2016-05-05T16:33:43-05:00 2015-12-31 410746749 CLIFTONLARSONALLEN LLP 20 E THOMAS RD STE 2300 PHOENIX AZ 85012 990 2015-01-01 910639210 O BEE CREDIT UNION CRED 3609430740 3900 CLEVELAND AVE SE TUMWATER WA 985014023 DANIEL HILDRETH VP OF FINANCE 3609430740 2016-04-20 1 JANIS ISAACSON P00089104 6022662248 2015 2016-09-27 15:27:22Z JAMES COLLINS 3900 CLEVELAND AVE SE TUMWATER WA 985014023 13528324 0 X WWW.OBEE.COM X 1955 WA CREDIT UNION IN THE STATE OF WASHINGTON. PROVIDE FINANCIAL PRODUCTS AND SERVICES TO MEMBERS. 9 9 112 14 49074 -52685 0 0 11858455 13289605 -106777 238719 0 0 11751678 13528324 18000 18000 0 0 3878224 4541654 0 0 0 6802785 7458894 10699009 12018548 1052669 1509776 195729552 214039941 179587807 196388422 16141745 17651519 CREDIT UNION IN THE STATE OF WASHINGTON. PROVIDE FINANCIAL PRODUCTS AND SERVICES TO MEMBER. 0 0 THE CREDIT UNION PROVIDES DRAFT AND SHARE ACCOUNTS, CONSUMER LOANS, SHARE CERTIFICATES AND OTHER EXEMPT FUNCTION ACTIVITIES TO ITS MEMBERS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 7009 0 1 112 1 1 1 0 0 0 0 0 X 9 9 0 0 0 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 WA X DANIEL HILDRETH 3605707924 3900 CLEVELAND AVE SE TUMWATER WA 98501 MIRIAM BAUSCH BOARD MEMBER 4.00 X 0 0 0 CAROLYN CARUSO BOARD MEMBER 4.00 X 0 0 0 JERRY MURPHY BOARD MEMBER 4.00 X 0 0 0 STEVE BLANKENSHIP BOARD MEMBER - CHAIR 4.00 X 0 0 0 PHILLIP WAYT BOARD MEMBER 4.00 X 0 0 0 CLIFFORD CLARK BOARD MEMBER 4.00 X 0 0 0 WILFORD SAUNDERS BOARD MEMBER 4.00 X 0 0 0 PRABAKARAN MANOHARAN BOARD MEMBER 4.00 X 0 0 0 JOSEPH MASON BOARD MEMBER 4.00 X 0 0 0 JENNIFER ROBERTS COO 40.00 X 98532 0 24718 JAMES COLLINS CEO 40.00 X 194523 0 49175 LEE WOJNAR VP MARKETING 40.00 X 100813 0 33942 DAVID ECHTLE CLO 40.00 X 117262 0 31840 MELANIE RANSOM VP OF HR 40.00 X 88691 0 22071 DANIEL HILDRETH VP FINANCE 40.00 X 84748 0 14387 DAVID LITTLETON FINANCIAL ADVISOR 40.00 X 146751 0 26277 831320 0 202410 4 0 1 0 FIS 601 RIVERSIDE AVENUE JACKSONVILLE FL 32204 CARD PROCESSOR 750752 GROUP HEALTH OPTIONS INC PO BOX 34988 SEATTLE WA 98124 MEDICAL INSURANCE PROVIDER 355026 JACK HENRY AND ASSOCIATES 663 W HIGHWAY 60 MONETT MO 65708 DATA PROCESSING 306320 CENTURYLINK 100 CENTURY LINK DR MONROE LA 71203 PHONE AND DATA SERVICES 100199 4 LOAN INTEREST AND FEES 522100 13240531 13240531 UNRELATED BUSINESS INCOME 522100 49074 49074 13289605 238719 0 238719 238719 238719 13528324 13479250 49074 0 18000 1033729 1937807 291006 962360 316752 11708 41496 288130 339316 696389 10371 774824 584577 OPERATING EXPENSES 3117099 PROVISION FOR LOAN LOSS 1594984 12018548 3927737 5816385 7706650 22949367 174774050 175862245 659174 709957 9819727 4452265 5630816 5367462 703586 854964 2327539 2479561 195729552 214039941 1403255 2131442 9226686 7315972 168957866 186941008 179587807 196388422 X 0 0 0 0 16141745 17651519 16141745 17651519 195729552 214039941 X 1509776 -2 X X 0 1 X 1 0 1058125 1058125 5067349 1998293 3069056 3694253 2453972 1240281 5367462 MEMBER SHARE AND DEPOSIT ACCOUNTS 186941008 186941008 1 COLLEGE SCHOLARSHIP 6 18000 CASH N/A PART I, LINE 2: THE ORGANIZATION PAYS SCHOLARSHIP DOLLARS DIRECTLY TO THE SCHOOL. X 1 1 X X 0 0 0 JAMES COLLINS CEO 174306 0 20217 0 0 0 40176 0 8999 0 243698 0 0 0 DAVID LITTLETON FINANCIAL ADVISOR 66330 0 80421 0 0 0 17278 0 8999 0 173028 0 0 0 LEE WOJNAR VP OF MARKETING REAL ESTATE, NEW VEHICLE, HELOC, CREDIT CARD X 358046 198974 0 1 1 MELANIE RANSOM VP OF HR CREDIT CARD, HELOC X 61193 39042 0 1 1 JAMES COLLINS CEO NEW VEHICLE, CREDIT CARD, HELOC X 384640 249563 0 1 1 DAVID ECHTLE CHIEF LENDING OFFICER CREDIT CARD, HELOC X 243250 219820 0 1 1 HILDRETH DANIEL VP OF FINANCE CREDIT CARD X 10000 2558 0 1 1 709957 FORM 990, PART VI, SECTION A, LINE 6 AN INDIVIDUAL IS CONSIDERED A MEMBER IF THEY HOLD A SHARE WITH THE CREDIT UNION. THE CREDIT UNION HAD 23,100 MEMBERS AS OF 12/31/2015. FORM 990, PART VI, SECTION A, LINE 7A ALL MEMBERS HAVE A VOTE IN ELECTING THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE. FORM 990, PART VI, SECTION B, LINE 11 AT A BOARD MEETING, THE RETURN IS SUBMITTED TO THE BOARD OF DIRECTORS FOR THEIR REVIEW. FORM 990, PART VI, SECTION B, LINE 12C ALL NEW OFFICERS, DIRECTORS AND KEY EMPLOYEES MUST ACKNOWLEDGE THE CONFLICT OF INTEREST POLICY IN WRITING. IF THERE ARE ANY CHANGES TO THE PERSON'S EMPLOYMENT OR EXTRA-CURRICULAR ACTIVITIES, THEY ARE REQUIRED TO REPORT THAT TO HUMAN RESOURCES. FORM 990, PART VI, SECTION B, LINE 15 CEO COMPENSATION IS DETERMINED BY THE BOARD OF DIRECTORS WITH THE ASSISTANCE OF AN OUTSIDE CONSULTANT AND INDUSTRY SALARY DATA. OTHER OFFICERS OR KEY EMPLOYEES SALARIES ARE DETERMINED BY CEO AND VP OF HR USING INDUSTRY SALARY DATA. FORM 990, PART VI, SECTION C, LINE 19 UPON REQUEST. QUARTERLY FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC VIA THE 5300 CALL REPORT. FORM 990, PART XI, LINE 9: ROUNDING ADJUSTMENT -2. FORM 990, PART XII, QUESTION 2B: THE ORGANIZATION'S FINANCIAL STATEMENTS WERE AUDITED BY AN INDEPENDENT ACCOUNTANT FOR THE FISCAL YEAR ENDED MARCH 31, 2014. THE ORGANIZATION DID NOT OBTAIN AUDITED FINANCIAL STATEMENTS FOR THE TAX YEAR. FORM 990, PART XII, LINE 2C: THE AUDIT COMMITTEE OVERSEES THE AUDITED FINANCIAL STATEMENTS. THERE HAS BEEN NO CHANGE IN EITHER THE OVERSIGHT PROCESS OR THE SELECTION PROCESS DURING THE TAX YEAR.