2016-11-07T16:14:04-06:00 2015-12-31 BKD LLP 312 WALNUT STREET SUITE 3000 CINCINNATI OH 45202 990 2015-01-01 314273120 ORDER OF UNITED COMMERCIAL TRAVELERS OF AMERICA % KEVIN C HECKER ORDE 6144879680 1801 WATERMARK DRIVE Suite 100 COLUMBUS OH 432158619 KEVIN C HECKER SR VP AND CFO 6144879680 2016-11-07 true AARON HERSHBERGER P00961884 5136218300 2015 2017-02-10 21:41:12Z JOSEPH H HOFFMAN 1801 WATERMARK DRIVE SUITE 10 COLUMBUS OH 43215 20453134 false X UCT.ORG X 1888 OH UCT IS AN INTERNATIONAL FRATERNAL BENEFIT SOCIETY UNITING PEOPLE WITH A COMMON PASSION FOR GOOD CITIZENSHIP AND VOLUNTEERISM TO IMPROVE THEIR LOCAL COMMUNITIES. 9 8 65 7006 7200 1024323 907530 22001635 18858427 451769 497764 162885 189413 23640612 20453134 2917 281 8623022 8056360 4228622 4115647 0 0 0 10374249 8094645 23228810 20266933 411802 186201 19931492 18687312 10319056 9264194 9612436 9423118 UCT IS AN INTERNATIONAL FRATERNAL BENEFIT SOCIETY UNITING PEOPLE WITH A COMMON PASSION FOR GOOD CITIZENSHIP AND VOLUNTEERISM TO IMPROVE THEIR LOCAL COMMUNITIES. false false INSURANCE BENEFIT PROGRAMS: ACCIDENT, LIFE AND HEALTH BENEFITS PAID TO MEMBERS MEMBERSHIP BENEFIT PROGRAMS: BENEVOLENT PAYMENTS TO MEMBERS VOLUNTEER ACTIVITIES - OVER 140,000 VOLUNTEER HOURS AND OVER $1,000,000 IN DONATIONS MADE BY LOCAL AND REGIONAL COUNCILS TO THEIR COMMUNITIES THROUGHOUT THE UNITED STATES AND CANADA. false false false false false false false false false true false false false true true true false false true true false false false false false false false false true false false false false false false false false false false false false false true true false false true 8906 0 true 65 true true true true CA false false true true false false false false false X 9 8 false false false false true true false true true false true true true true true true true true true true false X KEVIN C HECKER 6144879680 1801 WATERMARK DR SUITE 100 COLUMBUS OH 432158619 DAVID BURT BOARD PRESIDENT 40.0 0.0 X 12923 0 0 THOMAS HOFFMAN BOARD PRESIDENT 5.0 0.0 X 4801 0 0 GEORGE BOHN DIRECTOR - LEFT 07/2016 5.0 0.0 X 2859 0 0 GERALD THOMAS SECRETARY/TREASURER-LEFT 07/16 10.0 0.0 X 2304 0 0 NUMAN LOAFMAN DIRECTOR 5.0 0.0 X 4428 0 0 CHRIS PHELAN DIRECTOR 5.0 0.0 X 4691 0 0 GLENN SUEVER DIRECTOR - STARTED 07/2016 5.0 0.0 X 1800 0 0 JERRY GIFF DIRECTOR 5.0 0.0 X 4691 0 0 GORDEN WOODWORTH DIRECTOR 5.0 0.0 X 4691 0 0 ROBERT KELLOGG BOARD CHAIRMAN - LEFT 07/2016 5.0 0.0 X 3175 0 0 STEPHEN DESSELLES SECRETARY/TREASURER-START07/16 10.0 0.0 X 2376 0 0 MARY F APPLEGATE DIRECTOR - STARTED 07/2016 5.0 0.0 X 2375 0 0 JOSEPH HOFFMAN CEO 45.0 0.0 X 213018 0 27062 KEVIN HECKER SR. VP/CFO 45.0 0.0 X 135689 0 23985 RON IVES VP, IT & INSURANCE OPERATIONS 45.0 0.0 X 128661 0 11488 JUSTIN HAMILL SALES DIRECTOR 40.0 0.0 X 70661 0 8459 SANDRA SHAFER FRATERNAL DIRECTOR 40.0 0.0 X 85002 0 16321 684145 0 87315 3 false true false BKD 312 WALNUT STREET SUITE 3000 CINCINNATI OH 45202 AUDIT AND TAX 104664 DIAMOND CONSULTING 1335 DUBLIN RD SUITE 209B COLUMBUS OH 432157058 ACTURARIAL 146642 MILLIMAN INC 3000 BAYPORT DR SUITE 1050 TAMPA FL 33607 CONSULTING SERVICES 275357 3 896720 10810 907530 Reinsurance Expense Allowance 524292 6632437 6632437 Premium Income 524292 12125826 12125826 Other Income 900099 100164 100164 18858427 453698 453698 0 0 0 0 0 44066 44066 44066 44066 0 0 0 Commission Income 524298 189413 182213 7200 189413 20453134 19040640 7200 497764 281 0 0 8056360 771460 0 2587732 0 756455 0 0 58177 131576 0 0 682085 0 9832 838984 0 0 583627 131667 0 17654 0 0 105817 89117 Commissions 4234283 3rd Party Processing 958720 FEES AND LICENSES 203420 DUES AND SUBSCRIPTIONS 47775 1911 20266933 1379045 1670336 4797064 4903401 0 0 741306 666895 0 0 0 0 0 0 0 0 0 0 2810296 2757312 6781 52984 12030605 10476806 0 0 0 0 0 0 976691 916890 19931492 18687312 722700 584543 0 0 0 0 0 0 0 0 0 0 0 0 0 0 9596356 8679651 10319056 9264194 X 9587436 9398118 25000 25000 0 0 9612436 9423118 19931492 18687312 X 186201 -375519 X false true X true false false false 2810296 2757312 52984 52984 0 Remittances/Non-Allocated Item 24044 Commissions 9572 Life Policy Reserves 4423076 Premiums Received in Advance 162021 Claim Reserves 1491000 Other 1211629 Amounts Payable to Reinsurer 1358309 8679651 X 20453134 20453134 20453134 20266933 20266933 20266933 SCHEDULE D, PART IV, LINE 2B FIN 48 FOOTNOTE THE INTERNAL REVENUE SERVICE HAS ISSUED A DETERMINATION LETTER STATING THE ORDER IS EXEMPT FROM U.S. FEDERAL INCOME TAXES UNDER PROVISION OF SECTION 501(C)(8) OF THE INTERNAL REVENUE CODE. AS A FRATERNAL BENEFIT SOCIETY, THE CANADIAN OPERATIONS ARE ALSO EXEMPT FROM CANADIAN FEDERAL INCOME TAXES. UNDER THE CANADIAN INCOME TAX ACT, THE CANADIAN LIFE INSURANCE OPERATIONS OF THE ORDER ARE SUBJECT TO CERTAIN CANADIAN INCOME TAXES. false NORTH AMERICA 1 2 PROGRAM SERVICES INSURANCE PREMIUM BENE 250569 1 2 1 2 250569 250569 false true false false false false X true true X X false false false JOSEPH HOFFMAN CEO 201840 0 166 0 11012 0 8650 0 18412 0 240080 0 0 0 KEVIN HECKER SR. VP/CFO 126743 0 167 0 8779 0 5573 0 18412 0 159674 0 0 0 SCHEDULE J, PART I, LINE 1A INFORMATION REGARDING BENEFITS PROVIDED ON OCCASION, COMPANIONS OF BOARD OFFICERS TRAVEL TO BOARD MEETINGS. EXPENSES FOR OFFICERS OF THE BOARD ARE REIMBURSED UNDER AN ACCOUNTABLE PLAN. EXPENSE REIMBURSEMENTS FOR COMPANIONS OF BOARD OFFICERS ARE REPORTED ON FORM 1099. ON OCCASION, COMPANIONS OF COMPANY OFFICERS TRAVEL ON BUSINESS TRIPS. EXPENSES RELATED TO COMPANION TRAVEL ARE REPORTED TO THE EMPLOYEE AS A TAXABLE FRINGE BENEFIT. FORM 990, PART VI, SECTION A, LINE 6 CLASSES OF MEMBERS OR STOCKHOLDERS UCT IS A FRATERNAL BENEFIT SOCIETY ORGANIZED IN A LODGE SYSTEM MADE OF MEMBERS THROUGHOUT THE UNITED STATES AND CANADA. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OR STOCKHOLDERS WHO CAN ELECT MEMBERS OF THE GOVERNING BODY MEMBERS THROUGH DELEGATES VOTE ON BOARD OFFICERS FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OR STOCKHOLDERS MEMBERS THROUGH DELEGATES VOTE ON CONSTITUTIONAL AMENDMENTS ANNUALLY. IF THERE IS A CONFLICT WITH A BOARD MEMBER, THEY DO NOT PARTICIPATE IN DISCUSSIONS OR VOTING. FORM 990, PART VI, SECTION B, LINE 11B PROCESS TO REVIEW THE FORM 990 THE FORM 990 IS PREPARED AND REVIEWED BY A CERTIFIED PUBLIC ACCOUNTING FIRM. THE RETURN IS REVIEWED BY MANAGEMENT AND IS PROVIDED TO THE BOARD PRIOR TO BEING FILED WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C PROCESS FOR MONITORING COMPLIANCE WITH CONFLICT OF INTEREST POLICY CONFLICT STATEMENTS ARE REVIEWED ANNUALLY BY THE CEO. ANY CONFLICTS THAT ARE NOTED DURING THE REVIEW ARE RESEARCHED. IF A CONFLICT EXISTS, PROCEDURES OUTLINED IN THE CODE OF BUSINESS CONDUCT ARE INITIATED, AND DISCIPLINARY OR CORRECTIVE ACTION WILL BE TAKEN IF APPROPRIATE. FORM 990, PART VI, SECTION B, LINE 15A REVIEW OF CEO OR TOP MGMT OFFICIAL COMPENSATION THE BOARD, REPRESENTING AN "INDEPENDENT BODY", MEETS IN EXECUTIVE SESSION TO REVIEW THE COMPENSATION PAID TO THE CEO. THE BOARD REVIEWS "COMPARABLE" SALARY AND BENEFITS DATA, SUCH AS DATA AVAILABLE FROM SALARY AND BENEFIT SURVEYS, DURING THE COMPENSATION REVIEW PROCESS. THE BOARD DOCUMENTS THE INDIVIDUALS INVOLVED AND THE PROCESS USED TO CONDUCT THE REVIEW, AS WELL AS THE DISPOSITION OF THE FULL BOARD'S DECISION TO APPROVE THE CEO'S COMPENSATION. FORM 990, PART VI, SECTION B, LINE 15B REVIEW OF OTHER OFFICER OR KEY EMPLOYEES COMEPENSATION THE CEO COMPLETES AN ANNUAL REVIEW OF ALL SENIOR MANAGEMENT. BASED ON THE REVIEW AND UTILIZING OUTSIDE SOURCES SUCH AS THE AMERICAN FRATERNAL ALLIANCE SALARY SURVEY, COMPENSATION LEVELS ARE SET. FORM 990, PART VI, SECTION C, LINE 19 DISCLOSURE BOARD MINUTES ARE AVAILABLE TO MEMBERS ON UCT'S WEBSITE, ALONG WITH CONSTITUTION AND BYLAWS. QUARTERLY AND ANNUAL FINANCIAL STATEMENTS ARE FILED WITH STATE REGULATORS AND ARE AVAILABLE TO THE PUBLIC. FORM 990, PART XI, LINE 9 RECONCILIATION OF NET ASSETS -NON-ADMITTED ASSETS: $194,155 -ASSET VALUATION RESERVE: 5,452 -UNREALIZED FOREIGN CURRENCY EXCHANGE: (575,126) ------------ TOTAL: $(375,519) UCT CHARITIES 1801 WATERMARK DR SUITE 100 COLUMBUS OH 43215 311486573 SCHOLARSHIPS OH 501(C)(3) 7 NA false false false false false false false false false false false false false false false true false true false false