2016-10-20T17:15:24-05:00 2015-12-31 410746749 CLIFTONLARSONALLEN LLP 20 E THOMAS RD STE 2300 PHOENIX AZ 85012 990 2015-01-01 860098341 TUCSON OLD PUEBLO CREDIT UNION TUCS 5208816262 2500 E 22ND STREET TUCSON AZ 85713 G VERNON BABILON CEO 5208816262 2016-09-28 1 JANIS ISAACSON P00089104 6022662248 2015 2017-02-10 21:41:12Z G VERNON BABILON 2500 E 22ND STREET TUCSON AZ 85713 5857416 0 X WWW.TOPCU.ORG X 1935 AZ PROVIDING FINANCIAL SERVICES THAT MEET THE UNIQUE NEEDS OF THOSE WHO SERVE OUR COMMUNITY. 7 7 54 12 40263 -5153 0 0 4815284 5032476 901285 767234 0 0 5716569 5799710 0 0 0 0 2759126 2741621 0 0 0 2539063 2835620 5298189 5577241 418380 222469 134303732 139543795 125005423 130055882 9298309 9487913 X WE PROVIDE FINANCIAL SERVICES THAT MEET THE NEEDS OF THOSE WHO SERVE OUR COMMUNITY. WE SEEK TO BE THE PRIMARY FINANCIAL INSTITUTION FOR THE CITY OF TUCSON EMPLOYEES AND OTHER SELECT GROUPS, BE A MUTUALLY PROFITABLE AND GROWING INSTITUTION TO BETTER SERVE THE FINANCIAL NEEDS OF OUR MEMBERS, AND ATTRACT AND RETAIN HIGH QUALITY EMPLOYEES WHO DELIVER EXCEPTIONAL SERVICE TO OUR MEMBERS. 0 0 PROVIDING LOANS AND SERVICES TO MEMBERS OF TUCSON OLD PUEBLO CREDIT UNION. AT THE END OF 2015, THERE WERE 12,303 MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1756 0 1 54 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 AZ X LESLIE FREED 5209180375 2500 E 22ND STREET TUCSON AZ 85713 FRED CUSHMAN CHAIR 2.00 X 0 0 0 MIKE MCKENDRICK VICE-CHAIR 2.00 X 0 0 0 RICHARD PRATER TREASURER 2.00 X 0 0 0 WILLIAM RICHARDS SECRETARY 2.00 X 0 0 0 JOHN BRADY DIRECTOR 2.00 X 0 0 0 JOHN LEAVITT DIRECTOR 2.00 X 0 0 0 DAVID FREGONESE DIRECTOR 2.00 X 0 0 0 G VERNON BABILON PRESIDENT/CEO 40.00 X 129633 0 7049 KENT HALL VP CFO 40.00 X 96772 0 4617 JESSICA GAMBOA VP MEMBER SERVICE 40.00 X 66713 0 9543 PETAR JELINIC VP LENDING 40.00 X 5262 0 671 MARK OUTLER VP LENDING 40.00 X 48763 0 4465 MATTHEW BEAUSOLEIL VP OF IT 40.00 X 70718 0 9237 TEDD BELL FINANCIAL ADVISOR 40.00 X 107217 0 9547 525078 0 45129 2 0 0 0 0 MEMBER INTEREST 522100 3424889 3424889 FEES & CHARGES 522100 1567324 1567324 UNRELATED BUSINESS INC 900099 40263 40263 5032476 786222 786222 38718 57706 -18988 -18988 -18988 5799710 5759447 40263 0 X 570207 1738228 254860 178326 138824 16869 750764 77758 46430 325002 4881 21725 115765 298398 54001 LOAN SERVICING EXPENSE 331174 ALLOWANCE FOR LOAN LOSS 215930 OTHER OPERATING EXPENSE 212840 TELEPHONE 96734 128525 5577241 1855638 1691678 9811412 8820724 60348738 64351153 420158 423293 8585252 4558826 4280570 4026426 52689989 55058208 4897227 5172313 134303732 139543795 1180387 1146753 123825036 128909129 125005423 130055882 X 0 0 0 0 9298309 9487913 9298309 9487913 134303732 139543795 222469 -32865 0 X X 0 1 X 1 0 1224779 1224779 4578185 1963814 2614371 259085 259085 0 2523203 2335927 187276 4026426 SECURITIES AND OTHER INVESTMENTS 30249833 C SECURITIES - AVAILABLE FOR SALE 24808375 F 55058208 MEMBER SHARE AND SAVINGS ACCOUNTS 128909129 128909129 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. EACH DEPOSITOR IS A CREDIT UNION MEMBER. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERSHIP. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN DECISIONS MUST BE APPROVED BY THE MEMBERSHIP. BYLAW CHANGES ENACTED BY THE BOARD AND APPROVED BY THE STATE MUST BE RATIFIED BY THE MEMBERS AT THE SUBSEQUENT ANNUAL MEETING. FORM 990, PART VI, SECTION B, LINE 11 THE SENIOR MANAGEMENT TEAM WILL REVIEW THE 990 PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST POLICY 915 - CODE OF CONDUCT FOR EMPLOYEES AND VOLUNTEERS IS REVIEWED ANNUALLY BY THE BOARD AS IS ON THE COMPLIANCE COMMITTEE AND BOARD RECURRING CALENDARS. VOLUNTEERS INDIVIDUALLY REVIEW AND SIGN DECLARATION OF ETHICAL CONDUCT ANNUALLY AND THEY ARE KEPT IN EXECUTIVE ASSISTANT'S CARE. EMPLOYEES INDIVIDUALLY REVIEW AND SIGN DECLARATION OF ETHICAL CONDUCT ANNUALLY AND THIS IS KEPT IN THE HR DEPARTMENT. FORM 990, PART VI, SECTION B, LINE 15 THE CEO IS HIRED BY THE BOARD WHO DETERMINES THE CEO'S COMPENSATION. THE HR DEPARTMENT USES COMPENSATION SOFTWARE COMPEASE. COMPEASE ENABLES THE CREDIT UNION TO EVALUATE, TRACK, AND MODIFY COMPENSATION BASED ON MARKET DATA, INTERNAL COMPARABLES AND JOB FAMILIES TO ENSURE THAT WE ARE COMPETITIVE, FOLLOWING ALL LEGAL GUIDELINES AND APPLYING THE PRINCIPLES OF FAIRNESS TO OUR COMPENSATION REVIEW PROCESS AND PRACTICES. OTHER OFFICERS AND EMPLOYEES HAVE THEIR JOB CLASSIFICATION RATED ANNUALLY BY COMPEASE. THIS SOFTWARE HELPS TO DETERMINE THE APPROPRIATE PLACING WITHIN THE EMPLOYMENT FRAMEWORK AND CLASSIFICATION OF SALARY. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S FINANCIAL STATEMENTS ARE POSTED ON ITS WEBSITE. ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 11G ACHA FEES 3,972. ATM/VISA DR CARD SUPPORT 216,911. BILL PAYER EXPENSE 50,893. DATA PROCESSING SERVICE 304,704. HR SERVICING 38,688. COIN/CURRENCY COSTS 16,560. SHARED BRANCHING NETWORK 64,177. IRA CUNA FEES 6,818. OTHER PROF & OUTSIDE 48,041. FORM 990, PAGE 12, PART XII, LINE 2C: THE SUPERVISORY COMMITTEE IS RESPONSIBLE FOR THE OVERSIGHT OF THE AUDITED FINANCIAL STATEMENTS.