2017-10-17T13:40:42-05:00 2016-12-31 390758449 Wipfli LLP PO Box 8010 Wausau WI 544028010 990 2016-01-01 390126914 UnitedOne Credit Union UNIT 9206840361 1117 South 10th Street Manitowoc WI 54220 Kim Rooney Chief Executive Officer 9206840361 2017-10-16 1 Mary A Coates CPA P00134220 7158453111 2017-10-16 50.50.56.238 2017-10-16 13:12:47 CD P DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 41ABCD53C4B0AAEE285E84ABDCCA064939346133 2016 2021-01-29 14:40:06Z Kimberly Rooney 1117 South 10th Street Manitowoc WI 54220 11538868 0 2157 X WWW.UNITEDONE.ORG X 1938 WI UNITEDONE CREDIT UNION IS A FINANCIAL COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED UNDER CHAPTER 186 OF THE WISCONSIN STATUTES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 10 10 100 10 41071 0 0 0 9696328 10401071 226771 288892 0 608769 9923099 11298732 16938 64920 0 0 3882932 4645844 0 0 0 4280663 4177760 8180533 8888524 1742566 2410208 190048993 201047822 167860744 176262485 22188249 24785337 X UNITEDONE CREDIT UNION IS A COMMUNITY CHARTERED INSTITUTION OFFERING MEMBERSHIP TO PERSONS LIVING AND WORKING IN THE WISCONSIN COUNTIES OF DOOR, KEWAUNEE, MANITOWOC AND SHEBOYGAN. SEVEN BRANCH OFFICES IN MANITOWOC AND SHEBOYGAN SERVICE THE MEMBERS. IN ORDER TO ASSIST YOUTH WITH FINANCIAL LITERACY, UNITEDONE CREDIT UNION ALSO HAS 4 SCHOOL OFFICES. MEMBERS ARE PROVIDED WITH A FULL RANGE OF PRODUCTS AND SERVICES INCLUDING CHECKING, SAVINGS, LOANS AND INVESTMENT AND BUSINESS SERVICES. 0 0 In 2016, there were 41,414 deposit accounts and 4,859 new loans granted for a total of 9,666. The number of members at year end were 19,746 with a potential market of 243,681. We began utilizing Personal Teller Machines (PTMs) in our drive throughs at our Manitowoc 10th Street and Menasha offices, as well as our Washington Ave branch in Sheboygan. This allowed us to replace the old tube/drawer system and advance our drive through service experience. In turn, we also expanded service hours in both the Manitowoc and Sheboygan Markets, allowing our drive through lanes to continue to service members through these PTMs until 7pm Monday - Friday and until 4 PM on Saturdays, compared to previous hour of operation during the week of 5 pm and 12 pm on Saturday. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 3459 0 1 100 1 1 1 0 0 0 0 0 0 0 X 10 10 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X Ashley Vandermause 9206522548 1117 South 10th Street Manitowoc WI 54220 Katelyn Burton Board Member 2.00 X 0 0 0 Norbert Carollo Board Member 2.00 X 0 0 0 Sherry Rezba Board Member 2.00 X 0 0 0 Rick Risch Board Member (Thru February) 2.00 X 0 0 0 James Schuessler Board Member 2.00 X 0 0 0 Beth Snyder Board Member 2.00 X 0 0 0 Laem Xayvong Board Member 2.00 X 0 0 0 John Schultz Chairman 2.00 X X 0 0 0 Larry Bahr Vice Chair 2.00 X X 0 0 0 Jill Pickett Treasurer 2.00 X X 0 0 0 Thomas Keil Secretary 2.00 X X 0 0 0 Kimberly Rooney Chief Executive Officer 50.00 X 184730 0 81007 Michelle McClelland Chief Financial OFficer 50.00 X 117563 0 82118 Jason Muench Financial Planner 50.00 X 143502 0 86301 Tammy Pelletier Chief Operating OFficer 50.00 X 113516 0 63532 Amy Sonnemann Chief Lending Officer 50.00 X 112209 0 55536 671520 0 368494 5 0 1 0 EDGE ONE 161 BUSINESS PARK CIRCLE STOUGHTON WI 53589 Purchase of Personal Teller Machines 593501 IT Group LLC 30230 Orchard Lake Road Farmington Hills MI 48334 IT Consulting/Core System 453518 Remote Operations Company 200 Packerland Drive Green Bay WI 54303 Consulting/IT Services 355655 CRIF Corp 280 INTERSTATE NORTH CIRCLE SUITE 4 Atlanta GA 30339 Consumer Lending Platform 169721 4 INTEREST ON LOANS 522291 6972363 6972363 CREDIT AND DEBIT CARD INCOME 522100 1142236 1124790 17446 Fee Income 522100 1048287 1048287 INSURANCE INCOME 524298 759215 735590 23625 Loan Income 522291 304210 304210 174760 174760 10401071 292341 292341 236687 240136 -3449 -3449 -3449 Loan Loss Recovery 900099 541315 541315 Conversion Incentive 900099 62222 62222 5232 5232 608769 11298732 10963537 41071 294124 64920 365418 3307760 308309 408005 256352 11808 54965 180510 162554 406759 818418 288309 14513 108297 615760 68093 atM & Credit Card Fees 477867 Dividends paid on membe 441611 Loan & Processing Fees 397096 OREO Expense 13138 118062 8888524 3199272 4613383 7466318 12974884 350335 22120 148894530 158451265 433654 440322 13539791 8348921 4763557 5190870 12573799 8423658 10081825 8596523 2285703 2334797 190048993 201047822 2094128 2913132 165766616 173349353 167860744 176262485 X 0 0 0 0 22188249 24785337 22188249 24785337 190048993 201047822 X 2410208 5171 181709 X 0 0 0 717998 717998 6379828 3503128 2876700 5246411 4021301 1225110 1195554 824492 371062 5190870 Shares & Drafts 173349353 173349353 1 YMCA PO Box 471 Manitowoc WI 54221 391028773 501(c)(3) 25000 General purpose Manitowoc Youth BaseballSoftball 1223 Allen St Manitowoc WI 54220 391695692 501(c)(3) 30000 Youth Sports complex sponsorship 2 0 Part I, Line 2: The organization works closely with the charitable organization's it selects to give to and monitors the use of those funds. X X 0 1 0 Kimberly Rooney Chief Executive Officer 180431 0 3713 0 586 0 7418 0 73589 0 265737 0 0 0 Michelle McClelland Chief Financial OFficer 115031 0 2376 0 156 0 5096 0 77022 0 199681 0 0 0 Jason Muench Financial Planner 30815 0 112659 0 28 0 9449 0 76852 0 229803 0 0 0 Tammy Pelletier Chief Operating OFficer 110700 0 2248 0 568 0 4518 0 59014 0 177048 0 0 0 Amy Sonnemann Chief Lending Officer 109870 0 2222 0 117 0 4484 0 51052 0 167745 0 0 0 Part I, Line 4b The organization's retired CEO receives payments from a 457B plan. In 2016, $9,234 was distributed out of the plan. Norkeo Joe Xayvong Employee - Regional Branch Manager 66287 Family Member of Board Member, Laem Xayvong 0 Form 990, Part VI, Section A, line 6 The organization is made up of members. Form 990, Part VI, Section A, line 7a An annual meeting is held where members vote and elect the board members. Form 990, Part VI, Section A, line 7b Mergers, name changes, and charter changes must be approved by the members. Form 990, Part VI, Section B, line 11b The CEO and CFO review Form 990 before presenting the return to the board of directors for approval and filing with the Internal Revenue Service. Form 990, Part VI, Section B, line 12c The conflict of interest policy is self-policed by employees coming forward. If a conflict exists, and if employees have any influence on transactions involving purchases, contracts, or leases, it is imperative that they disclose to an officer of UnitedOne as soon as possible, the existence of any actual or potential conflict of interest so that safeguards can be established to protect all parties. Form 990, Part VI, Section B, line 15 Each employee is evaluated annually, salaries are increased based on their individual performance, placement on their pay grade, and length of service in their current position. Pay grades are determined using the salary and survey information from BalancedComp. Form 990, Part VI, Section C, line 19 The organization makes is governing documents, conflict of interest policy, and financial statements available upon request. Form 990, Part XI, line 9: Change in oci - defined benefit plan 181,709.