2016-04-21T13:35:36-05:00 2015-12-31 390758449 WIPFLI LLP PO BOX 8010 WAUSAU WI 544028010 990 2015-01-01 390126914 UNITEDONE CREDIT UNION UNIT 9206840361 1117 SOUTH 10TH STREET MANITOWOC WI 54220 KIM ROONEY CHIEF EXECUTIVE OFFICER 9206840361 2016-04-20 1 MARY A COATES CPA P00134220 7158453111 2016-04-12 2015 2016-09-27 15:27:22Z KIMBERLY ROONEY 1117 SOUTH 10TH STREET MANITOWOC WI 54220 10096399 0 2157 X WWW.UNITEDONE.ORG X 1938 WI UNITEDONE CREDIT UNION IS A FINANCIAL COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED UNDER CHAPTER 186 OF THE WISCONSIN STATUTES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 9 9 105 10 41880 0 0 0 9712939 9696328 267584 226771 9400 0 9989923 9923099 14004 16938 0 0 3638547 3882932 0 0 0 4339729 4280663 7992280 8180533 1997643 1742566 179522216 190048993 159037494 167860744 20484722 22188249 X UNITEDONE CREDIT UNION IS A COMMUNITY CHARTERED INSTITUTION OFFERING MEMBERSHIP TO PERSONS LIVING AND WORKING IN THE WISCONSIN COUNTIES OF DOOR, KEWAUNEE, MANITOWOC AND SHEBOYGAN. SEVEN BRANCH OFFICES IN MANITOWOC AND SHEBOYGAN SERVICE THE MEMBERS. IN ORDER TO ASSIST YOUTH WITH FINANCIAL LITERACY, UNITEDONE CREDIT UNION ALSO HAS 4 SCHOOL OFFICES. MEMBERS ARE PROVIDED WITH A FULL RANGE OF PRODUCTS AND SERVICES INCLUDING CHECKING, SAVINGS, LOANS AND INVESTMENT AND BUSINESS SERVICES. 0 0 IN 2015, THERE WERE 41,551 DEPOSIT ACCOUNTS AND 10,168 LOANS. THE NUMBER OF MEMBERS AT YEAR END WERE 19,615 WITH A POTENTIAL MARKET OF 243,681 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 4018 0 105 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X MICHELLE MCCLELLAND 9206522548 1117 SOUTH 10TH STREET MANITOWOC WI 54220 NORBERT CAROLLO BOARD MEMBER 2.00 X 0 0 0 SHERRY REZBA BOARD MEMBER 2.00 X 0 0 0 RICK RISCH BOARD MEMBER 2.00 X 0 0 0 BETH SNYDER BOARD MEMBER 2.00 X 0 0 0 LAEM XAYVONG BOARD MEMBER 2.00 X 0 0 0 JOHN SCHULTZ CHAIRMAN 2.00 X X 0 0 0 LARRY BAHR VICE CHAIR 2.00 X X 0 0 0 GEORGE GRINDE TREASURER (THRU FEB 2015) 2.00 X X 0 0 0 JILL PICKETT TREASURER 2.00 X X 0 0 0 THOMAS KEIL SECRETARY 2.00 X X 0 0 0 KIMBERLY ROONEY CHIEF EXECUTIVE OFFICER 50.00 X 167838 0 30223 MICHELLE MCCLELLAND CHIEF FINANCIAL OFFICER 50.00 X 98574 0 28601 JASON MUENCH FINANCIAL PLANNER 50.00 X 135121 0 31091 TAMMY PELLETIER CHIEF OPERATING OFFICER 50.00 X 102383 0 11480 AMY SONNEMANN CHIEF LENDING OFFICER 50.00 X 101045 0 4038 604961 0 105433 4 0 1 0 REMOTE OPERATIONS COMPANY 200 PACKERLAND DRIVE GREEN BAY WI 54303 CONSULTING/IT SERVICES 520207 IT GROUP LLC 30230 ORCHARD LAKE ROAD FARMINGTON HILLS MI 48334 IT CONSULTING/CORE SYSTEM 356929 MAPLE STREET INC PO BOX 915505 LONGWOOD FL 32791 CONTRACT AND VENDOR MANAGEMENT 300136 FIS PO BOX 4535 CAROL STREAM IL 60197 CARD PRODUCTION/PROCESSING 272154 4 INTEREST ON LOANS 522291 6594271 6594271 CREDIT AND DEBIT CARD 522100 979181 961976 17205 FEE INCOME 522100 908447 908447 INSURANCE INCOME 524298 629959 605284 24675 LOAN INCOME 522291 372196 372196 212274 211422 852 9696328 239270 239270 160801 173300 -12499 -12499 -12499 9923099 9653596 41880 227623 16938 325236 2712971 242079 364025 238621 106045 69922 138113 293897 398859 758578 300546 15556 111527 513820 81658 ATM & CREDIT CARD FEES 495589 DIVIDENDS PAID ON MEMBE 417255 LOAN & PROCESSING FEES 246937 PROVISION FOR LOAN LOSS 162280 170081 8180533 3429229 3199272 6194848 7466318 49382 350335 142013825 148894530 333575 433654 14174017 9410460 4787299 4763557 12954732 12573799 7444537 10081825 2314789 2285703 179522216 190048993 1041828 2094128 157995666 165766616 159037494 167860744 X 0 0 0 0 20484722 22188249 20484722 22188249 179522216 190048993 X 1742566 -79579 40540 X 0 0 0 717998 717998 6364187 3220971 3143216 5003473 4373659 629814 2088359 1815830 272529 4763557 DEPOSITS IN COMMERCIAL BANKS, S&LS , SAVINGS BANKS 3176000 C LOANS TO & INVESTMENTS IN NATURAL PERSON CU 1588000 C MEMBERSHIP CAPPITAL AT CORPORATE CU 762408 C PAID IN CAPITAL AT CORPORATE CU 602577 C ALL OTHER INVESTMENTS 3057940 C FHLB STOCK 894900 C 10081825 SHARES & DRAFTS 165766616 165766616 X X 0 1 0 KIMBERLY ROONEY CHIEF EXECUTIVE OFFICER 163700 0 3593 0 545 0 6766 0 23457 0 198061 0 0 0 JASON MUENCH FINANCIAL PLANNER 29503 0 105590 0 28 0 5824 0 25267 0 166212 0 0 0 PART I, LINE 4B THE ORGANIZATION'S RETIRED CEO RECEIVES PAYMENTS FROM A 457B PLAN. NORKEO JOE XAYVONG EMPLOYEE - REGIONAL BRANCH MANAGER 55088 FAMILY MEMBER OF BOARD MEMBER, LAEM XAYVONG 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS MADE UP OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A AN ANNUAL MEETING IS HELD WHERE MEMBERS VOTE AND ELECT THE BOARD MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B MERGERS, NAME CHANGES, AND CHARTER CHANGES MUST BE APPROVED BY THE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11 THE CEO AND CFO REVIEW FORM 990 BEFORE PRESENTING THE RETURN TO THE BOARD OF DIRECTORS FOR APPROVAL AND FILING WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS SELF-POLICED BY EMPLOYEES COMING FORWARD. IF A CONFLICT EXISTS, AND IF EMPLOYEES HAVE ANY INFLUENCE ON TRANSACTIONS INVOLVING PURCHASES, CONTRACTS, OR LEASES, IT IS IMPERATIVE THAT THEY DISCLOSE TO AN OFFICER OF UNITEDONE AS SOON AS POSSIBLE, THE EXISTENCE OF ANY ACTUAL OR POTENTIAL CONFLICT OF INTEREST SO THAT SAFEGUARDS CAN BE ESTABLISHED TO PROTECT ALL PARTIES. FORM 990, PART VI, SECTION B, LINE 15 EACH EMPLOYEE IS EVALUATED ANNUALLY, SALARIES ARE INCREASED BASED ON THEIR INDIVIDUAL PERFORMANCE, PLACEMENT ON THEIR PAY GRADE, AND LENGTH OF SERVICE IN THEIR CURRENT POSITION. PAY GRADES ARE DETERMINED USING THE SALARY AND SURVEY INFORMATION FROM BALANCEDCOMP. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES IS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: CHANGE IN OCI - DEFINED BENEFIT PLAN. 40,540.