2017-03-22T17:14:38-05:00 2016-12-31 363321958 Desmond & Ahern Ltd 10827 S Western Avenue Chicago IL 60643 990 2016-01-01 366068676 Access Credit Union ACCE 7083430228 1807 W Cermak Rd Broadview IL 60115 Brad Fish President 7083430228 2017-03-22 1 David J Rambo P00513360 7737794720 2017-03-22 96.84.64.45 2017-03-22 17:11:44 CD P 6C9B1A35775087DBDB8A6D25ECA509C7F6C27838 6C9B1A35775087DBDB8A6D25ECA509C7F6C27838 2016 2021-01-29 14:40:06Z Brad Fish 1807 W Cermak Rd Broadview IL 60115 3957607 0 X www.access-cu.com X Cooperative 1998 IL Illinois state chartered credit union operated for the mutual benefit of its members 9 9 17 9 0 0 0 0 1947828 1862744 266935 329025 0 0 2214763 2191769 0 0 0 0 928460 920433 0 0 0 1274509 1723160 2202969 2643593 11794 -451824 50981180 50176204 44423962 44070810 6557218 6105394 Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest. 0 0 Credit Union makes and services consumer and real estate loans to members. The number of loans outstanding at 12/31/16 was 2,326 for a total of $22,803,885. Credit Union pays out dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/16 is 9,823 in the amount of $43,925,239. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 501 0 1 17 1 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 0 1 1 0 1 1 0 0 0 1 1 0 0 X Kevin Morrissey 7083430228 1807 W Cermak Rd Broadview IL 60155 Robert Sadler Chairman 2.00 X X 0 0 0 Charles Mackinnon Vice Chairman 2.00 X X 0 0 0 Yogi Patel Treasurer 2.00 X X 0 0 0 Ron Mikicich Secretary 2.00 X X 0 0 0 Alexis Wallace Director 2.00 X 0 0 0 William Daugherty Director 2.00 X 0 0 0 Steven Bergeon Director 2.00 X 0 0 0 James Parker Director 2.00 X 0 0 0 James Parker Director 2.00 X 0 0 0 Brad Fish President/Director 45.00 X 111411 0 11239 Kevin Morrissey Chief Financial Officer 45.00 X 88833 0 9939 200244 0 21178 1 0 0 0 Fiserv 255 Fiserv Drive Brookfield WI 53308 bnk interface/maintenance 231611 1 Loan Interest 522100 1298462 1298462 Fees & other charges 525990 564282 564282 1862744 328467 328467 1766396 1765838 558 558 558 2191769 1862744 0 329025 223389 551128 17802 66030 62084 12220 68258 36719 184032 153021 148070 7406 2712 69067 100433 27626 Provsion for loan losse 600278 ATM/Debit fees 170351 Loan servicing 128791 Miscellaneous operating 14176 2643593 496479 524807 2274464 1831907 23245485 22803885 136995 153562 3959266 1239504 2793284 2719762 21295208 21380597 67059 67059 672206 694625 50981180 50176204 161482 145571 44262480 43925239 44423962 44070810 X 0 0 0 0 6557218 6105394 6557218 6105394 50981180 50176204 -451824 0 X 0 1 X 1 0 975000 975000 1965008 367425 1597583 1019258 872079 147179 2719762 Member Shares 43925239 43925239 X 2191769 0 2191769 0 2191769 2643593 0 2643593 0 2643593 Part X, Line 2: FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2016 that management believes is subject to taxation. The Credit Union's 2013 through 2016 annual information returns filed with the Internal Revenue Service are open to examination. Form 990, Part VI, Section A, line 6 Membership consists of individuals with funds on deposit with the Credit Union. Form 990, Part VI, Section A, line 7a Members participate in the annual election of the Board of Directors. Form 990, Part VI, Section B, line 11b The Form 990 was reviewd by the CEO and CFO of the Credit Union prior to filing. Form 990, Part VI, Section B, line 15a Compensation of the CEO and top management is determined by the Baord of Directors using comparibility data. Form 990, Part VI, Section C, line 19 Governing documents available upon request.