2017-11-14T11:58:34-06:00 2016-12-31 431592217 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 66061 990 2016-01-01 480612011 HEARTLAND CREDIT UNION HEAR 6206690177 4000 N MONROE ST HUTCHINSON KS 675022224 JOEL ANDREW CFO 6206690177 2017-11-14 1 P00638199 9138946214 97.87.82.114 2017-11-14 11:58:16 CS P F833D4313777CB96842A8180D2DBFCFD1CED2197 F833D4313777CB96842A8180D2DBFCFD1CED2197 2016 2017-02-10 21:41:12Z DAN SPRINGER 4000 N MONROE ST HUTCHINSON KS 675022224 17132913 0 X WWW.HCU.COOP X 1948 KS TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 7 7 138 16 86354 -55623 0 7500 14039812 16079794 435791 493291 0 0 14475603 16580585 9822 9819 35474 32975 5642154 6653726 0 0 0 7104257 7260333 12791707 13956853 1683896 2623732 264817388 279757696 240872277 253177635 23945111 26580061 TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 0 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 23,045 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2016, THERE WERE 20,257 LOANS OUTSTANDING TOTALING $224,930,575. PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $1,580,287 FOR THE YEAR. 0 1 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 1 6620 0 1 138 1 1 1 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 1 1 1 1 X JOEL ANDREW 6206690177 4000 N MONROE ST HUTCHINSON KS 675022224 MARK WOLESLAGEL CHAIRMAN 3.00 X 0 0 0 ROY BROXTERMAN VICE CHAIRMAN 3.00 X 0 0 0 KENDAL PULLIAM SECRETARY/TREASURER 2.00 X 0 0 0 RICHARD CARLISLE BOARD MEMBER 2.00 X 0 0 0 JOHN MCCANNON BOARD MEMBER 2.00 X 0 0 0 CAROLINE PHELPS BOARD MEMBER 2.00 X 0 0 0 REX CHRISTNER BOARD MEMBER 2.00 X 0 0 0 GARTH STRAND PRESIDENT/CEO (RETIRED), VP-LENDING (INTERIM) 50.00 X 203334 0 25335 DAN SPRINGER PRESIDENT/CEO (CURRENT) 50.00 X 167388 0 17662 MICHELLE WALN VP - CULTURE 50.00 X 123004 0 11531 ZACK CLOBES VP - TECHNOLOGY 50.00 X 127303 0 16399 DANIEL MCFADDEN AVP - COMMERCIAL SERVICES 50.00 X 107746 0 16767 JEREMY STAUFFACHER VP - SALES & SERVICE 50.00 X 84949 0 12328 JOEL ANDREW CFO 50.00 X 55833 0 13278 869557 0 113300 5 0 1 0 SIMPSON CONSTRUCTION 1831 S ANNA WICHITA KS 67277 CONSTRUCTION SERVICES 1365484 SHELDEN ARCHITECTURE 800 E 1ST STREET N WICHITA KS 67202 ARCHITECTURE & BUILDING DESIGN 236857 2 7500 7500 INTEREST ON LOANS 522100 9576144 9576144 FEES & OTHER INCOME 522100 6417296 6417296 INSURANCE & WARRANTIES 522100 50102 50102 NON-MEMBER ATM FEES 522100 36252 36252 16079794 507147 507147 538472 552328 -13856 -13856 -13856 16580585 16486731 86354 0 9819 32975 982857 4488636 200845 584639 396749 17122 109777 142162 427603 1950426 80973 394513 38420 201829 201292 654862 112227 MEMBER DIVIDENDS 1580287 PROVISION FOR LOAN LOSS 633778 LOAN SERVICING 462495 ASSOCIATION DUES 82338 170229 13956853 2955654 2304363 19779497 14336645 31303 42642 203476724 222584100 380503 566577 15557979 6348442 7794389 9209537 15960845 14401346 8538988 9693892 5899485 6618594 264817388 279757696 991028 1963137 27774652 27649029 212106597 223565469 240872277 253177635 X 0 0 0 0 23945111 26580061 23945111 26580061 264817388 279757696 2623732 11218 0 X 0 0 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 1433820 1433820 8145430 2816360 5329070 12621 8134 4487 4270153 3523948 746205 1695955 1695955 9209537 MEMBER SHARE DEPOSITS 223565469 223565469 1 TWO NON-RENEWABLE $2,500 SCHOLARSHIPS WERE AWARDED TO TWO CURRENT HCU MEMBERS ENROLLED IN AN ACCREDITED COLLEGE, UNIVERSITY OR TECHNICAL SCHOOL. 2 5000 C.A.S.H. GRANTS IN AMOUNTS RANGING FROM $100 TO $400 WERE AWARDED TO 14 MEMBER-EDUCATORS IN 2016. 14 4819 PART I, LINE 2: THE "GPA ISN'T THE ONLY WAY" SCHOLARSHIP PROGRAM AWARDS TWO NON-RENEWABLE $2,500 SCHOLARSHIPS TO STUDENTS ENROLLED FULL-TIME IN AN ACCREDITED COLLEGE, UNIVERSITY OR TECHNICAL SCHOOL. TO BE ELIGIBLE, ENTRANTS MUST BE A HEARTLAND CREDIT UNION PRIMARY ACCOUNT HOLDER "IN GOOD STANDING." THE FUNDS ARE PAID DIRECTLY TO THE SCHOOL IN THE STUDENT'S NAME UPON CONFIRMATION OF ENROLLMENT AND ARE TO BE USED ONLY FOR TUITION, FEES, BOOKS, SUPPLIES, AND REQUIRED EQUIPMENT. THE C.A.S.H. (CELEBRATE ACADEMIC SUCCESS WITH HCU) GRANT PROGRAM WAS ESTABLISHED TO SUPPORT THE PROJECTS OF MEMBER-EDUCATORS. A COMMITTEE OF VOLUNTEERS AND CREDIT UNION STAFF REVIEW APPLICATIONS AND AWARD NON-RENEWABLE GRANTS IN AMOUNTS RANGING FROM $100-$400. ALL SUBMISSIONS MUST BE APPROVED BY THE APPLICABLE SCHOOL PRINCIPAL. X 1 1 X X X X 0 0 0 GARTH STRAND PRESIDENT/CEO (RETIRED), VP-LENDING 191269 0 8312 0 3753 0 14397 0 10938 0 228669 0 0 0 DAN SPRINGER PRESIDENT/CEO (CURRENT) 157023 0 7471 0 2894 0 11709 0 5953 0 185050 0 0 0 PART I, LINE 1A THE CREDIT UNION PROVIDES REIMBURSEMENT FOR YMCA MEMBERSHIP DUES. THIS BENEFIT IS AVAILABLE TO ALL EMPLOYEES, INCLUDING OFFICERS. PART I, LINE 3 THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND SETS COMPENSATION USING INFORMATION FROM EXTERNAL SOURCES AND SURVEYS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. MEMBERS MORTGAGE SERVICES LLC (MMS) G.STRAND, D.SPRINGER & K.PULLIAM ARE BOARD MEMBERS OF MMS 349190 SERVICE RELEASE PREMIUMS RECEIVED FROM MMS 0 MEMBERS MORTGAGE SERVICES LLC (MMS) G.STRAND, D.SPRINGER & K.PULLIAM ARE BOARD MEMBERS OF MMS 569061 GAIN RECEIVED FROM SALE OF MORTGAGES TO FNMA THROUGH MMS 0 MEMBERS MORTGAGE SERVICES LLC (MMS) G.STRAND, D.SPRINGER & K.PULLIAM ARE BOARD MEMBERS OF MMS 77745 FEES PAID TO MMS FOR MORTGAGE SERVICES PROVIDED FOR MEMBER LOANS AND USE OF MORTGAGE SERVICING TECHNOLOGY FOR IN-HOUSE LOANS 0 MEMBERS MORTGAGE SERVICES LLC (MMS) G.STRAND, D.SPRINGER & K.PULLIAM ARE BOARD MEMBERS OF MMS 70493 FEES RECEIVED FROM MMS FOR USE OF THE CREDIT UNION'S NETWORKS, TECHNOLOGY AND SUPPORT STAFF 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR. FORM 990, PART VI, SECTION B, LINE 11B THE CFO REVIEWS THE FORM 990 WITH THE PRESIDENT/CEO AND APPROVES THE FINAL RETURN BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS, OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND SETS COMPENSATION USING INFORMATION FROM EXTERNAL SOURCES AND SURVEYS. SIMILARLY, THE PRESIDENT/CEO DETERMINES COMPENSATION FOR ALL OTHER OFFICERS AND KEY EMPLOYEES AND PRESENTS THIS AS PART OF THE BUDGET PACKAGE TO THE BOARD FOR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION'S LOBBY AND ON THEIR WEBSITE, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. MEMBERSOURCE INC 4000 N MONROE HUTCHINSON KS 67502 742809182 SECURITIES BROKERAGE SERVICES KS SECURITIES BROKERAGE SERVICES C -55 120106 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0