2016-10-25T13:19:22-05:00 2015-12-31 410746749 CLIFTONLARSONALLEN LLP 20 E THOMAS RD STE 2300 PHOENIX AZ 85012 990 2015-01-01 750692281 CITY CREDIT UNION CITY 2145150100 7474 FERGUSON ROAD DALLAS TX 75228 SHARON MOORE PRESIDENT/CEO 2145150100 2016-10-18 1 JANIS ISAACSON P00089104 6022662248 2015 2017-02-10 21:41:12Z SHARON MOORE 7474 FERGUSON ROAD DALLAS TX 75228 24432650 0 X WWW.CITYCU.ORG X 1942 TX A COOPERATIVE THRIFT INSTITUTION AND A MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION. 9 9 151 9 35253 -100520 0 0 19600545 21243611 912206 2695250 0 0 20512751 23938861 0 0 0 0 6507178 7096229 0 0 0 11078633 12457341 17585811 19553570 2926940 4385291 283854700 342187121 252142403 305297537 31712297 36889584 X CITY CREDIT UNION IS A COOPERATIVE THRIFT INSTITUTION AND IS A MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION. 0 1 PROVIDED LOANS, DEPOSIT ACCOUNTS, AND OTHER FINANCIAL PRODUCTS AND SERVICES TO 41,737 MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 6655 0 1 151 1 1 1 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 0 0 1 1 1 1 1 1 1 1 1 1 0 X SHARON MOORE 2145150100 7474 FERGUSON RD DALLAS TX 75228 GILBERT AGUILAR BOARD CHAIR 1.00 X 0 0 0 ALAN RICHARDSON VICE CHAIR 1.00 X 0 0 0 LARRY MCDANIEL TREASURER 1.00 X 0 0 0 BONNIE AMBROSE SECRETARY 1.00 X 0 0 0 MARY BLAND DIRECTOR 1.00 X 0 0 0 CHARLES GRIFFIN DIRECTOR 1.00 X 0 0 0 GLORIA LOPEZ CARTER DIRECTOR 1.00 X 0 0 0 CHANDRA MARSHALL-HENSON DIRECTOR 1.00 X 0 0 0 MORGAN MAY DIRECTOR 1.00 X 0 0 0 CRAIG MILLER DIRECTOR 1.00 X 0 0 0 SHARON MOORE PRESIDENT/CEO 40.00 X 374909 0 32242 KEVIN STEWART EVP/CFO 40.00 X 156710 0 13002 DAVID FRITH CSO 40.00 X 139144 0 10862 MITCHELL CLARK CAO 40.00 X 138030 0 10539 SALLIE HORACE CRO 40.00 X 130782 0 11009 JOHN BAILEY CLO 40.00 X 125355 0 11009 1064930 0 88663 6 0 1 0 FISERV PO BOX 99924 GRAPEVINE TX 76099 SOFTWARE 1328093 SWBCINC 9311 SAN PEDRO SUITE 600 SAN ANTONIO TX 78216 LOAN SERVICING 1104195 REDLINE PO BOX 1526 ADDISON TX 75001 ADVERTISING 211532 LANVERA 112 WRANGLER DR SUITE 150 COPPELL TX 75019 NOTICES/POSTAGE 188883 HAMILTON VAULTRONICS 1050 N GROVE RD RICHARDSON TX 75081 BRANCH SECURITY 143000 5 INTEREST ON LOANS TO MEMBERS 522100 13110030 13110030 FEES AND CHARGES 522100 6634176 6598923 35253 OTHER NON-INTEREST INCOME 522100 1499405 1499405 21243611 890436 890436 2293603 5000 473732 20057 1819871 -15057 1804814 1804814 23938861 23903608 35253 0 X 1153593 4649971 267860 569855 454950 20449 85000 106601 567053 361057 1078208 30000 215000 982097 1171261 PROVISION FOR LOAN LOSS 2473893 MISCELLANEOUS 1590612 DATA PROCESSING 921796 PULSE FEES 844397 2009917 19553570 4171885 3143425 17607228 33967179 191080283 222205823 18539105 9707032 9367679 8832073 57171441 68441353 4456184 5597268 283854700 342187121 4376179 5709490 247766224 299588047 252142403 305297537 X 0 0 0 0 31712297 36889584 31712297 36889584 283854700 342187121 X 4385291 791996 X X 0 1 X 1 0 3339922 3339922 8048790 3634581 4414209 121186 108279 12907 6981465 5916432 1065033 47742 47740 2 8832073 HELD-TO-MATURITY 38146251 C OTHER INVESTMENTS 30295102 C 68441353 MEMBER'S SHARE AND SAVINGS ACCOUNTS 299588047 299588047 X 23938861 0 23938861 0 23938861 19553570 0 19553570 0 19553570 PART X, LINE 2: THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2015 AND 2014. X X 1 1 X X X X 0 0 0 SHARON MOORE PRESIDENT/CEO 309909 0 65000 0 0 0 26614 0 5628 0 407151 0 0 0 KEVIN STEWART EVP/CFO 143210 0 13500 0 0 0 6878 0 6124 0 169712 0 0 0 DAVID FRITH CSO 127894 0 11250 0 0 0 5619 0 5243 0 150006 0 0 0 FORM 990, PART III, LINE 3 CITY CREDIT UNION CONVERTED ALL THEIR PLASTIC CARDS FROM VISA TO MASTERCARD AND FROM NON-EMV CHIP CARD TO EMV CHIP CARDS. FORM 990, PART VI, SECTION A, LINE 6 CITY CU IS A MEMBER-OWNED FINANCIAL COOPERATIVE. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION'S MEMBERS ELECT THE GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY MEMBERS AS STATED IN THE CREDIT UNION'S CHARTER AND BYLAWS. FORM 990, PART VI, SECTION A, LINE 8B GOVERNANCE, HUMAN RESOURCES, AUDIT, EXECUTIVE AND NOMINATING COMMITTEES. ALL COMMITTEES DO NOT HAVE DECISION MAKING AUTHORITY. FORM 990, PART VI, SECTION B, LINE 11 FORM 990 IS REVIEWED BY THE CONTROLLER, AND PRESIDENT/CEO. THE PRESIDENT/CEO SIGNS THE FORM 990 AS AUTHORIZED BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION CONTRACTS WITH AN INDEPENDENT CPA FIRM TO CONDUCT INTERNAL AUDITS OF ITS OPERATIONS AND COMPLIANCE WITH WRITTEN POLICIES AND PROCEDURES. INTERNAL AUDIT REPORTS ARE REVIEWED BY MANAGEMENT, THE AUDIT COMMITTEE AND THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 15 THE CREDIT UNION CONTRACTS WITH AN INDEPENDENT CONSULTING FIRM TO PROVIDE COMPENSATION INFORMATION AND DATA WHICH IS USED TO DETERMINE THE PRESIDENT AND CEO'S COMPENSATION AND BENEFITS. THE INDEPENDENT CONSULTANT PROVIDES INFORMATION WHICH IS USED TO ESTABLISH SALARY RANGES FOR ALL EMPLOYEES. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION'S WEBSITE INDICATES THIS INFORMATION IS AVAILABLE UPON REQUEST. FINANCIAL INFORMATION IS ALSO INCLUDED IN THE CREDIT UNION'S ANNUAL REPORT WHICH IS AVAILABLE ON THE CREDIT UNION'S WEBSITE. FORM 990, PART IX, LINE 24E LOAN SERVICING 773,808. MAINTENANCE AGREEMENTS 367,676. DEBIT CARD EXPENSE 333,803. ATM EXPENSE 291,745. STATEMENT OUTSOURCING 213,260. BANK SERVICE CHARGES 29,625. FORM 990, PART XI, LINE 9: CHANGE IN OTHER UNREALIZED LOSSES ON DEFINED BENEFIT PLAN -358,577. EQUITY ACQUIRED IN ACQUISITION 1,150,573. FORM 990. PART XII, LINE 2C: THE AUDIT COMMITTEE OVERSEES THE AUDITED FINANCIAL STATEMENTS.