2016-11-09T16:14:58-06:00 2015-12-31 520630619 Rowles & Company LLP 8100 Sandpiper Cir Ste 308 Baltimore MD 21236 990 2015-01-01 520679182 Central Credit Union of Maryland Inc CENT 4108284500 8501 LaSalle Road Baltimore MD 21286 Lisa M Jester President 4108284500 2016-11-03 1 Joseph A Musumeci Jr P00841270 4437255395 2016-11-03 2015 2017-02-10 21:41:12Z Lisa M Jester 8501 LaSalle Road Baltimore MD 21286 1126115 0 X www.ccumd.org X 1950 MD State chartered credit union 5 5 14 0 2176 -17212 0 0 1018433 1014976 133918 111139 0 0 1152351 1126115 0 0 0 0 491727 512518 0 0 0 1000211 610623 1491938 1123141 -339587 2974 20436210 20698697 60652 63901 20375558 20634796 Our mission is based on three simple concepts: service, value and loans. We want to provide our members with the best financial services, maintaining the best values while becoming our members' CENTRAL loan source. 0 0 Central Credit Union of Maryland provides financial services to its 4,287 members. 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 589 0 1 14 1 1 1 0 0 0 0 0 X 5 5 0 0 0 0 1 1 0 1 1 0 0 0 0 0 1 1 1 0 X Lisa M Jester 4108284500 8501 LaSalle Road Baltimore MD 21286 Gary Martin Chairman 1.00 X 550 0 0 Ruth Ann White Treasurer 1.00 X 450 0 0 Helen Schwarz Secretary 2.00 X 550 0 0 Ron McElroy Vice Chairman 1.00 X 550 0 0 Steve Ports At Large 1.00 X 550 0 0 Lisa Jester President/CEO 40.00 X 173017 0 26751 175667 0 26751 1 0 1 0 0 Interest on loans 522100 627311 627311 Share account services 525990 163720 163720 ATM services 525990 110175 107999 2176 Other services 525990 109577 109577 Credit insurance 524298 4193 4193 1014976 111139 111139 1126115 1012800 2176 111139 202418 205554 9371 58500 36675 11909 8368 17915 56355 91932 115654 27713 36794 6221 21648 ATM expense 98711 Loan loss provision 45189 Loan servicing 44734 27480 1123141 523703 541413 4673109 5026439 28024 36956 9730999 9177568 765613 765613 0 0 5245000 5683000 235375 233321 20436210 20698697 60652 63901 60652 63901 X 17810638 18066902 0 0 2564920 2567894 20375558 20634796 20436210 20698697 X 2974 256264 X 0 0 0 300138 300138 0 465475 465475 0 0 X X 0 0 0 Lisa Jester President/CEO 123017 0 50000 0 0 0 18992 0 7759 0 199768 0 0 0 Lisa Jester Officer Car X 41500 29017 0 1 1 Helen Schwarz Director Car X 14318 7939 0 1 1 36956 Form 990, Part VI, Section A, line 6 The Credit Union has 4,287 members. Form 990, Part VI, Section A, line 7a Credit Union members elect the board of directors. Form 990, Part VI, Section B, line 11 The CEO reviews Form 990 for accuracy. The CEO presents Form 990 to the Board and the Supervisory Committee at the next regularly scheduled meeting. Form 990, Part VI, Section B, line 15 Each year the board reviews the Credit Union and the CEO's goals compared to actual performance. The Board meets privately to determine and approve the CEO's compensation. The CEO determines other officers' compensation. The CEO reviews staff performance and uses the Credit Union National Association survey as a guide to determining compensation. Form 990, Part VI, Section C, line 19 The Credit Union makes available all required public documents. The Credit Union posts financial statements in the Credit Union office. Form 990, Part XI, line 9: Net increase in member share deposits 256,264.