2017-05-15T12:16:56-05:00 2016-12-31 431592217 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 66061 990 2016-01-01 480669498 ENVISTA CREDIT UNION ENVI 7852280149 3626 SW WANAMAKER ROAD TOPEKA KS 666144528 RONALD D SMELTZER PRESIDENT/CEO, TREASURER 7852280149 2017-05-15 1 P00638199 9138946214 97.87.82.114 2017-05-15 12:16:45 CD P F833D4313777CB96842A8180D2DBFCFD1CED2197 F833D4313777CB96842A8180D2DBFCFD1CED2197 2016 2021-01-29 14:40:06Z RONALD D SMELTZER 3626 SW WANAMAKER ROAD TOPEKA KS 666144528 16684252 0 X WWW.ENVISTACU.COM X 1957 KS TO PROVIDE MEMBERS WITH QUALITY SERVICES TO ACHIEVE THEIR FINANCIAL GOALS. 7 7 170 9 61997 -33854 0 0 14100504 16212664 552622 426113 39541 45475 14692667 16684252 0 0 2503 0 5210976 5722027 0 0 0 6896216 9114639 12109695 14836666 2582972 1847586 300169233 327171129 270768910 295853470 29400323 31317659 X TO PROVIDE MEMBERS WITH QUALITY SERVICES TO ACHIEVE THEIR FINANCIAL GOALS. 1 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 39,488 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2016, THERE WERE 21,645 LOANS OUTSTANDING TOTALING $286,358,482. PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $1,245,965 FOR THE YEAR. 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 8905 0 1 170 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 0 0 1 1 X RONALD DSMELTZER 7852280149 3626 SW WANAMAKER ROAD TOPEKA KS 666144528 DANIEL J RAMSEY CHAIRMAN 1.00 X 0 0 0 KEVIN J HAN VICE CHAIRMAN 1.00 X 0 0 0 STEVE LOWREY SECRETARY 1.00 X 0 0 0 ANTHONY VARGAS DIRECTOR 1.00 X 0 0 0 DEBORAH HALL DIRECTOR 1.00 X 0 0 0 TODD BEEMER DIRECTOR 1.00 X 0 0 0 GLEN E SCOTT PRESIDENT/CEO, TREASURER 40.00 X X 341885 0 105865 RONALD D SMELTZER EXECUTIVE VICE PRESIDENT 40.00 X 171644 0 39326 ELIZABETH STEFFEN VICE PRESIDENT - ACCOUNTING & IT 40.00 X 117017 0 23929 MICHAEL BUSH VICE PRESIDENT - LENDING 40.00 X 109269 0 20641 739815 0 189761 4 0 1 0 0 INTEREST ON LOANS 522100 10419561 10419561 FEES & OTHER INCOME 522100 5731106 5731106 NON-MEMBER ATM FEES 522100 52022 52022 WARRANTY SALES 522100 9975 9975 16212664 426113 426113 45475 45475 16684252 16622255 61997 0 929576 3775464 128190 548155 340642 9824 3642 112601 6168 390847 1099360 2296663 616229 23821 183545 152105 438840 115878 PROVISION FOR LOAN LOSS 1769733 MEMBER DIVIDENDS 1245965 LOAN SERVICING 522961 ASSOCIATION DUES 71698 54759 14836666 4591873 4567732 8893762 8340335 252647409 284513894 607461 927307 14504337 5644481 9086792 8859856 16745649 12077894 7596287 7884111 300169233 327171129 3662246 3109224 2152304 2425950 21944981 12000000 243009379 278318296 270768910 295853470 X 0 0 0 0 29400323 31317659 29400323 31317659 300169233 327171129 X 1847586 27455 42295 X 0 0 0 0 1 X 2367889 2367889 8122741 2156207 5966534 20505 14145 6360 3993202 3474129 519073 8859856 MEMBER SHARES & DEPOSITS 277146505 ACCRUED DIVIDENDS PAYABLE 179805 ACCRUED POST RETIREMENT EXPENSE 316184 457(b) RETIREMENT PLAN 372165 457(f) RETIREMENT PLAN 152072 ACCRUED ANNUAL LEAVE 151565 278318296 Part IV, Line 2b: THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO MEMBER REAL ESTATE LOANS. ADDITIONALLY, PRINCIPAL AND INTEREST PAYMENTS FOR FREDDIE MAC LOANS ARE MAINTAINED IN A CUSTODIAL ACCOUNT UNTIL REMITTED MONTHLY. X 1 1 X X X 0 1 0 GLEN E SCOTT PRESIDENT/CEO, TREASURER 259154 0 43825 0 38906 0 98783 0 7082 0 447750 0 0 0 RONALD D SMELTZER EXECUTIVE VICE PRESIDENT 145365 0 22674 0 3605 0 21436 0 17890 0 210970 0 0 0 Part I, Line 1a ANNUAL YMCA MEMBERSHIP FEES ($408). Part I, Line 3 AN INDEPENDENT SALARY ADMINISTRATION FIRM MEETS WITH A COMMITTEE OF THE BOARD OF DIRECTORS, PROVIDES THEM WITH COMPARATIVE SALARY INFORMATION AND RECOMMENDATIONS, AND CONSULTS ON THE PRESIDENT/CEO'S SALARY. Part I, Line 4b THE FOLLOWING OFFICERS PARTICIPATED IN 457(f) DEFERRED COMPENSATION PLANS AND THE RELATED AMOUNTS ACCRUED IN 2016 ARE LISTED BELOW: GLEN SCOTT, PRESIDENT/CEO - $62,628 RONALD D. SMELTZER, EXECUTIVE VICE PRESIDENT - $3,668 AT DECEMBER 31, 2016, THE PLAN'S INVESTMENTS TOTALED $2,882,595. NO AMOUNTS WERE PAID OUT IN 2016. Form 990, Part III, line 2 IN 2016, THE CREDIT UNION ADDED ENVISTA INVESTMENT ADVISORS, A THIRD PARTY SERVICE THROUGH CUNA MUTUAL, TO OFFER INVESTMENT SERVICES TO MEMBERS. Form 990, Part VI, Section A, line 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. Form 990, Part VI, Section A, line 7a THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. Form 990, Part VI, Section A, line 7b CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. Form 990, Part VI, Section B, line 11b AN OUTSIDE ACCOUNTING FIRM PREPARES THE FORM 990 BASED ON INFORMATION PROVIDED BY CREDIT UNION MANAGMENT. UPON COMPLETION, THE PRESIDENT/CEO REVIEWS THE RETURN BEFORE FILING. Form 990, Part VI, Section B, line 12c ON AN ANNUAL BASIS, ALL OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. Form 990, Part VI, Section B, line 15 AN INDEPENDENT SALARY ADMINISTRATION FIRM MEETS WITH A COMMITTEE OF THE BOARD OF DIRECTORS, PROVIDES THEM WITH COMPARATIVE SALARY INFORMATION AND RECOMMENDATIONS, AND CONSULTS ON THE PRESIDENT/CEO'S SALARY. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT/CEO AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. Form 990, Part VI, Section C, line 19 FINANCIAL STATEMENTS ARE POSTED MONTHLY IN EACH BRANCH LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. Form 990, Part XI, line 9: NET ADJUSTMENT FOR POST RETIREMENT BENEFITS 42,295.