2017-11-14T17:28:27-06:00 2016-12-31 810987947 HAUSER JONES & SAS PLLC 10940 NE 33RD PLACE SUITE 100 BELLEVUE WA 98004 990 2016-01-01 910693631 SNO FALLS CREDIT UNION SNOF 4258884004 PO BOX 1978 SNOQUALMIE WA 98065 TIM WILLIAMS PRESIDENT 4258884004 2017-11-14 1 ROGER A JONES CPA P01702335 4258891778 2017-11-10 208.186.241.180 2017-11-14 10:17:00 PS P 8190BE4C4D6A8F296EBBDB259E66F3B86A38F432 595D3212EB84E2148C98B10F309732C6E0C02817 2016 2018-03-14 21:41:22Z TIM WILLIAMS 9025 MEADOWBROOK WAY SE SNOQUALMIE WA 98065 3248174 0 X WWW.SNOFALLS.COM X CREDIT UNION 1957 WA MEMBERS HELPING MEMBERS WITH FINANCIAL OPPORTUNITIES AND QUALITY SERVICE. 7 7 34 0 42062 -65396 0 0 2707315 3129972 149418 81357 3853 26646 2860586 3237975 0 0 0 0 1140880 1371550 0 0 0 1452145 1889270 2593025 3260820 267561 -22845 53970681 60964446 49457468 56474077 4513213 4490369 ENHANCE THE FINANCIAL WELL-BEING OF OUR MEMBERS. 0 0 MUTUAL, MEMBERSHIP PROGRAMS, GENERAL/OTHER: PROVIDED ITS 6,541 MEMBERS THE OPPORTUNITY FOR SAVINGS, DEPOSITS, LOANS, AND OTHER FINANCIAL SERVICES. THE CREDIT UNION GRANTED 1,106 LOANS TOTALING $25,850,595 TO ITS MEMBERS DURING 2016. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 10 0 1 34 0 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 0 0 X TIM WILLIAMS 4258884004 9025 MEADOWBROOK WAY SE SNOQUALMIE WA 98065 DENNIS ARRIAGA CHAIRMAN 5.00 X 0 0 0 E STEVE COLLINS DIRECTOR 3.00 X 0 0 0 SHELLEY INMAN VICE CHAIR 4.00 X 0 0 0 BART KELLY DIRECTOR 3.00 X 0 0 0 SUSAN HANKINS DIRECTOR 4.00 X 0 0 0 CAROL LAWRENCE SECRETARY 3.25 X 0 0 0 VICKI CURNUTT DIRECTOR 3.00 X 0 0 0 TIMOTHY WILLIAMS CEO 40.00 X 165733 0 16470 165733 0 16470 1 0 1 0 HORSETAIL TECHNOLOGIES 1300 THAMES ST SUITE 20 BALTIMORE MD 21231 BUILDING CLOUD ENVMT AND MONTHLY ANTIVIR 282392 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 EPISYS MONTHLY SERVICING AND SYNERGY DAT 181903 NWFA-NWCUA-WA PO BOX 6 MUKILTEO WA 98275 MEDICAL & DENTAL COVERAGE 150413 3 LOAN INTEREST INCOME M 522291 2131919 2131919 FEES & CHARGES MEMBERS 522100 598959 598959 INTERCHANGE 522100 357032 357032 ATM FEES NON-MEMBERS 525990 41185 41185 FEES & CHARGES NON-MEM 522100 877 877 3129972 91556 91556 10199 -10199 -10199 -10199 MISC INCOME MEMBER SER 900099 26646 26646 26646 3237975 3195913 42062 0 165733 924755 49240 130738 101084 8350 2746 33839 127163 87717 531244 79836 228833 610 46514 12 115530 28557 VISA CREDIT/DEBIT CARD 264591 PROVISION FOR LOAN LOSS 147233 LENDING EXPENSE 140899 DIVIDENDS 40884 4712 3260820 1077073 981062 2817847 2407348 322197 231344 38682937 50909674 191555 294624 1994509 866867 881899 1127642 9346451 4305733 650722 707019 53970681 60964446 290964 594869 49166504 55879208 49457468 56474077 X 0 0 0 0 4513213 4490369 4513213 4490369 53970681 60964446 -22845 0 X 0 0 0 451064 451064 449839 301326 148513 478134 272513 205621 558121 236040 322081 57351 56988 363 1127642 SNO FALLS SERVICE CO 204947 C CERTIFICATE OF DEPOSIT 4100786 C 4305733 MEMBER SHARE & DEPOSIT ACCOUNTS 55879208 55879208 X X X X X 0 1 0 TIMOTHY WILLIAMS CEO 165733 0 0 0 0 0 9000 0 7470 0 182203 0 0 0 FORM 990, PART I, LINE 6 VOLUNTEERS SERVED AS MEMBERS OF THE BOARD AND SUPERVISORY COMMITTEES FOR THE CREDIT UNION PROVIDING OVERSIGHT OF OPERATIONS AND POLICIES OF THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS 6,541 MEMBERS AS OF DECEMBER 31, 2016. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS ELECT THE BOARD MEMBERS AND THE SUPERVISORY COMMITTEE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS REVIEWED BY BOTH THE CFO AND CEO, THEN IT IS PRESENTED TO THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 12C EVERY EMPLOYEE AND VOLUNTEER MUST SIGN AND ADHERE TO THE WRITTEN CONFILCT OF INTEREST POLICY. FORM 990, PART VI, SECTION B, LINE 15A THE BOARD OF DIRECTORS ESTABLISHES COMPENSATION TERMS FOR THE CHIEF EXECUTIVE OFFICER THROUGH ANALYSIS OF PEER GROUP AVERAGES, GROWTH OF THE CREDIT UNION, MARKET SHARE GROWTH AND SUCCESS REGARDING THE BUSINESS AND STRATEGIC PLAN. THE CREDIT UNION DOES NOT COMPENSATE OFFICERS AT THIS TIME. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND OTHER PUBLIC DOCUMENTS AVAILABLE TO THE PUBLIC AT THE ORGANIZATION'S PLACE OF BUSINESS DURING BUSINESS HOURS. SNOFALLS SERVICE CORPORATION 9025 MEADOWBROOK WAY SE SNOQUALMIE WA 98065 911581577 LICENSING WA SNOFALLS CREDIT UNION C 229790 238654 1.00000 0 1 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 0 0 0 SNO FALLS SERVICE CORPORATION A 24787 COST