2016-08-04T10:16:01-05:00 2015-12-31 371611326 ARONSON LLC 805 KING FARM BLVD 3RD FLOOR ROCKVILLE MD 20850 990 2015-01-01 430164315 CONSUMER DATA INDUSTRY ASSOCIATION CONS 2024087409 1090 VERMONT AVENUE NW NO 200 WASHINGTON DC 200054905 ELIZABETH BYRNES PRESIDENT 2024087409 2016-08-02 1 CRAIG STEVENS CPA P00177781 3012316200 2015 2016-12-15 16:53:06Z STUART K PRATT 1090 VERMONT AVENUE NW NO 200 WASHINGTON DC 200054905 5357378 0 X WWW.CDIAONLINE.ORG X 1937 MO ENABLE CONSUMERS, MEDIA, LEGISLATORS ABOUT THE BENEFITS OF RESPONSIBLE USE OF CONSUMER DATA. 17 16 7 0 294 0 0 0 3554716 4022040 46581 44211 151875 294 3753172 4066545 0 0 0 0 1648666 1723215 0 0 0 2340950 2652774 3989616 4375989 -236444 -309444 3990586 3680995 701131 741520 3289455 2939475 CDIA'S MISSION IS TO ENABLE CONSUMERS, MEDIA, LEGISLATORS AND REGULATORS TO UNDERSTAND THE BENEFITS OF THE RESPONSIBLE USE OF CONSUMER DATA WHICH CREATES OPPORTUNITIES FOR CONSUMERS AND THE ECONOMY. 0 0 GOVERNMENT RELATIONS, REGULATORY AFFAIRS & JUDICIALREPRESENTATION: TO SERVE AS THE INDUSTRY'S PRIMARY SPOKESPERSON ONALL LEGISLATIVE AND REGULATORY MATTERS (FEDERAL/STATE/LOCAL). TOREPRESENT THE INDUSTRY'S INTERESTS IN RELEVANT JUDICIAL MATTERS.TO KEEP MEMBERS INFORMED OF CHANGES IN LAWS OR REGULATIONS THATMAY AFFECT THEM. PUBLIC RELATIONS/COMMUNICATIONS/RESEARCH/STANDARDS: TO ENCOURAGETHE UNDERSTANDING OF THE POSITIVE ECONOMIC AND PUBLIC SAFETYBENEFITS OF THE USE OF CONSUMER DATA FOR RISK DECISIONS BY MEDIA,CONSUMER INTEREST GROUPS, LEGISLATORS, REGULATORS AND THE GENERALPUBLIC. TO CONDUCT DIRECTLY OR SPONSOR THIRD-PARTY RESEARCH,CONSUMER OPINION POLLS, ETC., THAT INFORM THE DIALOGUE REGARDINGTHE IMPORTANCE OF ENSURING THAT CONSUMER DATA CAN BE USED FOR RISKDECISIONS. TO SPONSOR ONGOING MEMBER DISCUSSIONS AND TOPARTICIPATE IN OTHER INTER-INDUSTRY/INTERNATIONAL DISCUSSIONS OFTECHNICAL STANDARDS REGARDING HOW DATA IS MANAGED OR GENERALPRINCIPLES REGARDING INDUSTRY BEST PRACTICES. EDUCATION SERVICES: TO PROVIDE ITS MEMBERS AND THEIR CUSTOMERSWITH BEST-IN-CLASS TRAINING PROGRAMS (E.G., WEBINARS,TELESEMINARS, ONLINE DISTANCE LEARNING PROGRAMS) WHICH ENCOURAGEKNOWLEDGE OF LAWS, REGULATIONS, AND LEGAL OPINIONS WHICH AFFECTTHE FLOW OF DATA USED FOR RISK DECISIONS. 0 0 0 1 0 0 0 0 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 44 0 1 7 1 0 0 0 0 1 1 0 X 17 16 0 0 0 0 1 1 0 1 1 0 0 1 0 1 1 1 1 0 X BETTY BYRNES 2024087409 1090 VERMONT AVE NW WASHINGTON DC 200054905 TERRY THEOLOGIDES CHAIRMAN 1.00 X 0 0 0 JOHN J KELLEY III DIRECTOR 1.00 X 0 0 0 STUART K PRATT PRESIDENT AND CEO 37.50 X X 448242 0 69798 PAULINO R BARROS JR DIRECTOR 1.00 X 0 0 0 ALAN BETHSCHEIDER DIRECTOR 1.00 X 0 0 0 JOHN BLENKE DIRECTOR 1.00 X 0 0 0 CHRIS CARTWRIGHT DIRECTOR 1.00 X 0 0 0 JASON ENGEL DIRECTOR 1.00 X 0 0 0 DARRYL GIBSON DIRECTOR 1.00 X 0 0 0 AMY MCKEE HULTHEN DIRECTOR 1.00 X 0 0 0 JONATHAN PRICE DIRECTOR 1.00 X 0 0 0 ANAND K NALLATHAMBI DIRECTOR 1.00 X 0 0 0 RICK TRAINOR DIRECTOR 1.00 X 0 0 0 KENDRA RAWLS DIRECTOR 1.00 X 0 0 0 LOUIS CAPOBIANCO DIRECTOR 1.00 X 0 0 0 JAMES K SIMMERMON DIRECTOR 1.00 X 0 0 0 WALT WOJCIECHOWSKI DIRECTOR 1.00 X 0 0 0 ELIZABETH BYRNES DIRECTOR OF FINANCE 37.50 X 134744 0 40768 ERIC ELLMAN SVP - PUB POLICY/LEGAL AFFAIRS 37.50 X 207292 0 41892 NORMAN MAGNUSON VP OF PUBLIC AFFAIRS 37.50 X 183280 0 48199 RAMON LOOBY DIR - PUB POLICY/GOVT AFFAIRS 37.50 X 138158 0 17144 ANITA POPWELL DIRECTOR OF EDUCATION SERVICES 37.50 X 103055 0 15218 1214771 0 233019 6 0 1 0 COVINGTON & BURLING LLP 850 TENTH STREET NW WASHINGTON DC 20001 SPECIAL LEGISLATIVE COUNSEL 269324 GRAY COMPANY LLC 6909 AYR LANE BETHESDA MD 20817 STRAT/LEGIS ADVISOR 150000 VIANOVO 327 CONGRESS AVE STE 450 AUSTIN TX 78701 PUBLIC RELATIONS ADVISOR 136195 HUDSON COOK LLP 7250 PARKWAY DR 5TH FLOOR HANOVER MD 21076 SPECIAL LEGISLATIVE COUNSEL 118451 HILL & GOSDECK 99 WASHINGTON AVENUE ALBANY NY 12210 STATE LOBBYIST 103520 5 MEMBER DUES 561499 3191803 3191803 REGISTRATION 611710 794258 794258 SALE OF PRINTED MATERIALS 611710 35979 35979 4022040 44168 44168 1290876 1290833 43 43 43 ADMIN. SVCS. INCOME 561000 294 294 294 4066545 4022040 294 44211 X 693552 661570 95634 205519 66940 1320242 55827 223579 147880 92878 57130 33529 OUTSIDE SERVICES 220326 COST OF GOODS SOLD 126230 PRODUCT DEVELOPMENT 110137 DUES/SUBSCRIPTIONS 100326 164690 4375989 967634 803826 294674 153539 130543 140101 461933 294869 204269 167064 544475 543443 1848991 1873022 3990586 3680995 287962 261833 147916 154216 265253 325471 701131 741520 X 3284455 2934475 5000 5000 3289455 2939475 3990586 3680995 -309444 -40536 0 X 0 1 X 1 0 0 0 1 3191803 1632446 -57400 1575046 1659737 -84691 0 280956 157038 123918 180977 137831 43146 167064 CERTIFICATES OF DEPOSIT 1873022 F 1873022 DEFERRED RENT 170193 457(B) LIABILITY 91072 457(F) LIABILITY 64206 325471 X 4026009 -40536 -40536 4066545 0 4066545 4375989 0 4375989 0 4375989 PART X, LINE 2: FINANCIAL STATEMENT FOOTNOTE REGARDING FIN 48 (ASC 740) THE ASSOCIATION EVALUATES UNCERTAINTY IN INCOME TAX POSITIONS BASED ON A MORE LIKELY THAN NOT RECOGNITION STANDARD. IF THAT THRESHOLD IS MET, THE TAX POSITION IS THEN MEASURED AT THE LARGEST AMOUNT THAT IS GREATER THAN 50% LIKELY OF BEING REALIZED UPON ULTIMATE SETTLEMENT. AS OF DECEMBER 31, 2015 AND 2014, THERE ARE NO ACCRUALS FOR UNCERTAIN TAX POSITIONS. IF APPLICABLE, THE ASSOCIATION RECORDS INTEREST AND PENALTIES AS A COMPONENT OF INCOME TAX EXPENSE. TAX YEARS FROM DECEMBER 31, 2012 THROUGH THE CURRENT YEAR REMAIN OPEN FOR EXAMINATION BY TAX AUTHORITIES. X X 1 1 X X X 0 0 0 STUART K PRATT PRESIDENT AND CEO 338741 0 109087 0 414 0 41850 0 27948 0 518040 0 0 0 ELIZABETH BYRNES DIRECTOR OF FINANCE 127556 0 6000 0 1188 0 12064 0 28704 0 175512 0 0 0 ERIC ELLMAN SVP - PUB POLICY/LEGAL AFFAIRS 201022 0 6000 0 270 0 18686 0 23206 0 249184 0 0 0 NORMAN MAGNUSON VP OF PUBLIC AFFAIRS 182556 0 0 0 724 0 16464 0 31735 0 231479 0 0 0 RAMON LOOBY DIR - PUB POLICY/GOVT AFFAIRS 138014 0 0 0 144 0 12247 0 4897 0 155302 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 MEMBERS THE GOVERNING BODY IS THE CDIA BOARD OF DIRECTORS. MEMBERS PAYING $100,000 A YEAR IN DUES ARE ENTITLED TO ONE SEAT ON THE BOARD OF DIRECTORS; MEMBERS PAYING $200,000 A YEAR IN DUES ARE ENTITLED TO TWO SEATS ON THE BOARD. EACH SUCH DIRECTOR IS APPOINTED TO THE BOARD BY THE MEMBER ORGANIZATIONS. IN ADDITION, THE MORTGAGE REPORTING DIVISION (MRD) MEMBERS ELECT ONE MRD REPRESENTATIVE OF THE BOARD OF DIRECTORS. FINALLY, THERE IS ONE DIRECTOR FROM THE COLLECTION SERVICES DIVISION OF MEMBERSHIP AND TWO DIRECTORS-AT-LARGE ELECTED BY THE BOARD OF DIRECTORS, AFTER CONSIDERING THE RECOMMENDATION OF THE BOARD NOMINATING COMMITTEE. FORM 990, PART VI, SECTION A, LINE 7A MEMBER RIGHTS MEMBERS DO NOT APPROVE DECISIONS OF THE BOARD OF DIRECTORS. UNDER EXISTING GOVERNING DOCUMENTS MEMBERS DO NOT HAVE THE RIGHT TO RECEIVE A DISTRIBUTION OF NET ASSETS UPON THE DISSOLUTION OF THE ORGANIZATION. FORM 990, PART VI, SECTION B, LINE 11 PROCEDURES FOR REVIEWING FORM 990 THE FORM 990 IS PREPARED BY THE OUTSIDE ACCOUNTING FIRM AND IS REVIEWED BY THE CDIA TREASURER AND PRESIDENT. THE FINAL DRAFT OF THE FORM 990 IS DISTRIBUTED TO THE BOARD OF DIRECTORS BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION APPROVAL POLICY COMPENSATION FOR EACH CDIA POSITION IS REVIEWED AND APPROVED BY THE ADMINISTRATION COMMITTEE OF THE BOARD OF DIRECTORS USING COMPENSATION DATA FOR SIMILARLY QUALIFIED PERSONS IN FUNCTIONALLY COMPARABLE POSITIONS AT SIMILARLY SITUATED ORGANIZATIONS. THERE IS CONTEMPORANEOUS DOCUMENTATION OF THE DECISIONS REGARDING THE COMPENSATION REVIEWS. FORM 990, PART VI, SECTION C, LINE 19 AVAILABILITY OF GOVERNING DOCUMENTS TO PUBLIC NO DOCUMENTS ARE MADE AVAILABLE TO THE GENERAL PUBLIC. FORM 990, PART IX, LINE 11G PROFESSIONAL FEES 1,220,242. PROFESSIONAL FEES-OTHER 100,000.