2017-11-13T16:20:38-06:00 2016-12-31 410746749 CLIFTONLARSONALLEN LLP 901 N GLEBE ROAD SUITE 200 ARLINGTON VA 22203 990 2016-01-01 061328907 INSURED RETIREMENT INSTITUTE INC INSU 2024693000 1100 VERMONT AVENUE NW 10TH FL WASHINGTON DC 20005 CATHERINE J WEATHERFORD PRESIDENT & CHIEF EXECUTIVE OFFICER 2024693000 2017-11-08 1 DAVID TRIMNER CPA P00444822 5712279500 67.137.57.251 2017-11-08 11:51:07 ES P 07CFC8338AB533BF649A2BED41BB2CAEB54A9D32 939926C07207B06E5739D7A3CC5DF497BF659E8D 2016 2017-02-10 21:41:12Z CATHERINE J WEATHERFORD 1100 VERMONT AVENUE NW 10TH FL WASHINGTON DC 20005 7167643 0 X WWW.IRIONLINE.ORG X 1991 CT TO PROMOTE UNDERSTANDING OF AND ADVOCATE ON ISSUES AFFECTING INSURED RETIREMENT STRATEGIES. 32 31 29 49 49750 -3369 0 0 6342844 6931551 6248 7877 0 228215 6349092 7167643 0 0 0 0 3589467 3754139 0 0 0 2997446 3503557 6586913 7257696 -237821 -90053 4899394 5616006 3484994 4291659 1414400 1324347 X THE MISSION OF THE INSURED RETIREMENT INSTITUTE IS TO: 1. ENCOURAGE INDUSTRY ADHERENCE TO THE HIGHEST ETHICAL PRINCIPLES.2. PROMOTE BETTER UNDERSTANDING OF THE INSURED RETIREMENT VALUE PROPOSITION.3. DEVELOP AND PROMOTE BEST PRACTICE STANDARDS TO IMPROVE VALUE DELIVERY. 4. ADVOCATE BEFORE PUBLIC POLICY MAKERS ON CRITICAL ISSUES AFFECTING INSURED RETIREMENT STRATEGIES. 0 0 CONFERENCES:CONFERENCES BRING TOGETHER MEMBERS AND OTHERS INTERESTED IN ANNUITY AND VARIABLE LIFE PRODUCTS TO EDUCATE THEM ON CURRENT ISSUES, PRODUCT FEATURES AND BENEFITS. MEMBER SERVICES:MEMBERSHIP SERVICES PROVIDES EDUCATION AND INFORMATION TO ASSOCIATION MEMBERS. PUBLICATIONS:THE ASSOCIATION PUBLISHES AND MAKES AVAILABLE TO MEMBERS A NUMBER OF BROCHURES AND BOOKLETS FOR USE IN INFORMING AND EDUCATING CONSUMERS ABOUT ANNUITY AND VARIABLE LIFE PRODUCTS. 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 16 0 29 1 1 1 0 0 0 0 0 X 32 31 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 X CATHERINE WEATHERFORD 2024693000 1100 VERMONT AVENUE NW 10TH FL WASHINGTON DC 20005 ROBERT DECHELLIS CHAIR 2.00 X X 0 0 0 BILL MORRISSEY VICE CHAIR 2.00 X X 0 0 0 BENJAMIN HUNEKE TREASURER/SECRETARY 2.00 X X 0 0 0 ROBERT MOORE PAST CHAIR 2.00 X X 0 0 0 BOB VORLOP DIRECTOR 2.00 X 0 0 0 CAROLINE O'CONNELL DIRECTOR 2.00 X 0 0 0 CAROLYN JOHNSON DIRECTOR 2.00 X 0 0 0 DAVE PAULSEN DIRECTOR 2.00 X 0 0 0 DAVID CRUZ DIRECTOR 2.00 X 0 0 0 DAVID GIERTZ DIRECTOR 2.00 X 0 0 0 DYLAN HUANG DIRECTOR 2.00 X 0 0 0 ELIZABETH FORGET DIRECTOR 2.00 X 0 0 0 ERICA MCGINNIS DIRECTOR 2.00 X 0 0 0 ERIN DONNELLY DIRECTOR 2.00 X 0 0 0 GEORGE RIEDEL DIRECTOR 2.00 X 0 0 0 GREG CICOTTE DIRECTOR 2.00 X 0 0 0 JAMES MULLERY DIRECTOR 2.00 X 0 0 0 JEFF MILLER DIRECTOR 2.00 X 0 0 0 JERRY PATTERSON DIRECTOR 2.00 X 0 0 0 JIM KWOK DIRECTOR 2.00 X 0 0 0 JOHN KENNEDY DIRECTOR 2.00 X 0 0 0 JOSEPH FOURNIER DIRECTOR 2.00 X 0 0 0 KIERAN MULLINS DIRECTOR 2.00 X 0 0 0 KIRSTIN HILL DIRECTOR 2.00 X 0 0 0 LARRY ROTH DIRECTOR 2.00 X 0 0 0 LORNA SABBIA DIRECTOR 2.00 X 0 0 0 LYNNE FORD DIRECTOR 2.00 X 0 0 0 MARC VOSEN DIRECTOR 2.00 X 0 0 0 MICHAEL COGSWELL DIRECTOR 2.00 X 0 0 0 MICHAEL FERRARO DIRECTOR 2.00 X 0 0 0 MICHAEL MCCARTHY DIRECTOR 2.00 X 0 0 0 NICK LANE DIRECTOR 2.00 X 0 0 0 PAULA NELSON DIRECTOR 2.00 X 0 0 0 PETER CIESZKO DIRECTOR 2.00 X 0 0 0 SCOTT COUTO DIRECTOR 2.00 X 0 0 0 SCOTT STOLZ DIRECTOR 2.00 X 0 0 0 TERRI FIELDER DIRECTOR 2.00 X 0 0 0 TINA AMBROZY DIRECTOR 2.00 X 0 0 0 TOM STREIFF DIRECTOR 2.00 X 0 0 0 WAYNE CHOPUS DIRECTOR 2.00 X 0 0 0 WILL FULLER DIRECTOR 2.00 X 0 0 0 WILLIAM BENJAMIN DIRECTOR 2.00 X 0 0 0 WILLIAM LOWE DIRECTOR 2.00 X 0 0 0 BRUCE FERRIS DIRECTOR (UNTIL 09/2016) 2.00 X 0 0 0 JOHN CARTER DIRECTOR (UNTIL 09/2016) 2.00 X 0 0 0 DAVID TYRIE DIRECTOR (UNTIL 09/2016) 2.00 X 0 0 0 JOHN PAPADOPULOS DIRECTOR (UNTIL 09/2016) 2.00 X 0 0 0 MICHAEL SALIBA DIRECTOR (UNTIL 09/2016) 2.00 X 0 0 0 MITCHELL CAPLAN DIRECTOR (UNTIL 09/2016) 2.00 X 0 0 0 CATHERINE WEATHERFORD PRESIDENT & CHIEF EXECUTIVE OFFICER 40.00 X X 793417 0 31052 J LEE COVINGTON SENIOR VP & GENERAL COUNSEL 40.00 X 399252 0 29525 AMY MIGNOGNA CHIEF OPERATING OFFICER 40.00 X 136416 0 17060 JASON BERKOWITZ VP, COUNSEL, REGULATORY AFFAIRS 40.00 X 214083 0 25369 PAUL RICHMAN VP, REGULATORY AFFAIRS & COMPLIANCE 40.00 X 184591 0 20043 BARBARA HUME VP, MEMBERSHIP 40.00 X 167015 0 19419 FRANCIS O'CONNOR VP, RESEARCH & OUTREACH 40.00 X 148069 0 21417 2042843 0 163885 9 0 1 0 LEADING AUTHORITIES INC 1990 M STREET NW WASHINGTON DC 20036 SPEAKER SERVICES 332974 GIBSON DUNN & CRUTCHER PO BOX 840723 LOS ANGELES CA 90084 LEGAL SERVICES 307055 PILLSBURY WINTHROP PO BOX 601240 CHARLOTTE NC 28260 LEGAL SERVICES 141898 MINDSHIFT PO BOX 200105 PITTSBURGH PA 15251 IT SERVICES 112737 4 MEMBERSHIP DUES 611710 3764925 3764925 CONFERENCES 611710 1726535 1676785 49750 PREMIER ALLIANCE PROGR 611710 1002000 1002000 INDUSTRY WIDE TRAINING 611710 409068 409068 PUBLICATIONS 611710 29023 29023 6931551 7877 7877 DOL ADVOCACY 900099 228215 228215 228215 7167643 7110016 49750 7877 1253246 2144530 53186 114206 188971 151276 116534 517385 467547 81014 321089 21711 341213 157380 1018930 122974 36028 PROFESSIONAL DEVELOPMEN 73653 MEMBERSHIP EXPENSE 67797 PROPERTY TAX/LICENCES 9026 7257696 1434453 1929823 2039501 2058305 73492 417020 256247 151375 1118951 841528 386740 277423 708961 782060 4899394 5616006 203817 190188 2393285 3106680 887892 994791 3484994 4291659 X 1414400 1324347 1414400 1324347 4899394 5616006 -90053 0 X 0 1 X 1 0 0 0 1 3703925 280684 -83117 197567 222236 -24669 31749 4498 27251 777419 636195 141224 309783 200835 108948 277423 DEFERRED COMPENSATION 735092 LETTER OF CREDIT 46968 782060 DEFERRED COMPENSATION 735092 DEFERRED RENT 157773 CAPITAL LEASE 101926 994791 X PART X, LINE 2: INSURED RETIREMENT INSTITUTE, INC. HAS ADOPTED THE INCOME TAX STANDARD FOR UNCERTAIN INCOME TAX POSITIONS. INSURED RETIREMENT INSTITUTE, INC. HAS EVALUATED ITS TAX POSITIONS AND DETERMINED THAT THEY ARE MORE-LIKELY-THAN-NOT TO BE SUSTAINED ON EXAMINATION. X X X 0 0 0 CATHERINE WEATHERFORD PRESIDENT & CHIEF EXECUTIVE OFFICER 543417 0 250000 0 0 0 9052 0 22000 0 824469 0 0 0 J LEE COVINGTON SENIOR VP & GENERAL COUNSEL 316064 0 83188 0 0 0 10525 0 19000 0 428777 0 0 0 AMY MIGNOGNA CHIEF OPERATING OFFICER 123916 0 12500 0 0 0 3560 0 13500 0 153476 0 0 0 JASON BERKOWITZ VP, COUNSEL, REGULATORY AFFAIRS 176509 0 37574 0 0 0 7869 0 17500 0 239452 0 0 0 PAUL RICHMAN VP, REGULATORY AFFAIRS & COMPLIANCE 167596 0 16995 0 0 0 6543 0 13500 0 204634 0 0 0 BARBARA HUME VP, MEMBERSHIP 151640 0 15375 0 0 0 5919 0 13500 0 186434 0 0 0 FRANCIS O'CONNOR VP, RESEARCH & OUTREACH 139201 0 8868 0 0 0 3917 0 17500 0 169486 0 0 0 FORM 990, PART VI, SECTION A, LINE 1 THERE SHALL BE AN EXECUTIVE COMMITTEE COMPOSED OF THE CHAIRMAN, IMMEDIATE PAST CHAIRMAN, PRESIDENT, VICE CHAIRMAN, TREASURER, SECRETARY AND SUCH OTHER DIRECTORS AS SHALL BE DETERMINED BY THE CHAIRMAN AND/OR THE BOARD OF DIRECTORS. THE EXECUTIVE COMMITTEE SHALL CONDUCT THE AFFAIRS OF THE ASSOCIATION IN ACCORDANCE WITH ITS CERTIFICATE OF INCORPORATION AND BY-LAWS AND THE POLICIES AND INSTRUCTIONS OF THE BOARD OF DIRECTORS. IT SHALL BE RESPONSIBLE FOR THE MANAGEMENT OF THE ASSOCIATION BETWEEN MEETINGS OF THE BOARD OF DIRECTORS. THE COMMITTEE SHALL BE RESPONSIBLE FOR DEVELOPING AN ANNUAL BUDGET FOR FINANCING OF THE ASSOCIATION FOR THE COMING CALENDAR YEAR AND RECOMMENDING SAID BUDGET TO THE BOARD OF DIRECTORS. THE COMMITTEE SHALL MEET UPON THE CALL OF ANY OF ITS MEMBERS, STATING THE TIME AND PLACE OF THE MEETING. FORM 990, PART VI, SECTION A, LINE 6 INSURED RETIREMENT INSTITUTE, INC. (IRI) HAS ONLY ONE CLASS OF MEMBERS. ANY PERSON OR ENTITY THAT HAS AN INTEREST IN INSURED RETIREMENT STRATEGIES MAY BE ELIGIBLE TO BECOME A MEMBER OF THE CORPORATION. FORM 990, PART VI, SECTION A, LINE 7A EACH MEMBER SHALL BE ENTITLED TO ONE VOTE FOR THE ELECTION OF DIRECTORS OF THE CORPORATION. FORM 990, PART VI, SECTION B, LINE 11B CLIFTONLARSONALLEN WILL PROVIDE THE COMPLETED 990 TO IRI. THE DIRECTOR OF FINANCE WILL REVIEW THE 990 AND MAKE SURE IT BALANCES BACK TO THE FINANCIAL STATEMENTS. THEN THE PRESIDENT/CHIEF EXECUTIVE OFFICER WILL REVIEW AND SIGN THE 990. A COPY OF THE 990 (SIGNED) WILL BE PRESENTED TO THE BOARD OF DIRECTORS. IF THERE IS SUFFICIENT TIME BEFORE THE FILING DUE DATE, THE BOARD WILL REVIEW, DISCUSS, AND APPROVE THE 990 BEFORE IT IS MAILED TO THE IRS. OTHERWISE, THE BOARD WILL REVIEW, DISCUSS AND APPROVE OR RECOMMEND AN AMENDMENT OF THE 990 AFTER IT HAS BEEN MAILED. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION'S SENIOR VICE PRESIDENT AND GENERAL COUNSEL REQUESTS THAT EACH BOARD MEMBER REVALIDATE THEIR STATEMENT ABOUT POTENTIAL CONFLICTS. THE VICE PRESIDENT AND GENERAL COUNSEL VERIFIES THAT THERE ARE NO CONFLICTS. IF ANY POTENTIAL CONFLICTS ARISE, THE CHAIRMAN OF THE BOARD DICTATES THE RESOLUTION TO THE POTENTIAL CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 THE EXECUTIVE COMMITTEE REVIEWS THE PRESIDENT/CHIEF EXECUTIVE OFFICER (CEO)'S PERFORMANCE ANNUALLY AND DETERMINES THE OFFICER'S SALARY INCREASE OR BONUS. THE PRESIDENT/CEO DETERMINES COMPENSATION ADJUSTMENTS FOR ALL OTHER STAFF. A CONSULTANT WAS ENGAGED TO WRITE JOB DESCRIPTIONS WITH COMPENSATION LEVELS FOR ALL POSITIONS. THIS WAS LAST DONE IN JANUARY 2009, AND SALARIES HAVE BEEN MODESTLY INCREASED FOR INFLATION AND MERIT SINCE THEN. A NEW ANALYSIS WILL BE DONE IN THE NEAR FUTURE. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, OR FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC. INSURED RETIREMENT INSTITUTE POLITICAL ACTION COMMITTEE 1100 VERMONT AVENUE NW 10TH FL WASHINGTON DC 20005 273719919 POLITICAL ACTION COMMITTEE DC 527 INSURED RETIREMENT INSTITUTE INC 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 0 0 0