2016-11-09T17:26:15-06:00 2015-12-31 202126731 PARKS & COMPANY PLC 441 N WASHINGTON EL DORADO AR 71730 990 2015-01-01 850121717 ZIA CREDIT UNION ZIAC 5056624671 P O BOX 490 LOS ALAMOS NM 87544 DAVID WOODRUFF CEO 5056624671 2016-09-12 1 G PETE PARKS P00393041 8708623401 2016-09-10 2015 2017-02-10 21:41:12Z DAVID WOODRUFF 1001 CENTRAL AVENUE LOS ALAMOS NM 87544 7128769 0 X WWW.ZIACU.ORG X CREDIT UNION 1955 NM NEW MEXICO STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT 5 5 69 0 0 0 0 0 6498950 6410617 82807 360331 970 13688 6582727 6784636 0 0 0 0 3099545 3248027 0 0 0 3187961 3044480 6287506 6292507 295221 492129 130910746 132265839 119367267 120339825 11543479 11926014 NEW MEXICO STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT 0 0 6292507 NEW MEXICO STATE CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES TO ITS MEMBERS AS PROVIDED BY THE NEW MEXICO CREDIT UNION ACT. 6292507 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 2180 0 1 69 0 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 0 0 0 X THE ORGANIZATION 5056624671 P O BOX 490 LOS ALAMOS NM 87544 IVAN TRUJILLO DIRECTOR 1.00 X 0 0 0 LISA GONZALES SECRETARY 1.00 X 0 0 0 RICHARD ROYBAL VICE PRESIDENT 1.00 X 0 0 0 MATTY PEREZ PRESIDENT 1.00 X 0 0 0 LAWRENCE GUTIERREZ TREASURER 1.00 X 0 0 0 DAVID WOODRUFF CEO 40.00 X 188888 0 0 188888 0 0 1 0 1 0 EPL 22 INVERNESS CENTER PKWAY SUITE 40 BIRMINGHAM AL 35242 DATA PROCESSING 514007 1 INTEREST INCOME ON LOA 522100 4754779 4754779 FEE INCOME 522100 1655838 1655838 6410617 424985 424985 279479 344133 -64654 -64654 -64654 BAD DEBT RECOVERY 522100 13688 13688 13688 6784636 6784636 0 0 X 188888 188888 2266881 2266881 619495 619495 172763 172763 674398 674398 55996 55996 260587 260587 380742 380742 41420 41420 441283 441283 159656 159656 99698 99698 ATM FEES 415056 415056 BANK SERVICE CHARGES 169049 169049 LOAN SERVICING 105688 105688 SUPPLIES 73616 73616 167291 167291 6292507 6292507 0 0 782711 1107986 26841639 9577021 817995 535315 109619 679671 74282590 77249514 6984193 2930467 4170951 4053726 21032486 36107825 2872755 2954781 130910746 132265839 273205 283197 119094062 120056628 119367267 120339825 X 3866666 3866666 0 0 7676813 8059348 11543479 11926014 130910746 132265839 492129 -109594 0 X 0 0 1 0 1602646 1602646 3934912 1595045 2339867 1446635 1335422 111213 4053726 FEDERAL AGENCIES AND GSE BONDS 16996715 F CERTIFICATES OF DEPOSIT 7881000 C FEDERAL AGENCIES AND GSE BONDS 10904386 C PERPETUAL CAPITAL CORP CREDIT UNIONS 325724 C 36107825 MEMBER SHARE DEPOSITS 120056628 120056628 6849290 64654 64654 6784636 0 6784636 6357161 64654 64654 6292507 0 6292507 PART XI, LINE 2D - OTHER ADJUSTMENTS: LOSS ON DISPOSITION OF ASSETS NETTED AGAINST INCOME 64,654. PART XII, LINE 2D - OTHER ADJUSTMENTS: LOSS ON DISPOSITION OF ASSETS NETTED AGAINST INCOME 64,654. X X 0 0 0 DAVID WOODRUFF CEO 188888 0 0 0 0 0 0 0 0 0 188888 0 0 0 RICHARD ROYBAL DIRECTOR HOME EQUITY LOC X 104000 47209 0 1 1 RICHARD ROYBAL DIRECTOR MORTGAGE X 185566 70206 0 1 1 JOSE GARCIA DIRECTOR UNSECURED X 12600 9734 0 1 1 JOSE GARCIA DIRECTOR USED AUTO X 18748 7948 0 1 1 JOSE GARCIA DIRECTOR MORTGAGE X 299000 257056 0 1 1 JOSE GARCIA DIRECTOR USED AUTO X 33764 22883 0 1 1 JOSE GARCIA DIRECTOR USED MOTOR HOME X 14500 9158 0 1 1 ANNE VALVERDE DIRECTOR USED AUTO X 13991 4915 0 1 1 ANNE VALVERDE DIRECTOR MORTGAGE X 275800 247293 0 1 1 MATTY PEREZ SUPERVISORY COMMITTEE CHAIR MOTOR HOME X 24965 14459 0 1 1 MATTY PEREZ SUPERVISORY COMMITTEE CHAIR SIGNATURE X 2500 1656 0 1 1 MATTY PEREZ SUPERVISORY COMMITTEE MEMBER LINE OF CREDIT X 5000 3846 0 1 1 SUPERVISORY COMMITTEE MEMBER X 0 0 0 FORMER SUPERVISORY COMMITTEE MEMBER X 0 0 0 MARGOT LIBERTY FORMER KEY EMPLOYEE USED AUTO X 28417 17482 0 1 1 JAMES DUGGER CHIEF OPERATING OFFICE USED AUTO X 12250 8865 0 1 1 ANNITTE LUJAN CHIEF LENDING OFFICER SIGNATURE X 1500 320 0 1 1 ANNITTE LUJAN CHIEF LENDING OFFICER LINE OF CREDIT X 500 161 0 1 1 ANNITTE LUJAN CHIEF LENDING OFFICER SIGNATURE X 1500 0 0 1 1 LEONARD LUJAN SPOUSE OF KEY EMPLOYEE USED MOTOR HOME X 4500 2609 0 1 1 LEONARD LUJAN SPOUSE OF KEY EMPLOYEE SIGNATURE X 16980 0 0 1 1 LEONARD LUJAN SPOUSE OF KEY EMPLOYEE NEW AUTO X 18787 15404 0 1 1 LEONARD LUJAN SPOUSE OF KEY EMPLOYEE SIGNATURE X 2000 0 0 1 1 LEONARD LUJAN SPOUSE OF KEY EMPLOYEE SIGNATURE X 2500 505 0 1 1 LEONARD LUJAN FORMER KEY EMPLOYEE NEW AUTO X 34189 30967 0 1 1 LINO SALAZAR SUPERVISORY COMMITTEE MEMBER USED MOTOR HOME X 23247 20125 0 1 1 LINO SALAZAR SUPERVISORY COMMITTEE MEMBER LINE OF CREDIT X 5000 4764 0 1 1 JUANITA SALAZAR SPOUSE OF SUPERVISORY COMMITTEE MEMBER NEW MOTOR HOME X 23836 3722 0 1 1 JUANITA SALAZAR SPOUSE OF SUPERVISORY COMMITTEE MEMBER LINE OF CREDIT X 4750 1171 0 1 1 LAWRENCE GUTIERREZ DIRECTOR USED AUTO X 33739 28131 0 1 1 IVAN TRUJILLO DIRECTOR SIGNATURE X 25000 23975 0 1 1 IVAN TRUJILLO DIRECTOR NEW AUTO X 25747 16504 0 1 1 IVAN TRUJILLO DIRECTOR HOME EQUITY LOC X 80000 74739 0 1 1 LISA GONZALES DIRECTOR SIGNATURE X 17123 2879 0 1 1 DANIELLA GALLEGOS SUPERVISORY COMMITTEE MEMBER SIGNATURE X 20410 19100 0 1 1 MARGOT LIBERTY FORMER KEY EMPLOYEE SIGNATURE X 12100 10456 0 1 1 MARGOT LIBERTY FORMER KEY EMPLOYEE SIGNATURE X 500 205 0 1 1 LEONARD LUJAN SPOUSE OF KEY EMPLOYEE SIGNATURE X 22900 22317 0 1 1 ANNITTE LUJAN CHIEF LENDING OFFICER MORTGAGE X 216000 214222 0 1 1 1214986 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS OWNED AND GOVERNED BY ITS MEMBERS. MEMBERS OWN SHARES (DEPOSITS), ELECT BOARD MEMBERS AND VOTE ON SIGNIFICANT ISSUES. FORM 990, PART VI, SECTION A, LINE 7A THE MEMBERS OF THE CREDIT UNION VOTE ANNUALLY ON THE BOARD OF DIRECTORS FOR THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11 FORM 990 IS PREPARED BY AN INDEPENDENT CPA AND A COPY IS PROVIDED TO THE BOARD OR DIRECTORS AND THE MANAGEMENT TEAM PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C EACH DIRECTOR SIGNS A CONFLICT OF INTEREST FORM ANNUALLY WHICH SETS FORTH ANY CONFLICTS OR AFFIRMATIVELY STATES THAT THERE ARE NO CONFLICTS. FORM 990, PART VI, SECTION C, LINE 18 FORMS 1023 AND 990 ARE AVAILABLE AT THE CREDIT UNION'S MAIN LOCATION FOR REVIEW UPON REQUEST. FORM 990, PART VI, SECTION C, LINE 19 A COPY OF ALL GOVERNANCE DOCUMENTS, POLICIES, FINANCIAL STATEMENTS AND FORM 990 IS MAINTAINED AT THE CREDIT UNION'S MAIN LOCATION AND IS AVAILABLE FOR REVIEW UPON REQUEST. FINANCIAL INFORMATION IS PROVIDED AT THE ANNUAL MEMBERS MEETING. FORM 990, PART IX, LINE 11G OUTSIDE PROFESSIONAL SERVICES: PROGRAM SERVICE EXPENSES 167,434. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 167,434. DATA PROCESSING: PROGRAM SERVICE EXPENSES 506,964. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 506,964.