2017-11-15T12:58:39-06:00 2016-12-31 410746749 CLIFTONLARSONALLEN LLP 20 E THOMAS RD STE 2300 PHOENIX AZ 85012 990 2016-01-01 860189823 FIRST AMERICAN CREDIT UNION FIRS 5208368848 958 E RODEO ROAD CASA GRANDE AZ 85122 ANTHONY T WALKER PRESIDENT/CEO 5208368848 2017-11-14 1 ANNE B DAVISON P00944246 6022662248 67.137.57.251 2017-11-14 16:23:17 US P 4FBFF73567ACF67D8EFD34054A325778DB36EB14 4A3BE0F8FC7006E23FDCF21200B9E516042F541F 2016 2017-02-10 21:41:12Z ANTHONY T WALKER 958 E RODEO ROAD CASA GRANDE AZ 85122 5915613 0 X WWW.FIRSTAMERICAN.ORG X 1962 AZ A COOPERATIVE, ORGANIZED FOR THE PUPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. 11 11 74 10 70776 -228 0 0 7881750 5581286 366117 334327 0 0 8247867 5915613 0 0 0 0 2800016 2027551 0 0 0 4711092 4044693 7511108 6072244 736759 -156631 111004171 104788863 102629402 96748998 8374769 8039865 PROVIDE COMMUNITY BASED FINANCIAL SOLUTIONS, ANYTIME, ANYWHERE, ANYPLACE. 0 0 THE CREDIT UNION FUNDED 1811 MEMBERS LOANS WITH A TOTAL BALANCE OF $29,813,105. THE CREDIT UNION'S 2016 INITIATIVES WERE TO DELIVER FINANCIAL SERVICES TO HARD WORKING FAMILIES THAT WERE AFFORDABLE, PROVIDED VALUE, AND PROMOTED THRIFT. THE CREDIT UNION INVESTED IN INFORMATION TECHNOLOGY INFRASTRUTURE TO ENSURE THE SAFETY AND SECURITY OF MEMBER INFORMATION. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 1 0 1 0 0 1 23 0 1 74 1 1 1 0 0 0 0 0 0 0 X 11 11 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 AZ X TONYA KRUSE 5208368848 958 E RODEO RD CASA GRANDE AZ 85122 JR MCEVOY CHAIRMAN 1.00 X 0 0 0 CLIFF KINSER VICE-CHAIRMAN 1.00 X 0 0 0 JANICE WEAVER SECRETARY 1.00 X 0 0 0 SYLVIA MEJIA TREASURER 1.00 X 0 0 0 JOSEPH HARDY DIRECTOR 1.00 X 0 0 0 DUANE WALLACE DIRECTOR 1.00 X 0 0 0 STEVE HUDSON DIRECTOR 1.00 X 0 0 0 ANTHONY WALKER PRESIDENT/CEO 40.00 X X 170156 0 36399 MARYBETH GITTINGS CFO 40.00 X 113763 0 16339 PHIL PETERS COO 40.00 X 83032 0 14690 366951 0 67428 2 0 1 0 FISERV 255 FISERV DRIVE BROOKFIELD WI 53045 FINANCIAL SERVICES TECHNOLOGY 625600 VANTIV 500 NORTH JUNIPER DRIVE SUITE 100 CHANDLER AZ 85226 PAYMENT PROCESSING 328142 DIRECT DIGITAL 1905 WEST 3RD STREET TEMPE AZ 85281 BILLING SERVICES 100636 VONAGE 9237 E VIA DE VENTURA 250 SCOTTSDALE AZ 85258 COMMUNICATION AND PHONE SERVICES 100345 6 LOAN INCOME 522100 2793728 2793728 MEMBER FEE INCOME 522100 2716782 2716782 UNRELATED BUSINESS INC 524298 70776 70776 5581286 290112 290112 44215 0 44215 44215 44215 5915613 5844837 70776 0 434379 1162145 149988 143523 137516 50106 21489 26277 196131 378140 20848 1784 435351 230309 23164 PROVISION FOR LOAN LOSS 1064131 OPERATIONS 662941 OTHER EXPENSES 375888 BANK AND CREDIT CARD FE 351342 206792 6072244 4649682 2027661 14655232 10422689 277852 84 24838 65167927 65750778 142757 2970162 1161335 2174325 1808827 11997492 11004342 23376089 934562 1377897 111004171 104788863 1162169 1213140 101467233 95535858 102629402 96748998 X 0 0 0 0 8374769 8039865 8374769 8039865 111004171 104788863 X -156631 -192508 14235 X X 0 1 X 1 0 390114 390114 1153645 558823 594822 247530 67015 180515 1178873 535497 643376 1808827 SECURITIES AVAILABLE FOR SALE 10025580 C HELD-TO-MATURITY SECURITIES 2239000 C OTHER INVESTMENTS 11111509 C 23376089 SHARE DRAFTS 14451098 REGULAR SHARES 22385865 MONEY MARKET 19895799 CERTIFICATES OF DEPOSIT 36941165 IRA SHARES 1861931 95535858 5915613 0 5915613 0 5915613 6072244 0 6072244 0 6072244 X 0 0 0 ANTHONY WALKER PRESIDENT/CEO 160556 0 0 0 9600 0 22120 0 14279 0 206555 0 25068 0 MARYBETH GITTINGS FORMER EVP HELOC X 43000 0 1 1 MARYBETH GITTINGS FORMER EVP CREDIT CARD X 10000 84 0 1 1 BRYCE ELLEDGE FORMER EVP SON AUTO LOAN X 27000 24804 0 0 1 BRYCE ELLEDGE FORMER EVP SON CREDIT CARD X 500 34 0 0 1 24922 MARYBETH GITTINGS FORMER EVP 43000 1 MARYBETH GITTINGS FORMER EVP 10000 1 BRYCE ELLEDGE FORMER EVP SON 27000 0 BRYCE ELLEDGE FORMER EVP SON 500 0 FORM 990, PART VI, SECTION A, LINE 6 MEMBERS ARE THOSE INDIVIDUALS WHO LIVE, WORK, WORSHIP OR VOLUNTEER IN PINAL COUNTY, AZ. PEOPLE OF THE NAVAJO NATION, AS WELL AS SELECT EMPLOYEE GROUPS (SEGS), AND THEIR FAMILIES WHO ARE PATRONS OF THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS ELECT BOARD OF DIRECTORS AT THE ANNUAL BOARD MEETINGS. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. FORM 990, PART VI, SECTION B, LINE 11B THE CREDIT UNION'S ACCOUNTING MANAGER AND CHIEF OPERATING OFFICER WILL REVIEW THE FORM 990. THE PRESIDENT/CEO WILL APPROVE THE FORM 990. FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION HAS AN ETHICS AND WHISTLEBLOWER POLICY WHICH MANDATES THAT EACH OFFICIAL AND EMPLOYEE OF THE CREDIT UNION MUST SIGN UPON WORKING WITH THE CREDIT UNION. EACH BOARD MEMBER AND EMPLOYEE MUST RESIGN AN UPDATED STATEMENT ANNUALLY. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS IS RESPONSIBLE FOR REVIEWING AND APPROVING THE COMPENSATION OF THE PRESIDENT/CEO. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN EACH OF THE CREDIT UNION'S LOCATIONS. THE CREDIT UNION MAKES ITS CONFLICT OF INTEREST POLICY AND GOVERNING DOCUMENTS AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: FUND BALANCE ADJUSTMENT 14,235. FORM 990 PART XII, LINE 2C THE ACCOUNTING MANAGER AND CHIEF OPERATING OFFICER ASSUME RESPONSIBILITY FOR THE OVERSIGHT OF THE AUDITED FINANCIAL STATEMENTS. THERE HAS BEEN NO CHANGE IN EITHER THE OVERSIGHT PROCESS OR THE SELECTION PROCESS. FIRST AMERICAN ASSURANCE AGENCY LLC 1001 N PINAL AVENUE CASA GRANDE AZ 85122 471089501 INSURANCE AZ 1686 3681 FIRST AMERICAN CREDIT UNION