ReconcilationRevenueExpnssAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>true</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </FSAuditedBasisGrp>
      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>true</FederalGrantAuditRequiredInd>
      <FederalGrantAuditPerformedInd>true</FederalGrantAuditPerformedInd>
    </IRS990>
    <IRS990ScheduleA documentId="00000002" softwareId="13000178">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>13607723</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>13082705</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>12945546</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>13224380</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>12883292</CurrentTaxYearAmt>
        <TotalAmt>65743646</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
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        <CurrentTaxYearMinus3YearsAmt>13082705</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>12945546</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>13224380</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>12883292</CurrentTaxYearAmt>
        <TotalAmt>65743646</TotalAmt>
      </TotalCalendarYear170Grp>
      <PublicSupportTotal170Amt>65743646</PublicSupportTotal170Amt>
      <GrossInvestmentIncome170Grp>
        <CurrentTaxYearMinus4YearsAmt>11205</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>10805</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>13934</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>11004</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>11173</CurrentTaxYearAmt>
        <TotalAmt>58121</TotalAmt>
      </GrossInvestmentIncome170Grp>
      <TotalSupportAmt>65801767</TotalSupportAmt>
      <PublicSupportCY170Pct>0.99910</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.99920</PublicSupportPY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
      <PublicSupportTotal509Amt>0</PublicSupportTotal509Amt>
      <PublicSupportCY509Pct>0</PublicSupportCY509Pct>
      <InvestmentIncomeCYPct>0</InvestmentIncomeCYPct>
    </IRS990ScheduleA>
    <IRS990ScheduleC documentId="00000003" />
    <IRS990ScheduleD documentId="00000004" softwareId="13000178">
      <LandGrp>
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        <BookValueAmt>21667</BookValueAmt>
      </LandGrp>
      <BuildingsGrp>
        <InvestmentCostOrOtherBasisAmt>1014093</InvestmentCostOrOtherBasisAmt>
        <DepreciationAmt>1014093</DepreciationAmt>
      </BuildingsGrp>
      <EquipmentGrp>
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        <BookValueAmt>72961</BookValueAmt>
      </EquipmentGrp>
      <OtherLandBuildingsGrp>
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        <DepreciationAmt>62970</DepreciationAmt>
        <BookValueAmt>224686</BookValueAmt>
      </OtherLandBuildingsGrp>
      <TotalBookValueLandBuildingsAmt>319314</TotalBookValueLandBuildingsAmt>
      <OtherAssetsOrgGrp>
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        <BookValueAmt>3025</BookValueAmt>
      </OtherAssetsOrgGrp>
      <TotalBookValueOtherAssetsAmt>3025</TotalBookValueOtherAssetsAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="00000005">
      <SeverancePaymentInd>false</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
      <CompBasedOnRevenueOfFlngOrgInd>false</CompBasedOnRevenueOfFlngOrgInd>
      <CompBsdOnRevRelatedOrgsInd>false</CompBsdOnRevRelatedOrgsInd>
      <CompBsdNetEarnsFlngOrgInd>false</CompBsdNetEarnsFlngOrgInd>
      <CompBsdNetEarnsRltdOrgsInd>false</CompBsdNetEarnsRltdOrgsInd>
      <AnyNonFixedPaymentsInd>false</AnyNonFixedPaymentsInd>
      <InitialContractExceptionInd>false</InitialContractExceptionInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>NINA HARRIS</PersonNm>
        <BaseCompensationFilingOrgAmt>181499</BaseCompensationFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>181499</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
    </IRS990ScheduleJ>
    <IRS990ScheduleO documentId="00000006" softwareId="13000178">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>THE FORM 990 IS PROVIDED TO EACH BOARD MEMBER PRIOR TO THE DUE DATE OF THE RETURN.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>THE OFFICERS, DIRECTORS AND STAFF SIGN A MULTIPLE NUMBER OF CONFLICT OF INTEREST STATEMENTS AND THEY ARE PLACED ON FILE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BOARD APPROVED A WAGE COMPARABILITY STUDY. IN CONJUNCTION WITH GRANT FUNDED GUIDELINES AND RESTRAINTS ARE FACTORED IN DETERMINING SALARY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>Documents are available to the public upon request at the Agency's main office.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15b</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BOARD APPROVED A WAGE COMPARABILITY STUDY. IN CONJUNCTION WITH GRANT FUNDED GUIDELINES AND RESTRAINTS ARE FACTORED IN DETERMINING SALARY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part III, Line 4d</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL OTHER PROGRAM SERVICES. 3474729. 0. 1319842.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part IX, Line 24f</FormAndLineReferenceDesc>
        <ExplanationTxt>DIRECT CLIENT ASSISTANCE 802280. 787239. 15041. 0. OTHER COSTS 1489001. 1362651. 126350. 0.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>