2025-11-16T12:24:41-06:00 2024-12-31 042571780 AAFCPAS INC 50 WASHINGTON STREET WESTBOROUGH MA 01581 990 2024-01-01 862813192 ONE PERCENT FOR AMERICA INC ONEP 6174278600 1785 COLUMBUS AVENUE 6TH FLOOR BOSTON MA 02119 JACQUELYN BARRY HAMILTON CHIEF FINANCIAL OFFICER 6174278600 2025-11-14 1 1 MATTHEW MCGINNIS CPA P01585083 5083669100 2025-11-14 2024 2025-03-06 01:10:19Z X ELYSE CHERRY 1785 COLUMBUS AVENUE 6TH FLOOR BOSTON MA 02119 65994 0 X WWW.BLUEHUBCAPITAL.ORG X 2021 MA BUILD AN INCLUSIVE FUTURE FOR AMERICA BY DRIVING DOWN THE COST OF FINANCING U.S. CITIZENSHIP FEES FOR MILLIONS OF NEW AMERICANS. 2 0 56 9 0 0 16616 0 11452 65994 0 0 0 0 28068 65994 0 0 0 0 978869 1254226 0 0 0 1257102 1818835 2235971 3073061 -2207903 -3007067 798469 1551368 242283 502249 556186 1049119 BUILD AN INCLUSIVE FUTURE FOR AMERICA BY DRIVING DOWN THE COST OF FINANCING U.S. CITIZENSHIP FEES FOR MILLIONS OF NEW AMERICANS. 0 0 2773061 65994 BUILD AN INCLUSIVE FUTURE FOR AMERICA BY DRIVING DOWN THE COST OF FINANCING U.S. CITIZENSHIP FEES FOR MILLIONS OF NEW AMERICANS. 2773061 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 56 1 0 0 0 0 0 0 0 0 0 0 0 0 X 2 0 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 0 1 0 MA X E MATTHEW GAUTIERI CONTROLLER 6174278600 1785 COLUMBUS AVENUE 6TH FLOOR BOSTON MA 02119 ELYSE CHERRY CEO & EX-OFFICIO BOARD MEMBER 1.00 39.00 X X 0 968037 244082 LISA ZAPPALA EVP, CFO, TREASURER (UNTIL 9/2024) 1.00 39.00 X X 0 432219 81864 E MATTHEW GAUTIERI SVP, CONTROLLER, CLERK 1.00 39.00 X X 0 237534 58799 KAREN KELLEHER PRESIDENT, BLUEHUB LOAN FUND 0.00 40.00 X 0 305695 37788 DEWITT JONES PRESIDENT, BLUEHUB ENERGY 0.00 40.00 X 0 250215 99766 JACQUELYN BARRY HAMILTON CFO (AS OF 9/2024) 0.00 40.00 X 0 85077 10209 BRENDA LOYA CHIEF OPERATING OFFICER 0.00 40.00 X 0 271892 41289 MICHAEL NILLES SVP,COMMERCIAL LENDING, TEAM LEADER 0.00 40.00 X 0 269026 39264 LUBNA ELIA CHIEF ADMINISTRATIVE OFFICER 0.00 40.00 X 0 265600 17040 ARUNABHA CHAKRAVARTY SVP, PORTFOLIO MANAGEMENT 0.00 40.00 X 0 223208 31251 ANDREW KOH SVP, OPERATIONS 0.00 40.00 X 0 205941 42244 0 3514444 703596 3 0 1 0 BERLIN ROSEN LTD 14 MALDEN LANE SUITE 1600 NEW YORK NY 10038 ADVERTISING/DIGITIAL MARKETING 120000 1 INTEREST AND LOAN FEES 531390 48581 48581 PROGRAM REVENUE 531390 17413 17413 65994 65994 65994 0 0 1006929 891319 115610 57664 48666 8998 117528 97132 20396 72105 64182 7923 86424 86424 18801 10750 8051 564771 564771 48786 24203 24583 384581 340351 44230 31142 498 30644 44675 38882 5793 4783 4783 11051 11051 CREDIT LOSS PROVISION 450728 450728 MISCELLANEOUS EXPENSES 173093 150372 22721 3073061 2773061 300000 0 356004 649282 363676 775943 78789 126143 798469 1551368 5905 11188 125000 400000 111378 91061 242283 502249 X 556186 1049119 556186 1049119 798469 1551368 X -3007067 3500000 X X 0 1 X 1 0 X 3000000 16616 3016616 3000000 16616 3016616 2939668 76948 3016616 83881 X SCHEDULE A, PART III: THE ORGANIZATION BEGAN OPERATIONS ON MARCH 23, 2021, AND THEREFORE THE 2021 TAX RETURN WAS FILED AS A SHORT YEAR. 0 DUE TO AFFILIATES 91061 91061 X PART X, LINE 2: ONE PERCENT FOR AMERICA ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ACCORDANCE WITH ASC TOPIC, INCOME TAXES. THIS STANDARD CLARIFIES THE ACCOUNTING FOR UNCERTAINTY IN TAX POSITIONS AND PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE CONSOLIDATED FINANCIAL STATEMENTS REGARDING A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. ONE PERCENT FOR AMERICA HAS DETERMINED THAT THERE ARE NO UNCERTAIN TAX POSITIONS WHICH QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE CONSOLIDATED FINANCIAL STATEMENTS AT DECEMBER 31, 2024. ONE PERCENT FOR AMERICA DOES NOT EXPECT THAT THE AMOUNTS OF UNRECOGNIZED TAX BENEFITS WILL CHANGE SIGNIFICANTLY WITHIN THE NEXT TWELVE MONTHS. 0 1 0 0 0 0 0 0 0 ELYSE CHERRY CEO & EX-OFFICIO BOARD MEMBER 0 475643 0 320000 0 172394 0 233200 0 10882 0 1212119 0 87500 LISA ZAPPALA EVP, CFO, TREASURER (UNTIL 9/2024) 0 278847 0 80000 0 73372 0 56118 0 25746 0 514083 0 37500 DEWITT JONES PRESIDENT, BLUEHUB ENERGY 0 79752 0 100000 0 70463 0 49782 0 49984 0 349981 0 37500 KAREN KELLEHER PRESIDENT, BLUEHUB LOAN FUND 0 275695 0 30000 0 0 0 18540 0 19248 0 343483 0 0 BRENDA LOYA CHIEF OPERATING OFFICER 0 246892 0 25000 0 0 0 16235 0 25054 0 313181 0 0 MICHAEL NILLES SVP,COMMERCIAL LENDING, TEAM LEADER 0 229026 0 40000 0 0 0 14898 0 24366 0 308290 0 0 E MATTHEW GAUTIERI SVP, CONTROLLER, CLERK 0 215534 0 22000 0 0 0 14946 0 43853 0 296333 0 0 LUBNA ELIA CHIEF ADMINISTRATIVE OFFICER 0 225600 0 40000 0 0 0 15216 0 1824 0 282640 0 0 ARUNABHA CHAKRAVARTY SVP, PORTFOLIO MANAGEMENT 0 198208 0 25000 0 0 0 12792 0 18459 0 254459 0 0 ANDREW KOH SVP, OPERATIONS 0 187941 0 18000 0 0 0 13530 0 28714 0 248185 0 0 PART I, LINE 3 THE CEO'S SALARY IS PAID BY RELATED ORGANIZATIONS. EVERY FEW YEARS, A SALARY SURVEY OF THE INDUSTRY IS PERFORMED TO ENSURE THAT THE ORGANIZATION'S SALARY EXPENSES ARE REASONABLE. THE EXECUTIVE COMMITTEE OF THE BOARD MEETS TO SET THE SALARY RANGES FOR ALL POSITIONS AND TO APPROVE THE CEO'S COMPENSATION FOR THE YEAR. THE EXECUTIVE COMMITTEE KEEPS MINUTES OF EACH MEETING. PART I, LINE 4B ELYSE CHERRY, CEO, 457F PLAN. DEWITT JONES, EXECUTIVE VP, 457F PLAN. LISA ZAPPALA, CFO, 457F PLAN. SCHEDULE J, PART II: ELYSE CHERRY, INCLUDED IN PART II, COLUMN B (III) IS A $162,500 457F PAYOUT. RELATED TO THIS PAYOUT AND REPORTED IN PART II, COLUMN F IS $87,500. THE NET COMPENSATION AS CALCULATED BY TAKING PART II, COLUMN E LESS PART II, COLUMN F IS $1,124,619. DEWITT JONES, INCLUDED IN PART II, COLUMN B (III) IS A $75,000 457F PAYOUT. RELATED TO THIS PAYOUT AND REPORTED IN PART II, COLUMN F IS $37,500. THE NET COMPENSATION AS CALCULATED BY TAKING PART II, COLUMN E LESS PART II, COLUMN F IS $312,482. LISA ZAPPALA, INCLUDED IN PART II, COLUMN B (III) IS A $75,000 457F PAYOUT. RELATED TO THIS PAYOUT AND REPORTED IN PART II, COLUMN F IS $37,500. THE NET COMPENSATION AS CALCULATED BY TAKING PART II, COLUMN E LESS PART II, COLUMN F IS $476,583. FORM 990, PART VI, SECTION B, LINE 11B THE CEO, CFO, CONTROLLER, AND FINANCE COMMITTEE REVIEW THE 990 BEFORE GOING TO THE BOARD FOR APPROVAL. FORM 990, PART VI, SECTION B, LINE 12C THE CONTROLLER REVIEWS THE ANNUAL SIGNED CONFLICT OF INTEREST POLICIES FOR ANY CONFLICTS TO BE DISCLOSED TO THE BOARD. IF CONFLICTS ARISE, THEY ARE ADDRESSED ACCORDINGLY. FORM 990, PART VI, SECTION B, LINE 15B EVERY FEW YEARS, A SALARY SURVEY OF THE INDUSTRY IS PERFORMED TO ENSURE THAT THE ORGANIZATION'S SALARY EXPENSES ARE REASONABLE. THE EXECUTIVE COMMITTEE OF THE BOARD MEETS TO SET THE SALARY RANGES FOR ALL POSITIONS. THE EXECUTIVE COMMITTEE KEEPS MINUTES OF EACH MEETING. FORM 990, PART VI, SECTION C, LINE 19 THE FINANCIAL STATEMENTS ARE AVAILABLE ON THE CORPORATION'S WEBSITE. GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: TRANSFER OF NET ASSETS WITHOUT DONOR RESTRICTIONS 3,500,000. FORM 990, PART XII, LINE 2C: THE CORPORATION HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY FOR THE OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND SELECTION OF INDEPENDENT ACCOUNTANT. BLUEHUB CAPITAL INC 1785 COLUMBUS AVENUE 6TH FLOOR BOSTON MA 02119 043246555 HOLDING COMPANY FOR AFFILIATES THAT PROVIDE CAPITAL AND COMMUNITY LENDING. MA 501(C)(3) LINE 10 N/A 0 BCLF VENTURES INC 1785 COLUMBUS AVENUE 6TH FLOOR BOSTON MA 02119 043246552 COMMUNITY VENTURE CAPITAL MA 501(C)(3) LINE 10 BLUEHUB CAPITAL INC 0 BCLF MANAGED ASSETS CORP 1785 COLUMBUS AVENUE 6TH FLOOR BOSTON MA 02119 043246547 DEVELOPS NEW BUSINESS INITIATIVES AND FUNDING VEHICLES FOR LOW INCOME MA 501(C)(3) PF BLUEHUB CAPITAL INC 0 BLUEHUB LOAN FUND INC 1785 COLUMBUS AVENUE 6TH FLOOR BOSTON MA 02119 222593378 COMMUNITY LENDING MA 501(C)(3) LINE 10 BLUEHUB CAPITAL INC 0 0 0 1 0 1 0 0 0 0 0 0 0 0 1 1 0 0 0 0