2017-02-08T14:32:38-08:00 2016-06-30 West Davis & Company LLP 11824 Jollyville Road Suite 100 Austin TX 78759 990 2015-07-01 742581297 CEN-TEX CERTIFIED DEVELOPMENT CORP CEN- 5129129884 2212 S CONGRESS AUSTIN TX 78704 ROSA RIOS-VALDEZ EXECUTIVE DIRECTOR 5129129884 2017-02-06 true ROB WEST CPA 5038286650 2015 2021-01-29 14:40:06Z ROSA RIOS-VALDEZ 2212 S CONGRESS AUSTIN TX 78704 6151727 false X WWW.BCLOFTEXAS.ORG X 1990 TX TO ASSIST AND PROMOTE THE GROWTH AND DEVELOPMENT OF SMALL BUSINESSES IN TEXAS AND TO FACILITATE HOUSING INITIATIVES. 8 8 18 7 0 3456079 4916875 970724 988608 1048 130776 0 4427851 6036259 748503 3041752 0 696511 707002 0 0 1128910 1098260 2573924 4847014 1853927 1189245 14472427 17067351 5387108 6792787 9085319 10274564 TO FURTHER THE ECONOMIC DEVELOPMENT OF TEXAS BY PROMOTING AND ASSISTING false false 4245969 3041752 934706 BUSINESS LENDING - THE ORGANIZATION PROCESSES AND SERVICES SBA GUARANTEED LOANS FOR SMALL BUSINESSES THAT DO NOT QUAUFY FOR CONVENTIONAL FINANCING. LOANS ARE MADE TO SMALL BUSINESSES FROM GRANT FUNDS AND CONTRIBUTIONS FROM VARIOUS BUSINESSES AND LOCAL GOVERNMENTS AS WELL AS INTEREST EARNINGS AND PRINCIPAL RETURNED TO THE LOAN FUND POOL. DURING FISCAL YEAR 2016, THE ORGANIZATION DISBURSED OVER $1,200,000 IN LOANS. 197097 53902 COMMUNITY DEVELOPMENT - THE ORGANIZATION COUNSELED OVER 1,000 FAMILIES ON HOME FORECLOSURE AND MITIGATION, AND OVER 800 BUSINESSES WITH MANAGEMENT COUNSELING, BUSINESS MARKETING, GROWTH STRATEGIES, AND GENERAL BUSINESS START UP AND DEVELOPMENT. 167436 BUSINESS DEVELOPMENT - THE ORGANIZATION PROCESSES AND SERVICES GUARANTEED LOANS FOR SMALL BUSINESSES THAT DO NOT QUALIFY FOR CONVENTIONAL FINANCING. IN ADDITION, LOANS ARE MADE TO SMALL BUSINESSES FROM GRANT FUNDS AND CONTRIBUTIONS FROM VARIOUS BUSINESSES AND LOCAL GOVERNMENTS AS WELL AS INTEREST EARNINGS AND PRINCIPAL RETURNED TO THE LOAN FUND POOL. 4610502 true true false false false false false false false false true false true true true false false true false false false false false false false false false true true false false false false false false false false false false false false false false true false false false true 18 0 true 18 true false false false false false false false false false false X 8 8 false false false false false false false true true false false true true true true true true true true false X ROSA RIOS-VALDEZ 5129129884 2212 S CONGRESS AUSTIN TX 78704 ANDRES GARZA JR PRESIDENT 3.00 X 0 0 0 LIZ ALLEN VICE PRESIDENT 3.00 X 0 0 0 STACY BOWERS TREASURER 1.00 X 0 0 0 DAVID SALINAS SECRETARY 1.00 X 0 0 0 WILLIAM SUTHERLAND DIRECTOR 1.00 X 0 0 0 JOSE TREVINO DIRECTOR 1.00 X 0 0 0 DAVID BRENNAN DIRECTOR 1.00 X 0 0 0 SCOTT MATLOCK DIRECTOR 1.00 X 0 0 0 ROSA RIOS-VALDEZ EXECUTIVE DIREC 40.00 X 110206 0 4459 110206 4459 1 false false false 69752 4847123 4916875 LOAN INTEREST INCOME 525990 411946 LOAN SERVICING FEES 525990 210239 LOAN PROCESSING FEES 525990 261381 LOAN APPLICATION FEES 525990 44099 HOMEBUYER COUNSELING 525990 53902 7041 988608 5580 5580 240664 115468 125196 125196 125196 6036259 988608 130776 2125868 2125868 915884 915884 114665 97465 17200 0 467508 397382 70126 0 14003 14003 0 0 67123 67123 0 0 43703 37148 6555 0 28036 28036 0 0 52378 52378 0 0 85299 0 85299 0 68474 68474 0 0 74442 74442 0 0 237305 237305 0 0 26837 26837 0 0 169011 143659 25352 0 6948 5906 1042 0 30460 30460 0 0 BAD DEBT PROVISION 245823 245823 0 0 TRAINING 18705 12158 6547 0 REPAIRS & MAINTENANCE 19070 0 19070 0 DUES & SUBSCRIPTIONS 18642 15846 2796 0 16830 14305 2525 0 4847014 4610502 236512 0 1253792 2234863 2003821 4718283 181970 197320 5696397 5733195 18375 21788 113512 27271 88829 86241 100000 300000 3387414 2820513 5729 4354 1736100 950794 14472427 17067351 87149 82339 304810 1226388 4190255 2280771 500000 2689700 304894 513589 5387108 6792787 X 7423065 8379286 437773 449797 1224481 1445481 9085319 10274564 14472427 17067351 1189245 X false true X false true true X 2217825 889507 2022511 3456079 4916875 13502797 2217825 889507 2022511 3456079 4916875 13502797 13502797 15677 5036 5580 26293 13529090 5444025 0.99810 0.99790 X 0 0 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 95185 20920 74265 13127 6351 6776 5200 5200 86241 FORGIVABLE LOANS 2820513 C 2820513 INTEREST RECEIVABLE 34949 RESTRICTED CASH 915845 950794 PAYABLE TO CITY PARTICIPANTS 120232 DUE TO AFFILIATE 390228 DEPOSITS & ESCROW LIABILITIES 3129 513589 6036259 6036259 6036259 4847014 4847014 4847014 true COMMUNITY LOAN CENTER RIO GRANDE VALLEY 901 EAST LEVEE STREET BROWNSVILLE TX 78520 741835777 501(C)(3) 871001 COMMUNITY LENDING BRAZOS VALLEY CDC 4001 E 29TH STREET SUITE 180 BRYAN TX 77802 742981319 501(C)(3) 826667 COMMUNITY LENDING BRIGHTPOINT DEVELOPMENT FUND 227 E WASHINGTON BLVD FORT WAYNE IN 46802 351111819 501(C)(3) 236267 COMMUNITY LENDING LAFAYETTE NEIGHBORHOOD HOUSING SERVICES 671 NORTH 36TH STREET LAFAYETTE IN 47905 311057335 501(C)(3) 191933 COMMUNITY LENDING 4 0 FORGIVEN LOANS 285 915884 BOOK SEE PART IV Pt I Line 2 PROGRAM DIRECTORS MAINTAIN CLIENT FILES THAT CONTAIN ELIGIBILITY AND Pt I Line 2 SELECTION CRITERIA. THESE ARE MONITORED BY FUNDING AGENCIES ON VARYING Pt I Line 2 ANNUAL AND BI-ANNUAL CYCLES THROUGH COMPLIANCE MONITORING VISITS. Pt III, col (b) CEN-TEX PROVIDED FORGIVABLE SECOND MORTGAGE AND DOWN PAYMENT Pt III, col (b) ASSISTANCE LOANS TO 285 QUALIFIED INDIVIDUALS IN TEXAS IN 2016. Pt VI, Line 11b THE EXECUTIVE DIRECTOR AND CHIEF FINANCIAL OFFICER REVIEW Pt VI, Line 11b THE FORM 990, WHICH IS THEN SUBMITTED TO THE BOARD FOR Pt VI, Line 11b REVIEW PRIOR TO FILING. Pt VI, Line 12c POTENTIAL CONFLICTS OF INTEREST ARE MONITORED BY AN Pt VI, Line 12c ANNUAL CHECK ON RECEIVING THE SIGNED CODE OF ETHICS FROM Pt VI, Line 12c DIRECTORS AND KEY EMPLOYEES. Pt VI, Line 15a THE EXECUTIVE DIRECTOR'S COMPENSATION IS REVIEWED AND Pt VI, Line 15a APPROVED BY THE BOARD OF DIRECTORS. Pt VI, Line 15b OTHER OFFICERS AND KEY EMPLOYEES COMPENSATION FOLLOWS Pt VI, Line 15b A PAY SCALE. PAY RAISES AND STARTING PAY FOR OTHER Pt VI, Line 15b OFFICERS AND KEY EMPLOYEES ARE APPROVED BY THE Pt VI, Line 15b EXECUTIVE DIRECTOR. Pt VI, Line 19 GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS Pt VI, Line 19 ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST FROM Pt VI, Line 19 MANAGEMENT. GRAND CENTRAL TEXAS DEVELOPMENT 2212 S CONGRESS AUSTIN TX 78704 311748289 PROPERTY MANAGEMENT TX 501(C)(3) 170(B)(1)(A)VI CEN-TEX CDC false SALUD ES VITA CORPORATION 2212 S CONGRESS AUSTIN TX 78704 461441793 OLIVE OIL PRODUCTION TX CEN-TEX CDC C -17331 88810 1.00000 false false true false false false false false false false false true false false false true false false false false GRAND CENTRAL TEXAS DEVELOPMENT d 302083 AGREEMENT BETWEEN ORGANIZATIONS GRAND CENTRAL TEXAS DEVELOPMENT k 168000 AGREEMENT BETWEEN ORGANIZATIONS GRAND CENTRAL TEXAS DEVELOPMENT o 38049 AGREEMENT BETWEEN ORGANIZATIONS SALUD ES VITA CORPORATION b 200000 AGREEMENT BETWEEN ORGANIZATIONS