2017-06-05T10:21:39-05:00 2016-12-31 GRANT THORNTON LLP 171 N CLARK ST SUITE 200 CHICAGO IL 60601 990 2016-01-01 363776789 National Insurance Crime Bureau % ROBERT JACHNICKI NATI 8475447000 1111 E Touhy Ave STE 400 Des Plaines IL 60018 ROBERT JACHNICKI CFO/TREASURER 8475447000 2017-06-02 true Bridget T Roche P00666837 3128560200 38.84.128.189 36941220171565000000 2017-06-05 P 91BED1DE19243A3FDDA6B712938694EAA1DCA156 22D7406747876A322039924BC13534D309B72991 2016 2021-01-29 14:40:06Z NICB ROBERT JACHNICKI 1111 E Touhy Ave STE 400 Des Plaines IL 60018 59978054 false X www.nicb.org X 1992 IL To lead a united effort of insurers, law enforcement and representatives of the public to prevent and combat insurance fraud and crime. 16 16 406 0 0 0 0 48957440 50501008 1130692 751674 5790 0 50093922 51252682 0 0 0 0 36823661 37097750 0 0 0 12501290 13239871 49324951 50337621 768971 915061 42653699 46724955 22050675 24850703 20603024 21874252 X TO LEAD A UNITED EFFORT OF INSURERS, LAW ENFORCEMENT, AND REPRESENTATIVES OF THE PUBLIC TO PREVENT AND COMBAT INSURANCE FRAUD AND CRIME THROUGH DATA ANALYTICS, INVESTIGATIONS, TRAINING, LEGISLATIVE ADVOCACY AND PUBLIC AWARENESS. false false 33018166 0 37398708 Investigations - NICB's investigative efforts produced 2,048 Prosecutive Administrative Actions (PAA) related to medical fraud, 2,817 in the commercial fraud segment, and 2,534 in the organized vehicle crime segment. Additionally there were 62 recoveries of cargo loads and recoveries of 1,125 pieces of heavy equipment. Also, NICB repatriated 2,291 vehicles for member companies. 6934863 0 7854916 Data Analytics - Published 739 med aware alerts and identified and disseminated 47 fraud rings. 2104148 0 2383307 Training - Provided training for 77,379 member company and 17,816 law enforcement personnel. Added three NICTA courses, released Mobile Device Interview Application version 2 and conducted a regional medical investigations academy. In addition updated 50% of NICB training courses and 10 Fraudsmart courses. 2528605 2864077 44585782 false false false true false false false false false true false false false true true true false false false false false false false false false false false false true false false false false false false false false false false false false false true true true false true 20 0 true 406 true false false false false false false X 16 16 false false false false false false false true true false false true true true true true true true true false OK X ROBERT JACHNICKI 8475447000 1111 E TOUHY AVE STE 400 Des Plaines IL 60018 Michael J Prandi Chair 5.0 0.0 X 0 0 0 Kelly Bever Vice Chair 5.0 0.0 X 0 0 0 Nancy Pierce Immediate Past Chair 2.0 0.0 X 0 0 0 Kenneth E Rosen Past Chair (thru 5/30/16) 2.0 0.0 X 0 0 0 David A Bano Member (Thru 2/17/16) 2.0 0.0 X 0 0 0 Rusty Beaty Member (Thru 1/1/16) 2.0 0.0 X 0 0 0 Lynne Brady Member 2.0 0.0 X 0 0 0 Michael Capuzzi Member 2.0 0.0 X 0 0 0 Keith Daly Member 2.0 0.0 X 0 0 0 Paul Diemer Member 2.0 0.0 X 0 0 0 Steven M Hatch Member (thru 1/22/16) 2.0 0.0 X 0 0 0 Michael W Hawkins Member (Thru 8/19/16) 2.0 0.0 X 0 0 0 Jean Guan Member 2.0 0.0 X 0 0 0 Peter McCarron Member 2.0 0.0 X 0 0 0 James McSheffrey Member 2.0 0.0 X 0 0 0 Matthew C Murphy Member 2.0 0.0 X 0 0 0 Mike Neubauer Member 2.0 0.0 X 0 0 0 Mark Oppenheim Member 2.0 0.0 X 0 0 0 Michael J Randall Member (thru 9/2/16) 2.0 0.0 X 0 0 0 Peter Raubenheimer Member 2.0 0.0 X 0 0 0 Nicholas Seminara Member 2.0 0.0 X 0 0 0 James Will Member 2.0 0.0 X 0 0 0 Joseph Wehrle Chief Executive Officer 50.0 0.0 X 572446 0 17667 James Schweitzer Chief Operating Officer 50.0 0.1 X 288515 0 15077 Daniel Abbott Chief Information Officer 50.0 0.1 X 249617 0 57252 Robert Jachnicki Chief Financial Officer 50.0 5.1 X 240691 0 52167 Andrew Sosnowski Sec/Legal Counsel 50.0 2.0 X 226501 1804 31088 Brian Smidt Vice President/Data Analytics 40.0 0.0 X 183797 0 46137 Thomas Welsh Vice President/Training 38.0 20.0 X 143165 39474 48094 Roger Morris Vice President/Communications 40.0 0.0 X 188716 0 27639 Barbara Low Vice President Human Resources 40.0 0.0 X 177457 0 27302 Judy Fitzgerald Vice President/Govt. Affairs 40.0 0.1 X 186356 0 50392 Linda Schwartz Vice President Membership 40.0 0.0 X 180108 0 27089 James Hertz Associate General Counsel 40.0 0.1 X 163755 0 29387 Robert Jones Director Field Operations 40.0 0.0 X 154991 0 10057 Frederick Lohmann Director Field Operations 40.0 0.0 X 141809 0 25873 Ralph Lumpkin Director Field Operations 40.0 0.0 X 150298 0 10053 Dana MacDonald Director Field Operations 40.0 0.0 X 147728 0 9746 3395950 41278 485020 34 false true false Ryan C Bank 1221 W Cornelia Ave Unit 2 CHICAGO IL 60657 Consulting 450000 2 0 NONDEDUCTIBLE MEMBERSHIP DUES 900099 48520972 48520972 VEHICLE FINANCE PROGRAM 525990 98379 98379 LICENSE PLATE READER PROGRAM 900099 746550 746550 USER FEES 900099 875936 875936 SPECIAL INVESTIGATION ACADEMY TUITION 611710 79575 79575 179596 179596 50501008 983224 983224 0 0 0 0 0 8493822 8725372 -231550 -231550 -231550 0 0 0 0 51252682 50501008 751674 0 0 0 0 0 0 0 3037273 2226421 810852 0 25999403 23399463 2599940 2170000 1953000 217000 3785616 3407054 378562 2105458 1789639 315819 0 220831 187706 33125 84978 84978 106626 106626 0 59958 59958 835545 622273 213272 146332 133162 13170 4312848 4021722 291126 774494 704790 69704 0 1558808 1418515 140293 820804 746932 73872 0 618115 562485 55630 5243 5243 0 481105 437806 43299 712666 648526 64140 AUTO OPERATIONS 1969424 1792176 177248 DIGITAL INTELLIGENCE 490010 490010 REPORT AND SURV. SUPPORT 35831 32606 3225 . 0 0 6253 6253 50337621 44585782 5751839 0 1551 1800 2564022 4263086 0 0 2095065 2093205 0 0 0 0 0 0 0 0 1422703 1173457 7747733 6025887 1559905 1721846 34895811 37357659 0 0 0 0 0 0 114642 113902 42653699 46724955 3365033 3847262 0 0 34264 744682 0 0 0 0 0 0 0 0 0 0 18651378 20258759 22050675 24850703 X 20585412 21874252 17612 0 0 0 20603024 21874252 42653699 46724955 X 915061 1770779 -1414612 X false true X true false 12500 1590 15055 false false false 48520972 106626 106626 107231 2025926 1119484 906442 4910514 4153379 757135 811293 753024 58269 1721846 0 POST RETIREMENT BENEFITS NON CURRENT 16923000 DUE TO ISO 1671705 ACCRUED OTHER LIABILITIES 1488866 DUE TO NICTA 175188 20258759 X 53023461 1770779 1770779 51252682 51252682 50337621 50337621 50337621 FIN 48 FOOTNOTE FORM 990, SCHEDULE D, PART X, LINE 2 NICB HAS RECEIVED A FAVORABLE DETERMINATION LETTER FROM THE INTERNAL REVENUE SERVICE, STATING THAT IT IS EXEMPT FROM FEDERAL INCOME TAXES UNDER THE PROVISIONS OF SECTION 501(C)(4) OF THE INTERNAL REVENUE CODE (IRC) OF 1986, AS AMENDED, EXCEPT FOR INCOME TAXES PERTAINING TO UNRELATED BUSINESS INCOME. THE FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) ISSUED GUIDANCE THAT REQUIRES TAX EFFECTS FROM UNCERTAIN TAX POSITIONS TO BE RECOGNIZED IN THE FINANCIAL STATEMENTS ONLY IF THE POSITION IS MORE LIKELY THAN NOT TO BE SUSTAINED IF THE POSITION WERE TO BE CHALLENGED BY A TAXING AUTHORITY. MANAGEMENT HAS DETERMINED THERE ARE NO MATERIAL UNCERTAIN POSITIONS THAT REQUIRE RECOGNITION IN THE FINANCIAL STATEMENTS. ADDITIONALLY, NO PROVISION FOR INCOMES TAXES IS REFLECTED IN THESE FINANCIAL STATEMENTS AND THERE IS NO INTEREST OR PENALTIES RECOGNIZED IN THE STATEMENT OF ACTIVITIES OR STATEMENTS OF FINANCIAL POSITION. THE CALENDAR YEARS ENDING 2013, 2014, 2015 AND 2016 ARE OPEN TO AUDIT FOR BOTH FEDERAL AND STATE INCOME TAX PURPOSES. X X X X false false false false false false false true false Joseph Wehrle Chief Executive Officer 345986 0 219602 0 6858 0 15900 0 3209 0 591555 0 0 0 James Schweitzer Chief Operating Officer 220373 0 64612 0 3530 0 13310 0 3575 0 305400 0 0 0 Daniel Abbott Chief Information Officer 186977 0 56732 0 5908 0 36670 0 22224 0 308511 0 0 0 Robert Jachnicki Chief Financial Officer 184117 0 55157 0 1417 0 31585 0 22168 0 294444 0 0 0 Andrew Sosnowski Sec/Legal Counsel 170796 1804 52530 0 3175 0 10506 0 22094 0 259101 1804 0 0 Brian Smidt Vice President/Data Analytics 158748 0 23815 0 1234 0 27072 0 20474 0 231343 0 0 0 Thomas Welsh Vice President/Training 113171 39474 22995 0 6999 0 27512 0 21908 0 192585 39474 0 0 Roger Morris Vice President/Communications 158032 0 23848 0 6836 0 9825 0 18836 0 217377 0 0 0 Barbara Low Vice President Human Resources 152177 0 23028 0 2252 0 9488 0 19144 0 206089 0 0 0 Judy Fitzgerald Vice President/Govt. Affairs 154170 0 23026 0 9160 0 32578 0 18803 0 237737 0 0 0 Linda Schwartz Vice President Membership 148845 0 22512 0 8751 0 9275 0 19115 0 208498 0 0 0 James Hertz Associate General Counsel 141498 0 14248 0 8009 0 8805 0 21817 0 194377 0 0 0 Robert Jones Director Field Operations 136065 0 13350 0 5576 0 8290 0 2464 0 165745 0 0 0 Frederick Lohmann Director Field Operations 127074 0 13009 0 1726 0 8059 0 18947 0 168815 0 0 0 Ralph Lumpkin Director Field Operations 133520 0 13343 0 3435 0 8286 0 2634 0 161218 0 0 0 Dana MacDonald Director Field Operations 131567 0 12880 0 3281 0 7979 0 2602 0 158309 0 0 0 NON FIXED PAYMENTS Schedule J, Part I, Line 7 Employees are eligible for bonuses, but bonuses are not guaranteed as part of their compensation or specified in a contract. Whether any bonus is paid and the amount paid solely depends on whether the company meets the performance metrics specified in the bonus payment schedule. A bonus is paid only if the performance rating is 85% or above. The performance rating for 2015 was 92%. Performance targets are set forth at the beginning of the budget year in the operation plan and approved by the Board. The award gradients for the CEO was 65%, Other Officers at 30% and the key employees at 10%-15%; of their base salaries. The total bonus and individual officer bonus is determined and approved by the Executive Committee which is the governing body of the Executive/Compensation/Nominating Committee. OTHER PROGRAM SERVICES FORM 990, PART III, LINE 4D Public Awareness and Legistlative Advocacy - NICB led legislative/regulatory efforts in conjunction with members, trade groups and anti-fraud organizations in improving legislation in Ohio, South Carolina, New Jersey and Pennsylvania. Executed 2 Insurance Fraud Summits in South Carolina and New Mexico. Produced 11 multimedia news releases on insurance fraud and vehicle theft issues. EXECUTIVE COMMITTEE AND OTHER COMMITTEES FORM 990, PART VI, LINE 1A AT EACH ANNUAL MEETING OF THE BOARD, THERE MAY BE ELECTED FROM ITS MEMBERSHIP AN EXECUTIVE COMMITTEE. THE EXECUTIVE COMMITTEE SHALL CONSIST OF THE CHAIRMAN AND VICE CHAIRMAN OF THE BOARD AND NO MORE THAN SEVEN (7) MEMBERS ELECTED FROM THE MEMBERSHIP OF THE BOARD. THE EXECUTIVE COMMITTEE SHALL BE VESTED WITH THE AUTHORITY TO ACT BETWEEN MEETINGS OF THE BOARD, SUBJECT TO THE LIMITATIONS OF THE GNFPCA. THE CHAIRMAN OF THE BOARD SHALL BE THE CHAIRMAN OF THE EXECUTIVE COMMITTEE. THE BOARD, BY RESOLUTION ADOPTED BY A MAJORITY OF THE GOVERNORS PRESENT AT A MEETING AT WHICH A QUORUM IS PRESENT, MAY, AS IT DEEMS FIT, ESTABLISH OR APPOINT OTHER COMMITTEES, THE CHAIRMAN THEREOF TO BE DESIGNATED BY THE BOARD IN THE MAKING OF SUCH APPOINTMENTS. EACH SUCH COMMITTEE SHALL HAVE TWO (2) OR MORE GOVERNORS, AND EACH COMMITTEE MEMBER SHALL BE A DULY AUTHORIZED REPRESENTATIVE OF A MEMBER OF THE CORPORATION. ANY COMMITTEE MEMBER MAY BE REMOVED BY THE BOARD WHENEVER, IN ITS JUDGMENT, THE BEST INTERESTS OF THE CORPORATION ARE TO BE SERVED BY SUCH REMOVAL. FORM 990 REVIEW PROCESS Form 990, Part VI, Line 11b The Form 990 is prepared by a national public accounting firm. An updated final draft is reviewed and approved by the NICB Audit/Finance Committee and provided electronically to the full NICB voting board for comments before it is filed with the IRS. CONFLICT OF INTEREST POLICY MONITORING & ENFORCEMENT Form 990, Part VI, Line 12c National Insurance Crime Bureau (NICB)'s officers, directors, trustees, key employees, and highest compensated employees are subject to the conflict of interest policy. NICB's compliance officer is in charge of monitoring employee activities for compliance with its conflict of interest policy. Conflicts are reported to the compliance officers, and the compliance officer reports all matters to the NICB Audit/Finance Committee for review. PROCESS FOR DETERMINING COMPENSATION FORM 990, PART VI, LINES 15A AND 15B Salary rates are based on comparable salary data compiled by human resources that approximates NICB's operations, candidate's qualifications and expertise. NICB has an internal committee of department heads that review candidates. The NICB Board of Governers oversees candidates and salary levels for officer positions. For its compensation process, a compensation committee, independent compensation consultant, compensation survey data, and approval of compensation by the board of governors is required. The Board review is done annualy, and the outside consultant review is done periodically. The review process for NICB is contemporaneously documented in the organization's minutes. There is an external salary survey and review conducted every 3 years. The final salary rates are approved by the executive committee of the board annually. GOVERNING DOCUMENTS MADE AVAILABLE Form 990, Part VI, Line 19 Articles, bylaws, and conflict of interest policy are made available to the public upon request. RECONCILIATION OF NET ASSETS FORM 990, PART XI, LINE 9 OTHER CHANGES IN NET ASSETS OR FUND BALANCES CONSIST OF: OTHER THAN NET PERIODIC PENSION COST ($1,397,000) RESTITUTION CONTRIBUTION ($24,049) TEMPORARY CONTRIBUTION $6,437 ------------ TOTAL: ($1,414,613) ============ National Insurance Crime Training Acad 1111 East Touhy Ave Ste 400 Des Plaines IL 60018 311768814 Public Safety IL 501(c )(3) 10 NA true National Crime Bureau Services 1111 East Touhy Ave Ste 400 Des Plaines IL 60018 201193507 Public Safety IL 501(c )(3) 07 NA true false false false true true false false false false false false false true true false true false false National Insurance Crime Training Academy D 175188 FMV National Insurance Crime Training Academy E 103498 FMV National Insurance Crime Training Academy O 59658 FMV National Insurance Crime Training Academy Q 63922 FMV