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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>EACH DIRECTOR, OFFICER AND KEY EMPLOYEE MUST ATTEST AND SIGN TO THE FOLLOWING: ACKNOWLEDGEMENT I HAVE READ, UNDERSTAND AND AGREE TO COMPLY WITH EBA'S POLICY ON ACTUAL, POTENTIAL OR APPARENT CONFLICTS OF INTEREST. I AGREE TO REPORT PROMPTLY ANY SUCH INTEREST THAT ARISES IN MY SERVICE TO EBA AND TO COMPLY WITH THE POLICY AND ITS PROCEDURES. DISCLOSURE AS A VOLUNTEER WITH EBA, I RECOGNIZE THAT I OWE DUTIES OF CARE AND LOYALTY TO THE ASSOCIATION. ONE ASPECT OF FULFILLING THOSE DUTIES IS TO AVOID CONFLICT OF INTEREST IN WHICH MY ALLEGIANCE MIGHT BE SPLIT BETWEEN MY RESPONSIBILITIES AT EBA AND SOME OTHER PROFESSIONAL, BUSINESS, OR VOLUNTEER POSITION OR RESPONSIBILITY. TO HELP AVOID CONFLICTS, ON THIS FORM I AM DISCLOSING OTHER SITUATIONS OR AREAS IN WHICH IT MIGHT EVEN APPEAR THAT I HAVE CONFLICTING DUTIES TO OTHER ENTITIES. I INVITE ANY FURTHER REVIEW BY EBA OF ANY ASPECT OF THESE SITUATIONS OR AREAS THAT MIGHT BE CONSIDERED APPROPRIATE. ALSO, I WILL TAKE OTHER STEPS, SUCH AS AVOIDING DELIBERATIONS AND RESOLUTION OF CERTAIN ISSUES OR EVEN WITHDRAWING FROM MY POSITION, IF IT IS DETERMINED THAT THOSE STEPS ARE NECESSARY TO PROTECT AGAINST LEGAL LIABILITY TO EBA OR TO ME ARISING FROM CONFLICTS OF INTEREST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>NOT APPLICABLE AS NO OFFICER OR DIRECTOR IS PAID</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15B</FormAndLineReferenceDesc>
        <ExplanationTxt>NOT APPLICABLE AS NO OFFICER OR DIRECTOR IS PAID</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>DOCUMENTS AVAILABLE UPON REQUEST</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>