2016-05-13T12:56:23-07:00 2015-12-31 990 2015-01-01 756068277 MESQUITE CREDIT UNION MESQ 9722858951 1510 N GALLOWAY AVE MESQUITE TX 751492328 Raul Buentello Finance Officer 9722858951 2016-05-12 2015 2016-12-15 16:53:06Z Raul Buentello 1510 N Galloway Mesquite TX 75149 1589077 0 X WWW.MESQUITECU.ORG X Non Profit Credit Union 1968 TX TRIFT INSTITUTION AND MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION 7 7 15 7 28475 28475 0 2000 1634749 1423645 137766 163432 0 0 1772515 1589077 0 0 0 0 591494 581135 0 0 0 1116165 1139567 1707659 1720702 64856 -131625 34367973 30170594 32093683 28027929 2274290 2142665 COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES 0 0 18350 MESQUITE CREDIT UNION SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 4218 MEMBER-OWNED SHARE ACCOUNTS ON DECEMBER 31, 2015. MEMBERS ARE OFFERED HOME BANKING VIA THE INTERNET, ATM'S, HOME 1ST LIEN AND HOME EQUITY LOANS AND OTHER SECURED AND UNSECURED LOANS. SHARE DRAFT ACCOUNTS PROVIDE MEMBERS WIH VARIOUS FEATURES. THESE FEATURES INCLUDE FREE CHECKING WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS WHICH AE PAID MONHLY. THE CREDIT UNION ALSO OFFERS FREE DEBIT CARDS, INTERNET ACCESS AND INTERNET BILL PAYER. MESQUITE CREDIT UNION OFFERS CONSUMER LOANS SUCH AS AUTOMOBILE LOANS, HOME EQUITY LOANS UNSECURED LOANS AND MORTGAGE HOME LOANS. CREDIT LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE LOAN TYPES. 0 0 0 18350 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 X 497637 0 0 15 1 1 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 0 0 1 1 1 1 1 0 0 0 TX X RAUL BUENTELLO 9722858951 1510 N GALLOWAY AVE MESQUITE TX 751492328 KEITH SMITH CHAIRPERSON 1 X 0 0 0 STEPHEN CRANE VICE CHAIRPERSON 1 X 0 0 0 BRENDA REAMES SECRETARY 1 X 0 0 0 SHIELA LAMBETH TREASURER 1 X 0 0 0 BILL METZGER DIRECTOR 1 X 0 0 0 YVONNE MARTINEZ DIRECTOR 1 X 0 0 0 Luther Gordon DIRECTOR 1 X 0 0 0 SAMANTHA LANG OPERATION MANAGER 40 X 56926 0 0 RAUL BUENTELLO FINANCE OFFICER 40 X 62291 0 0 LISA CONNEL CEO 40 X 98346 0 0 217563 0 0 0 0 0 0 FISERV 75 REMITTANCE DR SUITE 6962 CHICAGO IL 606756962 DATA PROCESSING 351102 0 0 0 0 2000 0 0 2000 LOAN LENDING 522130 832291 832291 0 0 LOAN FEE INCOME 522130 25830 25830 0 0 MEMBER FEES AND CHARGES 522130 472541 472541 0 0 MISCELLANEOUS INCOME 522130 64508 64508 0 0 Other Income 522130 28475 0 28475 0 0 0 0 0 1423645 163432 163432 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1589077 1558602 28475 0 217564 217564 255510 255510 73318 73318 34743 34743 12000 12000 16200 16200 1040 1040 40634 40634 158089 158089 354094 354094 78934 78934 1642 1642 8644 8644 50891 50891 31918 31918 Allowance For Loan Losses 272054 0 272054 0 Loan Servicing 15511 15511 0 0 Association Dues 2839 2839 0 0 Member Services 35623 0 35623 0 59454 0 59454 0 1720702 18350 1702352 0 506759 710618 16975794 14578807 0 0 0 187946 0 0 15477665 13321553 0 16409 61160 2414404 1437777 1006026 976627 385320 333883 34367973 30170594 183851 449266 0 0 31909832 27578663 32093683 28027929 X 0 0 0 0 2274290 2142665 2274290 2142665 34367973 30170594 -131625 0 0 0 0 0 X 1 1 X 1 0 149263 0 149263 1317656 0 551452 766204 0 0 0 0 947485 0 886325 61160 0 0 0 0 976627 0 Member Deposits 27578663 27578663 Form 990, Part IV, Line 19 Governing documents and conflict of interest policy are available to the public upon request. Financial statements are posted in credit union lobby monthly. Form 990, Part V, Line 3b Form 990T will be mailed on or before May 13 2016 Form 990, Part VI, Section A, Line 6 To join the credit union, one must become a member. Form 990, Part VI, Section A, Line 7a Credit union members can nominate board personnel and vote them in to the board. Form 990, Part VI, Section B, Line 11b Form 990 is completed by the Finance Officer and reviewed by the CEO prior to submission. Form 990, Part VI, Section B, Line 12c All policies are reviewed annually. Form 990, Part VI, Section C, Line 19 Mesquite Credit Union makes its governing documents, conflicts of interest policy and financial statements available to the public upon request. Monthly financial statements are posted in the main lobby of the credit union.