2025-11-05T16:26:32-06:00 2024-12-31 994260840 DOEREN MAYHEW 8785 SW 165TH AVENUE SUITE 303 MIAMI FL 33193 990 2024-01-01 910683062 WASHINGTON STATE EMPLOYEES CREDIT UNION WASH 3609437911 PO BOX WSECU OLYMPIA WA 985070099 GARY SWINDLER CEO 3609437911 2025-11-02 0 AUBREY CLEGG P01076395 3052328272 2025-11-02 2024 2025-03-06 01:10:19Z GARY SWINDLER PO BOX WSECU OLYMPIA WA 985070099 335996713 0 X WWW.WSECU.ORG X 1957 WA TO PROVIDE SERVICES TO MEMBERS WHICH ARE MANDATED IN THE CREDIT UNION ACT TO CHARTERS AND TO PROVIDE A MEANS WHEREBY MEMBERS CAN PROVIDE EACH OTHER WITH NEEDED FINANCIAL SERVICES. 9 9 953 36 205559 0 0 0 269746727 306327975 47103269 28832852 1024181 835886 317874177 335996713 100000 986000 0 0 98166600 99468717 0 0 0 191081860 230988643 289348460 331443360 28525717 4553353 5357264547 5165066329 4972716307 4771120080 384548240 393946249 TO PROVIDE SERVICES TO MEMBERS WHICH ARE MANDATED IN THE CREDIT UNION ACT TO CHARTERS AND TO PROVIDE A MEANS WHEREBY MEMBERS CAN PROVIDE EACH OTHER WITH NEEDED FINANCIAL SERVICES. 0 0 SAVINGS AND CHECKING: WE KNOW DIFFERENT MEMBERS HAVE DIFFERENT NEEDS AND THAT'S WHY WE OFFER A VARIETY OF CHECKING AND SAVINGS ACCOUNTS. WSECU CAN HELP MEMBERS MAKE MANAGING THEIR BUDGETS SIMPLE AS THEY WORK TOWARDS THEIR FINANCIAL GOALS. MEMBERS CAN ACCESS THEIR ACCOUNTS ANY TIME OF THE DAY OR NIGHT WITH THEIR DEBIT OR ATM CARD. WSECU IS A PROUD PARTNER OF THE CO-OP NETWORK, OFFERING MEMBERS FREE ACCESS TO 25,000 ATMS ACROSS THE UNITED STATES. LOANS: FROM THE CARS MEMBERS DRIVE TO THE UNTAPPED EQUITY IN THEIR HOMES, WSECU LOANS ARE DESIGNED TO GIVE MEMBERS THE UTMOST BUYING POWER AND PAYMENT FLEXIBILITY. BACKED WITH OUR OUTSTANDING SERVICE, THERE IS SIMPLY NO BETTER PLACE TO GO FOR MEMBERS' LENDING NEEDS. CREDIT CARDS: WSECU PROVIDES A VARIETY OF CREDIT CARD OPTIONS TO MEET THE VARIED LIFESTYLES OF OUR MEMBERS. EACH OPTION INCLUDES THE VALUE OF A VARIABLE INTEREST RATE, NO ANNUAL FEE, PLUS THE COST-SAVINGS BENEFIT OF A 25-DAY GRACE PERIOD ON NEW PURCHASES, AND THE PURCHASING POWER OF THE MOST RECOGNIZED CREDIT CARD IN THE WORLD. EACH OF OUR CREDIT CARD OPTIONS PROVIDES UNIQUE FEATURES AND BENEFITS. FROM HIGHER SPENDING LIMITS TO REWARDS PROGRAMS TO FIRST-TIME CARDHOLDERS ESTABLISHING CREDIT, WSECU MEMBERS HAVE AN EXCITING RANGE OF CREDIT CARD OPTIONS FROM WHICH TO CHOOSE. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 80195 0 1 953 1 1 1 0 0 0 0 0 1 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 X GARY SWINDLER 3609437911 PO BOX WSECU OLYMPIA WA 985070099 VERONICA BRONKEMA BOARD CHAIR 1.00 X 736 0 0 MARCUS GLASPAR BOARD VICE CHAIR 1.00 X 1750 0 0 VIKKI SMITH BOARD SECRETARY 1.00 X 1867 0 0 DOUG MAH BOARD MEMBER 1.00 X 707 0 0 TRACY GUERIN BOARD MEMBER 1.00 X 2279 0 0 STACIA HOLLAR BOARD MEMBER 1.00 X 1128 0 0 STEVE LERCH BOARD MEMBER 1.00 X 1594 0 0 JOSEPH PEARSON BOARD MEMBER 1.00 X 1172 0 0 CAROLE WASHBURN BOARD MEMBER 1.00 X 2123 0 0 GARY SWINDLER PRESIDENT/CEO 40.00 X 2170133 0 266121 RANDY GUNDERSON CHIEF FINANCIAL OFFICER 40.00 X 609789 0 76176 JAMILA THOMAS CHIEF ADMINISTRATIVE OFFICER 40.00 X 287346 0 819 PAUL KIRKBRIDE CHIEF OPERATING OFFICER 40.00 X 635866 0 78464 EMILY FRIESEN CHIEF MARKETING & ANALYTICS OFFICER 40.00 X 440784 0 64209 JUDITH HENDERSON CHIEF TECHNOLOGY OFFICER 40.00 X 404880 0 59956 JULIE LIND CHIEF LENDING OFFICER 40.00 X 426039 0 63456 RYAN BROOKS CHIEF DIGITAL OFFICER 40.00 X 272464 0 46373 KIMBERLY DUFFY VP PEOPLE & CULTURE SERVICES 40.00 X 296224 0 22096 JEFF REESE FINANCIAL ADVISOR 40.00 X 294974 0 25008 ANN FLANNIGAN VP PUBLIC RELATIONS 40.00 X 283040 0 21009 PETAR JELINIC VP BUSINESS LENDING 40.00 X 281907 0 20729 AARON ROBEL VP INFORMATION SECURITY AND FRAUD 40.00 X 277191 0 20868 6693993 0 765284 243 0 1 0 BACKBASE USA INC 1201 PEACHTREE ST NE ATLANTA GA 30361 IT RELATED/ONLINE BANKING 5721594 HYDROGEN LLC 1520 4TH AVENUE STE 600 SEATTLE WA 98101 MARKETING 3664780 KAYE SMITH 4101 OAKESDALE AVE SW RENTON WA 98057 STATEMENTS/FORMS 2319520 NEXTBRANCH LLC 498 N KAYS DR 100 KAYSVILLE UT 84037 ATM RELATED 1678693 AMPLIFI LOYALTY SOLUTIONS LLC 1620 BOND STREET NAPERVILLE IL 60563 VISA RELATED 1262364 123 MEMBER LOAN INTEREST 522100 249567066 249567066 FEES & OTHER INCOME 522100 56268911 56268911 GAIN ON SALE OF LOANS 522100 286439 286439 FINANCE & INSURANCE 520000 189013 189013 MANAGEMENT CONSULTING 541610 16546 16546 306327975 28832852 28832852 835886 0 835886 835886 835886 335996713 306958302 205559 28832852 X 881000 105000 4960405 67033219 6461775 14997880 6015438 276956 119949 12587305 5763203 4336002 11188653 7941308 410020 445291 92546304 7795312 700571 PROVISION FOR LOAN LOSS 65755030 MISCELLANEOUS 8904258 VISA EXPENSE 5464490 CARD SERVICES 2968302 3785689 331443360 50434875 49826669 26225096 27300527 1527458 1167998 4267817820 4143343827 8912840 10245795 210261404 109485525 91894097 100775879 738560556 667153797 16760424 45516181 155131381 119735656 5357264547 5165066329 114300792 87132101 544000000 275000000 4314415515 4408987979 4972716307 4771120080 X 0 0 0 0 384548240 393946249 384548240 393946249 5357264547 5165066329 X 4553353 5439374 -594718 X X 0 1 X 1 0 14135949 14135949 118394024 49175210 69218814 12359439 10853229 1506210 65371992 49457086 15914906 100775879 MEMBER SHARES 4408987979 4408987979 X 335931178 -48738 -48738 335979916 16797 16797 335996713 331443360 0 331443360 0 331443360 PART X, LINE 2: THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE AND LOCAL INCOME TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE (IRC) AND STATE TAX LAWS. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME DERIVED BY STATE-CHARTERED CREDIT UNIONS. GENERALLY, THESE TAXES ARE INSIGNIFICANT TO THE CREDIT UNION. PART XI, LINE 2D - OTHER ADJUSTMENTS: TIMING DIFFERENCE: ADJUSTMENT TO OMIT 2023 K-1 LOSS ON INVESTMENT IN COMPLIANCE SERVICES GROUP, LLC RECORDED IN THE 2024 AUDITED FINANCIAL STATEMENTS IN THE YEAR FORM K-1 WAS RECEIVED BUT INCLUDED IN THE 2023 FORM 990 WITHIN THE STATEMENT OF REVENUE -48,738. PART XI, LINE 4B - OTHER ADJUSTMENTS: TIMING DIFFERENCE: ADJUSTMENT TO INCLUDE 2024 K-1 INCOME FROM COMPLIANCE SERVICES GROUP, LLC WHICH WAS RECORDED IN THE FINANCIAL STATEMENTS IN 2025 (WHEN FORM K-1 WAS RECEIVED) BUT INCLUDED IN THE 2024 FORM 990 WITHIN THE STATEMENT OF REVENUE 16,797. 1 EASTERN WA UNIVERSITY FOUNDATION 102 HARGREAVES HALL CHENEY WA 99004 911019819 501(C)(3) 60500 0 TO OFFER FINANCIAL RESOURCES AND EDUCATION TO THE UNIVERSITY COMMUNITY. THE BREAKFAST GROUP PO BOX 18334 SEATTLE WA 98118 911543286 501(C)(3) 25000 0 TO HEAL THE EDUCATIONAL EQUITY GAP AND RACIAL DIVIDE. UNIVERSITY OF WA FOUNDATION 1900 COMMERCE ST BOX 358432 OFFICE OF ADVANCEMENT TACOMA WA 98402 943079432 501(C)(3) 100000 0 TO SUPPORT STUDENT SUCCESS, ESPECIALLY FOR FIRST-GENERATION COLLEGE STUDENTS AND STUDENTS OF COLOR. PACIFIC LUTHERAN UNIVERSITY 12180 PARK AVE S GCPE TACOMA WA 98447 910565571 501(C)(3) 30000 0 COMMUNITY INVOLVEMENT. LAUNCH STUDENT SUCCESS 2827 13TH ST SW PUYALLUP WA 98373 813496033 LLC 7500 0 TO INCREASE STUDENT SUCCESS, PERSISTENCE, RETENTION AND GRADUATION RATES. JUNIOR ACHIEVEMENT 1610 PERIMETER RD AUBURN WA 98001 910604913 501(C)(3) 30000 0 TO SUPPORT FINANCIAL LITERACY EDUCATION FOR K-12 STUDENTS IN THE STATE. OFFICE OF FINANCIAL MANAGEMENT PO BOX 43113 OLYMPIA WA 98504 916001089 GOVERNMENT 20000 0 COMMUNITY INVOLVEMENT. HANDS OF CHILDREN'S MUSEUM 414 JEFFERSON ST NE OLYMPIA WA 98501 911405065 501(C)(3) 250000 0 TO PROVIDE HANDS-ON, ENGAGING LEARNING EXPERIENCES FOR CHILDREN AND AIMS TO FOSTER CURIOSITY AND CREATIVITY. THE EVERGREEN STATE COLLEGE FOUNDATION 2700 EVERGREEN PKWY NW OLYMPIA WA 98505 910981488 501(C)(3) 10000 0 COMMUNITY INVOLVEMENT. UNITED WAY OF THURSTON COUNTY 3525 7TH AVE SUITE 201 OLYMPIA WA 98502 910713462 501(C)(3) 15000 0 COMMUNITY INVOLVEMENT. WA STATE PARKS FOUNDATION 1752 NW MARKET ST 744 SEATTLE WA 98107 916001109 501(C)(3) 35000 0 TO ALLOW GREATER ACCESS TO PARKS ACROSS THE STATE. ROOTS YOUNG ADULT SHELTER 1415 NE 43RD ST SEATTLE WA 98105 912110379 501(C)(3) 10000 0 TO PROVIDE SAFE EMERGENCY OVERNIGHT SHELTER FOR YOUNG ADULTS AGES 18-25. SECOND HARVEST 1234 E FRONT AVE SPOKANE WA 99202 237173826 501(C)(3) 18000 0 TO GET FOOD TO THOSE EXPERIENCING HUNGER IN EASTERN WASHINGTON AND NORTHERN IDAHO. SPSCC FOUNDATION 2011 MOTTMAN RD SW OLYMPIA WA 98512 911409321 501(C)(3) 35000 0 TO PROVIDE SCHOLARSHIPS FOR STUDENTS. SEATTLE COLLEGES FOUNDATION 1500 HARVARD AVE SEATTLE WA 98122 830551671 501(C)(3) 100000 0 TO SUPPORT STUDENT SUCCESS, ESPECIALLY FOR FIRST-GENERATION COLLEGE STUDENTS AND STUDENTS OF COLOR. TVW 1058 CAPITOL WAY S OLYMPIA WA 98501 911597601 501(C)(3) 25000 0 TO HELP DEEPEN PUBLIC UNDERSTANDING OF KEY STATEWIDE ISSUES AND ENCOURAGE CIVIC ENGAGEMENT. PEACE WORKS UNITED 9041 EDGEWATER DRIVE SW LAKEWOOD WA 98499 831532853 501(C)(3) 10000 0 COMMUNITY INVOLVEMENT. UNIVERSITY OF WASHINGTON BOTHELL 17927 113TH AVE NE ATTN ADVANCEMENT BOX 358528 BOTHELL WA 98011 943079432 501(C)(3) 100000 0 TO SUPPORT STUDENT SUCCESS, ESPECIALLY FOR FIRST-GENERATION COLLEGE STUDENTS AND STUDENTS OF COLOR. 16 2 SCHOLARSHIPS- 2 YR COLLEGE/VOCATIONAL SCHOOLS 15 30000 SCHOLARSHIPS- 4 YR UNDERGRAD/GRAD PROGRAMS 25 75000 FORM 990 SCHEDULE I PARTS I AND III CONTRIBUTIONS TO ORGANIZATIONS ARE CHARITABLE DONATIONS, NOT GRANTS. THEREFORE THERE IS NO MONITORING OF USE OF THE FUNDS SUBSEQUENT TO DISBURSEMENT. THE WSECU SCHOLARSHIP COMMITTEE IS MADE UP OF ONE APPOINTED BOARD MEMBER AS CHAIR, AND UP TO TWO ADDITIONAL BOARD MEMBERS. REMAINING COMMITTEE MEMBERS ARE MADE UP OF MEMBER VOLUNTEERS. WSECU PARTNERS WITH AN OUTSIDE VENDOR TO MANAGE THE ONLINE APPLICATION PROCESS. SCORING OF APPLICANTS IS BASED ON: ACADEMIC RECORD - 25%, FINANCIAL NEED - 25%, COMMUNITY SERVICE/SCHOOL ACTIVITIES - 25%, AND ESSAY/LETTERS OF RECOMMENDATION - 25%. (BOARD POLICIES & COMMITTEES - POLICY #5.03) X X 1 1 X X X X 0 1 0 GARY SWINDLER PRESIDENT/CEO 907442 0 306865 0 955826 0 259141 0 6980 0 2436254 0 955826 0 PAUL KIRKBRIDE CHIEF OPERATING OFFICER 479672 0 156194 0 0 0 77668 0 796 0 714330 0 0 0 RANDY GUNDERSON CHIEF FINANCIAL OFFICER 458953 0 150836 0 0 0 75388 0 788 0 685965 0 0 0 EMILY FRIESEN CHIEF MARKETING & ANALYTICS OFFICER 329337 0 111447 0 0 0 63497 0 712 0 504993 0 0 0 JULIE LIND CHIEF LENDING OFFICER 365539 0 60500 0 0 0 62733 0 723 0 489495 0 0 0 JUDITH HENDERSON CHIEF TECHNOLOGY OFFICER 324182 0 80698 0 0 0 59156 0 800 0 464836 0 0 0 JEFF REESE FINANCIAL ADVISOR 287974 0 7000 0 0 0 24355 0 653 0 319982 0 0 0 RYAN BROOKS CHIEF DIGITAL OFFICER 229137 0 43327 0 0 0 45792 0 581 0 318837 0 0 0 KIMBERLY DUFFY VP PEOPLE & CULTURE SERVICES 249856 0 46368 0 0 0 21462 0 634 0 318320 0 0 0 ANN FLANNIGAN VP PUBLIC RELATIONS 241959 0 41081 0 0 0 20491 0 518 0 304049 0 0 0 PETAR JELINIC VP BUSINESS LENDING 238158 0 43749 0 0 0 20118 0 611 0 302636 0 0 0 AARON ROBEL VP INFORMATION SECURITY AND FRAUD 236210 0 40981 0 0 0 20322 0 546 0 298059 0 0 0 JAMILA THOMAS CHIEF ADMINISTRATIVE OFFICER 287346 0 0 0 0 0 0 0 819 0 288165 0 0 0 PART I, LINE 1A TRAVEL FOR COMPANIONS IS AVAILABLE TO BOARD MEMBERS, CEO AND SENIOR VP'S. ONLY THE CEO HAS A DISCRETIONARY SPENDING ACCOUNT. ALL OF THESE ITEMS ARE TREATED AS TAXABLE COMPENSATION TO THE DIRECTOR, OFFICER, OR KEY EMPLOYEE. PART I LINE 4B OFFICERS AND KEY EMPLOYEES PARTICIPATE IN A 457F SUPPLEMENTAL NON-QUALIFIED RETIREMENT PLAN. GARY SWINDLER, PRESIDENT/CEO, RECEIVED A DISTRIBUTION OF $955,826 DURING 2024. THE CREDIT UNION CONTRIBUTED THE FOLLOWING AMOUNTS TOWARD THE DEFERRED COMPENSATION PLAN DURING 2024: GARY SWINDLER, CEO- $240,786 RANDY GUNDERSON, CFO- $58,884 PAUL KIRKBRIDE, COO- $61,619 EMILY FRIESEN, CMAO- $43,645 JUDITH HENDERSON, CTO- $36,690 JULIE LIND, CLO- $38,550 RYAN BROOKS, CDO- $26,333 PART I LINE 1A TRAVEL FOR COMPANIONS IS AVAILABLE TO BOARD MEMBERS, CEO AND SENIOR VICE PRESIDENTS. ONLY THE CEO HAS A DISCRETIONARY SPENDING ACCOUNT. ALL OF THESE ITEMS ARE TREATED AS TAXABLE COMPENSATION TO THE DIRECTOR, OFFICER OR KEY EMPLOYEE. FORM 990, PART VI, SECTION A, LINE 6 CREDIT UNION MEMBERS HAVE THE RIGHT TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNION MEMBERS HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALLY, OR AS VACANCIES ARISE, OR OTHERWISE. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. FORM 990, PART VI, SECTION B, LINE 11B ACCOUNTING PERSONNEL REVIEW FORM 990 FOR ACCURACY COMPARED TO INTERNAL REPORTS AND MAKE ADJUSTMENTS AS NECESSARY UNDER THE GUIDANCE OF OUR TAX ACCOUNTANTS. THE FORM IS REVIEWED BY THE CEO PRIOR TO SIGNING OF THE FINAL DRAFT. THE RETURN IS AVAILABLE TO ALL MEMBERS OF THE BOARD OF DIRECTORS FOR REVIEW. FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION SENDS OUT AN ANNUAL HR POLICIES ACKNOWLEDGEMENT TO ALL STAFF AND REQUIRES ACKNOWLEDGMENT FROM EACH PERSON EACH YEAR, AS WELL AS UPON HIRE. THIS POLICIES ACKNOWLEDGMENT INCLUDES THE WSECU CODE OF CONDUCT, WHICH COVERS THE CONFLICT-OF-INTEREST POLICY. THE CONFLICT-OF-INTEREST POLICY IS ENFORCED IN VAROUS WAYS DEPENDING ON THE PARTICULAR CONFLICT. FOR EMPLOYMENT CONFLICTS, THE CREDIT UNION REQUIRES NOTIFICATION TO HR OF ANY SECOND JOBS AND APPROVAL BY THE EMPLOYEE'S LEADER. FOR POTENTIAL CONFLICTS OF EMPLOYEES WORKING WITH RELATIVES, THE CREDIT UNION REQUIRES A SENIOR MANAGEMENT APPROVAL BEFORE THEY HIRE, PROMOTE, OR TRANSFER ANYONE WHO MIGHT BE WORKING WITH A RELATIVE OF A WSECU EMPLOYEE. IF THE ORGANIZATION IS NOTIFIED OF OTHER TYPES OF CONFLICTS, THEY DEAL WITH THEM AS THEY ARISE, INVOLVING COMPANY LEADERSHIP, CONFLICT QUESTIONAIRES ARE SIGNED ANNUALLY BY THE BOARD OF DIRECTORS. IF A POTENTIAL CONFLICT IS IDENTIFIED, IT IS REPORTED TO THE BOARD, WHICH THEN REVIEWS ALL INFORMATION AND DETERMINES IF AN ACTUAL CONFLICT EXISTS. DIRECTORS WITH THE POTENTIAL CONFLICT RECUSE THEMSELVES FROM VOTING ON ANY RELATED ISSUES. THE ORGANIZATION'S POLICY HAS ASSISTED THE CREDIT UNION IN PROHIBITING CONFLICTS BEFORE THEY IMPACT THE ORGANIZATION. FORM 990, PART VI, SECTION B, LINE 15 WSECU USES A THIRD-PARTY, OUTSIDE CONSULTANT TO EVALUATE EXECUTIVE COMPENSATION. THE REVIEW THAT THE CONSULTANT COMPLETES INCLUDES A REASONABLENESS TEST, MARKET (COMPARABLE) DATA FOR THE FINANCIAL SERVICES/CREDIT UNION INDUSTRY AND THE GEOGRAPHIC AREA AND INCLUDES THE ENTIRE SALARY AND BENEFITS PACKAGE. PERIODICALLY, HUMAN RESOURCES USES INDUSTRY AND REGIONAL EXECUTIVE SALARY SURVEYS TO VERIFY EXECUTIVE COMPENSATION. THE CEO CONTRACT, INCLUDING COMPENSATION, IS REVIEWED BY THE WSECU BOARD OF DIRECTORS. THE GENERAL COMPENSATION REVIEW PROCESS IS COMPLETED ANNUALLY. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY ARE NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLIC VIEWING ON NCUA.GOV VIA THE QUARTERLY 5300 FILING. FORM 990, PART IX, LINE 24E LOAN SERVICING 2,743,656. EMPLOYEE RELATIONS & TRAINING 1,042,033. FORM 990, PART XI, LINE 9: NET CHANGE IN FAIR VALUE HEDGE -529,183. BOOK/TAX DIFFERENCES RELATED TO PASS THROUGH INVESTMENTS -65,535. FORM 990, PART XII, LINE 2C THERE WERE NO CHANGES IN THE PROCESS OF THE COMMITTEE THAT ASSUMES RESPONSIBILITY OF THE OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR. ONE WASHINGTON FINANCIAL LLC PO BOX WSECU OLYMPIA WA 98507 473383761 CUSO HOLDING COMPANY WA 43099 27557007 WASHINGTON STATE EMPLOYEES CREDIT UNION