2017-06-01T15:07:29-07:00 2016-12-31 990 2016-01-01 930389726 Northwest Community Credit Union NORT 5417449437 545 E 8th Ave Eugene OR 97401 QING LU CFO 2017-06-01 2016 2021-01-29 14:40:06Z QING LU 59811392 false false X www.nwcu.com X 1949 Focus on the member, add value and build partnership. 11 11 316 13 95478 40183 0 53878782 57828251 1685533 1844661 85392 95478 55649707 59768390 0 0 20789744 22668401 0 0 28804786 31263526 49594530 53931927 6055177 5836463 989730534 1099096506 9223223 21446980 980507311 1077649526 Focus on the member, add value and build partnership. false false Focus on member, add value and build partnership. false false false false false false false false false false true false false false false false false false false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false false false false true 42713 0 true 316 true true true false false false false false false false false false false X 11 11 true false false false true true false true true false true true true true true true true true true false false X X Qing Lu 5417449437 3346 Videra Dr Eugene OR 97405 Brad D Anderson Director 11.80 0.00 X 0 0 0 Barbara Blackmore Director 3.20 0.00 X 0 0 0 Marc Kardell Director 2.70 0.00 X 0 0 0 Joyce Fish Director 1.00 0.00 X 0 0 0 Roxanne Gillespie Director 4.70 0.00 X 0 0 0 Mark Miksis Director 1.80 0.00 X 0 0 0 Judy Shurts Director 2.20 0.00 X 0 0 0 Barry C Houk Director 4.00 0.00 X 0 0 0 Jason Wendland Director 2.00 0.00 X 0 0 0 Richard Leung Director 3.10 0.00 X 0 0 0 David Rainwater Director 3.90 0.00 X 0 0 0 Wei Chen Director 3.40 0.00 X 0 0 0 Erin Erben Director 1.30 0.00 X 0 0 0 Bill Woods CLO 40.00 0.00 X 253096 0 26436 Melissa Vigil CAO 40.00 0.00 X 194187 0 19833 Aaron Beldner CIO 40.00 0.00 X 219329 0 18037 John Iglesias CEO 40.00 0.00 X 946455 0 201490 Qing Lu CFO 40.00 0.00 X 136431 0 13148 Russell Bernardo Dir. Real Estate 40.00 0.00 X 160111 0 18771 Jon Mainard Financial Planner 40.00 0.00 X 139166 0 16102 Kate Gardner Lange Sr. Investment adv 40.00 0.00 X 147359 0 12487 Michael Hoagland Dir Risk Mgmt 40.00 0.00 X 118469 0 12090 Janette Griffin Regional Dir BR's 40.00 0.00 X 116969 0 10568 Joseph A Napiltonia Cheif Risk Officer 40.00 0.00 X 137383 0 3536 Pat Force CFO 40.00 0.00 X 230353 0 2373 Scott B Smith CXO 40.00 0.00 X 136462 0 4672 2935770 359543 13 true true false Fiserv 225 Fiserv Drive Brookfield WI 53045 Financial Technology 2068974 Q2 Software 13785 Research Blvd 150 Austin TX 78750 Financial Technology 757351 Cook Security Group 5841 SE International Way Milwaukie OR 97222 Security Service 563457 Electric Lightwave PO Box 2966 Milwaukee WI 53201 IT Support 597477 Lending Solutions 2200 Point Blvd Suite 110 Elgin IL 60123 Lending Support 584302 5 0 Interchange fees and othe 522100 4638962 4638962 Interest Income to member 522100 42760586 42760586 Member acct and service 522100 10428703 10428703 57828251 1844661 1844661 0 0 138480 43002 95478 95478 95478 0 0 0 0 0 59768390 59672912 95478 0 0 0 0 1297526 0 15638751 777623 3346413 1608088 0 1115026 135229 0 0 0 497794 838965 3486811 3147225 0 1858247 530509 0 282789 3960260 0 2445070 229206 Loan product expense 6453109 Loan loss expense 4334048 Other share and loan product 1838129 Payroll 58879 52230 53931927 0 0 0 12480749 14427450 46622425 24469043 0 0 0 2248428 4716816 839471437 951985333 0 2903691 2958216 55436346 16438567 40023566 38997779 0 0 38776728 38744587 375759 246927 6827751 22550355 989730534 1099096506 9223223 21446980 9223223 21446980 X 885084483 977039608 95422828 100609918 980507311 1077649526 989730534 1099096506 X 5836463 185730 91120022 X false false false 4709039 4709039 33443035 4860069 28582966 1233044 388008 845036 509956 180009 329947 15541272 11010481 4530791 38997779 X true true X X X X false true false Aaron Beldner CIO 172455 23816 23058 18037 237366 Bill Woods CLO 171128 31878 50090 26436 279532 John Iglesias CEO 334335 55858 556262 201490 1147945 Jon Mainard Financial Planner 48483 82772 7911 16102 155268 Joseph A Napiltonia Cheif Risk Officer 101037 36346 3536 140919 Kate Gardner Lange Sr. Investment adv 53843 75562 17954 12487 159846 Melissa Vigil CAO 149559 26380 18248 19833 214020 Pat Force CFO 41960 26352 162041 2373 232726 Russell Bernardo Dir. Real Estate 84239 72500 3372 18771 178882 Scott B Smith CXO 84382 30746 21334 4672 141134 Part I, Line 1a: Relevant information in regards to selections on 1a. Travel for spouse or companion was sometimes provided by the credit union for executives or directors on business trips. All expenses incurred on behalf of the spouse or companion were totalled for the year end and a 1099 Misc was issued when appropriate. There is written policy that requires pre-approval, receipts, and documentations. Part III, Additional Information John Iglesias, the CEO, will be the recipient of a non-qualified retirement plan that is accruing and $450,000 has been paid out in 2016 and continuing through the end of 2029. It is based on employment with the organization and is 20% vested at the end of 2016. The remaining value of this plan for 2016 is $140,909. Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et Two of the directors, Joyce Fish and Judy Shurts, are sisters. Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder As a credit union we have members who maintain a $5 share account with us. Form 990, Part VI, Line 11b: Form 990 Review Process The CFO reviews the 990 and the supporting schedules. After the review and before it is filed, the Form 990 is reviewed by the CEO and the directors. Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts All officers and key employees are required yearly to affirm that they have disclosed interests that could give rise to conflicts. Directors are asked initially to disclose any of these interests and are made aware regularly that they must disclose any new interests, but they are not required to do so formally each year. Form 990, Part VI, Line 19: Other Organization Documents Publicly Available The organization places monthly summarized and yearly detailed financial statements on its website. The governing body documents and conflict of interest policies are available upon request. Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of intangible assets = -$128832 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of investments program related = -$32141 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of Land and Building = -$1025787 Other Changes In Net Assets Or Fund Balances - Other Decreases Decrease of Savings and term cash investments = -$22153382 Other Changes In Net Assets Or Fund Balances - Other Decreases Increase of accounts payable = -$12223756 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of Cash = $1946701 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of loans and receivables, net = $XXX-XX-XXXX Other Changes In Net Assets Or Fund Balances - Other Increases Increase of loans from disqualified person = $2468388 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of other assets = $15722605 Other Changes In Net Assets Or Fund Balances - Other Increases Increase of prepaid expenses and deferre charges = $54525 Other Changes In Net Assets Or Fund Balances - Other Decreases Net Income = -$5836463 Other Changes In Net Assets Or Fund Balances - Other Decreases Unrealized Gain = -$185731