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<Return returnVersion="2016v3.0" xmlns="http://www.irs.gov/efile">
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    <ReturnTs>2017-06-02T15:37:58-04:00</ReturnTs>
    <TaxPeriodEndDt>2016-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>450541624</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>SLEDER BUSINESS CONSULTING INC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>20232 ISLAND ESTATE DRIVE</AddressLine1Txt>
        <CityNm>Grosse Ile</CityNm>
        <StateAbbreviationCd>MI</StateAbbreviationCd>
        <ZIPCd>48138</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2016-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>383341098</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>THE SCHALON FOUNDATION</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>SCHA</BusinessNameControlTxt>
      <USAddress>
        <AddressLine1Txt>4418 TANGLEWOOD TRAIL</AddressLine1Txt>
        <CityNm>SAINT JOSEPH</CityNm>
        <StateAbbreviationCd>MI</StateAbbreviationCd>
        <ZIPCd>49085</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>SCOTT SCHALON</PersonNm>
      <PersonTitleTxt>TREASURER DIR</PersonTitleTxt>
      <PhoneNum>8585498741</PhoneNum>
      <SignatureDt>2017-06-01</SignatureDt>
      <DiscussWithPaidPreparerInd>false</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>JON F SLEDER</PreparerPersonNm>
      <PTIN>P00449532</PTIN>
      <PhoneNum>2694295667</PhoneNum>
    </PreparerPersonGrp>
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      <IPAddress>
        <IPv4AddressTxt>68.37.21.148</IPv4AddressTxt>
      </IPAddress>
      <IPDt>2017-06-02</IPDt>
      <IPTm>15:39:36</IPTm>
      <FederalOriginalSubmissionId>3807432017153mpyu3vx</FederalOriginalSubmissionId>
      <FederalOriginalSubmissionIdDt>2017-06-02</FederalOriginalSubmissionIdDt>
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    <TaxYr>2016</TaxYr>
    <BuildTS>2021-01-29 14:40:06Z</BuildTS>
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      <FMVAssetsEOYAmt>4259243</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <DividendsRevAndExpnssAmt>71853</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>71853</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>24917</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>320237</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>24917</CapGainNetIncmNetInvstIncmAmt>
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        <TotalRevAndExpnssAmt>230252</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>230252</TotalNetInvstIncmAmt>
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        <TotOprExpensesNetInvstIncmAmt>16270</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>242900</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>242900</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>259170</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>16270</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>242900</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-28918</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>213982</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <SavAndTempCashInvstBOYAmt>88198</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>221485</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>221485</SavAndTempCashInvstEOYFMVAmt>
        <OtherAssetsBOYAmt>3683377</OtherAssetsBOYAmt>
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        <TotalAssetsBOYAmt>3771575</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>3742657</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>4259243</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesBOYAmt>0</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowSFAS117Ind>X</OrgDoesNotFollowSFAS117Ind>
        <RetainedEarningBOYAmt>3771575</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>3742657</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>3771575</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>3742657</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>3771575</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>3742657</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>3771575</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-28918</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>3742657</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>3742657</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>IVY ASSET STRATEGY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2012-12-13</AcquiredDt>
          <SoldDt>2016-08-16</SoldDt>
          <GrossSalesPriceAmt>7916</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9299</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1383</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1383</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY ADV NEW INSIGHTS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2009-11-04</AcquiredDt>
          <SoldDt>2016-01-27</SoldDt>
          <GrossSalesPriceAmt>90000</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>60697</CostOrOtherBasisAmt>
          <GainOrLossAmt>29303</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>29303</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>IVY ASSET STRATEGY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2009-11-04</AcquiredDt>
          <SoldDt>2016-08-16</SoldDt>
          <GrossSalesPriceAmt>222321</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>225324</CostOrOtherBasisAmt>
          <GainOrLossAmt>-3003</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-3003</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>24917</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <QlfyUndSect4940eReducedTaxGrp>
        <LiableSection4942TaxInd>false</LiableSection4942TaxInd>
        <AdjustedQlfyDistriYr1Amt>550700</AdjustedQlfyDistriYr1Amt>
        <NetVlNoncharitableAssetsYr1Amt>4618975</NetVlNoncharitableAssetsYr1Amt>
        <DistributionYr1Rt>0.119226</DistributionYr1Rt>
        <AdjustedQlfyDistriYr2Amt>395100</AdjustedQlfyDistriYr2Amt>
        <NetVlNoncharitableAssetsYr2Amt>5030222</NetVlNoncharitableAssetsYr2Amt>
        <DistributionYr2Rt>0.078545</DistributionYr2Rt>
        <AdjustedQlfyDistriYr3Amt>732500</AdjustedQlfyDistriYr3Amt>
        <NetVlNoncharitableAssetsYr3Amt>5164991</NetVlNoncharitableAssetsYr3Amt>
        <DistributionYr3Rt>0.14182</DistributionYr3Rt>
        <AdjustedQlfyDistriYr4Amt>238300</AdjustedQlfyDistriYr4Amt>
        <NetVlNoncharitableAssetsYr4Amt>4790370</NetVlNoncharitableAssetsYr4Amt>
        <DistributionYr4Rt>0.049746</DistributionYr4Rt>
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        <NetVlNoncharitableAssetsYr5Amt>4771935</NetVlNoncharitableAssetsYr5Amt>
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        <TotalDistributionRt>0.44497</TotalDistributionRt>
        <AverageDistributionRt>0.088994</AverageDistributionRt>
        <NetVlNoncharitableAssetsAmt>4116801</NetVlNoncharitableAssetsAmt>
        <AdjNetVlNoncharitableAssetsAmt>366371</AdjNetVlNoncharitableAssetsAmt>
        <NetInvestmentIncomePctAmt>2140</NetInvestmentIncomePctAmt>
        <AdjNonchrtblNetInvstIncmPctAmt>368511</AdjNonchrtblNetInvstIncmPctAmt>
        <QualifyingDistributionsAmt>242900</QualifyingDistributionsAmt>
      </QlfyUndSect4940eReducedTaxGrp>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>4280</InvestmentIncomeExciseTaxAmt>
        <TaxUnderSection511Amt>0</TaxUnderSection511Amt>
        <SubtotalAmt>4280</SubtotalAmt>
        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>4280</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>4599</EstimatedPlusOvpmtIncmTxAmt>
        <TotalPaymentsAndCreditsAmt>4599</TotalPaymentsAndCreditsAmt>
        <OverpaymentAmt>319</OverpaymentAmt>
        <AppliedToESTaxAmt>319</AppliedToESTaxAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>MI</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <IndividualWithBooksNm>SCOTT SCHALON</IndividualWithBooksNm>
        <PhoneNum>8585498741</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>10982 TWINLEAF COURT</AddressLine1Txt>
          <CityNm>SAN DIEGO</CityNm>
          <StateAbbreviationCd>CA</StateAbbreviationCd>
          <ZIPCd>92131</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UncorrectedPriorActsInd>false</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
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      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>SCOTT SCHALON</PersonNm>
          <USAddress>
            <AddressLine1Txt>10982 TWINLEAF COURT</AddressLine1Txt>
            <CityNm>SAN DIEGO</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>92131</ZIPCd>
          </USAddress>
          <TitleTxt>TREASURER DIR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>SUSAN K SCHALON</PersonNm>
          <USAddress>
            <AddressLine1Txt>7930 BLACK CHERRY WAY SE</AddressLine1Txt>
            <CityNm>CALEDONIA</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>493167560</ZIPCd>
          </USAddress>
          <TitleTxt>SECRETARY DIR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MARCELLA SCHALON</PersonNm>
          <USAddress>
            <AddressLine1Txt>4418 TANGLEWOOD TRAIL</AddressLine1Txt>
            <CityNm>SAINT JOSEPH</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </USAddress>
          <TitleTxt>PRES DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>0</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>207804</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>3971689</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>4179493</TotalFMVOfUnusedAssetsAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>4179493</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>62692</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>4116801</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>205840</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>205840</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>4280</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>4280</TotalTaxAmt>
        <DistributableBeforeAdjAmt>201560</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>201560</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>201560</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <QualifyingDistriPartXIIGrp>
        <ExpensesAndContributionsAmt>242900</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>242900</QualifyingDistributionsAmt>
        <AdjustedQualifyingDistriAmt>242900</AdjustedQualifyingDistriAmt>
      </QualifyingDistriPartXIIGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>201560</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr5Amt>27792</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>2787</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>480825</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>149756</ExcessDistributionCyovYr2Amt>
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        <TotalExcessDistributionCyovAmt>982712</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>242900</QualifyingDistributionsAmt>
        <TreatedAsDistriFromCorpusAmt>53573</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>189327</AppliedToCurrentYearAmt>
        <ExcessDistriCyovAppCYCorpusAmt>12233</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>12233</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>1024052</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovFromYr5Amt>15559</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>1008493</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>2787</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>480825</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>149756</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>321552</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>53573</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>SUSAN SCHALON</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>7930 BLACK CHERRY WAY SE</AddressLine1Txt>
            <CityNm>Caledonia</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>493167560</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>6163189555</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>GRANT REQUESTS MUST BE SUBMITTED IN WRITING BEFORE DECEMBER 1 OF THE CURRENT YEAR REQUESTING ORGANIZATION MUST VERIFY THEIR EXEMPT STATUS</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>DECEMBER 1</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>GRANTEE ORGANIZATION MUST BE SECTION 501(C)(3)</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>OPERA GRAND RAPIDS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>161 OTTAWA NW</AddressLine1Txt>
            <CityNm>GRAND RAPIDS</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49503</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>ANNUAL GALA FUNDRAISER</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>LEST WE FORGET INC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>942 SIERRA DRIVE</AddressLine1Txt>
            <CityNm>BENTON HARBOR</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49022</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>2015 RE ENACTMENT</GrantOrContributionPurposeTxt>
          <Amt>7500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>THE SOUP KITCHEN INC</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>233 MICHIGAN AVENUE</AddressLine1Txt>
            <CityNm>BENTON HARBOR</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49022</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GOLF FUNDRAISER</GrantOrContributionPurposeTxt>
          <Amt>500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SOUTHWEST MI SYMPHONY ORCHESTRA</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>513 SHIP STREET</AddressLine1Txt>
            <CityNm>SAINT JOSEPH</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SUMMER CONCERT SERIES</GrantOrContributionPurposeTxt>
          <Amt>50000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HERITAGE MUSEUM AND CULTURAL CENTER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>601 MAIN STREET</AddressLine1Txt>
            <CityNm>SAINT JOSEPH</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SOUTHWESTERN MICHIGAN COLLEGE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>58900 CHERRY GROVE ROAD</AddressLine1Txt>
            <CityNm>DOWAGIAC</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49047</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PRODUCTION OF THE LITTLE MERMAID</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HOSPICE AT HOME LORYS PLACE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>445 UPTON DRIVE SUITE 9</AddressLine1Txt>
            <CityNm>SAINT JOSEPH</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>5500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>BLUE LAKE PUBLIC RADIO</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>300 EAST CRYSTAL LAKE ROAD</AddressLine1Txt>
            <CityNm>TWIN LAKE</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49457</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>MATCHING GRANT PAYOFF</GrantOrContributionPurposeTxt>
          <Amt>50000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ST JOSEPH PUBLIC SCHOOLS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2521 STADIUM DRIVE</AddressLine1Txt>
            <CityNm>SAINT JOSEPH</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>TEAM UP AGAINST CANCER CAMPAIGN GRANT</GrantOrContributionPurposeTxt>
          <Amt>6800</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>NEW TERRITORY ARTS ASSOCIATION</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>210 WATER STREET</AddressLine1Txt>
            <CityNm>BENTON HARBOR</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49022</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>ARTOBERFEST</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>DRESS FOR SUCCESS SAN DIEGO</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>642 THIRD AVENUE</AddressLine1Txt>
            <CityNm>CHULA VISTA</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>91910</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>ST JOSEPH MUSICAL BOOSTERS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2521 STADIUM DRIVE</AddressLine1Txt>
            <CityNm>SAINT JOSEPH</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL PRODUCTION SUPPORT GRANT</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SOUTHWEST MI SYMPHONY ORCHESTRA</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>513 SHIP STREET</AddressLine1Txt>
            <CityNm>SAINT JOSEPH</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>OCEAN DISCOVERY INSTITUTE</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2211 PACIFIC BEACH DRIVE</AddressLine1Txt>
            <CityNm>SAN DIEGO</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>92131</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HERALD PALLADIUM</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>518 BROAD STREET</AddressLine1Txt>
            <CityNm>SAINT JOSEPH</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GOODFELLOWS FUND</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SAN DIEGO HOUSE RABBIT SOCIETY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>4807 MERCURY STREET</AddressLine1Txt>
            <CityNm>SAN DIEGO</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>92111</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>GENERAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HARBOR HABITAT FOR HUMANITY</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2302 PLAZA DR</AddressLine1Txt>
            <CityNm>BENTON HARBOR</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49022</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>NEW TOOLSHED FUNDING GRANT</GrantOrContributionPurposeTxt>
          <Amt>6300</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>VOLUNTEER SOUTHWEST MICHIGAN</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>129 E MAIN ST</AddressLine1Txt>
            <CityNm>BENTON HARBOR</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49022</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CASA PROGRAM SUPPORT GRANT</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MAUD PRESTON PALENSKE MEMORIAL LIBR</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>500 MARKET ST</AddressLine1Txt>
            <CityNm>SAINT JOSEPH</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SUMMER READING PROGRAM GRANT</GrantOrContributionPurposeTxt>
          <Amt>800</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>TWIN CITY PLAYERS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>600 W GLENLORD RD</AddressLine1Txt>
            <CityNm>SAINT JOSEPH</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49085</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PC</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>2016 THEATRE FESTIVAL SUPPORT</GrantOrContributionPurposeTxt>
          <Amt>1500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>242900</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <DivAndIntFromSecPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
        </DivAndIntFromSecPartVIIGrp>
        <OtherInvestmentIncmPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
        </OtherInvestmentIncmPartVIIGrp>
        <OtherRevenueDescribedGrp>
          <Desc>JACKSON LIFE ANNUITY</Desc>
          <ExclusionCd>14</ExclusionCd>
        </OtherRevenueDescribedGrp>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="STM108">
      <AccountingFeesDetail>
        <CategoryTxt>TAX PREPARATION</CategoryTxt>
        <Amt>1400</Amt>
        <NetInvestmentIncomeAmt>1400</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <OtherAssetsSchedule documentId="STM120">
      <OtherAssetsScheduleGrp>
        <Desc>BERKSHIRE HATHAWAY</Desc>
        <BOYBookValueAmt>9534</BOYBookValueAmt>
        <EOYBookValueAmt>9534</EOYBookValueAmt>
        <EOYFMVAmt>244121</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>FIDELITY ADVISOR NEW INSIGHTS FUND</Desc>
        <BOYBookValueAmt>129484</BOYBookValueAmt>
        <EOYBookValueAmt>68788</EOYBookValueAmt>
        <EOYFMVAmt>112026</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>CAPITAL WORLD BOND FUND</Desc>
        <BOYBookValueAmt>258445</BOYBookValueAmt>
        <EOYBookValueAmt>258445</EOYBookValueAmt>
        <EOYFMVAmt>287969</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>DELAWARE DIVERSIFIED INCOME FUND</Desc>
        <BOYBookValueAmt>152420</BOYBookValueAmt>
        <EOYBookValueAmt>152052</EOYBookValueAmt>
        <EOYFMVAmt>143084</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>EURO PACK GROWTH FUND</Desc>
        <BOYBookValueAmt>245493</BOYBookValueAmt>
        <EOYBookValueAmt>245493</EOYBookValueAmt>
        <EOYFMVAmt>269152</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>IVY ASSET STRATEGY</Desc>
        <BOYBookValueAmt>234623</BOYBookValueAmt>
        <EOYBookValueAmt>0</EOYBookValueAmt>
        <EOYFMVAmt>0</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>INCOME FUND OF AMERICA</Desc>
        <BOYBookValueAmt>306357</BOYBookValueAmt>
        <EOYBookValueAmt>306357</EOYBookValueAmt>
        <EOYFMVAmt>380217</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>INVESTMENT COMPANY OF AMERICA</Desc>
        <BOYBookValueAmt>193532</BOYBookValueAmt>
        <EOYBookValueAmt>193532</EOYBookValueAmt>
        <EOYFMVAmt>232626</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>NEW PERSPECTIVE FUND</Desc>
        <BOYBookValueAmt>140874</BOYBookValueAmt>
        <EOYBookValueAmt>140874</EOYBookValueAmt>
        <EOYFMVAmt>173042</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>OPPENHEIMER SR FLOATING RATE</Desc>
        <BOYBookValueAmt>86521</BOYBookValueAmt>
        <EOYBookValueAmt>86521</EOYBookValueAmt>
        <EOYFMVAmt>84340</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>KEELEY SMALL CAP VALUE FUND</Desc>
        <BOYBookValueAmt>77895</BOYBookValueAmt>
        <EOYBookValueAmt>77895</EOYBookValueAmt>
        <EOYFMVAmt>112099</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>LOOMIS SAYLES STRATEGIC INCOME FUND</Desc>
        <BOYBookValueAmt>119780</BOYBookValueAmt>
        <EOYBookValueAmt>119780</EOYBookValueAmt>
        <EOYFMVAmt>118416</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>LINCOLN NATIONAL AMERICAN LEGACY</Desc>
        <BOYBookValueAmt>10070</BOYBookValueAmt>
        <EOYBookValueAmt>10070</EOYBookValueAmt>
        <EOYFMVAmt>12009</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>JACKSON NATIONAL</Desc>
        <BOYBookValueAmt>1718349</BOYBookValueAmt>
        <EOYBookValueAmt>1851831</EOYBookValueAmt>
        <EOYFMVAmt>1868657</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
    </OtherAssetsSchedule>
    <OtherExpensesSchedule documentId="STM103">
      <OtherExpensesScheduleGrp>
        <Desc>MISC</Desc>
        <RevenueAndExpensesPerBooksAmt>262</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>262</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>CMF RENEWAL</Desc>
        <RevenueAndExpensesPerBooksAmt>1800</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>1800</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>MICH FILING FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>20</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>20</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>MORGAN STANLEY FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>12139</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>12139</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncomeSchedule2 documentId="STM106">
      <OtherIncomeDetail>
        <Desc>JACKSON LIFE ANNUITY</Desc>
        <RevenueAndExpensesPerBooksAmt>133482</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>133482</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <TaxesSchedule documentId="STM110">
      <TaxesDetail>
        <CategoryTxt>FEDERAL FEES</CategoryTxt>
        <Amt>0</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAX</CategoryTxt>
        <Amt>649</Amt>
        <NetInvestmentIncomeAmt>649</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>0</AdjustedNetIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>